Core Viewpoint - The People's Bank of China conducted a 783 billion yuan reverse repurchase operation with a rate of 1.40%, maintaining the previous level, while a total of 3,373 billion yuan in reverse repos matured, resulting in a net withdrawal of 2,590 billion yuan from the open market [1] Summary by Category Monetary Policy - The People's Bank of China executed a reverse repurchase operation of 783 billion yuan at a rate of 1.40%, unchanged from prior operations [1] - The net withdrawal from the open market was 2,590 billion yuan due to the maturity of 3,373 billion yuan in reverse repos [1] Interbank Rates - The Shanghai Interbank Offered Rate (Shibor) for short-term instruments decreased, with the overnight Shibor falling by 0.50 basis points to 1.3160%, the 7-day Shibor down by 2.70 basis points to 1.4120%, and the 14-day Shibor dropping by 7.90 basis points to 1.4690% [1][2] - The weighted average rates for various repo instruments also declined, with DR001 and R001 rates falling to 1.3127% and 1.3646%, respectively, while transaction volumes increased significantly [4] Market Conditions - The funding environment appeared relaxed, with ample supply observed in the early trading session, leading to stable transaction rates throughout the day [8] - By the end of the trading day, the overnight repo rates ranged from 1.33% to 1.36%, indicating a continued loose funding situation [8] Issuance and Trading of Certificates - On November 3, 47 interbank certificates were issued, with a total issuance volume of 686.8 billion yuan [8] - The trading sentiment for primary certificates was generally subdued, with yields on secondary certificates showing an upward trend across various maturities [9]

（文章来源：新华财经） 国际棉花咨询委员会（ICAC）发布的最新数据显示，全球2025/26年度棉花产量预估为2539.96万吨（上 月预估为2543.86万吨）；2025/2026年度棉花期末库存预估为1622.79万吨（上月预估为1537.87吨）， 同比增加2.5%。 ...

个股方面，中芯国际跌2.87%，工商银行涨2.49%，建设银行涨3.12%，中国石油股份涨3.37%，明略科 技涨106.10%，老铺黄金跌7.16%，周大福跌8.67%，阅文集团涨5.27%，荣昌生物涨3.17%，小鹏汽车涨 4.59%，华润置地涨1.28%，中国移动涨1.11%，国泰君安国际跌2.10%，国富氢能涨0.58%。 新华财经香港11月3日电 经过两个交易日调整后，港股主要指数3日高开并反弹，截至收盘，恒生指数 上涨0.97%至26158.36点，恒生科技指数上涨0.24%至5922.48点，国企指数上涨0.98%至9258.73点。 当日恒指高开92.52点，开报25999.17点，早盘期间在开盘点位附近震荡，午后涨幅有所扩大，最终恒指 涨251.71点，主板成交超2286亿港元。当日，港股通（南向）净流入超过87亿港元。 整体来看，多数板块上涨，银行、保险、煤炭、电力、石油与天然气、航空等股多为上涨，新能源车 企、新消费、生物医药、科网等股有涨有跌，芯片、黄金、有色金属、加密货币、零售等股多为下跌。 成交额前三的个股中，阿里巴巴跌1.15%，成交超122亿港元；小米集团涨3.52%，成交超9 ...

Core Viewpoint - The company has announced the termination of the acquisition of an 83.7775% stake in Guizhou Weidun Crystal Phosphorus Electronic Materials Co., Ltd due to a lack of consensus on key transaction terms among parties involved, which reflects the company's cautious decision-making in a complex market environment [1][3] Group 1: Strategic Intent and Market Position - The initial intent of the acquisition was to extend the company's strategic footprint in the electronic materials sector, where it has established itself as a leading provider of integrated solutions for the semiconductor industry [2] - The company has successfully operated the first fully domestically produced 12-inch wafer gas plant, marking a significant breakthrough in providing essential materials for high-end chip production [2] Group 2: Compliance and Decision-Making - Throughout the transaction process, the company adhered to compliance principles and legal requirements, but ultimately decided to terminate the acquisition after careful evaluation of the changing market conditions and the prolonged duration of the planning phase [3] Group 3: Ongoing Strategic Focus - Despite the termination of the acquisition, the company's strategic focus on the semiconductor equipment and electronic materials sectors remains unchanged, with ongoing positive feedback from key clients [4] - The company continues to enhance its "process-equipment-materials" integrated business model, which has gained broad recognition in the market [4] Group 4: Future Plans and Development - The company will not plan any major asset restructuring in the next month and will ensure strict compliance with insider information management obligations [5] - Future efforts will focus on leveraging favorable policies for semiconductor localization and exploring opportunities for industry chain integration that align with core business synergies [5]

