证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2017-04 | --- | --- | --- | |-----------------------------|---------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ...

证券代码：002807 证券简称：江阴银 行 江阴银行投资者关系活动记录表 编号:2017-01 | --- | --- | --- | |-------------------------|---------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | 投资者关系活动类 \n别 | √ 特定对象调研 \n□ 媒体采访 \n□ 新闻发布 ...

证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2017-03 | --- | --- | --- | |-----------------------------|--------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ...

证券代码：002807 证券简称：江阴银行 2020 年 7 月 28 日投资者关系活动记录表 编号:2020-01 | --- | --- | --- | |----------------|------------------------------|---------------------------------| | | | | | | ■ | 特定对象调研 □分析师会议 | | 投资者关系活动 | □ 媒体采访 □业绩说明会 | | | | □ 新闻发布会 □路演活动 | | | 类别 | □ 现场参观 | | | | | □其他（请文字说明其他活动内容） | | | 东吴证券 马祥文 | | | | 东吴证券 陶哲航 | | | | 浙商资管 刘玮琦 | | | 参与单位名称及 | 中庚基金 杨雪 | | | 人员姓名 | 恒大人寿 夏星创 | | | | 国寿安保 张英 | | | | 平安资管 李崇 | | | | 光大资管 丁瑾 | | | 时间 | 2020 年 7 月 28 日 | 10:00-11:30 | | --- | --- | |----------------|------ ...

证券代码：002807 证券简称：江阴银行 2019 年 6 月 14 日投资者关系活动记录表 | --- | --- | --- | |-----------------------|------------------------------|--------------------------------------------------| | | | | | | ■ | 特定对象调研 □分析师会议 | | 投资者关系活动 | □ 媒体采访 □业绩说明会 | | | | □ 新闻发布会 □路演活动 | | | 类别 | □ 现场参观 | | | | | □其他（请文字说明其他活动内容） | | 参与单位名称及 | 中原证券——王鸿行 | | | 人员姓名 | | | | 时间 | 2019 年 6 月 14 日 | 9:30-11:00 | | 地点 | 江苏省江阴市长江路 | 203 号十楼董事会办公室 | | 上市公司接待人 员姓名 | 董事会秘书——陆建生 | | | 投资者关系活动 | 主要问题及回答 | | | 主要内容介绍 | Q | ：贵行一季度净息差下降的原因？ | | | A | ： ...

证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2019-01 | --- | --- | --- | |-----------------------------|--------------------------------------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------| | 投资者关系活动类 \n别 | √ 特定对象调研 \n□ 媒体采访 \n□ 新闻发布会 \n□ 现场参观 | □分析师会议 \n□ 业绩说明会 \n□路演活动 \n□ 其他： | | 参与单位名称及人 | 国信证券金融业首席分析师王剑 | | | 员姓名 | 博时基金管理有限公司吴鹏 南方基金金融地产组金岚枫 光大保德基金管理有限公司于华 | | | | 泰康资产朱婕 | | | 时间 | 201 ...

Group 1: Risk Management and Strategy - The bank's non-performing loan ratio has been decreasing for three consecutive years but remains above 2% [1] - The bank adopts a selective development strategy to manage risks, focusing on upgrading technology and optimizing structure in response to uncertainties in 2019 [2] Group 2: Market Expansion and Service - The bank aims to meet the higher regulatory requirements for serving agriculture and small enterprises, emphasizing local roots and resource allocation [2] - The bank holds approximately 20% market share in deposits and loans among 29 financial institutions in Jiangyin, ranking first [2] Group 3: Support for the Real Economy - The bank supports strategic emerging industries and key projects through financial resource allocation, aligning with the "Made in China 2025" initiative [2] - As of the end of 2018, the bank's agricultural loans accounted for over 90% of the total scale in Jiangyin, with small and micro enterprise loans making up 83% and private enterprise loans 78% [2]

证券代码：002807 证券简称：江阴银 江阴银行投资者关系活动记录表 编号:2018-01 | --- | --- | --- | --- | |-----------------------------|-----------------------------------------------------------|----------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------| | 投资者关系活动类 \n别 | √ 特定对象调研 \n□ 媒体采访 ...

Economic Overview - Jiangyin City is located at the geometric center of the Yangtze River Delta, with a developed manufacturing industry and active private economy. It contributes to 1/240 of the national GDP, 1% of A-share listed companies, and 1/50 of the top 500 Chinese enterprises [3] - In 2020, Jiangyin achieved a GDP of CNY 411.3 billion, with a growth rate of 3.0%. The total revenue of above-scale industries reached CNY 585.37 billion, growing by 1.3% [3] Bank Performance - As of Q1 2021, Jiangyin Bank's total assets reached CNY 143.98 billion, an increase of CNY 1.27 billion (0.85%) from the beginning of the year. Total deposits amounted to CNY 108.33 billion, up CNY 5.26 billion (5.1%), and total loans were CNY 84.31 billion, increasing by CNY 4.08 billion (5.1%) [3] - The net profit attributable to the listed company in Q1 2021 was CNY 228 million, representing an increase of 8.61% compared to the same period last year [3] Loan Growth - By the end of 2020, the balance of inclusive small and micro enterprise loans was CNY 14.43 billion, an increase of CNY 2.97 billion (25.9%), exceeding the overall loan growth rate by 11.1 percentage points. Personal loans reached CNY 14.49 billion, up CNY 3.86 billion (36.2%) [4] - In Q1 2021, the total amount of inclusive small and micro enterprise loans was CNY 15.87 billion, growing by 10.0%, while personal loans totaled CNY 16.30 billion, increasing by 12.5% [4] Asset Quality - As of the end of 2020, the non-performing loan (NPL) ratio was 1.79%, a decrease of 0.04 percentage points, marking four consecutive years of decline. The balance of special mention loans was CNY 816 million, down by 47.83% [4] - By the end of Q1 2021, the NPL ratio further decreased to 1.52%, down 0.27 percentage points, with a provision coverage ratio of 274.27%, an increase of 50 percentage points from the beginning of the year [4] Capital Adequacy - As of Q1 2021, the core Tier 1 capital adequacy ratio was 12.90%, the Tier 1 capital adequacy ratio was 12.91%, and the total capital adequacy ratio was 14.04%, indicating no immediate pressure for capital replenishment [4] - The bank has CNY 1.758 billion in convertible bonds yet to be converted, which will further enhance its capital after conversion [4]

编号:2021-02 证券代码：002807 证券简称：江阴银行 2021 年 5 月 20 日投资者关系活动记录表 | --- | --- | --- | |-------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ ...