Financial Performance - As of December 31, 2024, the total assets of Jiangsu Financial Leasing reached RMB 137.255 billion, with a net profit of RMB 2.943 billion, both growing over 10% year-on-year[13] - The return on assets (ROA) was 2.29%, and the weighted average return on equity (ROE) was 14.72%[13] - Operating revenue for 2024 reached CNY 527,810.91 million, a 10.26% increase from CNY 478,684.29 million in 2023[24] - Net profit attributable to shareholders for 2024 was CNY 294,274.35 million, reflecting a 10.63% growth compared to CNY 266,008.72 million in 2023[24] - The total profit for 2024 was CNY 3.921 billion, an increase of CNY 378 million, which is a growth of 10.67% compared to the previous year[36] - The company's total assets reached CNY 137.255 billion at the end of 2024, an increase of CNY 17.335 billion, representing a growth of 14.46% compared to the previous year[36] - The company's operating revenue for the reporting period was CNY 527,810.91 million, an increase of CNY 49,126.62 million, or 10.26% year-on-year[46] - The total profit amounted to CNY 392,131.72 million, reflecting a year-on-year increase of CNY 37,797.18 million, or 10.67%[46] Asset Quality and Risk Management - The non-performing loan ratio stood at 0.91%, indicating stable asset quality[13] - The provision coverage ratio decreased to 430.27% in 2024 from 448.39% in 2023, a reduction of 18.12 percentage points[28] - The company has established a comprehensive risk management system to maintain a low level of non-performing assets and ensure financial stability[44] - The balance of non-performing financing lease assets increased by 12.33% to ¥116,643.38 million, with a non-performing asset ratio of 0.91%[70] - The company faces risks related to the decline in asset quality due to adverse macroeconomic conditions, which could impact financial performance[101] - The company has a liquidity risk due to mismatched asset and liability durations, with liabilities generally under one year and leasing projects around three years[103] Business Strategy and Expansion - Jiangsu Financial Leasing has expanded its business coverage to 10 major industries and over 100 sub-markets, forming three major billion-yuan segments[13] - The company aims to deepen its "retail + technology" dual-leading strategy in 2024, focusing on risk control, capability enhancement, cost reduction, and steady growth[36] - The company is expanding into new industries and business models while enhancing its marketing and customer acquisition capabilities[39] - The company aims to become an "internationally leading equipment leasing service provider" by advancing its "Retail + Technology" dual-leading development strategy from 2022 to 2026[97] - The company plans to enhance four capabilities: talent support, financial assurance, asset management, and internal control compliance[98] Technological Advancements - The company is enhancing its technological capabilities by upgrading its service app and integrating artificial intelligence into its operations[14] - The company is enhancing risk management capabilities by improving risk identification and decision-making processes through technology[100] - The company is investing 50 million in R&D for new technologies aimed at enhancing user experience and operational efficiency[128] Shareholder Returns and Dividends - The company plans to distribute a cash dividend of RMB 2.70 per 10 shares, totaling RMB 1.5639425 billion to shareholders[4] - The company has established a three-year dividend return plan, reflecting a commitment to shareholder returns[118] - The company has a cash dividend policy that emphasizes reasonable returns to investors while ensuring long-term interests and sustainable development[157] Corporate Governance - The company emphasizes strong corporate governance, with a diverse board structure and regular meetings to ensure effective oversight[108][110] - The company confirmed that there is no competition with its controlling shareholder, and all related transactions are conducted in accordance with regulations and at fair prices[117] - The company has implemented a comprehensive internal control system, with 14 categories and 251 items of internal control regulations established by the end of the reporting period[163] Sustainability Initiatives - The company has invested CNY 22.9 billion in green leasing projects in 2024, representing a year-on-year increase of 17%[171] - The balance of green leasing business reached CNY 41.4 billion by the end of the year, up 33% year-on-year, accounting for approximately 32% of the total leasing business balance[171] - The company is committed to sustainability initiatives, aiming to reduce its carbon footprint by 25% over the next five years[123] Employee Management and Training - The company reported a total of 570 employees, with 500 in the parent company and 70 in major subsidiaries[147] - The company organized 76 training sessions at the company level and 311 at the departmental level, achieving a 100% coverage rate among employees[151] - The company has implemented a comprehensive training program for middle management, customer managers, and new employees to support its "retail + technology" dual-leading strategy[149] Market Position and Competition - The financial leasing industry is undergoing a critical transformation, with increased competition and regulatory requirements driving companies to optimize their asset structures[40] - The company is exploring potential mergers and acquisitions to enhance its market position and diversify its product portfolio[123] - The company anticipates a steady increase in market share, projecting a rise from 15% to 20% in the next fiscal year[123]

