证券时报·数据宝统计显示，邮储银行今日收盘价为5.81元，下跌1.02%，日换手率为0.27%，成交额为 10.43亿元，全天主力资金净流出1.30亿元，近5日该股累计下跌0.68%，近5日资金合计净流出1.23亿 元。 邮储银行11月13日大宗交易平台出现一笔成交，成交量190.00万股，成交金额1103.90万元，大宗交易成 交价为5.81元。该笔交易的买方营业部为华泰证券股份有限公司总部，卖方营业部为中信证券股份有限 公司深圳分公司。 进一步统计，近3个月内该股累计发生8笔大宗交易，合计成交金额为3553.50万元。 11月13日邮储银行大宗交易一览 | 成交量 | 成交金额 | 成交价格 | 相对当日收盘折溢 | 买方营业部 | 卖方营业部 | | --- | --- | --- | --- | --- | --- | | （万股） | （万元） | （元） | 价（%） | | | | 190.00 | 1103.90 | 5.81 | 0.00 | 华泰证券股份有限 | 中信证券股份有限公司 | | | | | | 公司总部 | 深圳分公司 | （文章来源：证券时报网） 两融数据显示，该股最新融资 ...

进一步统计，近3个月内该股累计发生7笔大宗交易，合计成交金额为3071.1万元。该股近5个交易日累 计下跌0.68%，主力资金合计净流出7005.21万元。 第1笔成交价格为5.81元，成交190.00万股，成交金额1,103.90万元，溢价率为0.00%，买方营业部为华 泰证券股份有限公司总部，卖方营业部为中信证券股份有限公司深圳分公司。 来源：新浪证券-红岸工作室 11月13日，邮储银行收跌1.02%，收盘价为5.81元，发生1笔大宗交易，合计成交量190万股，成交金额 1103.9万元。 ...

| 交易日期 | | 证券代码 ----- | 成交价(元) 成交金额(万元) 成交量(*) 买入营业部 | | | | 美出营业部 | 是否为专场 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 025-11-13 | 邮储银行 | 601658 | 5.81 1103.9 | 190 | 会需经营股份有限 | 去德慧킬劈纹意眼 | | ка | 11月13日，邮储银行大宗交易成交190万股，成交额1103.9万元，占当日总成交额的1.05%，成交价5.81 元，较市场收盘价5.81元持平。 ...

Core Insights - The state-owned large bank sector experienced a decline of 0.19% on November 13, with Postal Savings Bank leading the drop [1] - The Shanghai Composite Index closed at 4029.5, up 0.73%, while the Shenzhen Component Index closed at 13476.52, up 1.78% [1] Bank Performance Summary - Industrial and Commercial Bank of China (ICBC) closed at 8.21, with a slight increase of 0.24% and a trading volume of 2.9014 million shares [1] - Bank of Communications remained unchanged at 7.45, with a trading volume of 1.6997 million shares [1] - China Bank closed at 5.74, down 0.35%, with a trading volume of 3.0444 million shares [1] - Agricultural Bank of China closed at 8.56, down 0.35%, with a trading volume of 3.5622 million shares [1] - China Construction Bank closed at 9.54, down 0.52%, with a trading volume of 904,900 shares [1] - Postal Savings Bank closed at 5.81, down 1.02%, with a trading volume of 1.7964 million shares [1] Fund Flow Analysis - The state-owned large bank sector saw a net outflow of 297 million yuan from main funds, while speculative funds had a net inflow of 355 million yuan [1] - Retail investors experienced a net outflow of 58.1835 million yuan [1] Individual Bank Fund Flow - Bank of Communications had a main fund net inflow of 30.3628 million yuan, while retail investors saw a net outflow of 33.0669 million yuan [2] - ICBC experienced a main fund net outflow of 6.8361 million yuan, with speculative funds seeing a net inflow of 30.1024 million yuan [2] - China Construction Bank had a main fund net outflow of 18.4073 million yuan, with speculative funds seeing a net inflow of 25.9620 million yuan [2] - China Bank faced a significant main fund net outflow of 89.5407 million yuan, while speculative funds had a net inflow of 55.9172 million yuan [2] - Agricultural Bank of China had a main fund net outflow of 104 million yuan, with speculative funds seeing a net inflow of 125 million yuan [2] - Postal Savings Bank experienced a main fund net outflow of 109 million yuan, while speculative funds had a net inflow of 115 million yuan [2]

Group 1 - The core product discussed is the Shitou goose, known for its large size, fast growth, and delicious meat, which has significant economic value and is a key pillar of the rural economy in the Chaoshan region of Guangdong Province [1][2] - The company "Riyixiang Goose Rice Restaurant," founded in 2003, has expanded from a small shop to a well-known brand, engaging in the entire goose meat industry chain, including breeding, production, and sales [1] - Financial support from Postal Savings Bank has been crucial for local businesses, enabling them to overcome funding challenges and expand operations, such as the case of a goose farm owner who received a loan of 600,000 yuan within a week [2] Group 2 - The "Agricultural and Animal Husbandry Loan" product from Postal Savings Bank is designed for agricultural producers, offering quick approval and up to 2 million yuan in credit, which addresses various financing needs in production and capacity expansion [2] - The future strategy of Postal Savings Bank's Guangdong branch focuses on supporting key rural industries, including the Shitou goose sector, aligning with national rural revitalization initiatives [2]

