周三（5月7日），半导体行业ETF收涨2.05%，全球航空业ETF涨1.49%，科技行业ETF涨1%。 可选消费ETF、医疗业ETF、全球科技股指数ETF至少涨0.71%，生物科技指数ETF反弹0.67%，金融业ETF、银行业ETF、区域银行ETF至多涨0.59%。 网络股指数ETF则收跌0.28%。 | SYMBOL # | PRICE $ | CHANGE + | %CHANGE + | LOW # | HIGH # | PREVI | | --- | --- | --- | --- | --- | --- | --- | | CONS DISC | 1,585.98 | +15.94 | +1.02 ▲ | 1,570.72 | 1,594.57 | | | TECHNOLOGY | 4.198.36 | +37.7 | +0.91 A | 4,123.43 | 4,219.42 | | | HEALTH | 1,576.66 | +12.68 | +0.81 ▲ | 1,565.76 | 1,581.26 | | | FINANCIALS | 822.44 | +5.05 | +0.62 A | 81 ...

Core Viewpoint - Major industry ETFs in the US experienced an upward trend, with global airline, banking, and regional banking ETFs rising over 1% [1] Industry Summary - **Global Airline ETF**: Current price at 21.09, increased by 1.35% (+0.28), with a trading volume of 73,832 shares. Year-to-date performance shows a decline of 16.80% [2] - **Banking ETF**: Current price at 52.25, increased by 1.10% (+0.57), with a trading volume of 86,539 shares. Year-to-date performance shows a decline of 5.13% [2] - **Regional Banking ETF**: Current price at 56.03, increased by 1.03% (+0.57), with a trading volume of 961,200 shares. Year-to-date performance shows a decline of 6.54% [2] - **Consumer Discretionary ETF**: Current price at 198.99, increased by 0.73% (+1.44), with a trading volume of 186,600 shares. Year-to-date performance shows a decline of 11.06% [2] - **Financial Sector ETF**: Current price at 49.47, increased by 0.63% (+0.31), with a trading volume of 1,695,900 shares. Year-to-date performance shows an increase of 2.73% [2] - **Biotechnology ETF**: Current price at 119.34, increased by 0.63% (+0.74), with a trading volume of 76,627 shares. Year-to-date performance shows a decline of 9.65% [2] - **Healthcare ETF**: Current price at 134.99, increased by 0.49% (+0.66), with a trading volume of 543,500 shares. Year-to-date performance shows a decline of 1.50% [2] - **Semiconductor ETF**: Current price at 215.97, increased by 0.17% (+0.38), with a trading volume of 528,200 shares. Year-to-date performance shows a decline of 10.82% [2] - **Technology Sector ETF**: Current price at 213.85, increased by 0.08% (+0.18), with a trading volume of 338,600 shares. Year-to-date performance shows a decline of 7.87% [2] - **Utilities ETF**: Current price at 80.57, increased by 0.06% (+0.05), with a trading volume of 916,600 shares. Year-to-date performance shows an increase of 7.20% [2] - **Global Technology ETF**: Current price at 78.66, increased by 0.04% (+0.03), with a trading volume of 4,057 shares. Year-to-date performance shows a decline of 7.19% [2] - **Consumer Staples ETF**: Current price at 81.38, increased by 0.04% (+0.03), with a trading volume of 936,200 shares. Year-to-date performance shows an increase of 4.07% [2] - **Internet ETF**: Current price at 236.53, increased by 0.03% (+0.07), with a trading volume of 6,753 shares. Year-to-date performance shows a decline of 2.73% [2] - **Energy Sector ETF**: Current price at 80.47, decreased by 0.06% (-0.05), with a trading volume of 1,009,000 shares. Year-to-date performance shows a decline of 5.33% [2]

Core Viewpoint - Guangzhou is promoting high-quality development of service trade and digital trade through high-level openness, with the issuance of 22 specific measures aimed at reform, innovation, and cooperation in these sectors [1] Group 1: Institutional Opening - The notification emphasizes deepening the opening of the service industry, aiming to create a national service trade innovation development demonstration zone [2] - It includes the implementation of a negative list for cross-border service trade and further relaxation of foreign investment access in telecommunications, healthcare, and education sectors [2] - The initiative also aims to align with Hong Kong and Macau regulations, facilitating easier access for service providers from these regions [2] Group 2: Efficient Cross-Border Flow of Resources - The notification promotes the cross-border flow of professional talent by recognizing foreign qualifications and facilitating the entry of high-end foreign professionals [3] - It encourages the dual-directional flow of capital, enhancing financial product connectivity with Hong Kong and Macau, and supports foreign investment in various sectors [3] - Measures include reforms in foreign exchange management and improvements in the efficiency of fund usage for multinational companies [3] Group 3: Data Security and Infrastructure - The notification outlines plans to enhance data infrastructure, including the establishment of international data channels and research networks [4] - It aims to solidify Guangzhou's position as an international information hub by expanding internet export bandwidth and developing a cross-border data flow mechanism [4] Group 4: Innovation in Service Trade - The notification calls for the construction of an international logistics center in Guangzhou to enhance international transport service capabilities [5] - It supports the expansion of inbound tourism and the development of outbound travel services by foreign-invested travel agencies [5] - The initiative also focuses on promoting cultural and digital service exports, including the development of key service export bases [6] Group 5: Digital Trade Development - The notification encourages the application of technologies such as AI and blockchain in service trade, and the establishment of cross-border electronic contract recognition mechanisms [7] - It supports the development of digital content and the protection of digital copyrights, aiming to enhance the global competitiveness of Guangzhou's digital products [7] - The initiative promotes innovative cross-border e-commerce business models and the establishment of experience centers for cross-border e-commerce [7] Group 6: Market Access in Digital Sector - The notification seeks to expand the opening of value-added telecommunications services and attract foreign investment in information services and internet access [8] - It aims to allow foreign telecom operators to establish joint ventures to provide domestic virtual private network services [8]

