Group 1 - The domestic crude oil futures market showed a strong performance with the main contract opening at 451.2 yuan/ton and reaching a high of 454.0 yuan, reflecting a 2.35% increase [1] - The current trend in the crude oil market is characterized by a volatile upward movement, indicating a strong market performance [2] Group 2 - Zhengxin Futures noted increased geopolitical uncertainties, particularly regarding Venezuela and Iran, leading to significant short-term price fluctuations and a cautious approach to trading [2] - Guantong Futures highlighted the importance of monitoring the Iranian situation and the lack of progress in Russia-Ukraine negotiations, which could impact oil prices [2] - Jianxin Futures pointed out that the gradual lifting of sanctions on Venezuela by the U.S. and the potential for a 3 million barrels per day inventory pressure in Q1 2026 could create bearish signals in the supply side [2]

Group 1 - The core viewpoint is that the silver market is experiencing a significant supply shortage, which is expected to continue driving prices upward in the medium to long term [2][3]. - The Chicago Mercantile Exchange (CME) announced a change in margin requirements for precious metals contracts, shifting from fixed dollar amounts to a percentage of the contract's nominal value [2]. - The global silver market has faced a continuous shortage for five years, with an estimated shortfall of approximately 3,660 tons in 2025, exacerbated by China's new export regulations [2]. Group 2 - Dongwu Futures emphasizes that the long-term trends in precious metals, particularly silver, will be influenced by structural shortages and global monetary policy rather than isolated exchange measures [3]. - Hualian Futures notes that the supply side of silver is significantly constrained while demand is increasing, driven by sectors such as photovoltaics, electric vehicles, and AI data centers [3]. - The global silver ETF inflows are ongoing, and the available deliverable inventory is at historical lows, indicating a tight market situation [3].

Group 1 - International gold prices have been rising, prompting both domestic and foreign banks to launch gold-linked structured deposit products, which appeal to conservative investors due to their "capital protection" and yield flexibility [2] - Several banks have introduced related products since the beginning of 2026, with potential maximum annual yields reaching 4.5% [2] - Foreign banks' products have high entry thresholds and longer terms, such as DBS Bank requiring a minimum investment of $10,000 for a 12-month term, while HSBC China requires $20,000 for a 3-year term, and Standard Chartered Bank has a minimum subscription of $75,000 for an 18-month term [2] Group 2 - In contrast, domestic banks offer more accessible products with shorter terms and lower risks, with institutions like Jiangsu Bank, Shanghai Rural Commercial Bank, and China Merchants Bank having minimum investment amounts generally around $1,000 and terms ranging from 7 to 90 days [2] - Experts from the Beijing Wealth Management Industry Association indicate that the current trend of de-dollarization and geopolitical fluctuations are driving demand for gold, which remains strong in the market [2] - Companies are actively participating in the allocation of such products, although investors are advised to choose wisely, as structured deposits, while promising capital protection, have returns linked to market performance [2]

Group 1 - The core distinction between "主买" (active buying) and "被买" (passive buying) lies in the initiative of the funds, with "主买" indicating a strong buying intent and "被买" reflecting a defensive accumulation strategy [1][2] - "主买" involves funds actively placing buy orders at or above the seller's price, leading to an immediate upward pressure on stock prices, while "被买" involves funds waiting at the buy price to absorb selling pressure without pushing prices higher [2] - "主买" is considered a positive market signal, indicating that the main funds are optimistic about the stock [3] Group 2 - "被买" may suggest that the main funds are accumulating shares at lower price levels, anticipating future price increases [4]

2026年1月14日，北京农商银行发布公告称，为了能够向您提供更优质的服务，北京农商银行将于1月14 日（周三）22:00-1月15日（周四）6:00进行系统升级维护，期间北京农商银行核心银行系统、互联网金 融支付系统、ATM/CDM系统、个人网上银行系统、手机银行系统、信用卡业务系统、国债业务系统、 门户网站系统、二代支付系统、跨行网银系统、统一支付系统、企业网上银行系统、一体化客服系统、 微信银行系统、互联网贷款管理系统及业务可能会受到短暂影响。 由此给您带来的诸多不便，北京农商银行深表歉意！衷心感谢您对北京农商银行的理解和支持。 如有疑问，敬请垂询北京农商银行客服电话96198。 ...

1月14日，国内期市有色金属板块涨多跌少，多晶硅主力跌近3%。截止目前，多晶硅主力下跌2.96%， 报48200.00元/吨；沪铜主力上涨1.68%，报104970.00元/吨；沪锡主力上涨8.00%，报413170.00元/吨； 国际铜主力上涨2.18%，报93780.00元/吨。 | 合约名称 | 开盘价 | 昨收价 | 昨结价 | | --- | --- | --- | --- | | 氧化铝主力 | 2780.00 | 2780.00 | 2808.00 | | 碳酸锂主力 | 169000.00 | 166980.00 | 167860.00 | | 沪铜主力 | 103780.00 | 102480.00 | 103240.00 | | 国际铜主力 | 92000.00 | 91110.00 | 91780.00 | | 沪铝主力 | 24500.00 | 24375.00 | 24610.00 | | 铝合金主力 | 23265.00 | 23165.00 | 23430.00 | | 沪铅主力 | 17375.00 | 17360.00 | 17415.00 | | 沪镍主力 | 140330 ...

Group 1 - The Fuzhou Financial Regulatory Bureau approved the request for the change of business location for Hengbang Property Insurance Co., Ltd. Linchuan Branch [1] - The new business address is set to be No. 366 Sanweng Avenue, Fuzhou City Internet Entrepreneurship Park Phase I, Building 20, Room 1-1, 1st Floor, Jiangxi Province [1] - Hengbang Property Insurance Co., Ltd. is required to handle the change and license renewal in accordance with relevant regulations [1]

三、筹建期间接受莆田金融监管分局的监督指导，不得从事金融业务活动。 一、同意筹建中国渔业互助保险社福建分社湄洲岛营业部。 二、中国渔业互助保险社福建分社应严格按照有关法律法规要求办理筹建事宜，自批复之日起6个月内 完成筹建工作。 2026年1月5日，国家金融监督管理总局莆田监管分局发布批复称，《中国渔业互助保险社福建分社关于 设立湄洲岛营业部的请示》（渔保闽请〔2025〕11号）材料收悉。经审核，现批复如下： 四、筹建工作完成后，应按照有关规定和程序向莆田金融监管分局提交开业验收报告。 ...

三、中国银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 2026年1月8日，河北金融监管局发布批复称，《中国银行股份有限公司河北省分行关于核准吴文治任职 资格的请示》（冀中银报〔2025〕209号）收悉。经审核，现批复如下： 二、中国银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中国银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由决定机关办理行政许可注销手续。 一、核准吴文治中国银行股份有限公司石家庄分行副行长的任职资格。 ...

二、中国人寿财产保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 2026年1月12日，国家金融监督管理总局浙江监管局发布批复称，《关于变更中国人寿（601628）财产 保险股份有限公司杭州市富阳区支公司营业场所的请示》（国寿财险浙发〔2025〕173号）及相关说明 解释材料收悉。经审核，现批复如下： 一、同意中国人寿财产保险股份有限公司杭州市富阳区支公司营业场所变更为：浙江省杭州市富阳区鹿 山街道富恒街89号富冶大厦1号701室、702室、706室。 ...