世界黄金协会近日宣布将推出"数字黄金"，预计明年一季度在英国伦敦展开试点项目。据介绍，"数字 黄金"旨在为黄金市场构建更高的信任度与透明度，进而降低全球投资者进入市场的资金成本壁垒，将 催生新的黄金交易、结算及抵押方式。 中国银行研究院研究员吴丹表示，"数字黄金"项目将足额、诚信的实物黄金资产标准化为数字单位，有 望从根本上解决传统黄金市场存在的流动性割裂、交易鉴定复杂及抵押效率低下等痛点，从而为构建一 个更高效、透明且全球互联的黄金数字金融生态奠定坚实基础。 "数字黄金"契合着全球数字化发展态势，将如何与实物黄金对接？会取代实物黄金吗？业内人士认为， 从长远看，"数字黄金"不会简单取代实物黄金，未来更可能形成互补共生格局，传统黄金仍将主导"价 值储备+消费"两大核心需求，而"数字黄金"将拓展金融交易和使用场景，二者将共同推动黄金市场的发 展。 "数字黄金"以伦敦金库中真实存放的金条为支撑，发行可交易的数字代币。世界黄金协会首席执行官泰 达维表示，"数字黄金"将首次实现黄金在黄金生态系统中以数字形式流转。世界黄金协会已与伦敦金银 市场协会共同推出了"金条诚信"计划，该计划将所有合规黄金纳入区块链数据库，以不可 ...

大学生缺乏社会经验，辨别能力相对较弱，欠缺基础金融知识和风险意识。不法网贷机构利用这些弱 点，有的在签订合同时书面金额远高于学生实际到手金额，有的诱骗学生在空白合同上签字，之后随意 填写不利于学生的条款。不法网贷机构还以"无抵押、高额度、低利率"为噱头，故意降低门槛、通过诱 导性营销，诱导学生过度消费、超前消费、盲目借贷。部分学生因无力偿还债务而遭受非法催收。 面对非法"校园贷"入侵校园，需要多方发力共同当好校园金融安全的"守门人"。 广大学生应树立科学理性的消费观。大学生应培养良好的消费习惯，量入为出，合理规划日常开销，避 免超前消费、过度消费。如确有资金需求，需要事先与父母沟通，认真评估自身还款能力，向学校申请 助学贷款、助学金等，或通过正规持牌金融机构咨询办理业务。 近日，国家金融监督管理总局北京监管局发出提醒：警惕非法"校园贷"，辨别非法外衣，共同保护学生 群体茁壮成长。 非法"校园贷"进入校园往往披着各式各样的外衣。监管部门已披露的案例中，不法网贷机构往往通过电 商平台、社交平台甚至本地生活服务平台引流，给非法"校园贷"披上"培训贷""美容贷""回租贷""刷单 贷""求职贷"等形式多样的外衣，极具迷 ...

Core Insights - The article highlights the increasing consumer preference for smart and interactive home appliances, particularly during the National Day and Mid-Autumn Festival shopping period, with significant sales growth in AI-enabled products [1][2] Group 1: Home Appliance Market - The introduction of experiential consumption spaces, such as mooncake-making demonstrations, has enhanced customer engagement in stores like Suning [1] - AI-enabled home appliances have seen a surge in sales, with AI smart appliance sales accounting for 55% of total sales during the holiday period [1] - Specific products like the comfort air conditioner, heat pump washing and drying machine, and smart kitchen sets have experienced remarkable sales growth of 85%, 127%, and 145% respectively [1] Group 2: Automotive Market - The automotive market is also thriving, with multiple car exhibitions held during the holiday, contributing to increased vehicle sales [2] - The "old-for-new" vehicle replacement policy has led to 8.3 million applications this year, promoting both market growth and the adoption of electric and intelligent technologies [2] - The policy not only drives upgrades in the automotive sector but also enhances the recycling and dismantling industry, creating opportunities for growth and quality improvement [2] Group 3: Recycling and Sustainability - The recycling of scrapped vehicles has become more standardized, with 1.955 million vehicles recycled in the first quarter, marking a 58.6% increase [3] - The focus on using environmentally friendly materials in smartphone design is growing, with companies like Honor leading efforts in establishing standardized recycling processes [3] - Advanced technologies are being integrated into the recycling process to ensure efficient and eco-friendly handling of old devices, contributing to the circular economy [3]