Core Insights - The report titled "International Urban Cruise Vitality Index Report (2025)" indicates that Guangzhou ranks first in the index, followed by Shanghai and New York, showcasing the strong development of the global cruise industry [1][4]. Group 1: Performance of Chinese Cities - Guangzhou leads in market vitality, innovation vitality, and openness, setting a benchmark for high-quality development in the domestic cruise industry [4]. - Shanghai is leveraging its "One River, One River" strategy to enhance the internationalization of its Huangpu River and Suzhou River cruise brands, maintaining a lead in market and innovation vitality [4]. - Chinese cities, particularly Guangzhou, excel in innovation vitality compared to global counterparts, with Guangzhou operating 11 electric cruise ships, including the "Starship Navigator," which features 3D holographic projection technology [4][5]. Group 2: Global Trends and Development - The global cruise industry is experiencing a dual-driven development trend characterized by "branding and greening," with cities like Paris and Budapest enhancing their cruise offerings through cultural and technological integration [5]. - The Guangzhou Port Authority emphasizes the cruise industry as a new growth engine for the urban economy, with recent policies aimed at establishing Guangzhou as a world-class tourist destination [5][6]. Group 3: Future Directions - The report outlines future directions including deepening the integration of travel and navigation, enhancing urban living quality, and promoting smart cruise development through AI [7]. - The "International Urban Cruise Vitality Index" has been published for five consecutive years, covering 14 representative waterfront cities globally, providing a scientific quantitative standard for the cruise industry [7].

新华财经北京11月3日电西班牙制造业10月延续扩张态势，采购经理人指数（PMI）录得52.1，较9月的 51.5进一步上升，连续第六个月处于50荣枯线以上，显示该国制造业活动持续扩张。 从宏观经济层面看，西班牙整体经济表现稳健。得益于旅游业繁荣、移民带动的劳动力市场活跃以及内 需稳定，该国经济预计将在2025年连续第二年领跑欧元区。西班牙政府已将全年经济增长预期由2.6% 上调至2.7%。 最新官方数据显示，2024年第三季度西班牙经济环比增长0.6%，较第二季度的0.8%略有放缓；同比增 幅为2.8%。 （文章来源：新华财经） 就业方面，制造业岗位出现小幅下降。相关分析认为，劳动力市场信号趋于谨慎，企业用工扩张意愿受 到外部不确定性的制约。 尽管面临出口压力，制造业企业信心持续改善。多数企业预期未来需求将有所回升，部分公司已计划在 未来一年内增加投资并提升产能。 产出与新订单增长是推动制造业扩张的主要动力。然而，新出口订单已连续第二个月下滑，且10月的下 降速度为过去五个月来最快。分析指出，法国政治动荡导致的需求疲软以及美国贸易保护主义措施是造 成外部订单减少的主要因素。 ...

新华财经上海11月3日电 伴随中国科技创新取得突破性进展，全球资本正加大对中国资产的配置力度。 渣打集团行政总裁温拓思（Bill Winters）近期在上海接受新华财经等媒体采访时表示，国际投资者日益 认可中国科技创新的全球竞争力与投资价值，当前中国股票估值仍处于相对低位，未来还有上行空间。 国际投资者"觉醒"中国科技投资价值 "现在我们看到国际投资者意识到中国所开发的一些技术确实是出类拔萃的，而且具有全球竞争力"，尤 其在人工智能（AI）、电动汽车供应链及清洁技术等新兴技术领域，温拓思指出，"国际投资者可以说 某种程度上觉醒了，意识到中国市场发展使得中国的一些股票可以提供同类最佳的资产回报。" 今年以来已数次访华的温拓思对于中国在人工智能领域，尤其是应用层面的进展印象深刻。他说，今年 初走访北京、上海、杭州等地期间，他参观了多家本土企业，包括一批运用AI技术工具创业的初创公 司，中国在基于开源模型推进AI应用开发方面已取得长足进展。 在温拓思看来，人工智能将普遍提升生活质量与生产效率，对社会带来广泛积极影响。那些及早并深入 采纳AI技术的企业，将在绩效上显著领先和超越行动迟缓的同行。渣打近期也已加强AI工具 ...

