证券代码：002966 证券简称：苏州银行 公告编号：2025-058 苏州银行股份有限公司 2024 年年度权益分派实施公告 本行及董事会全体成员保证公告内容的真实、准确、完整，没有虚假记载、 误导性陈述或重大遗漏。 苏州银行股份有限公司（以下简称"本行"）2024年年度权益分派方案已经 2025年5月23日召开的本行2024年度股东会审议通过，现将权益分派事宜公告如 下： 一、股东会审议通过权益分派方案情况 （一）2025年5月23日，本行2024年度股东会审议通过了关于《苏州银行股 份有限公司2024年度利润分配方案》的议案：向权益分派股权登记日登记在册的 普通股股东每10股派发现金股利2.00元（含税），以本行最新总股本4,470,662,011 股为基数测算，预计派发现金红利894,132,402.20元（含税）。本年度不以资本 公积转增股本，不送红股。在本次权益分派股权登记日前本行总股本发生变动的， 本行将按照股权登记日的总股本为基数，按照分配比例不变的原则进行权益分派。 （二）自分配方案披露至实施期间本行股本总额未发生变化。 （三）本次实施的分配方案与股东会审议通过的分配方案一致。 （四）本次实 ...

Group 1 - The company has approved a cash dividend distribution plan for the year 2024, proposing a distribution of 2.00 RMB per 10 shares to shareholders [1][2] - The total number of shares for the dividend calculation is 4,470,662,011, resulting in an estimated total cash dividend payout of 894,132,402.20 RMB (including tax) [1][2] - The dividend distribution will not include capital reserve conversion to share capital or bonus shares [1][2] Group 2 - The record date for the dividend distribution is set for June 4, 2025, and the ex-dividend date is June 5, 2025 [2][3] - The cash dividends will be distributed directly to shareholders' accounts through their securities companies on the ex-dividend date [3] - The distribution will be subject to different tax rates for various types of investors, with specific provisions for Hong Kong investors and domestic investors [2][3] Group 3 - The company will bear all legal responsibilities related to the dividend distribution process [3][4] - The distribution plan is consistent with the resolutions passed at the company's annual general meeting and will be implemented within two months of the meeting [3][5] - The company has provided contact information for inquiries regarding the dividend distribution [4][5]

Group 1 - The core viewpoint of the articles highlights the recent trend of banks triggering early redemption of convertible bonds due to rising stock prices, indicating a shift in the convertible bond market dynamics [1][2][4] - Hangzhou Bank announced the early redemption of its "Hangyin Convertible Bond" as its stock price exceeded 130% of the conversion price for 15 trading days, marking a significant event in the convertible bond market [1][2] - Suzhou Bank also triggered early redemption of its "Suhang Convertible Bond," with the stock price meeting the required threshold, showcasing a growing trend among banks to exercise redemption rights [2][3] Group 2 - The redemption price for Suhang Convertible Bond is set at 101.35 yuan per bond, including interest, with a total redemption amount of 3.5869 million yuan, indicating a minor impact on the bank's financials [3] - The market for bank convertible bonds is shrinking, with only 10 remaining in circulation, and the upcoming redemption of Hangyin Convertible Bond and the maturity of Pudong Development Bank's bond will further reduce the market size [4][5] - The current outstanding bank convertible bonds are estimated to be around 200 billion yuan, accounting for 27% of the total convertible bond market, but this is expected to decrease significantly by 2025 due to a lack of new issuances [4][5] Group 3 - The low conversion rates of several bank convertible bonds are concerning, with five bonds having over 99% unconverted ratios, which may increase repayment pressure for banks [5][6] - Despite the low conversion rates, there is optimism that banks can alleviate repayment pressures by attracting strategic investors to convert bonds before maturity [6] - The demand for high-rated bank convertible bonds remains strong, and the market is anticipating new issuances to replenish the supply [6]

《金融时报》记者注意到，中小银行为吸引更多储蓄资源，在存款利率设置上通常要略高于全国性银行。在本次调整后，部分城商行定期存款挂牌利率与 绝大多数股份行保持一致，整体的利率优势已不再明显。 紧跟全国性银行的步伐，各家城商行正在陆续下调存款挂牌利率。 记者从北京银行（601169）官网了解到，自5月27日起，该行已执行新的存款挂牌利率。调整后，该行一年期、二年期、三年期、五年期整存整取定期存 款挂牌利率分别调整为1.15%、1.20%、1.30%、1.35%，与光大银行（601818）、中信银行（601998）等多家股份制银行存款挂牌利率保持一致。 | 人民币储蓄存款利率表 (2025年5月27日起执行) | | | --- | --- | | 各项存款 | 储蓄存款利率(%) | | 一、活期存款 | 0.05 | | 二、定期存款 | | | (一) 整存整取 | | | 三个月 | 0. 70 | | 半年 | 0. 95 | | 一年 | 1. 15 | | 二年 | 1. 20 | | 三年 | 1. 30 | | 五年 | 1. 35 | 自5月26日起，江苏银行（600919）也调整了人民币存款挂牌 ...