江苏金融租赁股份有限公司 江苏金融租赁股份有限公司董事会： 我们接受委托，按照中国注册会计师审计准则审计了江苏金融租赁股份有限公司 (以下简称 "贵公司") 2024 年度的财务报表，包括 2024 年 12 月 31 日的合并及母公司资产负债表，2024 年 度的合并及母公司利润表、合并及母公司现金流量表、合并及母公司股东权益变动表以及相关财 务报表附注，并于 2025 年 4 月 25 日签发了标准无保留意见的审计报告。 根据中国证券监督管理委员会、中华人民共和国公安部、国务院国有资产监督管理委员会和 中国银行保险监督管理委员会发布的《上市公司监管指引第 8 号——上市公司资金往来、对外担 保的监管要求》(证监会公告[2022]26 号) 以及上海证券交易所发布的《上海证券交易所上市公司 自律监管指南第 2 号——业务办理》的要求，贵公司编制了本专项说明所附的贵公司 2024 年度非 经营性资金占用及其他关联资金往来情况汇总表 (以下简称"汇总表")。 2024 年度非经营性资金占用 及其他关联资金往来情况的专项说明 自 2024 年 1 月 1 日 至 2024 年 12 月 31 日止年度 KPMG ...

江苏金融租赁股份有限公司 2024 年 12 月 31 日内部控制审计报告 KPMG Huazhen LLP 8th Floor, KPMG Tower Oriental Plaza 1 East Chang An Avenue Beijing 100738 China Telephone +86 (10) 8508 5000 Fax +86 (10) 8518 5111 Internet kpmg.com/cn 毕马威华振会计师事务所 (特殊普通合伙) 中国北京 东长安街 1 号 东方广场毕马威大楼 8 层 邮政编码:100738 电话 +86 (10) 8508 5000 传真 +86 (10) 8518 5111 网址 kpmg.com/cn 内部控制审计报告 毕马威华振审字第 2511909 号 江苏金融租赁股份有限公司全体股东： 按照《企业内部控制审计指引》及中国注册会计师执业准则的相关要求，我们审计了江 苏金融租赁股份有限公司 (以下简称"贵公司") 2024 年 12 月 31 日的财务报告内部控制的有 效性。 内部控制具有固有局限性，存在不能防止和发现错报的可能性。此外，由于情况的变化 可能导 ...

公司简称：江苏金租 证券代码：600901 华泰联合证券有限责任公司 关于 江苏金融租赁股份有限公司 2019 年限制性股票股权激励计划 部分限制性股票解除限售及 回购注销部分限制性股票相关事项 之 核查意见 二零二五年四月 1 | 目 录 | 2 | | --- | --- | | 释 义 | 3 | | 一、声明 | 4 | | 二、基本假设 | 4 | | 三、股权激励计划已履行的相关审批程序 | 5 | | 四、本次部分股票解除限售及回购注销部分限制性股票的审批程序 | 7 | | 五、本次可解除限售的限制性股票具体情况 | 7 | | 六、回购注销部分限制性股票相关事项的说明 | 7 | | 七、独立财务顾问核查意见 | 8 | 释 义 | 公司、上市公司、江苏金租 | 指 | 江苏金融租赁股份有限公司 | | --- | --- | --- | | 本激励计划、本计划 | 指 | 江苏金融租赁股份有限公司 2019 年限制性股票股权 | | | | 激励计划 | | 独立财务顾问、本独立财务 | 指 | 华泰联合证券有限责任公司 | | 顾问 | | | | 本核查意见 | 指 | 华泰联合证券有 ...

江苏金融租赁股份有限公司 （一）个人履历及兼职情况 本人薛爽，中国国籍，中共党员，1971 年 2 月出生，博士研究 生学历，教授。现任上海财经大学会计学院教授，兼任吉祥航空股 份有限公司、中国人民财产保险股份有限公司独立董事。2019 年 5 月至今担任公司独立董事，并担任公司董事会审计委员会主任委 员、关联交易控制委员会委员。 （二）独立性情况的说明 年内，本人对独立性情况进行了自查，本人不在公司担任除独 立董事以外的其他任何职务，也不在公司主要股东担任任何职务， 与公司及公司主要股东或有利害关系的机构和人员不存在可能妨碍 进行独立客观判断的关系，没有从公司及公司主要股东或有利害关 系的机构和人员取得额外的、未予披露的其他利益。因此，不存在 影响独立性的情况。 二、独立董事 2024 年度履职概况 （一）出席会议情况 2024 年度独立董事述职报告 （薛爽） 作为江苏金融租赁股份有限公司（以下简称"公司"）的独立董 事，2024 年度，本人严格按照《中华人民共和国公司法》《中华人 民共和国证券法》《上市公司独立董事管理办法》等法律法规和规 范性文件的要求，依据《江苏金融租赁股份有限公司章程》（以下 简称" ...

