科技股涨跌不一，奈飞涨超2%，特斯拉涨超1%；英伟达、苹果、谷歌、闪迪下跌。 | 名称 | 涨跌幅 | 现价 | | --- | --- | --- | | 奈飞(NETFLIX) | 2.37% | 83.400 | | 特斯拉(TESLA) | 1.41% | 423.220 | | 微软(MICROSOFT) | 0.81% | 416.950 | | 甲骨文(ORACLE) | 0.72% | 157.715 | | 超威半导体(AMD) | 0.13% | 216.280 | | 英伟达(NVIDIA) | -0.05% | 189.950 | | 博通(BROADCOM) | -0.12% | 343.515 | | 苹果(APPLE) | -0.05% | 274.480 | | 高通(QUALCOMM) | -0.10% | 138.795 | | 脸书(META PLATFORMS) | -0.18% | 676.000 | | 亚马逊(AMAZON) | -0.56% | 207.560 | | 谷歌(ALPHABET)-A | -2.16% | 317.320 | | 闪迪 | -4.7 ...

2026.02. 10 业内普遍认为，在净息差收窄、运营成本承压的背景下，银行正通过精细化管理压降费用，并引导客 户向App、公众号等数字化渠道迁移。 本文字数：2414，阅读时长大约4分钟 作者 | 第一财经 陈君君 银行账户动账短信这一曾被视为"基础服务"的功能，正在加速变化。 2025年以来，多家银行陆续上调免费动账短信的起点金额，小额交易不再触发短信提醒；若客户仍 有需求，则需按月付费。近期，招商银行更将免费短信通知门槛抬升至5000元，进一步引发市场关 注。 "免费门槛"不断抬升 从"笔笔必达"到"有门槛可选"，动账短信通知正在从普惠服务转向分级供给。 招商银行公告称，3月16日起，该行将优化账户变动短信通知服务。根据公告，该行对未开通账户变 动短信通知服务的客户， 将不再发送单笔5000元（含）以下、经人民银行大小额系统汇入的交易通 知短信 。 从采购价格看，银行短信服务仍需按条向运营商或服务商付费。四川银行近期披露的《2026年短信 发送服务采购项目》显示，其自有10698码号代理结算单价最高限价为0.05元/条，SP服务提供商 短信码号发送单价最高限价为0.032元/条。 江苏银行披露的采购项 ...

Core Viewpoint - The article discusses the U.S. government's plans to exempt major tech companies like Amazon, Google, and Microsoft from chip tariffs to encourage investment in AI infrastructure, particularly data centers, while linking these exemptions to TSMC's investment commitments [3][6][9]. Group 1: U.S. Trade Policy and Tariffs - The U.S. plans to impose a 25% tariff on certain imported semiconductors and related products, citing national security concerns, as the domestic semiconductor production meets only 10% of demand [6][9]. - The tariff exemption will be tied to TSMC's investment in the U.S., with a commitment of $165 billion to expand capacity [6][9]. - The U.S. government is adjusting the exemption plan, which has not yet been signed by President Trump, to ensure it does not become a mere gift to TSMC [7][9]. Group 2: AI Investment Landscape - Major U.S. tech companies are projected to invest $700 billion in AI infrastructure by 2026, nearly double the previous year's total, with Amazon alone planning to invest $200 billion [9][10]. - This surge in investment is reshaping the economy, leading to increased demand for memory chips and computing components, causing shortages in traditional consumer electronics [10]. - The article highlights the disparity in AI investment between the U.S. and Europe, where funding is significantly lower, making it challenging for European countries to compete [10]. Group 3: Economic Implications - The reallocation of labor and materials in the U.S. to support these large tech projects is driving up construction costs and exacerbating housing crises in various cities [10]. - AI is viewed as a critical factor for long-term economic growth, with over 60% of businesses identifying technological advancements as the primary positive factor for the global economy [11].

2026.02. 10 本文字数：2754，阅读时长大约4分钟 作者 | 第一财经 黄思瑜 2月10日，随着新股电科蓝天（688818.SH）上市，科创板上市公司总数达到603家，总市值达到 11.44万亿元。 截至目前，科创板逾390家公司以业绩预告或快报形式披露了2025年度预计业绩情况，占板块公司 总数的超六成；另有1家公司披露了科创板2025年度首份年报。从细分行业表现看，集成电路、生 物医药行业景气度回升。 科创综指为观察科创板整体情况和发展态势提供了全局性的视角。截至2月10日，科创综指样本数量 达580只，市值覆盖度超过90%，总市值高于100亿元的科创综指成份股权重占比较发布时提升 15.1%。 东吴证券首席经济学家、研究所联席所长芦哲对第一财经称，预期未来3～5年，科创板总市值有望 翻倍，科创综指将同步成长为"万亿级产品规模、千亿级日成交"的核心宽基指数，不仅与沪深 300、创业板指并驾齐驱，更可能率先完成"本土指数—跨境ETF—全球定价"的三级跳，成为中国科 技创新实力对外展示的"首张名片"。 391家公司"交卷"，六成预增 目前，科创板上市公司数量合计603家，包括61家未盈利企业、9家 ...