Investment Rating - The report maintains a "Positive" investment rating for the banking sector, particularly favoring high-quality city commercial banks [11]. Core Insights - In the current macroeconomic environment, government leverage expansion is the clearest direction for bank operations, with state-owned banks and city commercial banks focusing on government-related business as a core strategy for balance sheet expansion [2][7]. - Leading city commercial banks are accelerating their market share acquisition, with their performance growth consistently outpacing the banking industry, driven primarily by relatively high-speed balance sheet expansion [6][10]. - The asset quality of city commercial banks, primarily engaged in government-related business, is currently the most stable, with expectations for a decline in the net generation rate of non-performing loans this year [2][9]. Summary by Sections Macroeconomic Environment - The current macroeconomic environment favors government-related business, with city commercial banks focusing on local government, urban construction, and local state-owned enterprises [7]. - The demand for government-led financing continues to expand in key economic regions, such as the Chengdu-Chongqing area and Shandong province, despite concerns about export pressures in the Yangtze River Delta [7][8]. Competitive Landscape - The competitive dynamics between state-owned banks and leading city commercial banks are evolving, with state-owned banks experiencing a significant increase in credit market share due to macro policy guidance [8]. - Regulatory measures are being implemented to protect the net interest margins of state-owned banks, indirectly slowing their loan issuance and creating a more favorable competitive environment for city commercial banks [8][9]. Asset Quality and Loan Performance - City commercial banks have maintained low non-performing loan rates due to their focus on government-related loans, which have seen reduced risk following recent debt restructuring efforts [9]. - The tightening of risk control and loan issuance in retail banking is expected to lead to a slight decrease in the net generation rate of non-performing loans this year [9]. Investment Outlook - The report is optimistic about city commercial banks becoming the core focus for institutional investors in the banking sector, with expectations for their valuations to rise above 1x PB [10]. - Specific banks, such as Hangzhou Bank, are anticipated to lead in valuation increases due to their regional economic strength, asset quality, and performance growth [10].

4月已过，上市公司年报已基本披露完毕，许多公司的分红方案也已出炉。 数据显示，2024年度苏州上市公司现金分红总额达195.93亿元，同比增长5.48%；平均分红比例达50.19%，同比增长8.25%，分红总额和分红比例均创历史 新高。 近日，苏州大学商学院副教授常巍在接受《每日经济新闻》记者专访时表示，近两年来，上市公司主动大比例现金分红不仅增强了投资者的信心，也对资 本市场形成价值投资和长期回报的理念产生了深远的影响。持续、稳定、高比例现金分红对于稳定投资者预期、提升上市公司价值、体现上市公司的现金 实力和盈利能力都发挥了积极的作用。 每经记者｜程雅 每经编辑｜马子卿 Wind数据显示，在苏州上市公司的分红统计中，苏州银行2024年度累计分红总额高达16.47亿元。数据显示，苏州银行除上市首年分红率低于30%以外， 其余年份均超30%，且保持稳定。该行股东通过分享公司的经营利润来获得长期回报。 不过，常巍也表示，如果一家上市公司在行业景气度下行、营业收入和净利润规模连续萎缩的情形下，仍然坚持超额现金分红，这明显与盈利能力不一致 且不能保持持续性。这些上市公司要做出解释说明，防止巨额资金通过分红途径落入实控 ...

Investment Rating - The report indicates a positive outlook for the banking sector, suggesting that certain stocks may have alpha potential due to policy catalysts and a cyclical recovery [4]. Core Insights - Multiple banks have lowered their deposit rates, with the one-year and five-year Loan Prime Rate (LPR) reduced by 10 basis points on May 20, 2025. This trend reflects a broader market-driven decline in deposit costs [1][2]. - The average deposit cost rate for China Merchants Bank decreased significantly by 25 basis points to 1.29% in Q1 2025, indicating a trend of improving deposit costs across the sector [1]. - The report highlights that banks like Chongqing Bank, Minsheng Bank, and CITIC Bank have substantial room for further deposit cost reductions, suggesting a favorable environment for banks to optimize their funding costs [2]. Summary by Sections Section 1: Focus of the Week - Several banks have adjusted their deposit rates downward, with over half of listed banks participating in this trend by May 24, 2025 [1]. - The report notes that the average deposit cost rate for China Merchants Bank has shown improvement since Q2 2024, aligning with previous forecasts of enhanced cost reduction in liabilities [1]. Section 2: Sector Perspective - The banking sector is expected to benefit from expansionary policies aimed at stabilizing the economy, with specific banks like Ningbo Bank, Postal Savings Bank, and China Merchants Bank highlighted as potential investment opportunities [4]. - The report emphasizes that the cyclical recovery may take time, but the ongoing interest rate cuts could sustain the dividend strategy for banks like Shanghai Bank and Jiangsu Bank [4]. Section 3: Key Data Tracking - The report tracks various financial metrics, including the issuance of interbank certificates and the average rates for different types of bank notes, indicating a dynamic market environment [9][8]. - It also notes the increase in the proportion of deposits with a remaining maturity of less than one year, which rose by 3 percentage points to 37.4% by the end of 2024, suggesting a trend towards concentrated deposit maturities [2][16].

