一是不断拓展双边经贸合作新领域。中方视法方为重要的、不可或缺的经贸合作伙伴， 欢迎法方积极参与中国式现代化进程，支持有实力、有意愿的中方企业赴法投资兴业。双方 要挖掘人工智能、绿色和数字经济、生物医药、银发经济等新兴领域合作潜力，持续推动产 业链供应链开放合作，为两国企业提供公平、透明、非歧视、可预期的营商环境。 二是继续推动中欧互利合作新发展。今年是中欧建交50周年。中欧经贸关系的本质是优 势互补、互利共赢，完全能够在发展中实现动态平衡。相互依赖不是风险，利益交融不是威 胁。中法双方要推动中欧坚持全面战略伙伴关系定位，共创中欧关系更加光明的下一个50 年。 三是共同为改革完善全球治理作出新贡献。今年是世界反法西斯战争胜利和联合国成立 80周年。为了推动构建更加公正合理的全球治理体系，继全球发展倡议、全球安全倡议、全 球文明倡议后，今年9月我提出全球治理倡议。中法两国要践行真正的多边主义，共同维护联 合国地位和权威，维护以世界贸易组织为核心、以规则为基础的多边贸易体制，为改革完善 全球治理贡献正能量。 习近平强调，中共二十届四中全会审议通过了"十五五"规划建议。中国将全面推进中国式 现代化，扩大高水平对外开放 ...

Core Viewpoint - The company is focusing on expanding its home appliance controller business while developing solutions for the aging population, driven by the global aging trend and supportive policies for the "silver economy" [1] Group 1: Business Strategy - The company is building a new industrial layout of "1+3+N" to strengthen its core business in home appliance controllers [1] - The company has developed multiple solutions tailored for the elderly, leveraging its existing smart controller technology [1] Group 2: Product Development - Products include a medical-grade oxygen machine with sensing detection technology and AI health analysis features [1] - The company has collaborated with Tencent Cloud to create the Smart Bed 2.0, specifically designed for elderly care [1] - These products have undergone pilot testing in some elderly care institutions and home settings [1]

Core Viewpoint - The company is focusing on developing a new industrial layout of 1+3+N, aiming to strengthen its home appliance controller business while addressing the growing demand for smart home solutions tailored for the elderly population due to global aging and supportive policies for the "silver economy" [1] Group 1: Business Strategy - The company is committed to expanding its home appliance controller business as part of its new industrial strategy [1] - The company has developed multiple solutions targeting the elderly, leveraging its existing smart controller technology [1] Group 2: Product Development - Products such as oxygen machines equipped with medical-grade sensing technology and AI health analysis features have been developed [1] - The company has collaborated with Tencent Cloud to create the Smart Bed 2.0, specifically designed for elderly users [1] - These products have undergone pilot testing in various elderly care institutions and home settings [1]

博兴县公用事业集团有限公司是博兴县唯一一家综合性公用事业国有企业，是该县基础设施建设与民生 服务的核心载体。在养老产业布局上，该企业充分发挥自身资源优势，将公用事业服务与养老服务有机 结合，计划重点建设博兴县养老服务体系建设项目，打造社区养老中心,创新采用BIM技术实现养老项 目建设、运营全周期管理，配置智能紧急呼叫系统、健康监测等硬件设施，构建"适老化+智能化"养老 服务模式，为老年人提供高品质、全方位的养老服务。 可就在该企业决定启动养老服务设施建设项目时，项目前期投入大、长期资金需求迫切的难题却成为摆 在面前的绊脚石，尤其是该项目涉及同时建设多个街道的颐养中心，加之专项债迟迟无法到位，资金压 力极大。邮储银行（601658）滨州市分行敏锐捕捉到企业需求，第一时间组建专业服务团队深入企业对 项目规划、建设进度、运营模式设计、市场需求前景等进行全面、细致的调研，并主动担当，成为子项 目博兴县博昌街道综合养老服务中心建设项目的唯一授信行。经过多轮研讨分析，该行结合企业实际经 营状况与资金需求，为该项目提供了7485万元固定资产贷款专项授信，用于支付博昌街道养老项目建设 预付款和进度款等。预计本月中旬前放款。 ...