摘要 随着数字经济时代的迅猛发展，各类前沿技术不断涌现并渗透到社会生活的各个领域，乐龄经济作为关 注老年人生活品质与幸福度的经济模式，在数字经济的助力下迎来新的发展契机。大模型作为当下热点 的人工智能技术，以其强大的数据分析、自然语言处理和多模态交互能力，为乐龄经济在健康管理、精 神慰藉等方面提供了创新的解决方案，极大地提升了乐龄经济的质量与效率，改善老年人的生活体验， 推动乐龄经济向智慧化、个性化方向迈进。 一、引言 全球人口老龄化趋势加剧，养老问题成为社会焦点。乐龄经济提倡老年人享受积极自主的晚年生活，而 数字经济的蓬勃发展为其提供了技术支撑。以大模型为代表的人工智能技术，通过自然语言处理、计算 机视觉和强化学习等能力，正在重塑乐龄经济服务体系。近期，国家出台多项政策推动人工智能与乐龄 经济产业深度融合，如《数字中国建设整体布局规划》明确提出要以数字技术赋能民生服务，为乐龄经 济领域技术创新提供了政策保障。 二、数字经济与乐龄经济的发展现状 (一)数字经济发展态势 近年来，数字经济成为全球经济增长的核心动力。中国在5G、人工智能、大数据等领域的快速发展， 使数字技术在乐龄经济等民生领域的应用具备了坚实基础 ...

广东省人民政府办公厅印发广东省提振消费专项行动实施方案的通知，其中提出，扩大深化服务业对外 开放。深入开展医疗领域扩大开放试点，有序推动符合条件的外商独资医院在广州、深圳落地。争取简 化港澳医师在粤执业手续，加强医疗领域制度衔接，吸引更多外资来粤办医疗。落实电信领域放宽外资 准入试点，支持更多外资企业申报增值电信业务试点经营资格。深化广州服务业扩大开放综合试点，支 持深圳加快推进国家服务业扩大开放新一轮试点建设。支持广州、深圳争创国家服务贸易创新发展示范 区，聚焦居民消费升级需求，推动医疗健康、文化娱乐等优质生活性服务进口。 ...

Market Overview - The Hong Kong stock market has been on an upward trend, continuing to rise for four consecutive weeks since early April [6] - A-shares also experienced a rebound, closing at a rating of 5.1 stars [1][28] - Both large, medium, and small-cap stocks saw increases, with small-cap stocks showing a more significant rise [2] Investment Style Performance - Value style showed a slight increase, while growth style experienced a more substantial rise [3] - During upward market movements, small-cap and growth styles exhibit greater elasticity [4] Investment Strategies - The article discusses a systematic investment strategy using a "periodic but irregular" approach, where more funds are allocated when valuations are lower [10] - Two methods for following investment strategies are outlined: manual and automatic [14][16] Pension Fund Investment - The article presents a personal pension fund investment plan, detailing specific funds and their current prices [18] - A valuation table for various indices is provided, highlighting metrics such as price-to-earnings ratio and dividend yield [24][25] Monthly Income Strategy - The "Monthly Salary Treasure" investment strategy has lowered its minimum investment threshold to 200 yuan, now offering a systematic investment option [27] - This strategy aims to meet regular cash flow needs, suitable for long-term holding [27][28] Valuation Insights - A valuation table is included, indicating various indices' earnings yield, price-to-earnings ratio, and other financial metrics, with color coding to indicate investment suitability [33][36]

