中经记者 张漫游 北京报道 2025年9月23日，由《中国经营报》主办的"绿色引领 重塑未来——2025中国企业可持续发展行动大 会"在北京盛大举行。 金融作为实体经济的血脉，在企业可持续发展的过程中起到重要作用。在大会上，中国银行研究院资深 研究员王家强指出，气候风险愈加严峻，且最终都可能通过融资行为向银行业传导。因此，中国银行业 已将ESG风险管理纳入全面风险管理体系，努力提高识别与管理气候风险的能力。 中国金融业践行可持续发展成效显著 王家强认为，中国金融业在绿色引领可持续发展方面的理念和信心坚定不移，战略方向和实践路径贯穿 始终，中国金融业坚决贯彻落实新发展理念，全力支持经济、社会、环境可持续发展。 三是开展气候风险压力测试，评估风险承受能力。中国银行自2021年起定期开展气候风险压力测试，并 把参考国际权威机构方法开展的压力测试结果，应用于财务风险评估。2024年，中银香港、中国银行悉 尼分行、伦敦子行等境外分支机构也有序开展气候风险压力测试。 对于未来银行业支持可持续发展的突破点，王家强指出，银行业支持可持续发展领域宽广、大有可为。 未来，通过金融业支持建设零碳产业园，可能成为下一个突破口。零碳园 ...

Core Viewpoint - Shengjing Bank announced the resignation of Liu Yan from multiple positions including Chairman of the Supervisory Board, effective September 23, 2025 [1] Group 1 - Liu Yan resigned from the eighth supervisory board of Shengjing Bank due to work arrangements [1] - The resignation includes roles as shareholder supervisor, vice chairman of the nomination committee, and vice chairman of the supervisory committee [1]

Core Viewpoint - The "2025 Phoenix Star Listed Company Awards" ceremony was held in Guangzhou, recognizing companies for their performance in innovation, returns, responsibility, growth, brand influence, and globalization. The awards aim to promote corporate social responsibility and sustainable development in China [1]. Group 1: Award Categories and Evaluation - The awards include nine categories such as Best Innovative Listed Company, Best Shareholder Return Listed Company, and Most Socially Responsible Listed Company, among others [1]. - The Most Socially Responsible Listed Company award focuses on ESG (Environmental, Social, Governance) performance, evaluating companies based on their new contract with society, including environmental disclosure, green transformation investment, employee welfare, rural revitalization contributions, and governance transparency [1]. Group 2: Winners of the Most Socially Responsible Company Award - BYD, Dong-E E-Jiao, and Nanjing Bank jointly won the Most Socially Responsible Listed Company award, reflecting their commitment to social responsibility and sustainable practices [1][3]. Group 3: BYD's Achievements - BYD has become one of the first companies globally to pass the ISO ESG standard and has upgraded its ESG governance structure, linking ESG performance to executive compensation [5]. - In 2024, BYD implemented over 410 energy-saving projects, achieving energy savings equivalent to over 53,000 tons of standard coal and reducing carbon emissions by over 210,000 tons [5]. - BYD's total tax contribution in China reached 51 billion yuan in 2024, and the company employed 4,630 disabled individuals, contributing to poverty alleviation [5]. Group 4: Dong-E E-Jiao's Commitment - Dong-E E-Jiao emphasizes the integration of ESG management into its operations and has published independent ESG reports for three consecutive years, showcasing its governance and environmental efforts [8]. - In 2024, Dong-E E-Jiao generated nearly 4 million kWh of renewable energy and achieved a total carbon reduction of 430.87 tons [8]. - The company actively contributes to local economic development and supports rural revitalization, enhancing its role in the community [8]. Group 5: Nanjing Bank's Financial Initiatives - Nanjing Bank has maintained a commitment to responsible finance and has focused on serving the real economy, with significant growth in loans for technology innovation, green development, and small micro enterprises [11][12]. - By the end of 2024, Nanjing Bank's green loan balance exceeded 221.6 billion yuan, growing by 25.20% from the beginning of the year [11]. - The bank has developed various financial products to support rural revitalization and has seen significant growth in loans to small micro enterprises and agricultural sectors [12].

Core Viewpoint - The article discusses the ETF grid strategy, focusing on new economic sectors and financial sectors, highlighting investment opportunities in China's evolving economy and the financial market's recovery [3][4][6]. Group 1: New Economic ETF - The New Economic ETF (159822.SZ) aligns with the government's 2025 work report, emphasizing the development of new productive forces and the integration of technology and industry innovation [3]. - This ETF indirectly tracks the S&P China New Economy Index through full holdings in the ICBC South China S&P China New Economy Industry ETF (3167.HK), focusing on leading companies in artificial intelligence, internet, biotechnology, and innovative pharmaceuticals [3]. - The ETF aims to capture new growth drivers in China's economy while diversifying regional risks [3]. Group 2: Financial ETF - The Financial ETF (510230.SH) tracks the Shanghai Stock Exchange 180 Financial Index, with significant allocations in banking (62%), securities (20%), and insurance (18%) sectors [4][6]. - As of June 30, 2025, the banking sector's dividend yield reached 5.86%, surpassing the market average and the ten-year government bond yield, making it an attractive option for long-term funds [4]. - The securities sector saw a substantial increase in brokerage revenue, with a 50.69% year-on-year growth in H1 2025, indicating a recovery in sector performance [4][6]. - The insurance sector is expected to benefit from supportive policies, alleviating pressure on liabilities, while the stock investment balance of life insurance companies reached nearly 2.9 trillion yuan, a 50% year-on-year increase, suggesting a shift towards equity asset allocation [6].

