"五折我也卖！"这两年，骑行这项运动异常火热，尤其是到了夏天，最近杭州超山附近每天晚上都能看到不少骑行团，但是不少朋友都发现最近自行车品 牌几乎都在降价，有些甚至直接腰斩！ 5月份，有网友发现高端自行车品牌崔克不少车型都在降价，从崔克淘宝官方旗舰店的折扣来看，有多个车款给出了5000—15000元不等的降价幅度。 今年以来，崔克（TREK）、闪电、捷安特、美利达以及迪卡侬旗下品牌的多款公路自行车接连降价，过去厂商严格控价，需要排队加价才能买到的高端 自行车，如今折扣力度从几百元到几千元不等，有品牌的个别车型甚至对折出售。 "新车比二手还便宜，卖二手直接腰斩。"有骑友2023年花5万元购买的自行车，因为闲置了很久，最后决定出售，"结果5000元挂了好几天都没有人要。" 多品牌纷纷降价 配件降了2万元 小红书上也有很多自行车降价的帖子，有网友吐槽上周才买的自行车，这周就从10799元降到了8999元，一点都不保值。 家住杭州南苑的小方，是一位骑行爱好者，去年3月份，他以3600元的价格，购入一辆美利达自行车，小方说这辆车当时是网红款，很少有现货，想买都 要加价，他是加了200元才买到的。 今年2月，小方想换车，网 ...

日前，财政部、中国人民银行、金融监管总局联合发布关于印发《个人消费贷款财政贴息政策实施方 案》（以下简称"《实施方案"》）。 《中国经营报》记者注意到，在目前可以办理贴息个人消费贷款的23家贷款经办机构中，有4家为持牌 消费金融公司，分别是重庆蚂蚁消费金融有限公司（以下简称"蚂蚁消金"）、招联消费金融股份有限公 司（以下简称"招联消金"）、兴业消费金融股份公司（以下简称"兴业消金"）、中银消费金融有限公司 （以下简称"中银消金"）。 招联首席研究员、上海金融与发展实验室副主任董希淼表示，将4家头部消费金融公司纳入首批贴息金 融机构名单，是《实施方案》的一大亮点，将更好地发挥消费金融公司扁平灵活、触达深入等专业优 势。 对于此次政策落地，多家消费金融公司表示将抓紧制定细则，推进实施工作。 蚂蚁消金相关负责人表示，作为政策参与机构，公司将积极贯彻政策要求，从消费场景、风险控制、客 户服务、营销宣传等方面做实做细实施方案，发挥好财政资金贴息政策作用。 据了解，在此前的业务实践中，蚂蚁消费金融针对家居家装等重点消费领域，已推出分期免息服务。该 服务的落地，是蚂蚁消费金融联合合作平台及商家共同发力，通过多方协同承担贴息 ...

就此，快手内部一位不愿具名的人士告诉《中国经营报》记者："这个事情跟自媒体说的有些出入，其 实我们之前就做过类似的全托管业务，还有半托管业务等，但这些不是大家理解的那种自营（电商）， 可以把这个看作一个店铺。" 据悉，店铺运营主体是成都品农科技有限公司，该公司由快手关联公司100%控股。目前店铺粉丝量刚 过万，总销量超22万件，目前里面主要销售珠宝、金条等。 前述报道提到，从运营模式来看，"快手官方自营旗舰店"依托快手电商合作的源头工厂，采用工厂直发 的方式，这有助于减少中间环节。相较于京东自营成熟的仓配体系和全链路品控能力，快手自营的供应 链仍处于起步阶段，缺乏覆盖全国的仓储网络，履约时效性或存在短板。 近年来，电商平台纷纷加码自营业务，自营模式因能直接把控商品质量、物流配送和售后服务，更容易 获得消费者信任。快手此前的电商业务以第三方商家入驻和直播带货为主，虽然积累了庞大的用户基础 和交易规模，但在品控和供应链管理上仍有提升空间。业内人士认为，此次快手上线自营旗舰店，是对 现有电商生态的补充，有助于完善平台的服务能力，增强用户的购物黏性。 在业内人士看来，优势方面，依托平台的流量优势和算法推荐能力，快手官 ...

重庆是如何实现的？近日，《中国经营报》记者走访重庆市多个消费场景注意到，当地在本地消费、夜 间消费、明星效应、多元场景打造等方面颇有亮点。 重庆市商务委相关负责人向记者介绍，下半年重庆将以国际消费中心城市培育建设为引领，突出"政策 +活动+机制"多轮驱动，围绕国际化、品质化、多元化、特色化发展方向，推动商文旅体健展深度融 合，注重商品消费与服务消费并重，构建"大消费"发展格局，全力推动消费持续回升向好。 盛夏午后，重庆市民在商场打造的室内景观中游览、避暑。陈雪波/摄影 本地消费带动游客消费 中经记者 陈雪波 卢志坤 重庆报道 小丑鱼灵活穿梭，魔鬼鱼缓缓划过，潜水员水下喂食引来鱼群舞蹈……这个梦幻的场景不是出现在海洋 公园，而是在重庆的一家商场中心。 今年上半年，重庆市社会消费品零售总额8300.37亿元，超过上海同期数据，同比增长4.5%，一跃成 为"消费第一城"。业内人士认为，社会消费品零售总额能够反映一个地方的消费市场活跃程度与规模， 是衡量城市经济活力的重要风向标。 重庆下浩里，在小红书上是"重庆旅行必去目的地"之一。记者近日走访下浩里注意到，这里有特色鲜明 的咖啡馆、奶茶店、手作店等主理人门店，装修色 ...

Core Viewpoint - Recent administrative penalties against the controlling shareholder and financial director of Nanwei Co., Ltd. highlight serious issues of insider trading and financial mismanagement within the company [1][2][4]. Group 1: Insider Trading Allegations - The controlling shareholder Li Ping and financial director Xiang Qinhua received a notice of administrative penalties for insider trading, with Li facing a confiscation of illegal gains amounting to 11.77 million yuan and a fine of 35.33 million yuan, while Xiang faces a confiscation of 101,700 yuan and a fine of 1.5 million yuan [1][2]. - Li Ping sold 8.184 million shares for 47.97 million yuan between March 14 and 28, 2023, while Xiang sold 54,000 shares for 340,500 yuan between March 21 and 22, 2023, both transactions occurring before the company was publicly warned of becoming a *ST stock [2][4]. Group 2: Financial Mismanagement - The company has faced multiple issues, including failure to disclose related party non-operating fund occupation and significant omissions in regular reports, leading to a warning and a fine of 3 million yuan from the Jiangsu Securities Regulatory Bureau [4]. - The company has reported continuous losses over the past four years, with net profits declining significantly, including a projected loss of 1.6 million to 1.2 million yuan for the first half of 2025 [6]. Group 3: Management Changes - Following the insider trading penalties, Xiang Qinhua resigned from her position as financial director, and Li Ping, who is also facing substantial fines, will temporarily assume her responsibilities [5][7].

Core Viewpoint - Beijing's recent policy to relax home purchase restrictions outside the Fifth Ring Road has led to increased activity in the new housing market, particularly for improvement-type properties, while the second-hand housing market has not yet shown significant changes [1][7]. New Housing Market Response - Following the policy announcement, the new housing market outside the Fifth Ring Road has seen a rise in interest, with developers more willing to launch new projects [1][4]. - The first weekend after the policy change saw a notable increase in visitor numbers and sales at new developments, such as the Huayu Jingyun project, which sold over 50 units at prices ranging from 58,000 to 61,000 yuan per square meter [2][4]. - According to data from the China Index Academy, over 80% of new residential sales in Beijing from January to July occurred outside the Fifth Ring Road, indicating this area as a key market segment [3]. Market Dynamics and Trends - The new policy is expected to stimulate demand for improvement-type housing, as families gain eligibility to purchase homes within the Fifth Ring Road due to the relaxed restrictions [3][10]. - The overall sentiment in the new housing market is positive, with analysts predicting a sales peak for properties outside the Fifth Ring Road, encouraging developers to accelerate project launches [3][10]. Second-Hand Housing Market Response - The second-hand housing market has shown a more subdued response to the new policy, with no significant changes in transaction volumes observed immediately after the announcement [7][9]. - Despite the lack of immediate impact, there is an expectation that the second-hand market will eventually benefit from increased activity as more properties become available for sale [9][10]. - Data indicates that while the second-hand market remains stable, there has been a slight uptick in inquiries and viewings, suggesting potential future growth [9][10].

