投资
Search documents
我裸辞了,而且是未来没有任何规划的那种
集思录· 2025-09-25 13:29
Core Viewpoint - The article discusses the emotional and practical implications of resigning from a long-term job, highlighting the lack of a clear plan for the future and the immediate financial concerns that arise from unemployment [1][2]. Financial Planning - The individual plans to pay off their mortgage to avoid monthly payments without a steady income, indicating a need to reduce financial liabilities [2]. - There is an intention to apply for unemployment benefits, which can provide financial support for up to two years, emphasizing the importance of maintaining basic living expenses [2][3]. - Selling non-primary residences is considered to convert assets into cash for emergencies, showcasing a proactive approach to financial management post-resignation [2]. Employment and Unemployment Insights - The article explains the nuances of "mutual agreement termination" versus voluntary resignation, noting that the former allows for unemployment benefits while the latter does not [3]. - It highlights the strategic decisions companies make regarding employee terminations to minimize their financial liabilities, such as opting for voluntary resignations to avoid paying unemployment benefits [3]. Personal Reflections on Career Choices - There is a philosophical reflection on the nature of work and life choices, suggesting that pursuing personal happiness and freedom is more valuable than remaining in an unfulfilling job [5][6]. - The narrative encourages a mindset shift from being an employee to becoming an entrepreneur or investor, advocating for a more empowered approach to career and financial independence [6].
王姨套路深,代码才是真。
猿大侠· 2025-09-25 04:09
Core Viewpoint - The article presents a narrative about a character named Xiao Li, who experiences a significant life change through a relationship with a wealthy individual, leading to a transformation in his lifestyle and career opportunities [21][30][41]. Group 1 - Xiao Li is initially portrayed as a struggling programmer, facing challenges in his work and personal life [21][41]. - The character is offered a lucrative job opportunity with a promise of a doubled salary, highlighting the potential for career advancement in the tech industry [21][28]. - The narrative emphasizes the importance of making strategic life choices over mere hard work, suggesting that opportunities can lead to a better quality of life [28][41]. Group 2 - Xiao Li's new partner provides him with a luxurious living situation, including a large house, which symbolizes a drastic improvement in his living conditions [32][37]. - The story illustrates the contrast between Xiao Li's previous life and his new lifestyle, which includes personal chefs and a more comfortable environment [41][42]. - The character's transformation raises questions about the nature of success and the role of relationships in achieving personal and professional goals [30][41]. Group 3 - The narrative concludes with Xiao Li facing challenges related to his new lifestyle, including conflicts over property and personal relationships, indicating potential pitfalls in his new life [61][69]. - The story serves as a cautionary tale about the complexities of relationships and the consequences of choices made in pursuit of a better life [61][69]. - It reflects on the broader theme of how personal connections can influence career trajectories and life satisfaction in the tech industry [21][30][41].
