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工行河池南丹支行科技型企业贷款迈上新台阶
Core Insights - The focus of the Industrial and Commercial Bank of China (ICBC) Hechi Nandan Branch is on enhancing financial services for technology innovation, particularly for science and technology enterprises at different life cycle stages and sizes [1][2][3] Group 1: Financial Performance - As of May 27, 2025, the branch's loans to technology enterprises increased by 203 million yuan, representing a growth rate of 34.39% compared to the beginning of the year [1] Group 2: Strategic Initiatives - The bank emphasizes the importance of technology finance as a key focus for 2025, organizing multiple meetings to deploy detailed strategies and analyze the growth of technology loans [1] - The branch collaborates with government departments such as the Ministry of Industry and Information Technology and the National Development and Reform Commission to connect with high-tech enterprises and tailor financial solutions [2] Group 3: Product Offerings - The bank has developed specialized financial products like "Kechuang e-loan," "Industrial e-loan," and "Transaction e-loan" to cater to different customer segments, enhancing financing for small and micro technology enterprises [2] Group 4: Management and Talent Development - The bank implements a list-based management system for high-tech and specialized enterprises, regularly tracking service progress and business acceptance [3] - There is a focus on building a skilled credit talent team through training programs to improve service quality for technology enterprises [3]
招商证券: 2024年年度股东大会会议资料
Zheng Quan Zhi Xing· 2025-06-04 10:12
招商证券股份有限公司 二○二四年年度股东大会 会议资料 大 会 议 程 关于招商证券国际有限公司及其下属全资子公司 2025 年度担保授权方案的议案 议案 1 关于公司 2024 年度董事会工作报告的议案 各位股东: 根据相关法律法规和《招商证券股份有限公司章程》(简称《公司章程》) 的规定,现提请股东大会审议公司 2024 年度董事会工作报告,具体如下: 一、2024 年度董事会主要工作 中央沉着应变、综合施策,特别是 9 月末果断部署一揽子增量政策,社会信心有 效提振,经济明显回升,全年经济运行总体平稳、稳中有进, GDP 同比增长 5%。 随着资本市场新"国九条"出台和"1+N"政策体系的逐步落地,以及一揽子增 量政策积极效应的持续显现,资本市场回暖向好,展现出较强韧性。12 月末, 上证指数同比上涨 12.7%,深证成指同比上涨 9.3%;全年 IPO 和再融资发行规模 均大幅下降,一级市场股权融资规模 2,485 亿元,同比下降 73%;二级市场日均 股基交易额 1.2 万亿元,同比增长 23%。 会议时间: 通过交易系统投票平台的投票时间: 的一年。公司积极应对监管新规实施、行业竞争加剧等考验,保 ...
巨头+1!中信银行百亿金投公司获批
21世纪经济报道· 2025-06-04 06:53
已经获筹的两家股份行的AIC均聚焦国家战略重点领域,通过市场化债转股及股权投资服务实 体经济。 作 者丨郭聪聪 编 辑丨杨希 6月3日,中信银行发布公告称,收到国家金融监督管理总局批复,同意其筹建信银金融资产 投资有限公司(名称暂定,以下简称"信银金投")。 这也成为继兴业银行之后,第二家官宣 获准筹建金融资产投资公司(AIC)的股份制银行。 中信银行获批筹建AIC, 标志着时隔8年的股份行AIC扩容进程持续推进。 5月7日,兴业银行刚成为首家获批AIC的股份制银行,其设立的兴银金融资产投资有限公司 (下称"兴银金投")注册资本100亿元,为该行全资子公司。仅时隔一个月,中信银行便紧随 其后,宣布筹建信银金投,同样注册资本100亿元且由中信银行自有资金全资出资。 中信银行表示,筹建工作完成后,将按照有关规定和程序向国家金融监督管理总局提出开业 申请。 除兴业银行、中信银行之外,招商银行也在排队中。 5月8日,招商银行发布公告披露最新进 展:拟出资人民币150亿元,全资发起设立金融资产投资公司。成功设立后,金融资产投资公 司将成为招商银行全资一级子公司,具体业务范围以金融监督管理机构批复为准。 香港恒生银行劫案 ...
