"我跑了两家大行网点，5年期大额存单都停售了，就连3年期的都得靠'抢'，额度一出来很快就没了，关键利率还比去年降了不少。"家住北京市的王 女士告诉记者，她手中的50万元闲置资金本想配置长期大额存单以求稳健收益，如今却陷入了"无处可放"的困境。 王女士的遭遇并非个例。记者近期调研发现，工商银行、农业银行、中国银行、建设银行、交通银行、邮储银行六家国有大行已全面停售5年期大额 存单产品，部分股份制银行及城商行也紧随其后收缩长期存款业务。 六大行全面停售5年期大额存单 记者登录六大行官方APP及手机银行查询时发现，目前各银行大额存单期限结构已明显"短期化"。工商银行"大额存单"栏目下仅剩余1个月、3个月、 6个月、1年、2年、3年六个期限产品。其中，3年期大额存单产品利率为1.55%，1年期、2年期产品利率均为1.20%。 此外，中国银行、建设银行、交通银行及邮储银行的产品矩阵呈现相似特征，5年期产品均已从在售列表中移除。在农业银行2018年至2025年的人民 币个人大额存单产品目录中，也并未出现5年期大额存单产品的"踪影"。 回溯来看，5年期大额存单的退出并非突然之举。以中国银行为例，今年5月20日，中国银行曾在 ...

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a blockchain creation method, device, storage medium, and program product, with the patent number CN119834983B and an application date of December 2024 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 1,096 companies, participated in 5,000 bidding projects, has 988 trademark records, 5,000 patent records, and holds 77 administrative licenses [1]

人 示范 - Fire T 累计缴存礼上礼 活动期间,通过"中国工商银行App-个人养老金 专区-立即转入/转入资金"向本人个人养老金资金账 户转入一笔资金后,按2025年以来首次缴存金额达标 情况分档领取一份权益。 1000元≤2025年首次缴存 2025年首次缴存 金额<12000元 金额=12000元 领取方式 中国工商银行 任务中心 享活动 首开首缴享好礼 立即抽奖 App 累计缴存礼上礼 代发客户专享礼 假如每年缴存12000元个人养老金 每年最高可省5400元税费 开户缴存最高可领388元+188元 立减金 活动时间:2025年9月26日9时-11月30日24时 直开首缴享好礼 活动期间,首次通过"中国工商银行任一渠道" 开立个人养老金资金账户,并通过手机银行个人养 老金专区"立即转入/转入资金"向本账户转入2元 (含)及以上资金,即有机会领取奖励一份。 同时我行认定的代发/企业年金客户,可额外再 领取1万工银i豆。 综合所得金额-专项扣除0-基本扣除(6万元)-专项附加扣除 -其他 扣除® 1 专项扣除指基本养老保险、基本医疗保险、失业保险和住房公 积金;2其他扣除指企业年金、职业年金、符合国家 ...

Core Viewpoint - The large-denomination time deposit products offered by major banks in China have shifted towards shorter maturities, with longer-term options being removed from availability [1] Summary by Category Product Offerings - The Industrial and Commercial Bank of China (ICBC) currently offers large-denomination time deposits with maturities of 1 month, 3 months, 6 months, 1 year, 2 years, and 3 years [1] - The interest rate for the 3-year large-denomination time deposit is 1.55%, while the rates for the 1-year and 2-year products are both 1.20% [1] - Other banks such as Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank exhibit similar trends, having removed 5-year products from their offerings [1] Market Trends - Agricultural Bank of China has not included any 5-year large-denomination time deposit products in its catalog from 2018 to 2025 [1]

Core Insights - The China Industrial and Commercial Bank has obtained a patent for a "Job Scheduling Method, Device, Equipment, Storage Medium, and Program Product," with the authorization announcement number CN116185590B, and the application date is February 2023 [1] Company Overview - The China Industrial and Commercial Bank was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of the company is approximately 35.64 billion RMB [1] - The bank has invested in 1,096 enterprises and participated in 5,000 bidding projects [1] - The company holds 988 trademark registrations and 5,000 patent records, along with 77 administrative licenses [1]