Core Viewpoint - A batch of A-share companies is distributing dividends before the Spring Festival, indicating a shift from financing to shareholder returns, responding positively to new policies [4][12] Summary by Sections Dividend Distribution - On February 10, 2026, eight A-share companies, including Jinhuijiu and Ruixinwei, announced dividend distributions, with Gujinggongjiu leading at over 500 million yuan [3][6] - A total of 35 companies are expected to distribute dividends during the last trading week before the Spring Festival, with a total payout exceeding 19 billion yuan [3][6] - The main sectors involved in this dividend distribution are electric power, food and beverage, and non-bank financial industries [3][6] Company Performance - Companies distributing dividends generally reported positive earnings, with significant revenue and profit growth. For instance, Citic Securities reported a revenue of 74.83 billion yuan and a net profit of 30.05 billion yuan, both showing over 20% growth [12] - Longjiang Electric also reported a revenue of 85.88 billion yuan and a net profit of 34.17 billion yuan, indicating slight growth [12] - Lixun Precision is expected to report a net profit of 16.52 billion to 17.19 billion yuan, reflecting a year-on-year growth of 23.59% to 28.59% [12] Dividend Sustainability - The trend of companies distributing dividends has become more frequent and substantial since the implementation of the new "National Nine Articles" policy, with a shift towards a more sustainable dividend culture [16][18] - Companies are encouraged to ensure that their cash flow and profitability can support dividend payments, avoiding excessive distributions that could hinder future growth [4][18] - The regulatory environment has improved transparency and stability among A-share companies, promoting a rational dividend culture aligned with corporate life cycles [16][17]

2月10日晚间，招金矿业在港交所发布公告称，最近，公司蚕庄金矿上庄矿段一盲竖井发生坠罐事故， 事故造成7人不幸身亡。 事故发生后，公司领导高度重视，立即启动应急预案，目前各项处置工作正有序进行，相关善后处置正 在进行中。 招金矿业称，2020年度至2024年度，蚕庄金矿年平均黄金产量约1吨、年平均利润总额约人民币 6000万元，较集团过往年度数据占比不高，业绩影响较小。公司将充分关注事故进展并适时发布有关 蚕庄金矿更新进度的进一步公告。 招金矿业表示，董事会谨向在此次事故中不幸遇难者表示沉痛哀悼，对遇难者家属表示诚挚慰问，并对 此产生的社会影响深表歉意。 相关新闻： 山东招远一金矿发生坠罐事故，造成7人死亡 山东招远金矿事故，矿长、总工程师等11人被控制 编辑丨瑜见 ...

美国总统特朗普9日 威胁称，他将阻止连接美国和加拿大的戈迪·豪跨国大桥建成通车，并要求其至少一半的产权归美国所 有 。 针对特朗普"大桥建设未采购美国产品"的说法，迪尔肯斯说，在大桥的美国一侧施工中，严格使用了美国钢材。 加拿大商会主席兼首席执行官坎达丝·莱恩发表声明说："无论这最终是真实行动还是仅仅为了制造不确定性，阻碍或封锁 桥梁都是自残行为。 他还说，美加将立即开始谈判，"鉴于我们为他们付出了这么多，我们至少应该拥有该资产的一半"。 据美国媒体报道，戈迪·豪跨国大桥于2018年开始建设，原计划今年9月通车。它连接加拿大安大略省温莎市和美国密歇 根州底特律市。 加拿大联邦政府全额投资64亿加元兴建该大桥，并计划通过未来的通行费回收成本。一旦成本完全收回，通行费收入将与 密歇根州共享。 特朗普当天在社交媒体发文说，加拿大"几十年来一直对美国极不公平"，"占美国的便宜"。 除非美国得到充分补偿，并 且加拿大"以我们应得的公平和尊重"对待美国，否则他不会允许这座大桥开通 。 据加拿大媒体9日报道，加拿大政界及工商界强烈谴责特朗普阻挠这一项目。加拿大温莎市市长德鲁·迪尔肯斯批评特朗普 无视两国共同利益。"这简直疯 ...

