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邮储银行广西区分行金融赋能瞪羚企业 激活科创发展新动能
本报记者 曹沛原 通讯员 韦安源 梁东密 作为科技创新体系的重要生力军,瞪羚企业凭借其强劲的创新活力与高成长特征,已成为推动产业升级 和经济转型的核心力量。 邮储银行广西区分行深度践行金融服务实体经济理念,聚焦这类科技型中小企业特殊需求,构建起独具 特色的金融服务体系。 截至去年末,该分行已为辖内近200家瞪羚企业提供贷款支持,累计投放贷款41.63亿元。精准的金融服 务既是对顶层设计的具体落实,也是为地方经济高质量发展注入新活力的有益尝试。 深耕园区金融 助推产业稳健发展 邮储银行广西区分行印发《小企业金融客户营销提升"开源行动"》方案,聚焦116个国家级和自治区级 产业园,对园内6284家规上企业全面走访营销,推动园区科技企业客户获取与服务深化。截至去年末, 该分行已圆满完成自治区级以上园区100%走访目标,成功开发园区内规上企业869户,开发率达 13.82%。 位于广西崇左市大新县的广西东来新能源科技有限公司是一家专注于锂离子动力电池研发、制造与销售 的高新技术企业,2024年荣获广西瞪羚企业称号。同年11月份,该分行下辖邮储银行大新县支行在走访 中发现,随着新能源行业迅猛发展,该企业订单量激增,面临 ...
邮储银行一员工伪造存单并贪污诈骗数百万入狱!客户持“虚假存单”起诉银行赢了?
Xin Lang Cai Jing· 2025-04-22 00:31
杨某究竟犯下何种罪行?据长春市中级人民法院司法公开网披露,杨某的犯罪行为跨度长达 五年。2011年1月至2016年3月,她在担任邮储银行长春市上海路支行、光复路支行营业主管 (综合柜员)期间,以完成储蓄任务为由,将亲属、朋友的资金揽储于其所在银行,后利用 其职务上的便利,贪污银行储蓄存款共计人民币201.134935万元。其中185.5万元被挥霍。 近日,国家金融监督管理总局吉林监管局发布了3张罚单,剑指中国邮政储蓄银行股份有限 公司(以下简称"邮储银行")长春市光复路营业所、长春市天嘉水晶城营业所及其相关责任 人。 行政处罚信息公示表显示,邮储银行长春市光复路营业所员工杨某对公司员工非法侵占客户 资金事项负有责任,被禁止从事银行业工作4年。 | 序 | 当事人 | 行政处罚决定 | 主要违法违规行为 | 行政处罚 | 作出决定 | | --- | --- | --- | --- | --- | --- | | 름 | 名称 中国邮政 | 书文号 | | 内容 | 机关 | | | 储蓄银行 | 吉金罚决字 | | | | | 1 | 股份有限 | (2025) 31 | | 罚款30 | | | | 公司长 ...
辽宁阜新市市场监管局与邮储银行联合推出“千亿送贷”活动一季度提供2.79亿元贷款
Core Viewpoint - The collaboration between the Fuxin Market Supervision Administration and Postal Savings Bank aims to enhance financing for enterprises through the "Billion Loan Delivery" initiative, providing significant financial support to various industries in Fuxin City [1][2]. Group 1: Financing Initiatives - The "Billion Loan Delivery" initiative has provided 279 million yuan in loans in the first quarter, benefiting 1,177 business entities across sectors such as commerce, agricultural processing, and technology innovation [1]. - The initiative is part of a strategic cooperation plan aimed at establishing a long-term mechanism for financial services that encourages lending to small and micro enterprises [2]. Group 2: Financial Products and Services - Postal Savings Bank has introduced various financial products tailored to the needs of small and micro enterprises, including "Fast Loan," "Mortgage Loan," "Flow Loan," and "Quality Loan," while also promoting first-time and credit loans [2]. - The initiative includes online financing services, allowing businesses to apply for loans through a digital platform, enhancing accessibility and efficiency [2][3]. Group 3: Community Engagement and Support - The Fuxin Market Supervision Administration has organized themed activities such as "Loan Delivery to Parks" and "Loan Support for Entrepreneurship" to stimulate local economic development and support rural revitalization [3]. - The administration has utilized big data to identify businesses in need of financing, providing targeted information to the Postal Savings Bank to facilitate loan approvals [2].
