Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment, focusing on sustainable development, strengthening core advantages, accelerating technological transformation, and ensuring stable operations through risk management [2]. Group 2: Risk Management - The bank emphasizes a comprehensive risk management system, implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and maintaining independent credit approval processes [2]. Group 3: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive business models for small and micro clients, innovating financial products to meet their needs and providing specialized financial services [2]. Group 4: Investor Communication - During the investor communication activity, the company ensured full compliance with disclosure regulations, with no significant undisclosed information leaked [2].

浙江波宁律师事务所 SHEJIANG BONING LAW FISM 地址:中国宁波市高新区光华路 299 弄 37 号研发园C区 15 幢 4 楼 ADD: 4F No37 Lane 299 Guanghua Road National Hi-tech Zone , Ningbo, China. 邮编:315048 Postal Code: 315048 传真:+(86)574-2783-6060 Fax: +(86)574-2783-6060 电话:+(86)574-2783-6016 Tel: +(86)574-2783-6016 网址:www.nbbnlaw.com Web: www.nbbnlaw.com 浙江波宁律师事务所 关于宁波银行股份有限公司 2025 年第一次临时股东大会之 法律意见书 致:宁波银行股份有限公司 浙江波宁律师事务所(以下简称"本所")接受宁波银行股份有 限公司(以下简称"公司")的委托,根据《中华人民共和国公司法》 (以下简称《公司法》)、《中华人民共和国商业银行法》《上市公 司股东大会规则》《银行保险机构公司治理准则》等现行有效的法律、 行政法规、规范性文件和《宁波银行股 ...

Market Performance - The banking sector showed an upward trend in the afternoon session, with Ningbo Bank rising over 3%, Qingdao Bank and Shanghai Rural Commercial Bank gaining around 2%, and other banks like Industrial Bank, Suzhou Bank, Nanjing Bank, and Bank of China also performing well [1] Policy Developments - The People's Bank of China held its fourth-quarter monetary policy committee meeting and 2025 work conference, emphasizing the continuation of the central economic work conference's policy stance [1] - Key points from the meetings include "increasing the intensity of monetary policy regulation," "opportunistic RRR and interest rate cuts," "guiding financial institutions to increase monetary and credit supply," "preventing capital idling," and "improving the foundational system of real estate finance" [1] Analyst Insights - CITIC Securities noted that the meeting's language suggests that the intensity of monetary policy is expected to remain strong, with the possibility of RRR and interest rate cuts being advanced [1] - The firm recommends focusing on the potential for cost savings in bank liabilities and the strength of credit growth at the beginning of the year [1] - Despite potential short-term fluctuations due to the mid-term dividend season and the withdrawal of speculative funds, stable return assets remain scarce, and there is still room for absolute return funds to increase their positions in the banking sector [1] - The firm expects a rebalancing period for policy, economy, market, and expectations to begin next week, with dividend assets remaining a strong short-term direction and the banking sector still offering clear value [1] Stock Recommendations - Short-term portfolio recommendations include banks with high dividend yield labels [1] - Medium to long-term portfolio recommendations suggest focusing on banks with long-term absolute return potential [1]

Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment and accumulate comparative advantages for high-quality development [2] - Key strategies include: deepening the main business line for sustainable growth, strengthening professional operations to solidify core advantages, accelerating technological transformation to empower management, and maintaining a risk baseline for stable operations [2] Group 2: Loan Allocation - The bank focuses its loan allocation on advanced manufacturing, private small and micro enterprises, and import-export businesses to meet the financial service needs of clients in its operating region [2] Group 3: Risk Management - The bank adheres to the philosophy that "operating a bank is managing risks" and continuously improves a comprehensive risk management system that is inclusive of all personnel and processes [2] - Key measures include implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and enforcing independent credit approval during the business approval process [2] Group 4: Investor Relations Activity - The investor relations activity involved thorough communication between company representatives and investors, adhering strictly to disclosure regulations without any significant undisclosed information leaks [2]

Group 1: Competitive Advantage and Risk Management - The bank maintains a differentiated business strategy to adapt to changes in the operating environment, ensuring stable operations and high-quality development [2] - The bank's risk management philosophy is centered on "operating a bank means managing risks," with a comprehensive risk management system in place [2] - Key risk management measures include implementing a unified credit policy, conducting ongoing industry research, and independent credit approval processes [2] Group 2: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive operating models for small and micro customers, innovating financial products to meet their needs [2] Group 3: Investor Relations Activity - The investor relations activity was conducted via a telephone conference on December 24, 2024, involving the company's investor relations team and representatives from Penghua Fund [2] - There were no disclosures of significant undisclosed information during the meeting, adhering strictly to relevant regulations [2]

宁波银行股份有限公司 未来三年（2025-2027 年）股东回报规划 为进一步强化回报股东意识，为股东提供持续、稳定、合理 的投资回报，宁波银行股份有限公司（以下简称"公司"）依照 《中华人民共和国公司法》《中华人民共和国证券法》《中国证券 监督管理委员会关于进一步落实上市公司现金分红有关事项的 通知》《上市公司监管指引第 3 号——上市公司现金分红》及《公 司章程》的规定，在充分考虑公司实际经营情况及未来发展需要 的基础上，制定了本规划。 一、基本原则 本规划制定的基本原则为：符合相关法律法规、监管要求和 《公司章程》有关利润分配的规定；确保公司利润分配政策的连 续性和稳定性，兼顾公司的长远利益、全体股东的整体利益及公 司的可持续发展；优先采用现金分红的利润分配方式。 二、考虑的因素 在综合分析银行业经营环境、股东要求和意愿、社会资金成 本、外部融资环境和监管政策等因素的基础上，公司将充分考虑 目前及未来的资本金需求、业务发展、盈利规模、所处发展阶段、 投资资金需求和自身流动性状况等，平衡业务持续健康发展与股 东综合回报二者间的关系，制定股东回报规划。 （一）2025-2027 年，公司将保持利润分配政策的 ...