Group 1: Core Insights - The trend of offering bicycles as incentives for credit card applications is gaining popularity in the financial sector, particularly in Beijing [1][5][14] - This promotional strategy involves multiple banks collaborating to attract new customers by providing bicycles of varying values in exchange for signing up for multiple credit cards [4][8][12] - The promotional events have seen a significant turnout, although there are concerns regarding the quality of the bicycles and the potential for excessive credit card issuance [1][12][14] Group 2: Promotional Details - Customers can receive bicycles by applying for a minimum number of credit cards, with higher-value bicycles requiring more applications; for example, a bicycle worth over 2000 yuan requires the application of 10 credit cards [4][5][11] - The promotional events are time-limited, running from September 5 to October 4, with a total of 10,000 bicycles available [5][12] - Participating banks include major institutions such as the Bank of Communications, Postal Savings Bank, and others, with staff present at the events to assist new applicants [8][12] Group 3: Market Context - The credit card business is under pressure, with a decline in the number of active credit cards and transaction volumes reported by several banks [14][15] - The People's Bank of China reported a decrease of 6 million credit cards in the second quarter of 2025, marking a continuous decline over 11 quarters [14][15] - Banks are encouraged to adapt their strategies, focusing on customer engagement and innovative product offerings to enhance credit card usage and profitability [16]

爱尔眼科于2025年9月23日发布公告，披露了公司使用部分闲置自有资金进行现金管理的最新进展。公 司近期认购了中信证券财富私享投资爱尔1号FOF单一资产管理计划，认购金额达10,000万元。 早在2025年3月24日，爱尔眼科第六届董事会第三十二次会议和第六届监事会第二十次会议便审议通过 了《关于使用部分闲置自有资金进行现金管理的议案》，同意公司在保证日常经营资金需求和资金安全 的前提下，使用不超过15亿元的闲置自有资金购买安全性高、流动性好、风险性低的理财产品，期限为 自该次董事会决议之日起12个月，资金可循环滚动使用。 最新理财项目详情产品名称：中信证券财富私享投资爱尔1号FOF单一资产管理计划理财币种：人民币 风险等级：中低风险认购金额：10,000万元业绩比照基准：4%计息起止日期：2025年9月22日 - 随时赎 回资金来源：自有资金关联关系说明：公司与中信证券股份有限公司不存在关联关系 近12个月理财情况 公告日前十二个月内（含本次购买理财产品），爱尔眼科自有资金购买理财产品情况如下： | 序号 | 发行主体 | 产品名称 | 金额（万元） | 币种 | 资金来源 | 起息日 | 到期日 | 业绩 ...

Core Points - The "2025 Phoenix Star Listed Company Awards" ceremony was held in Guangzhou, recognizing companies in various key areas such as innovation, shareholder returns, social responsibility, and growth [1][2] - The "Best Shareholder Return Listed Company" award emphasizes sustainable profitability and shareholder equity growth, integrating financial metrics with ESG performance [2][6] Group 1: Award Winners - The winners of the "Best Shareholder Return Listed Company" award include COSCO Shipping Holdings, Orient Overseas International, Industrial and Commercial Bank of China, Gujing Distillery, and Bosideng [2][4] - Orient Overseas International has distributed over $14.4 billion in dividends over the past four years, maintaining a stable dividend payout ratio of 50% [5][6] - COSCO Shipping Holdings has distributed cash dividends totaling 113.6 billion yuan over the past four years, with a dividend payout ratio of 50% in the last three years [9][10] - Industrial and Commercial Bank of China has maintained a dividend payout ratio of over 30% since its listing in 2006, with a total cash dividend exceeding 1.5 trillion yuan [12][13] - Gujing Distillery plans to distribute 3.172 billion yuan in cash dividends for 2024, maintaining a high dividend payout ratio [15][16] - Bosideng achieved a revenue of 25.902 billion yuan in the 2025 fiscal year, with a net profit of 3.514 billion yuan, and a high dividend payout ratio of 84.1% [18][19] Group 2: Company Performance - Orient Overseas International reported a net profit of $2.577 billion for 2024, with a basic earnings per share of $3.90 [6][10] - COSCO Shipping Holdings achieved a revenue of 233.859 billion yuan in 2024, with a net profit of 49.172 billion yuan, reflecting a year-on-year increase of 105.78% [10] - Industrial and Commercial Bank of China has maintained a stable net interest margin and steady growth in intermediary business income, with a non-performing loan ratio better than the industry average [13] - Gujing Distillery's revenue for the first half of 2025 was 13.880 billion yuan, with a net profit margin of 27.22% [16] - Bosideng's revenue growth of 11.6% in a challenging industry environment demonstrates its resilience and commitment to shareholder returns [19]