Core Viewpoint - The company is actively developing an "AI + healthcare" strategy, focusing on smart healthcare and elderly care, while integrating online and offline medical services [1] Group 1: Company Strategy - The company is building a comprehensive internet healthcare service system that includes online appointment scheduling, payment, intelligent guidance, report inquiries, online consultations, intelligent companionship, and imaging diagnostics [1] - The company is increasing the promotion of surgical robots to enhance the digital transformation of managed healthcare in China [1] Group 2: Financial Performance - For the period from January to September 2025, the company reported a revenue of 2.256 billion yuan, representing a year-on-year decline of 23.40% (adjusted) [1] - The company experienced a net loss of 38 million yuan, with the loss expanding by 167.83% year-on-year (adjusted) [1]

Core Insights - The insurance industry is increasingly focusing on the "travel and health" sector as a new avenue to cater to the aging population, integrating health protection, travel experiences, and quality living into a single offering [2][3]. Group 1: Company Developments - Xinhua Insurance has launched a new health and wellness travel base in Huizhou, enhancing its strategic layout in the health and wellness sector, leveraging the area's cultural and ecological value [2]. - The "Xinhua Yue" travel service network now covers 45 cities and 55 projects nationwide, aiming to provide a comprehensive travel network that integrates climate environment, medical health, and cultural entertainment [2][4]. Group 2: Market Trends and Policies - The market for health and wellness travel is being driven by government policies aimed at promoting the silver economy, with initiatives to develop travel and health destinations and integrate tourism with health services [3][5]. - The insurance industry is adopting a "light asset, heavy service" model, collaborating with hotels and third-party service providers to expand the number of wellness travel communities [4]. Group 3: Challenges and Solutions - The wellness travel industry faces challenges such as service standardization, emergency support, and talent supply, which are common across the industry [5]. - Xinhua Insurance plans to address these challenges through rigorous partner selection, ongoing project evaluations, and integrating various service areas to enhance consumer experiences [5]. Group 4: Future Outlook - The insurance travel sector is expected to see increased competition and a shift towards more refined services, driven by a growing demand from active elderly consumers [6]. - The industry is evolving from providing basic insurance coverage to creating a comprehensive "insurance + full lifecycle service" ecosystem, enhancing the quality of life for the aging population [6].

Core Insights - The elderly products market is projected to grow from 2.6 trillion yuan in 2014 to 5.4 trillion yuan by 2024, with a compound annual growth rate of 7.3%, becoming a significant pillar of the silver economy [1] - The "Implementation Plan" aims to enhance the adaptability of supply and demand in the elderly products sector, with specific goals set for 2027 [1] Market Growth and Trends - The elderly products market is experiencing robust growth, driven by an aging population and increasing demand for elderly care services [1][2] - The market is expected to form three trillion-level consumption fields and ten hundred-billion-level consumption hotspots by 2027 [1] Product Supply and Demand - There is a need to optimize the supply of elderly products to better match the diverse needs of the elderly population [2][3] - Current elderly products cover basic care, health monitoring, and life assistance, but there is a significant lack of high-end smart devices and personalized products [2][3] Barriers to Market Development - Major obstacles include insufficient consumer awareness, supply-demand mismatch, lack of standardization, and cost pressures [3] - Traditional views among the elderly lead to lower acceptance of elderly products, with a preference for reliance on family or traditional care methods [3] Policy and Technological Integration - The "Implementation Plan" emphasizes the need for enhanced research and development of elderly products, including care robots and multifunctional nursing beds [3][4] - The integration of artificial intelligence into elderly care services is highlighted as a key area for innovation [4] Role of Insurance in Elderly Products - The insurance sector plays a crucial role in promoting elderly products through a "product + service" model, establishing long-term trust with clients [5][6] - Insurance companies are integrating various service resources to create a comprehensive service system for the elderly [5][6] Financial Support and Industry Development - The government aims to increase support for quality elderly products through financial policies, including the establishment of special funds and tax incentives [6] - Insurance companies are encouraged to invest strategically in infrastructure for elderly care, enhancing the application scenarios for elderly products [6]

