公开信息显示，马宾曾在交银金租工作多年，历任总经理助理、副总裁等职。2023年8月，中纪委通报马宾被查消息；同年11月，马 宾被开除党籍，所涉犯罪问题移送检察机关依法审查起诉。通报指出，马宾违反国家法律法规，利用职务便利为他人在工作调动、职 务晋升、船舶融资租赁业务中提供帮助谋取利益，非法收受他人巨额财物，涉嫌受贿犯罪。 据披露，交银金租成立于2007年12月，是经国务院批准成立的首批5家银行系金融租赁公司之一，为交通银行全资控股子公司，注册 资本为200亿元。目前，交银金租船舶规模超470艘，航运租赁资产规模超1500亿元，是国内商船队规模最大的租赁公司，航运新增融 资额连续三年位居全球首位；交银金租拥有和管理机队近300架，航空租赁资产规模位居国内第二。 又见重大罚单！国家金融监督管理总局上海监管局近日公布的行政处罚信息公开表显示，交银金融租赁有限责任公司（下称"交银金 租"）因员工行为管理严重违反审慎经营规则被罚80万元。时任交银金租副总经理马宾，时任交银金租航运业务总监、航运租赁部总 经理方修志，被禁止从事银行业工作终身。 | 序 | | 行政处罚 | | 行政处罚 | 作出决定 | | --- | ...

11月20日，中通快递公布其截至2025年9月30日止第三季度的未经审计财务业绩。当季，中通快递 营收118.647亿元，同比增长11.1%；净利润25.387亿元，同比增长6.7%；调整后净利润25.061亿元，同 比增长5.0%；经营活动产生的现金流净额为32.110亿元，去年同期为31.120亿元。 与今年上半年相比，中通快递营收增速保持稳定，但盈利情况有所改善。此前，中通快递在第二季 度的净利润为19.65亿元，同比减少24.8%，上半年净利润40.04亿元，同比下降1.43%。 不过，毛利依然保持同比下滑，今年上半年，中通快递毛利66.23亿元，同比下降14.9%；毛利率为 24.8%，同比下降7.2个百分点。三季度，中通快递毛利29.56亿元，同比减少11.4%；毛利率为24.9%， 去年同期为31.2%，同比下降6.3个百分点。 第三季度，中通快递包裹量95.73亿件，较2024年同期的87.23亿件增长9.8%。其中，散件业务量同 比增幅近50%。中通创始人、董事长兼首席执行官赖梅松表示："坚持以质量为先、扩大市场占有率并 维持健康的盈利水平，是中通长期坚定不移的战略。" 不过，中通快递继续下 ...

Group 1 - Chongming District is positioned as an ecological strategic space for Shanghai's development, leading in ecological civilization construction and implementing rural revitalization and marine power strategies [1] - Since the 14th Five-Year Plan, Chongming has adhered to the principle of ecological development, promoting the integration of ecological production and living, and striving to create a new national ecological civilization brand [1] - The Puyue Town project, with a total investment of approximately 950 million yuan, integrates photovoltaic power generation with aquaculture and agriculture, creating a composite economy that utilizes land resources effectively [4][7] Group 2 - The Puyue Town project aims to enhance renewable energy supply, with plans to exceed 1,400 megawatts of photovoltaic installed capacity by 2030 and increase the share of renewable energy in total electricity consumption to over 60% by 2035 [7] - The ecological breeding base at Puyue Town utilizes advanced technology such as automated feeding systems and digital water quality monitoring, achieving an average annual power generation of 145 million kilowatt-hours [16] - The breeding center produces 12 million fish seedlings annually and achieves over 200,000 jin in pond aquaculture output, showcasing a successful model of integrated aquaculture [16] Group 3 - Chongming's rural tourism has rapidly developed, becoming a preferred destination for Shanghai residents, with the M515 Cultural and Creative Industry Park attracting significant attention [17][24] - The M515 Park features diverse attractions, including a coffee art center and various cultural and culinary experiences, contributing to its popularity and visitor engagement [24][30] - The park has hosted numerous events, drawing over 150,000 visitors during the recent holidays, establishing itself as a new landmark for consumption in Chongming [32] Group 4 - The park leverages its ecological advantages to introduce water sports, filling a gap in local recreational offerings and enhancing the tourism experience [35] - Future plans include hosting water marathons and integrating cultural experiences, aiming to boost Chongming's tourism economy [35] - With improved transportation links, Chongming aims to enhance its appeal as a tourist destination, focusing on seamless visitor experiences [35]