镇江农商银行创新参与“科创债篮子”交易
Jiang Nan Shi Bao· 2025-06-04 06:49
作为金融市场深度参与者,镇江农商银行金融市场部始终将"五篇大文章"贯穿业务发展全过程。本次交 易的金融"科创债篮子"是全市场首个聚焦科技创新领域的高等级债券组合产品,在控风险、稳收益、保 流动的同时,积极响应中央金融工作会议"做好科技金融大文章"的要求,服务科创实体企业发展。此次 创新实践是中小金融机构践行中国特色金融发展之路的有益探索。镇江农商银行将持续完善金融服务乡 村振兴的产品矩阵和长效机制,以金融创新助力金融强国建设,在服务高质量发展中展现农商担当。褚 衍堃 为深入贯彻落实2025年中央金融工作会议精神,积极响应人民银行关于建设债券市场"科技板"政策,做 好科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"的工作要求,镇江农商银行金融 市场部作为全省首批农商机构成功参与"中信银行高等级金融科创债篮子"交易(代码BBX006007),通 过创新运用债券组合交易工具,于5月27日成功落地首单全市场农商机构金融科创债券篮子交易,实现 金融资源配置效率与服务实体经济质效双提升,走出了一条中小金融机构践行金融供给侧结构性改革的 新路径。 近年来,随着我国债券市场深化改革和利率市场化进程加快,中国外汇 ...
A股突发!牛市风向标,突然爆发!发生了什么?
券商中国· 2025-06-04 04:02
光大异动! 在2014年,光大证券的一次异动拉开了超级大牛市的序幕。最近两天,光大证券连续放量大涨,今天早上一度 涨超9%,并带动整个券商板块集体上行。此外,香港市场中国光大控股一度暴涨超16%。 那么,此次光大证券爆发究竟是何缘故?分析人士认为,主要有三大原因。首先,券商再融资信号显现,5月 28日中泰证券公告,上交所受理了公司不超过60亿定增事项,南京证券5月17日公告定增事项获上交所受理; 其次,"2025陆家嘴论坛"将于2025年6月18日至19日召开,中央金融管理部门将发布若干重大金融政策;最 后,近期银行保险异动频频,券商表现则相对落后,板块估值和机构持仓皆处于低位。 此外,据报道,稳定币巨头Circle预计于6月5日在美国纽约证券交易所(NYSE)上市,这将是稳定币领域的 首个IPO。此前,Circle上调IPO规模,拟募资8.8亿美元。公开资料显示,2016年6月,光大控股宣布与IDG资 本联合投资Circle,成为其全球重要战略股东。 光大异动 最近两个交易日,光大证券连续放量异动。昨天量能超过10亿元,今天上午,成交金额超过18亿元,涨幅一度 超9%。光大证券对于A股向来具有指标意义,该股 ...
“科技+金融” 如何进一步协同促进
Jin Rong Shi Bao· 2025-06-04 04:01
"做好科技金融这篇大文章,需要我们共同努力,这既是科技界的事情,也是金融界的事情。"科技部副 部长邱勇在5月22日国新办新闻发布会介绍科技金融政策有关情况时表示。 从科学研究到成果转化再到产业化,每一步都需要大量的资金投入,通过银行、证券、保险、创投、担 保、租赁等多种金融方式和服务,有力支持科研、成果转化和科技型企业发展,科技金融的重要性不言 而喻。 "发展科技金融是一项复杂的系统工程,需要各方面协同发力。"邱勇强调,要注重协同发展,推动各方 力量"攥指成拳",形成推进合力;在区域上要"有重点",在实施上要"有特色",在操作上要"有实招"。 日前,科技部、中国人民银行等七部门联合印发《加快构建科技金融体制 有力支撑高水平科技自立自 强的若干政策举措》,对科技部门和金融部门协同、中央和地方联动进行了详细部署,具体包括建立多 部门参与的科技金融统筹推进机制、开展区域创新实践以及"股债贷保投"多种金融工具的综合运用等。 早前,围绕地方发展科技金融,相关部门已迈出探索性一步。2024年10月,中国人民银行、科技部出台 《关于做好重点地区科技金融服务的通知》,确定北京、上海、重庆等13个重点地区开展科技金融先行 示范 ...