邮储银行通辽市分行金融活水润春耕 精准服务助“三农”
Core Viewpoint - Postal Savings Bank of China in Tongliao City is actively supporting agricultural production during the spring plowing season by optimizing financial services and increasing credit investment to boost local agricultural activities [1][2]. Group 1: Financial Support for Agriculture - The bank has deployed customer managers to rural areas to assess the funding needs for spring farming, ensuring precise financial service delivery [2]. - A "green channel" has been established to streamline loan approval processes, enhancing the efficiency of fund disbursement [3]. - As of the end of March, the bank has issued 8,707 spring farming loans totaling over 1.324 billion yuan, benefiting 63,900 agricultural clients [3]. Group 2: Innovative Financial Products - The bank has introduced specialized loans such as "Agricultural Machinery Loan" and "Planting Loan" to cater to the diverse financing needs of modern agricultural entities [4]. - Collaboration with government and agricultural guarantee companies has been strengthened to promote the "government-bank-guarantee" model, facilitating access to low-interest loans for farmers [4]. - This year, the bank has issued 1.324 billion yuan in spring loans through the "government-bank-guarantee" model, including 703 guarantee loans amounting to 200 million yuan [4]. Group 3: Loan Renewal and Financial Accessibility - The bank has launched a "no principal repayment renewal loan" service, allowing clients to extend loan terms up to 10 years, with a total of 32 million yuan renewed this year [5]. - For clients facing temporary repayment difficulties, the bank offers loan extension and restructuring services, with the latter allowing for a repayment period extension of up to 5 years [5]. - The bank is enhancing its service model by establishing "Spring Farming Financial Service Stations" in rural areas to provide on-site loan application and payment services [5].
邮储银行吉安市分行聚焦特色产业 促进茶农增收
"我凭借良好信用在邮储银行获得30万元纯信用贷款,今年春茶已提前上市,这下增收有盼头了。"汤湖 镇茶叶种植户刘继新拿到贷款后高兴地对记者说。 "实现产业发展是农民增收致富的根本。"邮储银行吉安市分行相关负责人接受记者采访时表示,近年 来,该分行结合当地"一县一业、一村一品"产业发展格局,因地制宜推进当地狗牯脑茶产业在种植、经 销、加工等方面发力,创新推出"信用贷+"系列信贷产品,大力推动"极速贷、产业贷、信用户"等可推 广、可复制的经验模式,为农户提供综合性金融服务。 江西省吉安市遂川县汤湖镇拥有悠久的产茶历史和深厚的茶文化底蕴,当地的狗牯脑茶已成为带动农户 增收的特色产业和重要品牌。 近年来,邮储银行吉安市分行积极发挥农村金融主力军作用,锚定遂川县特色茶产业发展,创新推出特 色金融产品,持续助力茶农增收致富。 上述负责人表示,该分行以"让绝大多数农户都有邮储银行授信,为亿万农户提供综合金融服务"为理 念,积极发挥银村合作渠道作用,共同推进农村信用体系建设,以信用贷款授信方式有效解决茶叶种植 户、经销商及加工企业无抵押等融资难题。 ■本报记者 郑长灵 截至目前,邮储银行吉安市分行今年已面向"三农"用户发放各类 ...
促进民营经济发展 金融机构大显身手
Zheng Quan Ri Bao· 2025-04-20 16:16
支持民营经济发展是金融服务实体经济的内在要求。金融机构正强化支持举措,扎实落实促进民营经济 发展的政策措施,助力民营经济发展壮大。 当记者走进坐落于广州市白云区广州轨道交通产业园的广州市半径电力铜材有限公司(以下简称"半径 电力")生产车间,一条条先进的自动化生产线映入眼帘。 据陈庆周介绍,了解到半径电力资金周转存在困难的情况后,经当地政府牵线搭桥,邮储银行广州市分 行迅速组织普惠金融专项服务小组,派专人上门,针对企业订单激增的实际情况,并结合企业长期稳健 的经营状况及政府的支持政策,制定专项授信方案,分三批累计为企业提供2000万元专精特新贷款及 800万元担保公司担保贷款,总授信金额达2800万元。 上引炉无氧杆生产线、连续挤压机生产线、德国进口铝型材数控加工中心等高精尖设备,不仅大幅提升 生产效率和产品质量,更为企业快速发展奠定坚实基础。 "考虑到半径电力作为比亚迪工厂建设最主要的母线槽供应商,一年内新增订单将近10亿元,且其生产 的智能母线槽作为传统线缆的优质替代品,在未来新质生产力发展中潜力巨大。于是,省市级行经过多 次充分尽职调查,在综合考量后,最终决定在年限、额度、灵活性等授信政策方面创新突破, ...
邮储银行落实进一步深化农村改革 扎实推进乡村全面振兴
在加大设施农业建设方面,邮储银行将围绕现代农业产业园、乡村振兴农业基地等项目,因地制宜打造 特色服务模式,强化"菜篮子"产品应急保供能力,助力冷链仓储、设施种植等全流程管控。 激发县域产业活力 据了解,邮储银行将持续强化对脱贫地区和国家乡村振兴重点帮扶县的差异化支持,加大信贷投放力 度,满足特色产业发展和乡村建设需求;保持金融帮扶政策总体稳定,积极开展产业帮扶、项目帮扶等 工作,严格落实定点帮扶责任,助力守住不发生规模性返贫底线。同时,大力发展创业担保贷款业务, 切实满足脱贫人口、就业困难人员、新市民等主体创新创业资金需求。 在县域富民产业培育方面,邮储银行将聚焦乡村特色产业,推广"一业一策""一企一策"服务模式,通过 制定产业专属业务方案,助力做好"土特产"文章。 ■本报记者 郝飞 近日,邮储银行印发《中国邮政储蓄银行关于落实进一步深化农村改革扎实推进乡村全面振兴的意见》 (以下简称《意见》)。 《意见》明确,深入学习运用"千万工程"经验,聚焦"两个持续、四个着力"重点任务,出台18条工作举 措,以高质量金融服务助力推进乡村全面振兴。 全力保障粮食安全 邮储银行将聚焦粮食和重要农产品稳产保供,持续优化信贷产 ...