该企业货物贸易跨境结算月均货物贸易5笔，但金额大、涉及订单多，资金入账需提供众多单据佐证背 景，企业急需提高资金入账效率。该企业作为优质诚信企业，中行为其货物贸易跨境结算提供了简化单 证审核便利化措施，企业货款可直接凭指令叙做，配套签约中行的汇入汇款直入账，符合条件的款项可 直接入账，资金效率大幅提升。 该企业为扩大其销售市场，会同境外客户寻找客源，与之相应地产生了系列境外佣金、劳务费等支出。 针对企业的汇款需求，中行为其配套签约了电子审单、网银汇出汇款等线上便利化产品，企业的境外汇 款业务可直接通过网银线上发起，无需临柜办理，大大降低了企业的"脚底成本"，提升了资金周转效 率。 随着外汇管理领域"放管服"改革持续深化，各类惠企、便利化政策陆续出台，传统外贸模式向线上化、 数字化转型已是必然。中国银行淄博分行通过创新便利化+措施，对普遍性涉外主体提供"一站式""零接 触""效率高"的服务，持续提升外汇业务服务质量，助力外贸企业实现绿色发展。 该企业为外商投资企业，企业经营稳健，经营收益稳中向好，每年企业均会向境外股东分配利润。中行 在充分了解客户真实需求的基础上，提前梳理利润分配材料清单，企业可参考银行提供的 ...

9月23日，渣打集团发布的《贸易的未来：韧性》报告显示，中国内地仍然是全球企业在地缘格局 下重新布局供应链的首选市场之一，中国内地产业正加速从劳动密集型制造向更高附加值环节升级。 中国内地是全球企业进行供应链重组的首选市场之一。报告显示，非洲市场（尤其是肯尼亚和尼日 利亚）中，超过一半的受访企业表示计划扩大与中国的贸易往来；印度受访企业中约一半表示将更多依 赖中国内地进行贸易；来自美国和英国的受访者中，约40%计划维持与中国内地现有的贸易水平。 与此同时，中国内地产业正加速从劳动密集型制造向更高附加值环节升级。人工智能、机器人、可 再生能源等新技术的应用，以及扩大内需的政策导向，正助力中国迈向全球价值链的高端。 渣打银行（中国）有限公司交易银行部总经理张荧表示："在全球供应链深度重构的过程中，我们 观察到中国企业正在作为创新者和赋能者发挥着更加重要的作用。同时，企业的金融需求也在发生显著 变化，它们更加关注跨境流动资金的灵活配置、本地化结算能力、多币种资金管理效率，以及全球可视 化管理和合规要求。渣打银行密切关注客户需求，扮演'超级连接器'角色，致力于通过创新的跨境金融 解决方案，与企业伙伴一起，打造本地化、 ...

Market Overview - The Shanghai Composite Index closed at 3821.83 points, down 0.18%, with a trading volume of 1.0717 trillion yuan [1] - The Shenzhen Component Index closed at 13119.82 points, down 0.29%, with a trading volume of 1.4227 trillion yuan [1] - The ChiNext Index closed at 3114.55 points, up 0.21%, with a trading volume of 670.32 billion yuan [1] - The total trading volume of both markets was 2.4944 trillion yuan, an increase of 372.9 billion yuan compared to the previous trading day [1] Sector Performance - Strong sectors included banking, electric equipment, precious metals, coal, and public utilities [2] - Weak sectors included tourism and hotels, retail, computer, steel, pharmaceutical biology, real estate, education, and light manufacturing [2] - The electronic sector saw the largest net outflow of funds, amounting to 14.11 billion yuan [5] Stock Performance - A total of 1089 stocks rose while 4011 stocks fell, with 54 stocks hitting the daily limit up and 24 stocks hitting the daily limit down [2] - Tianpu Co. achieved a remarkable 15 consecutive limit-up days, the highest among stocks [4] - The top net inflow stocks included Wolong Nuclear Materials with a net inflow of 1.094 billion yuan and Longchuan Technology with a net inflow of 571 million yuan [8][9] Fund Flow - The net outflow of main funds from the two markets was 76.167 billion yuan, with the ChiNext experiencing a net outflow of 24.903 billion yuan [5] - Only one sector, comprehensive, saw a net inflow of 21 million yuan, while 30 sectors experienced net outflows [5] - The top net outflow stocks included Shanzi Gaoke with a net outflow of 2.216 billion yuan and Luxshare Precision with a net outflow of 2.053 billion yuan [10][11] Institutional Activity - Institutions net bought 17 stocks, with Demingli being the top net buyer at approximately 362 million yuan [12] - The top net selling stock was Boliang Optoelectronics, with a net outflow of approximately 195 million yuan [12]