新华财经北京12月2日电根据英国最大的抵押贷款机构之一的数据，英国房价连续第三个月上涨，这表 明市场顶住了工党政府在11月26日预算案前夕的增税迫近威胁。 全英房屋抵押贷款协会周二表示，截至11月份的一个月内，平均房价上涨0.3%，达到272998英镑，此 前一个月的涨幅修正后为0.2%。此次上涨标志着房价连续第三次上涨，且强于经济学家预期的0.1%。 英国央行周一的数据显示，10月份抵押贷款批准数量的下降低于预期，这是需求具有韧性的另一个迹 象。 （文章来源：新华财经） 全英房屋抵押贷款协会首席经济学家Robert Gardner表示："在消费者信心低迷和劳动力市场出现疲软迹 象的背景下，这种表现表明了韧性。工党预算案中宣布的房产措施不太可能对房地产市场产生重大影 响。" ...

Choice统计显示，12月2日，沪深两市可交易A股中，上涨个股有1509只，下跌个股有3493只，平盘个 股有152只。不含当日上市新股，共有55只个股涨停，9只个股跌停。从所属行业来看，涨停个股主要集 中在轻工制造、医药生物、房地产、食品饮料、化工等行业。 （文章来源：证券时报网） ...

专题：2025分析师大会：资本市场"奥斯卡"！机构称A股迎全球资本涌入的大牛市 第一是"出海"浪潮。范超指出，我国制造业在诸多领域的管理能力相比海外仍具明显优势。"非洲是一 个巨大的市场，非洲之外还有南美，出海整个的空间是非常大的。"范超透露，已有一批先行企业在海 外市场取得了较好业绩，但当前资本市场对此的定价仍然"非常便宜"，存在认知差与价值重估的潜力。 第二是"存量"市场的崛起。 针对市场对新房市场萎缩的普遍忧虑，范超提供了新的视角：不考虑农 村，仅中国城镇现有的存量住房面积就达三四百亿平方米。以30年为翻新周期计算，每年将自然产生超 过十亿平方米的存量更新需求。"而现在，每年新开工面积约为5亿平方米。"他分析认为，存量更新的 巨大潜力，有望有效弥补新建市场下行带来的缺口，意味着房地产市场总量的调整"已经接近底部"。 "出海"与"存量"两大趋势，分别从空间与时间维度，为中国经济打开了周期波动之外的长期增长航道。 正如范超所言，"万物皆周期"，真正的投资智慧不在于追逐短期起伏，而在于发现那些被市场暂时遮蔽 的、持续涌动的真实需求。在全球化拓展与城市更新焕新的双重引擎驱动下，一幅更具韧性、更可持续 的产业图景 ...

Core Insights - The article highlights the role of frontline business personnel as the true drivers of the AI technological transformation, showcased through the first "Feishu AI Efficiency Pioneer National Competition" in East China, where six notable companies advanced to the finals with innovative AI applications [1] Group 1: Service Industry Empowerment - AI is significantly enhancing efficiency in service industries by standardizing operations and improving employee training, as demonstrated by Luolai Super Soft Bedding's AI "Magic Mirror" system, which automates appearance checks and has led to increased sales and operational efficiency [1] - The "Yadu 1900+ Store AI Food Safety Guardian Plan" by Yadu Hotel integrates multiple technologies to create an intelligent management loop, reducing manual workload and providing valuable insights for management [2] Group 2: Manufacturing Innovation - In the manufacturing sector, AI is breaking traditional models, as seen with Geely Automobile Research Institute's intelligent size detection system, which has halved measurement time and significantly improved efficiency while saving labor costs [3] - Yongzhuo Holdings has utilized AI to address challenges in steel production, creating a smart management system that provides real-time alerts and actionable insights, transforming experience-based decision-making into data-driven strategies [3] Group 3: Cross-Industry Integration - AI is proving to be a universal capability that transcends specific industries, as evidenced by Jitu Express's use of AI for video production, enhancing exposure while reducing costs, and New City Holdings' development of an intelligent operational platform that integrates previously isolated data systems [4] - The practices of these six East China companies illustrate that AI is no longer a distant concept but a practical tool embedded in various business scenarios, setting the stage for a nationwide impact as they approach the finals [4]

专题：2025熙说物业年度演讲：深水区 2025熙说物业年度演讲于12月2日在深圳举行，主题为：深水区。中物智库创始人杨熙在演讲中谈到， 物业原本就不是从服务业诞生的，而是从房地产的尾部工序长出来的。 他提到，作为交付闭环的一部分，物业从出生起就不是为服务价值而生的，它是为销售价值而存在的。 在国民经济行业分类中，物业一直从属于房地产的门类，更深的束缚来自于基因与文化。房地产的主线 文化是快、节点、听命令，物业的本质要求是慢、耐心连情绪。一个是硬逻辑，一个是软逻辑；一个是 销售导向，一个是关系治理导向；一个讲绝对服从，一个讲感知与协商。 在房地产的黄金时代，物业公司得益于地产的助推快速发展，过得也还算不错。但在过去四年里，一些 房地产企业陆续的爆雷，开发商资金紧张，占用透支物业的现金流，项目停摆交付有问题，迅速传导影 响物业。 在项目的现场，所有的不满，所有的委屈，所有的落差，都要找到一个出口。于是物业在现实中被迫成 为了背锅的担当，情绪的吸收层，以及社会压力的缓冲器。 杨熙强调，脱离地产基因，并非是否定地产，而是要补全服务业的基因。"用服务的逻辑重塑组织，用 长期主义加关系代理，取代短期的KPI加销售思维， ...