增强教育供给。老年人精神文化需求旺盛，在老有所养基础上，更期待老有所学、老有所乐。艺术 类高校应主动担当社会责任，将资源优势转化为服务老年教育的实践动能，通过开设老年开放课堂、组 建公益师资团队、编写适老化音乐教材等，让音乐教育走进老年群体。鼓励高校师生与社区合作，开展 一对一辅导、集体排练等常态化活动，提升老年人的音乐素养与参与热情。 培育新业态。数字技术的发展打破了时间与空间的限制，让老年群体更便捷地享受音乐服务，精准 契合其学习习惯与情感需求。从上游的适老化乐器、智能音频设备研发到中游的声乐教学、乐器课程制 作与平台运营，再到下游的学员社群运营、线下展演组织，一条完整的在线音乐教学产业链已逐步成 型，为银发经济注入数字化活力。要不断创新适老化音乐产品，支持语音控制的智能钢琴、轻便易携的 电子琴、音质清晰的助听式音箱等产品的研发，解决老年人操作不便、听力下降等痛点。(本文来源： 经济日报 作者：苏久青) 纵观全球，美国通过注册制度，对音乐治疗师介入中老年群体常见的阿尔茨海默病等病症的行为加 以规范。欧盟则推动"终身音乐教育"，将老年音乐培训纳入劳动力素质提升与消费增长的双重考量。相 较之下，我国拥有庞大的 ...

Core Insights - The Chinese government has introduced an implementation plan to enhance the adaptability of consumer goods supply and demand, aiming for significant optimization of the supply structure by 2027, with the goal of creating three trillion-level consumption sectors and ten hundred-billion-level consumption hotspots [1][3]. Group 1: Consumption Trends and Market Potential - The development goals are based on a comprehensive assessment of current consumption trends, industrial foundations, and technological changes, focusing on both "stock optimization" and "incremental creation" [3]. - The elderly care market is projected to grow from 2.6 trillion yuan in 2014 to 5.4 trillion yuan by 2024, with a compound annual growth rate of 7.3%, highlighting its potential as a core driver of the silver economy [3][4]. Group 2: Key Consumption Sectors - The three trillion-level consumption sectors identified are elderly products, smart connected vehicles, and consumer electronics, which are seen as high-potential areas for growth [3][4]. - The ten hundred-billion-level consumption hotspots include diverse categories such as baby products, smart wearables, cosmetics, fitness equipment, outdoor products, pet supplies, civilian drones, trendy toys, jewelry, and national trend clothing, reflecting a vibrant and diversified market [4]. Group 3: Strategic Development Approach - The government plans to adopt a multi-faceted and layered approach to continuously cultivate and expand various consumption hotspots, enhancing the resilience and vitality of the domestic consumption market [4].

Group 1 - The core idea of the article is that the insurance industry is increasingly focusing on the "travel and health" sector as a new opportunity in the aging economy, integrating health protection, travel experiences, and quality living for the elderly [1][3][4] - Xinhua Insurance has launched a new health and wellness base in Huizhou, enhancing its travel and health strategy, and has established a network covering 45 cities and 55 projects nationwide [2][4] - The market for travel and health services is expected to grow significantly, driven by government policies aimed at promoting elderly welfare and the integration of tourism and health services [3][5] Group 2 - The insurance industry has adopted a "light asset, heavy service" model, collaborating with hotels and third-party service providers to expand travel and health communities [4][5] - Challenges in the travel and health industry include service standardization, emergency support, and talent supply, which companies like Xinhua Insurance are addressing through rigorous partner selection and ongoing project evaluations [5][6] - The future of the insurance travel and health sector is expected to see increased competition, a growing elderly demographic, and higher consumer expectations for service quality [6]