12月26日金融一线消息，近日，中国人民银行办公厅、农业农村部办公厅、金融监管总局办公厅联合印 发《关于推广农业设施和畜禽活体抵押融资的通知》。《通知》提出，鼓励金融机构因地制宜创设农业 设施和畜禽活体抵押融资信贷产品。探索供应链金融模式，围绕设施农业龙头企业，为上下游中小农 户、合作社提供应收账款质押贷款、订单融资等服务。发挥农业保险产品服务纽带作用，鼓励金融机构 在信贷评价和风险管理模型中有效运用农业保险综合情况，探索"农业保险+融资"模式。鼓励金融机构 发放基于农业设施和畜禽活体抵押的中长期贷款，金融机构可根据实际需要，提前介入设施农业项目前 期工作，设计完善投融资方案和担保结构，优化还本付息方式，保障整个贷款周期内抵押物剩余价值与 贷款余额相匹配。用好信贷市场服务平台、农业经营主体信贷直通车、农业农村基础设施融资项目库等 平台，加强信息共享与融资对接服务。鼓励符合条件的金融机构发行"三农"专项金融债券。支持金融租 赁公司将符合要求的现代农业设施和畜禽活体等生产性生物资产作为适格租赁物，积极探索银租联动等 创新模式。 责任编辑：秦艺 12月26日金融一线消息，近日，中国人民银行办公厅、农业农村部办公厅、 ...

2025年，赣州银行积极把握市场机遇，在全国银行间债券市场成功完成多品种、多期限的金融债券发行 工作，全年累计发行金融债券75亿元。其中，"三农"专项金融债券10亿元、科技创新债券10亿元、小型 微型企业贷款专项金融债券10亿元、金融债券15亿元及30亿元减记型无固定期限资本债券，上述债券发 行进一步优化我行资产负债结构、拓宽资本补充渠道、夯实长期发展基础。 发债频创佳绩，市场认购踊跃 今年以来，赣州银行债券发行工作实现多项突破，创下多个"首单"与"新低"。本年相继成功发行江西省 首单"三农"专项金融债券（期限3年，利率1.93%，创赣州银行3年期债券发行利率新低）、赣南地区首 支科技创新债券（期限5年，利率1.91%，创赣州银行5年期债券发行利率新低）以及小型微型企业贷款 专项金融债券（期限3年，利率1.93%）。此外，赣州银行还发行了金融债券15亿元、减记型无固定期 限资本债券30亿元。各期债券投资者类型多元，涵盖银行、券商、基金等多类机构，充分体现了市场对 赣州银行经营实力与服务能力的信心。 以各类债券成功发行为契机，赣州银行持续深化"全链条、全周期"服务模式，升级"科创贷""成长通"等 产品体系，积极 ...

Core Points - CITIC Bank has been approved by the People's Bank of China to issue financial bonds, with a new balance of no more than 60 billion RMB for 2025 and a year-end balance not exceeding 400 billion RMB [1] - The issuance of the 2025 "Three Rural" special financial bonds has been completed, with a total issuance scale of 6 billion RMB and a maturity of 3 years [1] - The initial interest rate for the bonds is set at 1.87%, with a fixed spread of -1.13%, and the funds raised will be used specifically for agricultural loans [1]

Core Viewpoint - The article emphasizes the importance of enhancing financial services for rural reform and promoting comprehensive rural revitalization, highlighting the role of financial resources in supporting agricultural development and rural economies [1][3]. Financial Resource Allocation - The People's Bank of China and the Ministry of Agriculture and Rural Affairs have issued opinions to increase financial resource allocation to key areas of rural revitalization, particularly focusing on major grain-producing regions and counties [2][4]. - As of March 2024, the balance of agricultural loans reached 52.9 trillion yuan, reflecting an 8.4% year-on-year growth [1]. Policy Support and Mechanisms - The opinions propose a comprehensive use of monetary and credit policies to encourage financial institutions to issue specialized bonds for agriculture, small and micro enterprises, and green projects, as well as support eligible companies in issuing rural revitalization bonds [3][9]. - The article mentions that since the issuance of rural revitalization government bonds began in 2018, a total of 699 bonds have been issued, amounting to 502.526 billion yuan by February 28, 2025 [9][10]. Specific Financial Strategies - The article outlines several strategies to enhance financial services in rural areas: - Strengthening financial support for grain security and agricultural infrastructure [4]. - Continuing differentiated financial support policies for poverty alleviation regions [5]. - Innovating financing models for rural specialty products and expanding collateral options [6]. - Providing diversified financing solutions for rural infrastructure and public services [7]. - Enhancing financial services for rural governance and integrating cultural and tourism sectors [8]. Innovation in Financing Mechanisms - The development of rural revitalization bonds is highlighted as a significant innovation in financing mechanisms, with suggestions for improving issuance and trading rules, as well as establishing evaluation mechanisms for these bonds [10].

Core Viewpoint - The article discusses the issuance of the "Opinions on Strengthening Financial Services for Rural Reform and Promoting Comprehensive Rural Revitalization" by the People's Bank of China and the Ministry of Agriculture and Rural Affairs, emphasizing the importance of financial support for rural revitalization and agricultural development [1][4]. Group 1: Financial Resource Allocation - Financial resources are increasingly directed towards agricultural sectors, with agricultural loans reaching 52.9 trillion yuan, a year-on-year increase of 8.4% as of March 2024 [3]. - The "Opinions" highlight the need to enhance financial resource input in key areas of rural revitalization, particularly in major grain-producing regions and counties [4][6]. Group 2: Policy Measures and Support - The "Opinions" propose comprehensive use of monetary and credit policies to encourage financial institutions to issue specialized bonds for agriculture, small and micro enterprises, and green projects [4][9]. - It emphasizes the importance of risk compensation, loan interest subsidies, and incentives to support various agricultural entities in securing financing [9]. Group 3: Financial Services Enhancement - The document outlines specific measures to improve financial services for rural development, including diversifying financing options such as bonds, equity investments, and leasing [6]. - It also stresses the need for innovative financing models tailored to rural characteristics, such as financing based on local specialty products [6]. Group 4: Rural Governance and Credit Systems - The "Opinions" call for strengthening the rural credit system and enhancing the quality of financial services in rural governance, including the integration of cultural and tourism financial services [8][9]. - There is a focus on establishing management systems for agricultural facilities and livestock collateral to expand financing coverage [8]. Group 5: Rural Revitalization Bonds - The issuance of rural revitalization bonds has accelerated, with a total of 699 bonds issued since 2018, amounting to 502.526 billion yuan by February 2025 [9]. - The article highlights the need for improved issuance and trading rules for these bonds to enhance their effectiveness in supporting rural revitalization [9].