11月11日至16日，"双会场、六天展"。在上海海洋大学第十九届蟹文化节暨全国河蟹大赛上，蟹太太再度斩获"金蟹奖"与"最佳口感奖"，成就了在该赛 事中"七载蝉联"的佳绩。荣誉背后，是蟹太太对"品质好蟹"极致追求的生动注脚，更是其七年来深耕大闸蟹全产业链，以高标准、强品牌、优服务推动行业 高质量发展的有力见证。 匠心坚守：七年蝉联的品质突围 自2018年创立以来，蟹太太始终围绕"品质好蟹"构建发展战略，短短七年间迅速从行业新锐成长为头部品牌。在品牌发展初期携手黄晓明先生代言，有 效提升知名度；尚普咨询集团研究数据显示，2024年蟹太太线上销售凭借出色业绩获"全网大闸蟹销量第一"认证。 从养殖环节的科学化管理，到出湖前、暂养前、发货前的"数次筛选"流程，蟹太太坚决筛除残蟹、弱蟹及不够饱满的蟹只。这套凝结了实践经验的选蟹 标准——"青背、白肚、金爪、黄毛、膏满、黄肥、肉嫩、味甜"，16字标准体系已成为蟹太太品质承诺的直观体现。 在仓储物流这一决定生鲜产品最终体验的关键环节，蟹太太投入建设了2000平方米的恒温扎蟹间，引入自动化分拣技术，并与顺丰速运达成战略合作， 构建起高效冷链物流网络，实现了全国大部分地区48小时 ...

当地时间11月19日，美股三大股指集体收涨。数据显示，道指涨0.1%，标普500指数涨0.38%，纳指涨 0.59%。 第三财季的调整后毛利率为73.6%，同比下降1.4个百分点，略低于分析师预期的73.7%，英伟达指引为 73%至74%，前一季度为72.7%。 市场高度关注的业绩指引方面，英伟达预期，第四财季营收预计为650亿美元，上下浮动2%（637亿至 663亿美元），非GAAP口径下调整后毛利率预计为75.0%，上下浮动50个基点（74.5%至75.5%），分析 师预期中值为74.6%；调整后营业费用预计为50亿美元，分析师预期45.9亿美元。 受业绩与业绩指引超预期刺激，英伟达股价在美股盘后交易中直线飙升，一度暴涨超6%。隔夜美股收 盘，英伟达大涨2.85%，报186.52美元。 美股盘后，英伟达公布了截至自然年2025年10月26日的公司2026财年第三财季（以下简称"第三财季"） 财务数据，以及2026财年第四财季（以下简称"第四财季"）的业绩指引。 财报显示，英伟达第三财季实现营收570.1亿美元，同比大幅增长约62%，分析师预期为551.9亿美元， 英伟达自身指引529.2亿至550.8亿美 ...

转自：证券时报 11月18日，第二十届中国经济论坛平行论坛——2025大湾区科技与金融创新发展大会在广州南沙成功举办。 广州期货交易所党委委员、副总经理李慕春在演讲中介绍，为助力绿色低碳转型，广期所近年来已陆续推出工业硅期货与期权、碳酸锂期货与期权、多晶 硅期货与期权。这些期货品种已在产业发展中发挥多方面重要功能：价格发现作用良好，实物交割平稳运行，产业参与度逐步提高，同时投资者结构持续 优化，工业硅期货法人客户持仓占比达60%。下一步，广期所将聚焦加快打造绿色期货交易所，通过进一步丰富完善品种体系、持续加强市场服务和培 育、深入推进高水平对外开放，为绿色低碳转型贡献更多期货力量。 广州市南沙区委常委、常务副区长孙勇表示，近三年来，南沙高质量发展跑出加速度、彰显高质量，2025年前三季度GDP增速跃居全市第二，"稳中向 好、向新提质"的发展态势愈发强劲。据介绍，目前南沙区金融业增加值占全区GDP占比超11%，居行业第三，金融业产生的税收常年位居行业前五，成 为全区支柱性产业之一， "南沙金融30条"的重磅发布使南沙成为目前全国唯一连续三次获批国家级金融专项政策的区级地区，累计落地近百项金融创新 成果，近40项 ...

Market Overview - A-shares experienced a mixed performance with major indices rising while nearly 4200 stocks declined, indicating a market divergence [1][10] - The trading volume decreased significantly to 1.73 trillion yuan from 1.95 trillion yuan in the previous session [2][10] - The market is expected to maintain this volatile divergence for 1 to 2 months, with a potential turning point in mid to late December [1][10] Sector Performance - Defensive sectors such as natural gas, rare resources, lithium mining, and gold saw significant gains, while retail, trade, and media sectors faced substantial declines [4][8] - Among 31 primary industries, only 10 sectors closed in the green, with non-ferrous metals rising by 2.39% [5][8] - The defense industry emerged as a strong performer, with stocks like Jianglong Shipbuilding and Yaguang Technology hitting the daily limit up [6][8] Stock Highlights - Notable gainers included Jianglong Shipbuilding (20.03% increase), Yaguang Technology (19.93% increase), and Dahai Defense (14.16% increase) [6][9] - The non-ferrous metals sector recorded a trading volume of 120.9 billion yuan, with a year-to-date increase of 75.63% [5][7] - Defensive stocks such as banks and energy companies attracted significant investment, reflecting a shift in market sentiment towards lower-risk assets [10][12] Investment Sentiment - The market is characterized by a shift from growth to defensive investment strategies, driven by external risks and policy expectations [1][10] - Institutional investors are increasingly reallocating funds from high-growth technology stocks to more stable, dividend-paying sectors as year-end approaches [11][12] - The upcoming Nvidia earnings report is anticipated to influence the sentiment in the AI sector, with expectations of a neutral impact on A-share technology stocks [13][14]