Core Viewpoint - Postal Savings Bank of China (PSBC) experienced a decline of 1.02% in stock price on November 13, with a trading volume of 1.043 billion yuan and a market capitalization of 697.752 billion yuan [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, indicating a strong return for investors [2] - For the period from January to September 2025, PSBC reported a net profit of 76.562 billion yuan, reflecting a year-on-year growth of 0.98% [7] Shareholder and Market Activity - As of September 30, 2025, the number of PSBC shareholders decreased by 13.09% to 142,600, while the average number of circulating shares per person increased by 15.29% to 478,570 shares [7] - The stock's main trading activity showed a net outflow of 92.2626 million yuan today, with no clear trend in the main capital flow [3][4] Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, provides a range of banking and financial services in China, with personal banking accounting for 65.15% of its revenue, corporate banking 22.71%, and funding operations 12.10% [6] - The company is ultimately controlled by China Post Group Co., Ltd., and is classified under the category of state-owned enterprises [2] Dividend Distribution - Since its A-share listing, PSBC has distributed a total of 137.796 billion yuan in dividends, with 77.395 billion yuan distributed over the last three years [8]

Group 1 - The bank ETF Tianhong (515290) has seen a year-to-date share growth rate of 39.92%, with the latest scale at 6.291 billion and circulating shares at 4.145 billion [1] - The Hong Kong Stock Connect Central Enterprise Dividend ETF Tianhong (159281) has experienced net inflows for two consecutive trading days, indicating strong investor interest [1] - The performance of the dividend sector, including banks, has been strong, with major banks like Agricultural Bank of China showing significant stock price increases [2] Group 2 - The six major state-owned banks reported double growth in revenue and net profit for the first three quarters of the year, with net profits for major banks ranging from 699.94 million to 2,699.08 million, reflecting a year-on-year growth of 0.33% to 3.03% [2] - The banking sector's performance is supported by stable growth in scale, improved net interest income, and a recovery in non-interest income, with asset quality remaining stable [3] - The policy environment is conducive to optimizing bank credit structures and protecting interest margins, which enhances the growth potential for non-interest income [3]

Core Insights - Postal Savings Bank of China executed a block trade on November 12, with a transaction volume of 700,000 shares and a transaction value of 4.109 million yuan, at a price of 5.87 yuan per share [2] Summary by Category Transaction Details - The block trade involved a total volume of 700,000 shares and a total transaction amount of 4.109 million yuan [2] - The transaction price of 5.87 yuan per share represented a 0% premium relative to the closing price on that day [2] - The buyer was from Industrial Securities Co., Ltd. Fuzhou Chaoyang Road Securities Business Department, while the seller was from Guotai Junan Securities Co., Ltd. Headquarters [2] Recent Trading Activity - Over the past three months, Postal Savings Bank has recorded a total of 7 block trades, with a cumulative transaction value of 24.496 million yuan [2]

Group 1 - Postal Savings Bank executed a block trade of 700,000 shares on November 12, with a transaction value of 4.109 million yuan, accounting for 0.41% of the total trading volume for the day [1][2] - The transaction price was 5.87 yuan, which remained unchanged compared to the market closing price of 5.87 yuan [1][2]

Core Viewpoint - Postal Savings Bank of China (PSBC) shows stable performance with a recent stock price increase and a solid dividend yield, indicating potential investment opportunities in the context of state-owned enterprise reforms [1][2]. Financial Performance - PSBC's recent three-year dividend yields are 5.58%, 6.00%, and 4.61% respectively, reflecting a consistent return to shareholders [2]. - For the period from January to September 2025, PSBC reported a net profit of 765.62 billion yuan, representing a year-on-year growth of 0.98% [7]. Market Activity - On November 12, PSBC's stock rose by 0.69% with a trading volume of 9.93 billion yuan and a turnover rate of 0.25%, leading to a total market capitalization of 704.96 billion yuan [1]. - The main capital inflow for PSBC today was 67.79 million yuan, accounting for 0.07% of the total, with no significant trend in main capital movements observed [3][4]. Shareholder Structure - As of September 30, 2025, PSBC had 142,600 shareholders, a decrease of 13.09% from the previous period, while the average circulating shares per person increased by 15.29% to 478,570 shares [7]. - The top ten circulating shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings compared to the previous period [8][9]. Business Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, primarily offers banking and financial services in China, with personal banking contributing 65.15% to its revenue, corporate banking 22.71%, and fund operations 12.10% [6].