世界知识产权组织近期发布的《2025年全球创新指数》显示，新加坡创新指数排名全球第五、亚洲第 二，连续3年保持前五名的成绩。新加坡在创新领域的良好表现并非偶然，其背后有多方面因素值得探 究。 近年来，新政府始终将科技创新置于重要位置，高度重视科技领域的竞争力，以技术创新应对当前及未 来的区域和国际竞争。为此，新政府制定了一系列长期的科技发展战略规划，例如，从1991年起，新政 府每5年推出一次国家科技发展五年规划，2016年开始更名为"研究、创新与企业计划"。这些战略规划 明确了科技创新的发展方向和重点领域，引导资源向关键创新领域集聚，推动科技创新与经济社会发展 深度融合。此外，新政府还通过出台相关政策法规、设立专项基金、建立科研平台等多种方式，为科技 创新提供了全方位支持和保障，确保科技创新工作顺利推进。 作为全球重要的贸易中心之一，新加坡拥有发达的港口和航空运输网络，便于科技成果的引进和输出， 促进了创新资源的全球流动和配置。这种全球贸易中心地位使新加坡能够充分融入全球经济体系，与世 界各国开展广泛的科技合作与交流，及时掌握国际市场的最新需求和趋势，从而为科技创新提供广阔的 市场空间和应用场景，推动了科技 ...

Core Viewpoint - The SK Hydropower Station in Pakistan has successfully completed its first year of commercial operation, significantly contributing to the country's energy transition and the China-Pakistan Economic Corridor [1][3]. Group 1: Project Overview - The SK Hydropower Station, located on the Kunhar River in the Mansehra region of Khyber Pakhtunkhwa, is approximately 250 kilometers from Islamabad and is a key project under the China-Pakistan Economic Corridor [1]. - Since its commencement in January 2017, the project has adhered to strict production standards and established a comprehensive safety management system, achieving a safety operation goal of "zero accidents, zero losses" [1]. - To date, the SK Hydropower Station has delivered a total of 2.8 billion kilowatt-hours of clean electricity to Pakistan, serving as a "power source," "stabilizer" for energy supply, and a "new engine" for green development [1]. Group 2: Social and Environmental Impact - During the peak construction phase, the project created over 6,000 direct jobs and continues to provide more than 100 stable jobs post-commercial operation [2]. - The project has engaged in tree planting initiatives for seven consecutive years, planting over 150,000 trees [2]. - A 5,000 square meter trout hatchery has been built and handed over to maintain ecological balance in the river basin, alongside the development of a viewing platform to enhance local tourism [2]. Group 3: Government Support and Future Prospects - The Pakistani Minister for Planning, Iqbal, praised the operational achievements of the SK Hydropower Station, highlighting its role in delivering clean energy, optimizing energy structure, and enhancing national energy security [3]. - The government of Pakistan is committed to supporting the development of the SK Hydropower Station and will continue to strengthen safety measures and promote deeper cooperation [3]. - As the China-Pakistan Economic Corridor enters a phase of high-quality development, cooperation in the clean energy sector is expanding, with the SK Hydropower Station exemplifying successful collaboration [4].

推动实数深度融合，持续汇聚发展动能。实体经济与数字经济加速融合，是"十四五"高质量发展的鲜明 特色。随着人工智能不断赋能千行百业，新一代智能终端和智能化系统加速推广应用，生产、管理、服 务等环节的数字化水平显著提升，传统产业焕发新活力。要加力推动产业融合、要素融合、设施融合， 加快构建以数字赋能实体经济的创新生态，为经济高质量发展凝聚更加强劲动能。 促进大中小企业融通发展，增强产业韧性。"十四五"期间，我国中小企业的发展数量、效益、质量得到 显著提高。提升大企业竞争力，激发中小企业活力，促进大中小企业融通发展，方能不断发挥企业在实 体经济高质量发展中的主体作用，让中国经济活力更足、韧性更强。 实体经济是一国经济的立身之本。"十四五"期间，我国大力推进新型工业化，不断巩固壮大实体经济根 基，取得了瞩目成绩。制造业总体规模连续15年保持全球第一，全部工业增加值从31.3万亿元增长到 40.5万亿元，制造业增加值从26.6万亿元增长到33.6万亿元……一组组数据，彰显出中国经济的坚实底 气和强大韧性。 巩固和强化制造业在实体经济中的基础地位和重要作用，是推动我国经济高质量发展的必然要求，也是 提升综合国力和国际竞争 ...