进入四季度，银行不良资产转让迎来年内高峰期。 具体看来，个人消费贷款及信用卡透支依然是个人不良资产的主要来源，项目数量多且金额较大，多份 资产包规模达到亿元级。在目前49份转让公告中，标注为"个人消费贷款"的转让项目共有25个，标注 为"信用卡透支"的共21个。 11月18日，浦发银行信用卡中心接连发布四则个人不良贷款（信用卡透支）转让项目，其中一份（第10 期）涉及75616笔资产，未偿本息总额高达34.61亿元；另外三份资产包涉及的未偿本息总额均在4亿至5 亿元。四份资产包所涉借款人均为40岁以上的中年人群，加权平均逾期天数在4年至6年。同日，交通银 行上架一份来源于个人消费贷款的不良资产包，未偿本息总额约1.43亿元，加权平均逾期天数近三年。 联合资信研报指出，在经济周期性、产品内在风险性及市场策略有效性共同作用下，商业银行信用卡不 良率高于其他类型个人贷款，且上升趋势相对明显，个别城农商行信用卡不良率甚至已突破9%。消费 贷资产质量的下滑，本质上是银行前期追求规模的增长模式与宏观逆周期、微观风控能力不足之间矛盾 的凸显。 《国际金融报》记者注意到，11月以来，截至目前银行挂牌的个人不良资产转让项目数量 ...

Core Insights - The digital freight platform Manbang reported its unaudited financial performance for the third quarter ending September 30, 2025, with total revenue of 3.3582 billion RMB, a 10.8% increase compared to 3.0314 billion RMB in the same period of 2024 [2] - The company's net profit declined to 921 million RMB, down 17.9% year-on-year from 1.1219 billion RMB, indicating a shift from profit growth to decline [2] - Manbang's revenue growth has slowed compared to the first two quarters of 2025, where revenue increased by 19% and 17.2% respectively [2] Revenue Breakdown - The revenue from freight brokerage services was 1.0943 billion RMB, a decrease of 14.57% year-on-year, primarily due to a decline in transaction volume, partially offset by increased service fees [3] - The cost of revenue for the quarter was 1.6052 billion RMB, up 17.6% from 1.3649 billion RMB in the same period of 2024, indicating rising costs outpacing revenue growth [3] - Revenue from freight listing services was 247.1 million RMB, a 10.6% increase year-on-year, driven by a growing number of paid members [4] Growth in Other Services - Transaction service revenue reached 1.4561 billion RMB, a significant 39% increase year-on-year, attributed to higher order volume and increased transaction fees per order [4] - Value-added services, including financial-related services, generated 560.7 million RMB in revenue, marking a 16.9% year-on-year growth, with demand for credit services contributing to this increase [4] Future Outlook - Manbang anticipates continued impact from the decline in freight brokerage services, projecting total net revenue for the fourth quarter of 2025 to be between 3.08 billion RMB and 3.18 billion RMB, compared to 3.17 billion RMB in the same period of 2024 [5] - Excluding freight brokerage services, the expected net revenue is projected to be between 2.18 billion RMB and 2.28 billion RMB, with a year-on-year growth rate of 17.1% to 22.5% [5]

安诚财产保险股份有限公司（下称"安诚财险"）股权再上拍卖台。 11月19日，《国际金融报》记者在阿里资产司法拍卖平台注意到，重庆力帆控股有限公司（下称"重庆力帆控股"）持有的安诚财险2.45% 股权将于11月27日整体转让，起拍价为1.6亿元。 2018年11月，重庆通盛实业（集团）有限公司首次公开挂牌转让安诚财险1500万股股权；五年后（2023年11月），该公司再次挂牌转让 安诚财险925万股股份，转让底价为1110万元。 2021年，泰豪集团有限公司在上海产权交易所挂牌出清安诚财险1.5亿股股份，作价2.7亿元。 但截至目前，上述股权均未能觅得接盘方。北京排排网保险代理有限公司深圳分公司保险产品经理苏晓天在接受记者采访时指出，保险 公司股权交易遇冷是行业周期性阵痛与资本投资回归理性的必然结果。 记者梳理发现，2018年以来，安诚财险股权多次被挂牌拍卖，却屡屡流拍，几乎成为常态。这一现象在行业内并非孤例。近年来，保险 公司股权拍卖日渐频繁，但流拍者众、成交者寡。 那么，曾经的"香饽饽"为何如今乏人问津？在业内人士看来，核心在于买卖双方在价值判断和未来预期上存在显著分歧。一方面，多数 转让方特别是国资背景股 ...