不敢投资的人,注定一辈子打工
Sou Hu Cai Jing· 2025-09-25 03:52
Group 1 - The core argument is that individuals who do not invest are destined to work for others their entire lives, as relying solely on salary does not lead to financial freedom [1][5] - High salaries are insufficient for achieving wealth, as expenses such as mortgages, education, and elder care consume earnings, leaving little for savings or investment [1][3] - Savings in traditional accounts yield low interest rates (2%) while inflation rates (3%-5%) erode purchasing power, making saving a losing strategy over time [1][3] Group 2 - The real estate market has become unpredictable, with high entry barriers in first-tier cities and oversupply in second and third-tier cities, making property investment less reliable for wealth generation [3] - The investment market shows that those who invest in index funds have seen significantly higher returns compared to savings, with long-term holders achieving wealth doubling [3][5] - The narrative emphasizes that the fear of investment losses is less dangerous than the fear of not investing at all, which limits opportunities for financial growth [5] Group 3 - A recommended investment strategy includes diversifying funds: keeping some in banks for safety, investing in stable assets like real estate, and allocating a portion to long-term stock market investments, with a small amount for high-risk assets like cryptocurrencies [5]
存钱思维,正在毁掉大多数普通人
Sou Hu Cai Jing· 2025-09-25 01:30
Core Viewpoint - The article argues that merely saving money is not a viable path to wealth, as it leads to a gradual loss of purchasing power due to inflation, and emphasizes the importance of investing to build wealth [1][3]. Group 1: Saving vs. Investing - Saving money in banks yields low interest rates (less than 2%), while inflation rates for essentials like housing, education, and healthcare can reach 3% to 5%, eroding the real value of savings [1][3]. - Over the past decade, stock market indices have significantly increased, and investments in funds and cryptocurrencies have yielded substantial returns, contrasting with the stagnant value of money saved in banks [3]. - Relying solely on salary for financial stability is insufficient, as wage growth is slow compared to rising living costs, leading to a potential future where current salaries do not meet basic needs [3]. Group 2: Real Estate and Market Trends - The belief that real estate is a guaranteed investment is challenged, as property values have stagnated or declined in many second- and third-tier cities, despite previous trends in first-tier cities [3]. - The article suggests that buying property can lead to long-term debt burdens rather than being a foolproof investment strategy [3]. Group 3: Financial Mindset - A shift in mindset is necessary; money should be viewed as a tool for generating more wealth rather than being passively stored [1][4]. - The article encourages individuals to embrace investment and continuous self-improvement as the true sources of financial security in the modern economy [1][4].
X @Yuyue
Yuyue· 2025-09-24 07:45
RT SweetY🍐 (@shirleyusy)投资之--借假修真这个词是和 @yuyue_chris 讨论 $pump 时,她提出的,最近看了一些项目,感觉有共同之处。比如 $aster ,许多人开始讨论说没有人会玩它的,刷交易赛的数据是虚假的,他不可能超过hype。这个逻辑陷入了我之前讨论 $pump 的问题,pump的数据确实是假的,但是在上涨的过程中假数据也可以当真的来讨论,等产品做出开完善后,假的会被真的所取代。 $pump 没有做好修真这一步,所以币价在热度褪去后无法维持。$aster 的好处在于他有cex作托举,可以有一系列运营活动去修真。不过当真替假时币价还会持续吗?这个也很难说,比如cake早期也涨的很猛,但当它开始把产品逐步完善后币价反而也无法持续了,所以在假的时候进入,去畅想如何变真,可能是主旋律。 ...
1972年,宋美龄投资五百万开发美国天然气,成菲利普斯石油合伙人
Sou Hu Cai Jing· 2025-09-23 00:21
菲利普斯石油公司是美国一家大型化工企业,早在1924年,该公司就已经成为了美国最大的天然气生产者。 历经数次经济危机都未能将其摧毁,足见其经济实力之强盛。 到了上世纪七十年代,西方化学工业历经几十年的光辉后,一度变得极其不景气,不少化工巨头面临着巨大的危机,美国菲利普斯石油公司也不例外。 为了应对这新一轮的危机,菲利普斯石油公司前往北海勘探,结果连打了11口干井。 耗费资金无数,而未能发现新的油井,这让菲利普斯陷入到了更深的危机之中,为了走出困境,菲利普斯石油公司开始在全球募集资金寻找合伙人。 当然,想要成为菲利普斯的合伙人,必须得能拿出打动他们的筹码。 1972年,菲利普斯石油公司计划开采新墨西哥州的天然气,宋美龄看准时机,投资五百万美元,成了菲利普斯石油公司的合伙人。 那么宋美龄的钱究竟是从哪里来的,为何能轻轻松松拿出五百万美元去投资? 在民国的政坛上,宋氏家族的能量非常大,而这一切都是宋美龄的父亲宋嘉树所为他们所打下的基础。 宋嘉树是一个非常有民族责任感的富商,当他遇到孙中山之后,便从他身上看到了民族的希望。 在孙中山东奔西走之时,宋嘉树一直在为他提供资金支持,只是命运总是不可捉摸,谁也想不到宋嘉树后来 ...