Core Insights - The product, an arc-shaped module capable of infinite twisting and transformation, has sold 2,000 units in just five days, indicating strong market demand among young consumers [2] - The market for this product is valued at 20 billion, suggesting significant commercial potential [2] - The underlying factors driving this demand may include workplace anxiety and emotional needs, reflecting modern consumers' desire for unique stress relief solutions [2] Market Analysis - The rapid sales performance of the product highlights a growing trend in the market for innovative stress-relief items [2] - The 20 billion market size indicates a substantial opportunity for companies operating in this sector, particularly those targeting younger demographics [2] - The connection between workplace stress and consumer purchasing behavior suggests that companies may benefit from aligning their products with the emotional needs of their target audience [2]

中经实习记者 孙小琴 记者 夏欣 北京报道 8月13日，A股三大股指集体高开，盘中突破去年"9·24"行情高点3674点，创2021年12月以来新高。沪深 两市全天成交额2.15万亿元，较上个交易日放量2694亿元，时隔114个交易日重回2万亿元上方。 （编辑：夏欣 审核：何莎莎 校对：张国刚） ...

"这次全新坦克500最大的更新升级点是智能化体验部分，这也是整个坦克品牌努力的方向。"长城汽车 董事长魏建军在发布会现场表示，长城汽车希望硬派越野车型不仅能陪着用户跋山涉水，也能满足智能 化需求。 近日，在坦克品牌"开启越野新时代"发布会上，全新坦克500智享版正式开启预售。新车定位为"全场景 智能豪华越野SUV"，推出全新坦克500 Hi4-T智享版、全新坦克500 Hi4-Z智享版，预售价分别为36.00 万元、38.88万元。价值26000元高速/城市NOA智慧领航辅助驾驶，车位到车位领航辅助；价值10000元 17.3英寸后排娱乐屏；价值5000元智能冷暖双用冰箱，三大智能配置全系标配。 《中国经营报》记者了解到，全新坦克500搭载长城汽车第三代智能辅助驾驶系统Coffee Pilot Ultra，实 现了"车位到车位"的全链路智能辅助驾驶，从起点到终点全程驾驶无忧。SEE端到端大模型以及车载高 算力多传感器融合方案，适配全场景智能辅助驾驶，不论是园区内部道路、城市拥堵路、城市快速路、 高速公路，全新坦克500都能从容应对，全链路无断点，打破了传统智能辅助驾驶"城区不敢用，高速不 好用，停车还得自己来 ...

Core Viewpoint - The new personal consumption loan interest subsidy policy aims to stimulate consumer spending by providing financial incentives, potentially leveraging public funds to attract additional financial resources into the consumer sector [2][3]. Group 1: Policy Implementation - The Ministry of Finance, the People's Bank of China, and the financial regulatory authority have jointly issued the implementation plan for the personal consumption loan interest subsidy policy, which will directly benefit the public [2]. - The policy is designed to support both the supply and demand sides of consumption, marking a shift from previous subsidy policies that primarily focused on investment [3]. - The subsidy will specifically target the portion of loans used for consumption, ensuring that it benefits borrowers with genuine consumption intentions [3]. Group 2: Financial Impact - A simple calculation indicates that a 1% interest subsidy could potentially mobilize 100 times the amount in loan funds for consumer spending, demonstrating the leveraging effect of public funds combined with financial tools [3]. - The policy aims to enhance market vitality and stimulate consumption potential by guiding more financial resources into the consumer sector [3]. Group 3: Coverage and Accessibility - The subsidy policy is designed to be inclusive, covering a wide range of daily consumer needs and various demographic groups, thus addressing diverse consumption demands [4]. - It encompasses both daily expenses and significant expenditures closely related to living standards, maximizing the satisfaction of material and cultural needs [4]. - The policy targets a broad audience, including salaried workers and those with fluctuating incomes, ensuring that it reaches various consumer segments [5]. Group 4: Efficiency of the Process - The process for applying and distributing the subsidy funds is streamlined, primarily managed by lending institutions and local government departments, reducing the burden on borrowers [6]. - Borrowers only need to authorize the lending institution to access relevant transaction information for subsidy calculations, minimizing additional steps [6]. - The policy represents an innovative collaboration between fiscal and financial support aimed at boosting consumption, with plans for continuous improvement and integration with other consumer incentive programs [6].