Core Insights - The collaboration between RealOpen and TRON marks a significant integration of blockchain technology into the high-end real estate market in the U.S., redefining luxury property transactions with "crypto speed" [1][3][6] Group 1: Event Overview - The "Fast Action, Lightning Payment" holiday campaign offers a reward pool of 50,000 USDT for eligible homebuyers using RealOpen's platform to complete property transactions with TRON's stablecoin [1][3] - Buyers can receive rewards based on property value: up to 10,000 USDT for properties valued at 2 million USD or more, and up to 5,000 USDT for properties valued between 500,000 and 2 million USD [3][6] Group 2: Technological Integration - RealOpen's platform seamlessly integrates real estate transactions with crypto payments, allowing buyers to use stablecoins like USDT without requiring sellers to accept cryptocurrency [3][4] - TRON's blockchain infrastructure supports secure, transparent, and near-instant settlement of transactions, demonstrating the capability of blockchain technology to handle high-value and complex real estate deals [4][6] Group 3: Market Impact - The partnership addresses traditional real estate pain points such as lengthy processes and high intermediary fees, enabling near real-time transactions through blockchain-based smart contracts [3][6] - The digitization of real estate assets allows for fractional ownership, enabling ordinary investors to participate in high-end property investments and facilitating rapid asset turnover [6][8] Group 4: Future Outlook - The collaboration signifies a shift in the real estate industry, with blockchain technology moving from a conceptual phase to practical application, potentially making cryptocurrency payments a mainstream option for property transactions [6][8]

Market Overview - The three major indices opened lower, with the Shanghai Composite Index down 0.14%, the Shenzhen Component down 0.13%, and the ChiNext down 0.04% [1] - Trading volume in the Shanghai and Shenzhen markets exceeded 560 billion, a decrease of over 60 billion compared to the previous day, with an expected total trading amount of over 1.7 trillion for the day [1] Industry Insights - The AI mobile phone concept is actively fluctuating, while the commercial aerospace concept is recovering, and the real estate sector is strengthening [1] - According to a report by CRIC Real Estate Research, the supply of new properties in 30 key cities in November is expected to reach 6.69 million square meters, a month-on-month increase of 16% [1] - In the first batch of sci-tech innovation and entrepreneurship robot ETFs, more funds are expected to flow into the robotics sector, boosting market performance [2] - The CEO of Google DeepMind expressed intentions to make Gemini the software foundation for the robotics world, indicating further investment in embodied robotics [2] Product Development - ZTE announced the limited release of the Nubia M153, which features the Doubao mobile assistant technology, aimed at developers and interested users [3] - The Doubao mobile assistant, led by ByteDance, enhances user interaction and experience through AI capabilities integrated into mobile devices [3] - The development of AI on mobile devices is expected to drive hardware upgrades, potentially leading to a new wave of device replacements [3] Technical Analysis - The market experienced a rebound, with the Shanghai Composite Index returning above 3900 points and trading volume reaching nearly 1.87 trillion [4] - The current rebound is approaching a previous gap and a key resistance level, suggesting a likely consolidation phase [4] - The AI sector is experiencing significant growth, indicating a potential recovery in technology stocks, while sectors like innovative pharmaceuticals and non-ferrous metals remain worth monitoring [4]

Core Viewpoint - Shinhua Holdings is actively managing its business across various sectors, including automotive aftermarket, real estate, new energy, and financial services, while facing challenges in profitability and market dynamics [1][2]. Financial Performance - For the first three quarters of 2025, Shinhua Holdings reported total assets of 2.879 billion, net assets attributable to shareholders of 731 million, operating revenue of 3.230 billion, and a net loss attributable to shareholders of 89.0541 million [1]. - The company experienced a slight increase in sales revenue year-on-year, despite a net profit decline due to the absence of significant debt recovery payments that had positively impacted the previous year's results [1]. Strategic Initiatives - The company is focused on cleaning up unprofitable operations, reducing operational costs, and optimizing its balance sheet to alleviate business burdens [2]. - Shinhua Holdings aims to stabilize its core business while actively seeking partnerships with promising industries and investing in quality targets that align with the "14th Five-Year Plan" for growth [2]. Business Development - The company is closely monitoring trends in the electric vehicle market and is exploring collaborations with reputable firms, leveraging its existing dealership network [3]. - Shinhua Holdings has established a joint venture, Shunwei Exploration (Shenyang) Technology Co., Ltd., with a 51% stake, which has begun operations and is in the early stages of business development [3].

沪深两市半日成交额1.05万亿，较上个交易日缩量1796亿。全市场近4000只个股下跌。 $\mathbf{E}_{\rm f}(\mathbf{x})=\mathbf{E}_{\rm f}(\mathbf{x})$. 2025.12. 02 本文字数：1125，阅读时长大约2分钟 作者 | 一财 阿驴 11:31 A股午盘丨创业板指半日跌近1% 截至午盘，沪指跌0.55%，深成指跌0.77%，创业板指跌0.88%。 盘面上，福建本地股再度爆发，招标股份、平潭发展等多股涨停。医药商业、海南自贸区、旅游及酒 店、AI手机等板块涨幅居前；能源金属、游戏、教育等板块走弱。 | 代码 | 名称 | 福长中昌 | EM 作 | | --- | --- | --- | --- | | 301148 | 嘉戒技术 | +20.01% | 47.57 | | 301136 | 招标股份 | +20.00% | 19.92 | | 300605 | 恒锋信息 | +11.66% | 19.53 | | 300300 | 海峡创新 | +11.07% | 18.06 | | 002702 | 海欣食品 | +10.05% | 8 ...

ST中迪上演"地天板"行情，股价从跌停拉升至涨停，截至09:49，该股成交量2941.22万股，成交额3.34 亿元，振幅达9.99%，换手率10.11%，涨停板封单金额为3381.10万元。（数据宝） （文章来源：证券时报网） ...