Core Viewpoint - Six major state-owned banks in China have collectively stopped offering 5-year large denomination time deposit products, indicating a trend towards shorter-term deposit offerings in the banking sector [1] Group 1: Bank Actions - The six major state-owned banks include Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank of China [1] - Several joint-stock banks and city commercial banks are also following suit by reducing their long-term deposit products [1] Group 2: Product Offerings - The current offerings of large denomination time deposits have shifted to shorter terms, with Industrial and Commercial Bank of China now only providing products with terms of 1 month, 3 months, 6 months, 1 year, 2 years, and 3 years [1] - The 3-year large denomination time deposit product has an interest rate of 1.55%, while the 1-year and 2-year products both have rates of 1.20% [1] - Other banks such as Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank of China exhibit similar trends, having removed 5-year products from their offerings [1] - Agricultural Bank of China does not list any 5-year large denomination time deposit products in its catalog for the period from 2018 to 2025 [1]

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a method and device for identifying abnormal trading events, with the patent granted under announcement number CN115293908B and the application date being August 2022 [1] - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] Group 2 - According to data analysis from Tianyancha, ICBC has invested in a total of 1,096 companies and participated in 5,000 bidding projects [1] - The bank holds 988 trademark information entries and 5,000 patent information entries, along with 77 administrative licenses [1]

Group 1 - The core point of the article is that the Industrial and Commercial Bank of China (ICBC) has obtained a patent for a "transaction data broadcasting method, device, equipment, storage medium, and program product" with the authorization announcement number CN119788263B, and the application date is December 2024 [1] Group 2 - ICBC was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of ICBC is approximately 35.64 billion RMB [1] - According to data analysis, ICBC has invested in 1,096 companies, participated in 5,000 bidding projects, has 988 trademark information entries, and holds 5,000 patent information entries, along with 77 administrative licenses [1]

Core Points - The 20th "Golden Roundtable Award" ceremony for Chinese listed companies was held in Jiangyin, attended by over 200 guests including executives, scholars, and media representatives, highlighting achievements in corporate governance [1][2][3] - The event recognized over 100 listed companies with a total market value exceeding 10 trillion, including 16 companies with market values over 100 billion [1][2] Group 1 - The opening speech by Li Zhenqiang emphasized the importance of the "Golden Roundtable Award" as a platform for consensus and wisdom, aiming to support the transformation and upgrading of Chinese listed companies [2][3] - Jiangyin's Vice Mayor Ji Zhen highlighted the city's achievements as a manufacturing hub, with 66 listed companies and a total market value exceeding 300 billion, positioning Jiangyin as a leader among county-level cities [5][6] Group 2 - Liu Yunhong, a professor, discussed the development of corporate governance rules in China, identifying six key issues in current practices and advocating for a shift from "formal compliance" to "substantive effectiveness" [12] - Zhu Zhengyi shared insights from Longji Technology's acquisition of Xingke Jinpeng, emphasizing the strategic role of corporate secretaries in governance [12][13] - Su Mei analyzed the trends in the A-share market under the registration system, stressing the importance of value management for high-quality development [15] Group 3 - The award ceremony recognized outstanding companies and individuals in various categories, including "Most Influential Independent Director" and "Excellent Board of Directors," showcasing achievements in governance and value creation [18][20][33] - The "Best Board of Directors" award was presented to leading companies such as Weichai Power and China Ping An, reflecting their exemplary governance practices and strategic foresight [33][36]

Core Insights - The China Industrial and Commercial Bank has obtained a patent for a "page loading method, device, computer equipment, and storage medium," with the authorization announcement number CN116614341B, and the application date is May 2023 [1] Company Overview - The China Industrial and Commercial Bank was established in 1985 and is located in Beijing, primarily engaged in monetary financial services [1] - The registered capital of the company is approximately 35.64 billion RMB [1] - The bank has invested in 1,096 enterprises and participated in 5,000 bidding projects [1] - The company holds 988 trademark information and 5,000 patent information, along with 77 administrative licenses [1]