Markets: Bullish Vs. Bearish Case
Seeking Alpha· 2025-09-22 12:20
Core Viewpoint - The article discusses the extensive experience of a partner at RIA Advisors, highlighting a contrarian approach to investment analysis and commentary on market and economic trends [1] Group 1: Company Overview - RIA Advisors is based in Houston, Texas, and focuses on investment analysis, research, and commentary [1] - The company offers a weekly subscriber-based newsletter, RIA Pro, which covers economic, political, and market topics relevant to investors [1] Group 2: Industry Insights - The partner emphasizes a common-sense approach to investing, drawing from over 25 years of experience across various sectors including private banking, investment management, and venture capital [1] - The commentary provided by the company aims to address investor psychology and macroeconomic views, often taking a contrarian stance [1]
X @𝘁𝗮𝗿𝗲𝘀𝗸𝘆
𝘁𝗮𝗿𝗲𝘀𝗸𝘆· 2025-09-19 14:43
#投资就像网络小说写手,永远维持者自己水平在草根用户喜欢阅读的水平。网络投资红人,也永远保持自己(输出的)投资水平,处于适合韭菜的阶段。 ...
扎心!这波行情,你赚了么?🤔
第一财经· 2025-09-16 04:09
Core Viewpoint - The article emphasizes the importance of timely market engagement and the selection of the right investment targets to avoid losses and missed opportunities [1] Group 1 - Many investors experience mixed results, with some making small profits while others remain stuck in losing positions or hesitant to enter the market [1] - The article suggests that the main issues are either failing to catch market trends in time or choosing the wrong stocks even when the right trends are identified [1] Group 2 - The introduction of the "Smart Enjoy Membership" is presented as a solution to streamline the investment process, eliminating the need for extensive research and news monitoring [1] - This membership is described as a "financial assistant" that simplifies information processing, helping users to identify opportunities and alerting them to risks [1] - The service aims to make investing easier and more accessible, particularly for beginners, by providing straightforward guidance and support [1]
国泰海通宏观:总量需加力,结构有亮点
Ge Long Hui· 2025-09-15 13:23
Economic Overview - The domestic economy continued to slow down in August, with a mix of resilience in production and pressure on demand, leading to increased internal differentiation [2][3] - Industrial value-added growth year-on-year was 5.2% in August, down from 5.7% in July, indicating a slight decline but still at a relatively high level [4][6] - The overall economic trend is expected to maintain a slow and stable trajectory with structural optimization, but demand recovery will take time [2][3] Production Sector - The production growth rate showed a slight decline, primarily due to external demand pressures and some upstream industries experiencing production cuts [4][6] - The production-sales rate decreased from 97.1% to 96.6%, indicating a marginal improvement in domestic consumption capacity [4] - Policy-related industries, such as transportation equipment and non-ferrous metals, showed resilience, while export and consumer-related sectors faced significant pressure [6][7] Service Sector - The service sector's production index grew by 5.6% year-on-year in August, down 0.2 percentage points from July, reflecting a slowdown [7] - High-value-added industries like information technology and finance showed growth, while leasing and business services faced challenges due to weak corporate expansion intentions [7] Employment - The urban survey unemployment rate rose slightly to 5.3% in August, primarily due to seasonal pressures from the influx of recent graduates into the labor market [9] Consumption Sector - Retail sales growth year-on-year was 3.4% in August, down 0.3 percentage points from July, indicating a need for stronger consumption recovery [12][15] - Dining consumption showed signs of recovery, while retail sales growth for goods slowed down, reflecting a mixed performance across different categories [14][15] - Essential consumption categories faced declines, while some upgraded consumption categories showed resilience, supported by seasonal demand and policy measures [15] Investment Sector - Fixed asset investment growth was 0.5% year-on-year for January to August, with August showing a significant decline of 7.1% compared to July [16][19] - Investment in manufacturing, infrastructure, and real estate all experienced negative growth, necessitating policy support to break the downward cycle [16][20] - The real estate sector continued to face fundamental pressures, with sales area and sales value both declining significantly year-on-year [20]