江苏金融租赁股份有限公司 董事会关于独立董事独立性评估的专项意见 根据《上市公司独立董事管理办法》《上海证券交易所上市公司 自律监管指引第1号——规范运作》等监管规定，江苏金融租赁股份 有限公司（以下简称"公司"）第四届董事会现任独立董事薛爽、王 海涛、于津平、夏维剑对照相关监管规定中关于独立董事应具备的独 立性要求进行了逐项自查，并向公司董事会提交了独立性自查情况报 告。经自查，公司全体独立董事均确认其已满足相关监管规定中对于 出任独立董事应具备的独立性要求。 经核查独立董事薛爽、王海涛、于津平、夏维剑的任职经历及其 签署的独立性自查文件，上述人员未在公司担任除独立董事外的任何 职务，也未在公司主要股东单位担任任何职务，与公司以及主要股东 之间不存在利害关系或其他可能妨碍其进行独立客观判断的关系，不 存在影响独立董事独立性的情况，符合《上市公司独立董事管理办法》 《上海证券交易所上市公司自律监管指引第1号——规范运作》及公 司《独立董事工作制度》中对独立董事独立性的相关要求。 江苏金融租赁股份有限公司董事会 2025年4月25日 ...

Core Insights - Jiangsu Jinzu (600901) reported a revenue of 1.544 billion yuan in the first quarter of 2025, representing a year-on-year growth of 20.47% [1] - The net profit for the same period was 772 million yuan, showing a year-on-year increase of 8.41% [1] Financial Performance - Revenue for Q1 2025: 1.544 billion yuan, up 20.47% year-on-year [1] - Net profit for Q1 2025: 772 million yuan, up 8.41% year-on-year [1]

Core Viewpoint - Jiangsu Jinzu (600901) has signed a three-year financial cooperation agreement with Jiangsu Transportation Holding Group Financial Co., Ltd, which includes specific deposit and credit arrangements [1] Summary by Relevant Sections - **Financial Cooperation Agreement**: The agreement allows Jiangsu Jinzu to maintain a maximum daily deposit balance of RMB 1.5 billion with Jiangsu Transportation Holding's financial unit [1] - **Credit Limits**: Jiangsu Jinzu provides a credit limit of up to RMB 640 million to Jiangsu Transportation Holding, while receiving a credit limit of up to RMB 1 billion from them [1] - **Interest Rates**: The specific interbank borrowing rates will be determined by both parties based on market prices [1] - **Shareholder Approval**: This matter requires approval from the company's shareholders' meeting [1]

关于 2025 年金融债券（第二期）发行完毕的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 经中国人民银行批准，江苏金融租赁股份有限公司近日在全国银 行间债券市场成功发行"江苏金融租赁股份有限公司 2025 年金融债 券（第二期）"（以下简称"本期债券"）。 证券代码：600901 证券简称：江苏金租 公告编号：2025-019 特此公告。 江苏金融租赁股份有限公司 本期债券于 2025 年 4 月 18 日簿记完成，并于 2025 年 4 月 22 日 缴款完毕，发行规模为人民币 20 亿元，品种为 3 年期固定利率，票 面利率为 1.85%。 本期债券的募集资金将用于支持公司融资租赁业务发展，有利于 进一步优化公司负债结构。 江苏金融租赁股份有限公司董事会 2025 年 4 月 23 日 ...

近日，江苏金融租赁股份有限公司（以下简称"公司"）收到 《江苏金融监管局关于张春彪江苏金租董事任职资格的批复》 （苏金复〔2025〕129 号）。国家金融监督管理总局江苏监管局 已核准张春彪先生担任公司董事的任职资格。 张春彪先生的简历详见公司于 2025 年 1 月 15 日在上海证券 交易所网站（www.sse.com.cn）披露的《江苏金融租赁股份有限 公司第四届董事会第十次会议决议公告》。 证券代码：600901 证券简称：江苏金租 公告编号：2025-020 江苏金融租赁股份有限公司 关于董事任职资格获监管机构核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性 和完整性承担法律责任。 特此公告。 江苏金融租赁股份有限公司董事会 2025 年 4 月 23 日 ...