根据美国劳工统计局最新发布的四月非农就业数据显示，美国就业市场表现强劲，四月非农就业人数增加了十七点七万人，超出了市场预期的十三点八万。 这一数据不仅显示了就业市场的韧性，也表明失业率保持在百分之四点二，未出现重大的变动。尽管如此，专家普遍认为，美国劳动力市场的稳定可能难以 抵挡未来关税政策带来的潜在冲击。 细分数据上，美国医疗行业继续领跑，新增就业岗位增幅居首，而运输和仓储领域的就业增长也创下了自去年十二月以来的最大增幅。这些行业的增长反映 了在全球经济不确定性加剧的背景下，部分行业为了应对未来可能的贸易政策变化，加速了劳动力需求。然而，与此同时，美国制造业则出现了自二零二零 年以来最严重的萎缩，导致该领域的就业岗位出现了减少，显示出经济放缓的迹象。 虽然整体就业形势尚算稳健，但随着美国实施的关税政策影响逐渐加 剧，经济学家预计裁员情况可能会在未来几个月加剧。一些知名经济分析机构预测，未来可能会有至少五十万个工作岗位面临风险，这一趋势或许会影响到 更多依赖政府资金的行业。值得注意的是，裁员的频率已连续三个月上升，显示出部分企业正在进行规模调整以应对经济压力。 此外，美国三月的职位空缺数据降至九个月以来的最低 ...

"五一"假期历来是百姓集中出游的时段，人流、物流、车流迎来高峰，安全生产风险交织叠加。为 让广大群众和外来游客开心、放心、安心，我省各地各部门绷紧"思想弦"、压紧"责任链"，重点围绕旅 游消费安全环境，紧盯关键领域、关键环节，全面开展隐患排查，督促问题整改，筑牢安全防线，确保 人民群众度过欢乐平安祥和的节日。 全省住建系统聚焦城镇燃气、建筑施工、城市广告牌匾等重点领域开展实地督导调研，截至5月2 日，已累计督导调研点位199个，发现风险隐患498个。大连、鞍山、抚顺、锦州、营口、阜新、辽阳、 铁岭、朝阳、葫芦岛、沈抚示范区等地区对"九小场所"全面开展地毯式、拉网式排查整治行动。辽宁电 网全力做好"五一"节日期间电力保供与安全生产工作，守牢大电网安全，加强重点设备运维保障。 安全生产是生产经营单位健康发展的基石。省应急厅聚焦冶金工贸、危化品等重点领域组织开展节 日期间安全隐患排查整治。省国资委成立6个督导组对矿山、化工企业、大型体育场馆、宾馆酒店、交 通运输、渔业船舶、建筑施工、人员密集场所等领域省属企业进行现场检查督导。4月30日，省卫生健 康委召开全省卫生健康系统安全生产工作会议，部署全系统立即开展安全风险 ...

今日的A股没有开盘，港股正常交易日！港股收盘大涨，恒生指数收涨1.74%，恒生科技指数收涨3.08%。 A50也大幅上涨了，小长假期间，外盘又是大涨，等到A股开盘的时候又回调了。大家知道这件事情，为什么不配置港美股等指数，因为你不知道指数基金 ETF，好心给你科普，还换来习惯性反驳…… 盘整7个月，个人相信A股是为了更好的上涨，3040点是本年的最低点，后面一轮快速加速浪远离3300点了。 目前的市场在中轴的位置，一轮行情的回撤50%的股价后盘整，说明是为了更好的延续上涨。今年肯定有一轮拉升，5月份会小幅上涨，6月才是大机会…… 最迟的行情是下半年，如果6月底之前依旧没有反弹，就需要四季度了，交易所等不及，他们比我们散户更着急。 只需要白酒、证券、地产拉升涨停潮，大家又会跑步进场，大多数人建仓是因为股价上涨，而不是估值便宜。 汇市、黄金也比较配合A股的拉升了，资金没有其他去处，一定会回到权益市场，港股优先，之后A股快速补涨。 最后总结 行情没有问题，关键是自己的选择。这个市场里面，大多数人都只有情绪。越是本金小的人，越喜欢投机，投机的人一般情绪都很差，投资是一场修行。 不要因为下跌而割肉，不要因为上涨而接盘。 ...

美股盘初，主要行业ETF多数上涨，全球航空业ETF、半导体ETF均涨超3%。 | 全球航空业E ... | 20.65 | +0.71 (+3.56%) 28.67万股 | | | --- | --- | --- | --- | | us JETS | | | | | 半导体ETF --- | 218.90 | +6.59 (+3.11%) | 73.89万股 | | us SMH | | | | | 生物科技指 ... | 127.18 | +2.30 (+1.84%) 12.49万股 | | | us IBB | | | | | 金融业ETF --- | 49.60 | +0.85 (+1.74%) 269.55万股 | | | us XLF | | | | | 区域银行ET ... | 55.62 | +0.89 (+1.63%) 137.10万股 | | | us KRE | | | | | 医疗业ETF - ... | 138.75 | +2.12 (+1.55%) | 56.26万股 | | US XLV | | | | | 科技行业ET ... | 215.84 | +2.79 (+1.31%) ...