赋能创新发展 担保找准“增信”切入点
Jin Rong Shi Bao· 2025-06-04 03:58
《金融时报》记者注意到,为推动科技创新,助力科技服务业高质量发展,各方积极配合、协同发展, 科技金融正成为科技发展的"硬支撑"。作为金融与实体企业之间的桥梁,融资担保的风险分担功能正发 挥着积极作用。 何为科技服务业?科技服务业是指运用现代科学知识和技术手段,围绕科技创新全链条发展、科技成果 高效率转化,向社会提供智力服务的新兴产业,具有人才智力密集、科技含量高、产业附加值大、辐射 带动作用强等特点。 近年来,我国将科技服务业作为重要新兴产业,加快全面发展和转型升级,科技服务业规模持续保持较 快增长。2019年至2023年,规上科技服务业企业营收年均增长12.3%。2024年,全国技术合同成交额达 6.8万亿元,同比增长11.2%,连续8年保持两位数增长,提前完成《"十四五"技术要素市场专项规划》 确定的5万亿元目标。 然而,科技型企业在发展中仍面临一些困难。例如,相较于传统企业,科技型企业往往呈现高风险、高 成长特性,且普遍具有轻资产属性。其资产构成以知识产权、专利技术等无形资产为主,这类资产价值 评估难度较大,缺少厂房、土地等传统抵质押物,因此在融资过程中更易面临融资渠道受限、融资成本 较高等困境。 近日 ...
【高端访谈】全面融入辽宁振兴发展大局——访中国建设银行辽宁省分行党委书记、行长葛立圣
Xin Hua Cai Jing· 2025-06-04 03:30
Core Viewpoint - China Construction Bank's Liaoning Branch is actively supporting the high-quality development of the local economy by providing substantial financial resources and services to facilitate the comprehensive revitalization of Liaoning province [1][9]. Group 1: Loan Performance and Financial Support - As of the end of 2024, the loan balance of China Construction Bank's Liaoning Branch reached 502 billion yuan, with an increase of 34.5 billion yuan, maintaining the top position among the four major state-owned banks in Liaoning [1]. - In 2024, the branch provided loans totaling 198.4 billion yuan to real enterprises, an increase of 22.3 billion yuan year-on-year, with corporate loans accounting for 59% of the total [2]. - The branch has approved 32 projects with a total credit of 77 billion yuan and a loan balance of 11.8 billion yuan, focusing on key industrial clusters such as automotive parts and high-quality steel materials [2]. Group 2: Consumer Demand and Housing Support - The bank has stimulated consumption by providing credit card services and "Jian Yi Loan," leading to a total consumption increase of 70.7 billion yuan [3]. - The bank has adjusted mortgage rates for existing housing loans, saving 25 million yuan in interest for 300,000 homebuyers, thereby encouraging consumer spending [3]. Group 3: Financial Innovations and Sectoral Support - The bank has established a "green channel" for credit approval to support high-tech and specialized enterprises, with a balance of science and technology loans reaching 40 billion yuan [4]. - Green loans amounted to 90.8 billion yuan, with an increase of 13.5 billion yuan, supporting clean energy and environmental projects [4]. - The inclusive finance loan balance reached 47.3 billion yuan, marking a historical high, with a total of 21.2 billion yuan disbursed throughout the year [6]. Group 4: Strategic Initiatives and Future Plans - The bank is focusing on major projects and has supported the "Belt and Road" initiative, serving 983 foreign trade customers with an international business credit balance of 60.8 billion yuan [7]. - The bank aims to enhance financial services for key engineering projects and expand support for the "Three Major Projects" in Liaoning, with a planned financing of 3 billion yuan for various initiatives [8][10]. - The bank is committed to integrating its services with local economic development strategies, enhancing the efficiency of financial services, and addressing the financing challenges faced by enterprises [10].
