面对农业绿色转型具有周期长、公益性强、收益不明显等特点，银行可以将绿色转型指标纳入授信评级 体系，聚焦畜禽粪污综合利用、绿色农机研发、种植业固碳增汇等关键领域，优化资源配置，通过差异 化信贷政策确保资金向绿色转型重点领域和环节倾斜，实现政策导向与市场需求的精准对接。 日前，农业农村部在山东省临沂市召开的加快建设农业强国规划实施推进暨"十五五"农业农村发展规划 编制工作会强调，要加快推进农业发展全面绿色转型，谋划开展新一轮农业资源区划工作。 这一部署既明确了乡村振兴的生态底色要求，也为银行开辟了服务"三农"的新赛道。农业绿色转型离不 开资金的长期投入，银行作为金融体系的重要力量，需以政策为引领、以创新为抓手、以协同为支撑， 成为农业全面绿色转型的"输血者"与"赋能者"。 当前，农业绿色转型面临的"融资难、融资贵"问题，根源在于传统信贷产品与转型需求的不匹配。破解 这一难题，银行需打破传统抵质押思维，围绕农业绿色产业的独特属性创新金融产品体系。一方面，可 针对不同绿色农业场景设计特色信贷产品，简化审批流程，实行"一次核定、随用随贷"模式，适配小农 户和新型农业经营主体的碎片化、高频化资金需求；另一方面，应积极探索 ...

Core Viewpoint - The establishment of the "Strategic Emerging Industry Financial Service Center" by Agricultural Bank of China in Jiangmen aims to support the development of the safety emergency industry cluster through a dual-driven strategy of "technology finance + industry finance" [1][3]. Group 1: Financial Service Center Establishment - The financial service center was officially unveiled on October 31, 2023, in the Jiangmen Safety Emergency Intelligent Robot Industrial Park [1]. - The center is a significant initiative to inject new momentum into the development of the safety emergency industry cluster in Jiangmen [1]. Group 2: Industry Development and Investment - Jiangmen High-tech Zone has planned a 12,000-acre safety emergency industrial park, investing nearly 20 billion yuan to improve infrastructure [3]. - Over the past five years, approximately 350 industrial projects have been introduced, with a planned investment of nearly 95 billion yuan, focusing on five key sub-sectors [3]. - The safety emergency industrial park is expected to be recognized as a national characteristic park by the Ministry of Industry and Information Technology by August 2025 [3]. Group 3: Financial Support and Collaboration - Agricultural Bank of China will provide no less than 50 billion yuan in financing support to Jianghai District over the next five years, with at least 20 billion yuan allocated to the safety emergency industrial park [5]. - A strategic cooperation agreement was signed between Agricultural Bank of Jiangmen Branch and Jianghai District People's Government, as well as Jiangmen High-tech Industrial Park Group [5]. - The bank introduced "ten financial service measures" to support the safety emergency industrial park, including innovation in financing models to assist high-quality enterprise development [5].

Core Viewpoint - The city of Fuyun in Jiamusi, Heilongjiang Province, is focusing on "enterprise demand" to stimulate economic development by integrating resources, optimizing processes, and addressing challenges since 2025 [1] Group 1: Policy Support for Enterprises - Fuyun City has compiled a policy compilation to support the high-quality development of the private economy, covering five major types including financial and tax support, and technology innovation, aimed at assisting enterprises throughout their lifecycle [2] - The city has organized 13 government-business exchange activities since 2025, receiving 76 enterprises and resolving 125 issues [2] - A mechanism has been established to support small and micro enterprises in financing, resulting in a total of 1.95 billion yuan in inclusive small and micro loans this year, with 1.22 billion yuan in credit loans [2] - A system has been implemented where government officials are assigned to support enterprises, leading to the resolution of 70 issues related to infrastructure and talent introduction [2] Group 2: Service Optimization for Enterprises - Fuyun City has established a "1+X+N" enterprise service network, which includes one service center, 15 sub-centers, and 55 entrepreneur service offices, resolving a total of 8,458 enterprise issues [3] - The city has simplified approval processes, improving market access efficiency by 15 percentage points and adding 3,648 new business entities [3] - A recruitment system has been developed to meet enterprise labor demands, successfully recruiting 72 certified personnel for agricultural machinery operation during the spring farming season [3] Group 3: Investment Attraction and Industrial Development - Fuyun City prioritizes investment attraction, forming a leadership group to enhance the investment system, with city leaders conducting 18 investment trips and resolving over 30 issues to expedite project implementation [4] - The Fuyun Economic Development Zone has completed a 10 square kilometer area with comprehensive infrastructure, while also planning new projects to further reduce enterprise costs [4] - A "five-in-one" work model is applied to key industrial projects, providing comprehensive support and addressing over 20 issues in the construction of a 500,000-ton seaweed sugar project [4]