Core Viewpoint - The article discusses the implications of energy independence and security for the European Union (EU), emphasizing the challenges posed by geopolitical conflicts and internal disparities among member states in achieving a sustainable energy policy [1][4]. Group 1: Energy Policy and Strategic Autonomy - The EU's strategic autonomy relies heavily on an independent and sustainable energy policy, which is crucial for economic development and international cooperation [1][4]. - The EU plans to purchase $750 billion worth of U.S. natural gas, oil, and nuclear products by 2028, highlighting the importance of natural gas in the energy structure and its role in the EU's re-industrialization efforts [1]. Group 2: Energy Transition Challenges - The EU has accelerated its energy transition policies due to the Ukraine crisis and the need for green industrial development, recognizing the importance of energy security for policy independence [2]. - There are significant internal disparities among EU member states regarding energy transition, with Eastern European countries like Poland being resistant due to their reliance on coal and traditional oil and gas resources [3]. Group 3: Market Dynamics and Price Influences - Geopolitical conflicts, particularly the ongoing Ukraine crisis, have significantly impacted European natural gas prices, with recent expectations of Russian gas returning to Europe leading to price drops [1][3]. - The EU's energy supply diversification efforts have been challenged by the recent winter's gas supply tightness, with storage utilization dropping below 35%, necessitating high levels of gas imports despite elevated global prices [3].

交通运输部数据显示，10月4日，全社会跨区域人员流动量为30129.11万人次，同比增长6.1%。国庆中 秋假期前半程全社会跨区域人员流动量再创历史新高，累计约12.43亿人次，日均值超过3.1亿人次，展 现出强劲的出行活力。 分项数据显示，铁路客运量为1833.4万人次，同比增长4.5%；水路客运量为190.77万人次，同比增长 5.6%；民航客运量为231.94万人次，同比增长4.1%。 从出行结构看，公路出行仍占主导地位，成为公众出行首选。营业性客运方面，铁路、公路、水路、民 航各类运输方式客运量均实现同比增长，整体旅客运输态势稳中向好。 （文章来源：经济日报） 公路人员流动量（包括高速公路及普通国省道非营业性小客车人员出行量、公路营业性客运量）为 27873万人次，同比增长6.2%。其中，公路营业性客运量为3523万人次，同比增长2.5%；高速公路及普 通国省道非营业性小客车人员出行量为24350万人次，同比增长6.8%。 ...

走进河南省信阳市淮滨县期思镇曹圩村千亩芡实种植基地，10来名工人分散在田间忙碌，没几分钟，装 满芡实果的盆就堆得冒了尖。从田间采收的芡实果，随即被送进自动化剥壳流水线。另一端，工人们有 条不紊地清洗、筛检、打磨，芡实进入初加工环节。 今年，交易模式迎来"升级"，告别了过去"凌晨3点赶早市"的奔波。"以前都是群众自发凑的小交易市 场，天不亮就得往那跑占位置。现在政府统一安排在豫南芡实交易中心，做买卖轻松多了！"种植户廖 晓倩说，"今年交易中心举办首届芡实节，特别热闹，果子不愁卖。" 期思镇有着2000多年的芡实种植史，曾因交易分散、价格波动，农户们一度"丰收不增收"。如今，豫南 芡实交易中心投用，彻底改变这一局面——价格公示表清晰明了，标准化检测流程全程护航，交易透明 省心。"种了20多亩，今年已经收了两茬，亩产大概500斤，比往年多卖近2000元。"种植户陈志海说。 如今的淮滨，形成"种植—采摘—加工—销售"的完整产业链条。多条深加工生产线满负荷运转，新鲜芡 实经清洗、剥壳、包装等粗加工后，通过冷链物流发往全国商超，3天就能端上消费者的餐桌。数据显 示，目前淮滨芡实年产值已突破5000万元，带动近2万农户增收 ...

Core Insights - The Tianmu Mountain National Nature Reserve is recognized as a "species gene bank" and has preserved significant biodiversity, including the world's oldest wild ginkgo forest and the largest ancient fir community [1][2] - The reserve has implemented a comprehensive conservation system for rare and endangered species, resulting in a notable increase in forest coverage to 97.56%, up by 10.6 percentage points compared to 20 years ago [2][3] - The integration of ecological protection and economic development has led to the establishment of various industries, such as high-end homestays and agricultural product sales, generating significant tourism revenue [3] Group 1 - The Tianmu Mountain National Nature Reserve is a vital ecological area with a rich history and diverse species, including 5,615 ancient trees [1] - The reserve has successfully revived the Tianmu ironwood, a critically endangered species, through collaboration with research institutions and the establishment of a breeding program [2] - The reserve's management has created a dynamic monitoring and rescue protection system for biodiversity [1][2] Group 2 - The local economy has benefited from the reserve's ecological advantages, with significant tourism and agricultural revenue reported [3] - The Tianmu Mountain area has become a model for harmonizing ecological protection with economic development, showcasing sustainable practices [3] - The reserve's initiatives have engaged local communities, allowing them to participate in eco-friendly businesses and tourism [3]