宁波银行股份有限公司 2025 年第一次临时股东大会会议材料 材料一：关于宁波银行股份有限公司 2025 年日常关联交易预计额 度的议案 关于宁波银行股份有限公司 2025 年日常关联交易预计额度的议案 宁波银行股份有限公司 2025 年第一次临时股东大会会议材料 （股票代码：002142） 宁波银行股份有限公司 2025 年第一次临时股东大会会议材料 目录 | 材料一：关于宁波银行股份有限公司 2025 年日常关联交易预计额度的 | | --- | | 议案 1 | | 材料二：宁波银行股份有限公司中长期资本规划（2025-2027 年） 2 | | 材料三：宁波银行股份有限公司未来三年（2025-2027 年）股东回报规 | | 划 3 | 中长期资本规划（2025-2027 年） 根据《商业银行资本管理办法》等监管要求，考虑公司实际经 营状况和业务发展需要，公司制定了 2025-2027 年中长期资本规划。 具体内容请参见公司于 2024 年 12 月 21 日在巨潮资讯网 （http://www.cninfo.com.cn）披露的《宁波银行股份有限公司中 长期资本规划（2025-2027 年）》。 2 ...

证券代码：002142 证券简称：宁波银行 公告编号：2024-051 优先股代码：140001、140007 优先股简称：宁行优01、宁行优02 宁波银行股份有限公司关于召开 2025 年第一次临时股东大会通知的公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或重大遗漏。 宁波银行股份有限公司(以下简称"公司") 2025 年第一次临 时股东大会定于 2025 年 1 月 6 日 15:30 召开，会议有关事项如下： 一、 召开会议基本情况 1.股东大会届次：2025 年第一次临时股东大会。 2.股东大会的召集人：公司董事会。公司第八届董事会第八 次会议审议通过了《关于召开宁波银行股份有限公司 2025 年第一 次临时股东大会的议案》。 3.会议召开的合法、合规性：本次会议由公司董事会召集， 召集、召开程序符合相关法律法规和《公司章程》的规定。 4．会议召开的日期、时间： （1）现场会议召开时间：2025 年 1 月 6 日（星期一）下午 15:30。 （2）网络投票时间：通过深圳证券交易所交易系统进行网络 投票的时间为 2025 年 1 月 6 日上午 9:15- ...

证券代码：002142 证券简称：宁波银行 公告编号：2024-048 优先股代码：140001、140007 优先股简称：宁行优01、宁行优02 一、审议通过了《关于宁波银行股份有限公司 2025 年日常关 联交易预计额度的议案》。 本议案同意票 9 票，反对票 0 票，弃权票 0 票。 由于本议案内容涉及关联交易事项，根据《公司章程》及相关 规定，涉及本议案的关联董事周建华、魏雪梅、陈德隆、邱清和、 刘新宇回避表决。 1 本议案已经董事会关联交易控制委员会和独立董事专门会议 审议通过。 宁波银行股份有限公司 第八届董事会第八次会议决议公告 本公司及董事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或者重大遗漏。 宁波银行股份有限公司（以下简称"公司"）于 2024 年 12 月 9 日以电子邮件及书面方式向全体董事发出关于召开第八届董事 会第八次会议的通知，会议于 2024 年 12 月 19 日在宁波紫璋台酒 店召开。公司应出席董事 14 名，亲自出席董事 13 名，其中陈德隆 董事和邱清和董事以电话接入方式出席会议，罗维开董事因工作原 因委托庄灵君董事表决。会议的召开符合《公 ...

证券代码：002142 证券简称：宁波银行 公告编号：2024-049 优先股代码：140001、140007 优先股简称：宁行优01、宁行优02 本议案同意票 7 票，反对票 0 票，弃权票 0 票。 三、审议通过了《关于修订<宁波银行股份有限公司高级管理 层和高级管理人员履职评价细则>的议案》。 宁波银行股份有限公司 第八届监事会第七次会议决议公告 本公司及监事会全体成员保证信息披露内容的真实、准确和完整， 没有虚假记载、误导性陈述或重大遗漏。 宁波银行股份有限公司（以下简称"公司"）于 2024 年 12 月 10 日以电子邮件及书面方式向全体监事发出关于召开第八届监事 会第七次会议的通知。会议于 2024 年 12 月 20 日在宁波紫璋台酒 店召开。会议应参加表决监事 7 人，实际参加表决监事 7 人。会议 的召开符合《公司法》《公司章程》的规定。会议由罗孟波监事长 主持，审议通过了以下议案： 一、审议通过了《关于调整董事会、监事会和高级管理层 2024 年度履职评价方案的议案》。 本议案同意票 7 票，反对票 0 票，弃权票 0 票。 二、审议通过了《关于修订<宁波银行股份有限公司董事会和 董事履 ...