10家银行董事长年薪涨了,营收增长最差的年薪最高
3 6 Ke· 2025-04-19 13:37
Core Viewpoint - The financial industry continues to showcase high salaries, with 15 out of 16 banks reporting executives earning over one million yuan annually, despite some banks advocating for cost-cutting measures [1][4][6]. Salary Overview - Among the 16 banks analyzed, only Hengfeng Bank did not report any executives earning over one million yuan, with the highest salary being 647,300 yuan for its chairman [4][6]. - The highest-paid executive is Ji Guangheng, the president of Ping An Bank, with a salary of 4.1587 million yuan, followed closely by the chairman, Xie Yonglin, at 4.0129 million yuan [4][6]. Performance vs. Compensation - Notably, Ping An Bank and Minsheng Bank, which have reported poor performance with revenue declines of 10.93% and 9.85% respectively, still have some of the highest executive salaries in the industry [7][8]. - The disparity between high executive salaries and poor bank performance has led to a reluctance among executives to discuss their compensation publicly [2][4]. Executive Salary Changes - Among the 16 banks, 12 disclosed chairman salaries, with 10 experiencing increases, while 13 disclosed president salaries, with 10 seeing decreases [10][14]. - The trend indicates that while chairman salaries are generally rising, president salaries are declining, reflecting a broader trend of cost-cutting in the banking sector [12][14]. Average Employee Salary - The average salary for employees across the 16 banks is approximately 300,000 yuan, with Citic Bank leading at 606,200 yuan per employee, while the lowest is at 296,100 yuan for Bank of Communications [18][19]. - Overall, 9 banks reported an increase in average employee salaries, while 7 reported a decrease, indicating a general trend of "more increases than decreases" compared to the previous year [19].
万家基金管理有限公司关于增加邮储银行为旗下部分基金 销售机构并开通定投的公告
根据万家基金管理有限公司(以下简称"本公司")与中国邮政储蓄银行股份有限公司(以下简称"邮储 银行")签订的销售协议,自2025年4月21日起,本公司旗下部分基金在邮储银行开通申购、赎回及定 投。投资者可在邮储银行办理产品开户及申购、赎回等业务。业务办理的具体事宜请遵从各销售机构的 相关规定。 一、本次增加邮储银行为销售机构的基金产品如下: ■ 二、开通基金定投业务 基金定投是指投资者通过向邮储银行提交申请,约定申购周期、申购时间和申购金额,由各销售机构在 设定期限内按照约定的自动投资日在投资者指定资金账户内自动完成基金申购申请的一种长期投资方 式。有关基金定投事宜公告如下: 1、适用投资者范围 符合相关基金合同规定的所有投资者。 2、本次开通基金定投业务的基金产品如下: ■ 2、投资者开立基金账户后即可到各销售机构申请办理相关万家开放式基金的基金定投业务,具体办理 程序请遵循各销售机构的相关规定。 4、办理时间 本业务的申请受理时间与基金日常申购业务受理时间相同。 5、申购金额 投资者可与邮储银行约定每期固定投资金额,每期定期定额申购金额最低下限为人民币10元,无级差。 6、扣款日期及扣款方式 (1)投资者 ...
中证香港上市可交易内地银行指数报1059.57点,前十大权重包含中信银行等
Jin Rong Jie· 2025-04-18 15:21
Group 1 - The core viewpoint of the articles indicates that the China Securities Index for Hong Kong-listed mainland banks has shown a mixed performance, with a recent decline of 5.22% over the past month, but an increase of 10.24% over the last three months and a year-to-date rise of 5.40% [1] - The index, which reflects the performance of high liquidity and easy short-selling securities in the Hong Kong market, includes three thematic indices: HKT Hong Kong Real Estate, HKT Mainland Consumption, and HKT Mainland Banks [1] - The index is based on a reference date of December 31, 2007, with a base point of 1000.0 [1] Group 2 - The top ten holdings in the index are dominated by major banks, with China Construction Bank at 28.87%, Industrial and Commercial Bank of China at 22.76%, and Bank of China at 18.2% [1] - The index's holdings are entirely composed of financial sector stocks, with 100% representation from the financial industry [1] - The index sample is adjusted biannually, with changes implemented on the next trading day following the second Friday of June and December [2]