Core Insights - China's foreign trade entities are showing increasing vitality, with 628,000 companies engaged in import and export activities in the first half of the year, marking a historical high and an increase of 43,000 compared to the same period last year [1] - Private enterprises account for 547,000 of these, with a 7.3% growth in import and export activities, representing nearly 60% of the total trade value [1] - Financial regulatory bodies in regions like Henan and Zhejiang are encouraging banks to innovate financial products and services to support foreign trade enterprises [1] Group 1: Financial Support for Foreign Trade Enterprises - The Henan Financial Regulatory Bureau issued a notice to enhance financial services for foreign trade enterprises, while the Zhejiang Financial Regulatory Bureau expanded its outreach to all foreign trade companies [1] - By the end of May, Zhejiang's financial institutions had visited 62,000 foreign trade enterprises and disbursed loans totaling 388.5 billion yuan [1] - The National Financial Supervision Administration and other departments have introduced measures to increase financial support for small and micro foreign trade enterprises, particularly in cross-border e-commerce [1] Group 2: Challenges Faced by Small and Micro Enterprises - Small and micro enterprises engaged in foreign trade are facing significant challenges due to changing international trade conditions and tariff policies [2] - Many banks are focusing on the needs of foreign trade enterprises, providing timely financial services, with Guangxi Rural Commercial Bank integrating various financial services for these companies [2] - As of the end of May, the Zhejiang Rural Commercial Bank system provided cross-border financial services to 55,800 foreign trade enterprises, with loans amounting to 143.979 billion yuan [2] Group 3: Innovations in Financial Services - The long repayment cycle for export trade is increasing the financial pressure on foreign trade enterprises, leading to a shortage of working capital for purchasing raw materials and upgrading equipment [3] - Banks are innovating by breaking traditional credit models and introducing digital financial services to reduce information asymmetry between banks and enterprises [3] - The National Financial Supervision Administration is establishing a financing coordination mechanism to address the financing difficulties faced by small and private enterprises, with over 67 million businesses visited and 12.6 trillion yuan in loans disbursed by May 7 [3]

Core Viewpoint - The article highlights the efforts of Qianxi Rural Commercial Bank's Zhongping Branch in supporting the local tea industry through innovative financial products and services, addressing the financing challenges faced by tea farmers and enterprises [1][3]. Group 1: Financial Support Initiatives - Zhongping Branch focuses on the development needs of the tea industry by introducing tailored financial products and optimizing service processes to alleviate financing difficulties for local tea farmers and businesses [1][3]. - The branch has launched a targeted outreach program to promote its specialized credit products, ensuring that financing aligns with the production cycles of tea farmers [3]. Group 2: Service Efficiency Improvements - To enhance service efficiency, Zhongping Branch has streamlined its loan approval process by establishing a rapid approval channel, prioritizing applications from the tea industry [4]. - The branch has successfully issued an additional 600,000 yuan in tea industry loans, benefiting 10 tea enterprises and individual operators, with 32 tea farmers consulting about loan policies via WeChat [4]. Group 3: Financial Literacy and Risk Management - In addition to financial support, Zhongping Branch conducts financial literacy programs in tea gardens, educating farmers on loan policies, payment tools, and fraud prevention through lectures and distributed materials [6]. - The financial literacy initiatives have reached over 1,000 participants, significantly enhancing the financial knowledge of local farmers [6].