2026.02. 10 本文字数：1542，阅读时长大约3分钟 作者 | 第一财经 林靖 随着新兴产业的快速发展，高等教育体系的专业设置也需要与新时代产业发展、转型升级相适应。近 年来，我国高校的院系专业设置调整不断加快。 近日，河南理工大学与宇树科技股份有限公司在浙江杭州举行战略合作签约仪式暨"河南理工大学宇 树科技具身智能学院(筹)"揭牌仪式。根据合作协议，校企各方将发挥各自优势，聚焦具身智能在矿 山安全、应急救援等复杂场景应用的重大需求，在创新人才培养、关键技术攻关、科技成果转化、创 新平台共建等方面开展深层次合作，共同构建产学研用协同发展的创新生态，在一体推进教育科技人 才改革方面积极探索实践。 去年以来，一批"双一流"高校密集宣布成立新学院，重点面向国家急需的前沿技术和新兴业态，聚 焦人工智能、未来技术、空天技术、量子科技、AI+、信息传播等领域。 今年1月26日，四川大学在望江校区举行人工智能学院揭牌仪式。新成立的人工智能学院将锚定建设 世界一流学科的目标，系统布局人工智能前沿探索与"人工智能+"融合应用两大方向。学院旨在构建 本硕博贯通的高素质人才培养体系，并通过深化产教融合、加强与龙头企业合作 ...

Core Viewpoint - The article discusses the recent trends in household asset allocation in China, highlighting a shift from traditional bank deposits to wealth management and asset management products, driven by declining interest rates and a more diversified financial market [3][5][7]. Group 1: Changes in Asset Allocation - In the context of declining interest rates, households and enterprises are increasingly reallocating their assets towards wealth management and asset management products, indicating a more flexible approach to asset distribution [3][5]. - By the end of 2025, the balance of funds from households and enterprises in asset management products reached 56.3 trillion yuan, a year-on-year increase of 9.7%, outpacing the growth of household and enterprise deposits by 2.4 percentage points [6]. Group 2: Growth of Asset Management Products - The scale of asset management products has grown rapidly, with a total asset balance of 120 trillion yuan by the end of 2025, reflecting a year-on-year growth of 13.1% and an increase of 13.8 trillion yuan over the year [5][6]. - Over 80% of asset management products are allocated to fixed-income assets, with significant investments in interbank deposits and certificates of deposit, which totaled 28.7 trillion yuan by the end of 2025, marking an 18.9% year-on-year increase [6]. Group 3: Impact on Bank Deposits - The rapid growth of asset management products has altered the structure of bank deposits, with a recent decline in the proportion of household and enterprise deposits and an increase in interbank deposits [7]. - Despite the shift towards wealth management and asset management products, most of the funds are ultimately directed back to the banking system, indicating that the overall liquidity in the financial system remains stable [7][11]. Group 4: Broader Financial Environment - The article emphasizes the need to assess liquidity from a broader perspective, incorporating both bank deposits and asset management products, which reflects a stable growth trend in overall liquidity [10][11]. - The central bank has actively managed liquidity through various tools, ensuring that the banking system's liquidity needs are met, with a net injection of 6 trillion yuan in open market operations in 2025 [11].

2026.02. 10 本文字数：2760，阅读时长大约5分钟 作者 | 第一财经 郑娜 作为关乎民生和经济发展的重要领域，房地产工作如何部署一直是地方两会的重要内容。随着各地两 会相继召开，2026年房地产领域的工作重点也逐渐明晰。 第一财经记者梳理各地政府工作报告发现，"着力稳定房地产市场""强化住房保障""好房子""加快构 建房地产发展新模式""大力推进城市更新"等提法高频出现，"稳市场、去库存、强保障、促更新"为 主要方向。在稳市场方面，河南、云南、江苏、山东、辽宁、吉林等地都提出，鼓励收购存量商品房 用于保障性住房等。 房地产行业专家对第一财经记者表示，地方两会中关于房地产市场的基调与"十五五"总体规划高度 一致，包括明确构建房地产新模式、风险防范，以及"好房子"建设等，同时各地又结合区域实际， 提出差异化的目标和举措，预计未来随着各项政策的落地见效，房地产市场有望筑底企稳，行业转型 加速推进。 稳市场成2026年首要工作 "各地在房地产和住房领域的表述高度聚焦于稳市场、去库存、强保障、促更新四大方向。"广东省 城乡规划院住房政策研究中心首席研究员李宇嘉表示，稳市场基本是各地2026年房地产工作的第 ...