（文章来源：新华财经） 工商银行还组建了"三支养老服务队伍"，为服务体系注入人文温度。一是在每个网点配备至少1名"养老 服务顾问"，负责政策解读、产品推荐和资源对接。二是邀请退休员工作为"养老服务体验志愿者"，从 用户视角优化流程和产品，已收集采纳1500余条宝贵建议。三是组建"青年志愿者团队"，深入社区开展 防诈宣传、业务办理等服务，充分展现工商银行的青年力量。 此外，工商银行持续创新多元金融产品，提供"N种养老服务产品"，满足各类需求。在对公方面，"工 银养老金"服务为企业年金提供一站式服务，目前管理的企业年金规模超1.7万亿元。针对养老机构融资 难问题，工商银行推出了"养老REITs"服务，并打造了免费、安全的"银发产业云"平台，服务于政府、 机构和个人。此外，在养老产业贷款方面，针对不同类型的客户提供不同的贷款产品。个人方面，工商 银行为55岁以上"长辈客群"打造了"工银爱相伴"品牌服务体系。 工商银行还依托庞大的网点和先进的线上平台优势，积极打造线上线下两个服务阵地，着力提升服务的 可得性与便捷性。在线下，工商银行启动"百千万工程"，计划打造百家养老金融旗舰网点、千家养老金 融标杆网点和万家养老金融 ...

| 基金管理人名称 | 泉果基金管理有限公司 | | --- | --- | | 公告依据 | 《公开募集证券投资基金信息披露管理 | | | 办法》《证券基金经营机构董事、监事、 | | | 高级管理人员及从业人员监督管理办法》 | | | 等相关法律法规 | | 高管变更类型 | 代任基金管理公司总经理 | | | 离任基金管理公司总经理 | 新华财经上海11月3日电 11月3日，泉果基金官网发布高级管理人员变更公告，公告显示公司创始人、 总经理王国斌病逝，即日起由董事长任莉代任总经理职务。目前，泉果基金官网已切换为黑白色调，以 表达对王国斌的深切哀悼。 公开信息显示，王国斌拥有北京大学硕士学位、中欧国际工商学院EMBA学历，累计证券从业经验达31 年。他曾参与创办君和资本，并作为东方红资产管理的创始人，为资本市场投资老将。 | 代任高级管理人员职务 | 总经理 | | --- | --- | | 代任高级管理人员姓名 | 任莉 | | 是否经中国证监会核准取得高 | | | 管任职资格 | | | 中国证监会核准高管任职资格 | | | 的目期 | | | 任职日期 | 2025-11-03 | | 过 ...

新华财经北京11月3日电 3日，2026年度"北京普惠健康保"上线发布会在京举行。据介绍，作为北京市 唯一一款由政府指导监督的普惠型商业补充医疗保险，"北京普惠健康保"四年累计参保超1500万人次， 累计处理理赔案件达41.9万件。截至9月底，单笔最高赔付金额达76.11万元；单人最多获得23次赔付； 理赔覆盖人群不分长幼，最大赔付年龄为104岁的高龄老人，最小赔付年龄则是不足1个月的新生儿。 即日起，不限年龄、职业以及健康状况，凡是北京基本医保参保人（城镇职工医保、城乡居民医保）、 北京市医疗保障局等相关政府部门管理的特定人群（征地超转、医疗照顾、离休及军休参保人员）、中 央公费医疗人群、拥有北京户籍或持有北京市居住证且已参加异地基本医保的北京市新市民，皆可以关 注官方指定参保平台"北京普惠健康保"微信公众号线上投保；还可在支付宝、"京通"小程序等官方渠道 搜"北京普惠健康保"投保；亦可通过中国人民保险、中国人寿、泰康、太平洋保险、中国平安、北京人 寿6家保险公司的专业工作人员咨询投保；还可通过中国工商银行、中国农业银行、中国银行、中国建 设银行、交通银行、北京银行、北京农商银行等银行的在京线下营业网点投保 ...