江苏“智造星火”燎原记
Jin Rong Shi Bao· 2025-06-04 02:32
Group 1: Economic Development and Innovation - Xi Jinping emphasized the importance of Jiangsu province in achieving the "14th Five-Year Plan" development goals, focusing on technological and industrial innovation integration, deep reforms, and high-level openness [1] - Jiangsu province achieved a GDP of 13.7 trillion yuan in 2024, with an economic growth rate of 5.8%, contributing over 10% to the national economy [4] - Jiangsu's innovation capability ranked second nationally in 2024, with significant contributions to national R&D investment and a leading number of newly approved unicorn enterprises [4] Group 2: Ideal Auto's Growth and Manufacturing - Ideal Auto became the first new force car company in China to reach the milestone of producing 1 million vehicles by October 2024 [3] - The company operates a highly automated manufacturing base in Changzhou, featuring 21 fully automated production lines and over 600 robots, achieving 100% automation in key processes [3] - In the first quarter of the year, Changzhou's new energy vehicle and auto parts cluster generated over 115 billion yuan in output, marking a 12.4% year-on-year increase [3] Group 3: Financial Support for Innovation - Jiangsu's financial institutions have provided 739 billion yuan in loans to enterprises under the technology innovation and technology transformation re-loan policy [5] - The province's financial support for equipment renewal projects increased by 495 billion yuan since the beginning of the year, leading the nation [5] - As of April 2025, Changzhou's banking sector had a loan balance of 737.83 billion yuan for the new energy industry, with a year-on-year growth of 2.43% [8] Group 4: Challenges and Strategies for SMEs - Many small and medium-sized enterprises (SMEs) in the new energy sector face challenges due to price wars and rapid technological changes, impacting their competitiveness [15] - Financial institutions are developing tailored products to support SMEs, such as the "Zhongyin Changdai" and "Kechuang Integral Loan" to alleviate funding pressures [16] - The local government is actively promoting a coordinated financing mechanism to support SMEs in the new energy industry [17] Group 5: Venture Capital and Early-Stage Investment - Early-stage venture capital firms play a crucial role in nurturing technology-driven enterprises, providing not just funding but also strategic support [18][19] - The number of private equity fund managers in Jiangsu ranks sixth nationally, with a total fund size of 1.1749 trillion yuan [18] - Recent policies aim to enhance the venture capital ecosystem, addressing challenges in fundraising, investment management, and exit strategies for technology startups [22]
【钛晨报】2025年新能源汽车下乡,涉124款车型;总额500亿,中国太保发布战新并购基金与私募证券投资基金;小米汽车工厂正在试用机器人相关能力
Tai Mei Ti A P P· 2025-06-03 23:31
【钛媒体综合】6月3日,工信部、国家发改委、农业农村部、商务部、国家能源局发布通知,组织开展 2025年新能源汽车下乡活动,并公布新能源汽车下乡活动车型目录,涉及124款车型。 据悉,此次活动以"绿色、低碳、智能、安全——赋能新农村,畅享新出行"为主题,将选取一批新能源 汽车推广比例不高、市场潜力较大的典型县域城市,举行若干场专场活动;以此为中心辐射周边乡镇, 结合地区特点开展若干场特色活动。与县域充换电设施补短板试点、智能网联汽车"车路云一体化"试点 等工作形成协同效应,推动优质资源向乡村地区倾斜。 鼓励各类新能源汽车生产、销售、金融、充换电及售后服务等领域市场主体共同参与,结合以旧换新、 县域充换电设施补短板等政策工具,定制"购车优惠+用能支持+服务保障"一体化促销方案,健全覆盖 购车、用车、养车全周期售后服务网络。 另外,活动采取"线上+线下"相结合的方式开展。线下环节,以县域主会场为枢纽,联动周边乡镇开展 专场活动。线上平台,搭建云展销、直播导购、在线咨询等数字化场景,推动"线上下单—线下交付— 售后跟进"服务闭环。 值得注意的是,今年活动车型较2024年增加了25款车型,特别是增加了特斯拉Model ...