Core Viewpoint - Jiangsu New Talent Law Firm has been appointed to witness the legality of the 2024 Annual General Meeting (AGM) of Suzhou Bank Co., Ltd. and to issue a legal opinion based on relevant laws and regulations [1][2]. Group 1: Meeting Procedures - The AGM was convened following the resolution passed by the Board of Directors on April 25, 2025, regarding the proposal to hold the 2024 AGM [3]. - The notice for the AGM was published on April 29, 2024, in several financial newspapers and on the official website [4]. - The meeting was held on May 23, 2025, combining both on-site and online voting methods [5]. Group 2: Attendance and Qualifications - A total of 422 shareholders and their proxies attended the AGM, representing 1,222,671,147 shares, which is 27.9790% of the total voting shares [6]. - An additional 390 shareholders participated in the online voting, representing 417,426,902 shares, or 9.5522% of the total voting shares [6]. - The qualifications of all attendees were verified and deemed compliant with relevant laws and regulations [6][7]. Group 3: Meeting Matters - The AGM reviewed and approved several proposals, including the Board of Directors' work report and the financial statements for the year 2024 [8][10]. - The meeting also addressed the profit distribution plan for 2024 and the authorization for the Board to decide on the mid-term profit distribution plan for 2025 [10][12]. Group 4: Voting Results - All proposals were passed with significant support, including the profit distribution plan which received 99.934% approval from the voting shareholders [10]. - The proposal regarding the expected amount of related party transactions for the next three years was also approved with 99.980% support [12]. - The voting results were announced immediately after the voting concluded, confirming the legality and validity of the meeting's proceedings [12].

Meeting Overview - The shareholder meeting of Suzhou Bank was held on May 23, 2025, from 9:15 AM to 3:00 PM, utilizing both on-site and internet voting methods [1][3] - A total of 422 shareholders and authorized representatives attended, representing 417,426,902 shares with voting rights, accounting for 9.5522% of the total voting shares [2] Resolutions Passed - The following resolutions were approved by ordinary resolutions: - The 2024 Board of Directors' Work Report [2] - The 2024 Supervisory Committee's Work Report [2] - The 2024 Financial Settlement Report and 2025 Financial Budget Plan [2] - The 2024 Profit Distribution Plan [2] - Authorization for the Board of Directors to determine the 2025 interim profit distribution plan [2] - The 2024 Annual Report and Summary [2] - The 2024 Major Shareholder Evaluation Report [2] - The 2024 Related Party Transaction Special Report [2] - The estimated amount for daily related party transactions for 2025 [2] - The shareholder return plan for the next three years (2025-2027) [2] - The reappointment of external auditing firms [2] Voting Results - The voting results for the key resolutions were as follows: - 2024 Board of Directors' Work Report: 1,639,649,239 votes in favor (99.9726%) [4] - 2024 Supervisory Committee's Work Report: 1,639,416,478 votes in favor (99.9584%) [4] - 2024 Financial Settlement Report: 1,639,439,808 votes in favor (99.9599%) [4] - 2024 Profit Distribution Plan: 1,639,432,772 votes in favor (99.9594%) [4] - Authorization for 2025 interim profit distribution: 1,639,664,469 votes in favor (99.9736%) [4] - 2024 Annual Report: 1,639,440,542 votes in favor (99.9599%) [5] - 2024 Major Shareholder Evaluation Report: 1,639,137,015 votes in favor (99.9414%) [5] - 2024 Related Party Transaction Special Report: 1,639,896,460 votes in favor (99.9877%) [5] - 2025-2027 Shareholder Return Plan: 1,014,817,056 votes in favor (99.9801%) [6] - Reappointment of external auditing firms: 1,014,585,065 votes in favor (99.9573%) [6] Legal Compliance - The meeting was witnessed by lawyers from Jiangsu Xintianlun Law Firm, confirming that the meeting's procedures and voting processes complied with relevant laws and regulations [7]

证券代码：002966 证券简称：苏州银行 公告编号：2025-057 苏州银行股份有限公司 2024 年度股东会决议公告 （二）本次股东会不存在变更前次股东会决议的情况。 一、会议召开情况 （一）召开时间 1、现场会议召开时间：2025 年 5 月 23 日（星期五）下午 15:00。 2、网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为 2025 年 5 月 23 日上午 9:15-9:25、9:30-11:30，下午 13:00-15:00；通过深圳证券 交易所互联网投票系统投票的时间为 2025 年 5 月 23 日 9:15-15:00。 （二）会议地点：苏州工业园区钟园路 728 号苏州银行大厦 4 楼会议室。 （三）召开方式：采取现场投票和网络投票相结合的方式。 本行及董事会全体成员保证信息披露内容的真实、准确和完整，没有虚假 记载、误导性陈述或重大遗漏。 特别提示： （一）本次股东会无否决议案的情况； （四）召集人：苏州银行股份有限公司（以下简称"本行"）董事会。 （五）主持人：本行董事长崔庆军先生。 （六）本次股东会的召开符合相关法律法规和本行章程的规定。 二、会议出席情况 1 ...