证券代码：600926 证券简称：杭州银行 公告编号：2025-067 优先股代码：360027 优先股简称：杭银优 1 杭州银行股份有限公司 第八届董事会第二十次会议决议公告 具体详见公司同日在上海证券交易所披露的《杭州银行股份 有限公司 2025 年半年度报告》《杭州银行股份有限公司 2025 年 半年度报告摘要》。 三、审议通过《杭州银行股份有限公司 2025 年半年度第三 支柱信息披露报告》 本公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确 性和完整性承担法律责任。 杭州银行股份有限公司（以下简称"公司"）第八届董事会 第二十次会议于 2025 年 8 月 15 日以电子邮件及书面方式发出会 议通知，并于 2025 年 8 月 27 日以现场结合视频方式召开，宋剑 斌董事长主持会议。本次会议应出席董事 10 名，亲自出席董事 10 名。公司监事和高级管理层成员列席了本次会议。本次会议 的召开符合《中华人民共和国公司法》等法律法规及《杭州银行 股份有限公司章程》的有关规定，会议所形成的决议合法、有效。 会议审议并通过决议如下： 一、审议通过《杭州 ...

股票代码：600926 半年度报告 SEMIANNUAL REPORT 2025 2025 年半年度报告杭州银行股份有限公司 杭州银行股份有限公司 2025 年半年度报告 重要提示 一、本公司董事会、监事会及董事、监事、高级管理人员保证本半年度报告内容的真实、准确、 完整，不存在虚假记载、误导性陈述或重大遗漏，并承担个别和连带的法律责任。 二、公司于 2025 年 8 月 27 日召开第八届董事会第二十次会议审议通过了本报告，本次会议应出 席董事 10 名，亲自出席董事 10 名。 三、公司半年度报告未经审计，经安永华明会计师事务所（特殊普通合伙）根据中国注册会计师 审阅准则审阅并出具审阅报告。 四、公司法定代表人、董事长宋剑斌，分管财务工作副行长章建夫及会计机构负责人韩晓茵，保 证半年度报告中财务报告的真实、准确、完整。 五、公司 2024 年年度股东大会审议通过了《杭州银行股份有限公司关于提请股东大会授权董事 会决定 2025 年度中期利润分配方案的议案》，授权董事会在符合利润分配的条件下，制定并实 施具体的中期分红方案。公司董事会将在授权期限内适时实施 2025 年度中期利润分配方案。 六、本半年度报告 ...

Group 1 - The core viewpoint of the article highlights that Hangzhou Bank reported a revenue of 20.093 billion yuan for the first half of 2025, reflecting a year-on-year growth of 3.90% [1] - The net profit for the same period reached 11.662 billion yuan, showing a significant year-on-year increase of 16.66% [1]

安信中短利率债债券型证券投资基金(LOF) 基金管理人：安信基金管理有限责任公司 基金托管人：杭州银行股份有限公司 送出日期：2025 年 8 月 28 日 安信中短利率债(LOF)2025 年中期报告 基金管理人的董事会、董事保证本报告所载资料不存在虚假记载、误导性陈述或重大遗漏， 并对其内容的真实性、准确性和完整性承担个别及连带的法律责任。本中期报告已经三分之二以 上独立董事签字同意，并由董事长签发。 基金托管人杭州银行股份有限公司根据本基金合同规定，于 2025 年 8 月 27 日复核了本报告 中的财务指标、净值表现、利润分配情况、财务会计报告、投资组合报告等内容，保证复核内容 不存在虚假记载、误导性陈述或者重大遗漏。 基金管理人承诺以诚实信用、勤勉尽责的原则管理和运用基金资产，但不保证基金一定盈利。 基金的过往业绩并不代表其未来表现。投资有风险，投资者在作出投资决策前应仔细阅读本 基金的招募说明书及其更新。 本报告中财务资料未经审计。 本报告期自 2025 年 1 月 1 日起至 6 月 30 日止。 第 1 页 安信中短利率债(LOF)2025 年中期报告 第 2 页 安信中短利率债(LOF)20 ...

Market Overview - On August 27, the city commercial bank sector fell by 1.48%, with Guiyang Bank leading the decline [1] - The Shanghai Composite Index closed at 3800.35, down 1.76%, while the Shenzhen Component Index closed at 12295.07, down 1.43% [1] Individual Stock Performance - Chengdu Bank closed at 18.04, up 1.01% with a trading volume of 527,700 shares and a transaction value of 958 million [1] - Guiyang Bank closed at 6.16, down 2.53% with a trading volume of 713,000 shares and a transaction value of 44.5 million [2] - Beijing Bank closed at 6.08, down 2.41% with a trading volume of 2,160,300 shares and a transaction value of 1.329 billion [2] - Jiangsu Bank had a closing price of 10.81, down 1.91% with a trading volume of 1,934,200 shares and a transaction value of 2.11 billion [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 911 million from institutional investors, while retail investors saw a net inflow of 502 million [2] - The table of capital flow indicates that Chongqing Bank had a net outflow of 36.1 million from institutional investors, while Chengdu Bank had a net inflow of 9.59 million [3] - The overall trend shows that institutional investors are withdrawing funds while retail investors are increasing their positions in certain banks [2][3]

Market Overview - On August 26, the city commercial bank sector declined by 1.04%, with Guiyang Bank leading the drop [1] - The Shanghai Composite Index closed at 3868.38, down 0.39%, while the Shenzhen Component Index closed at 12473.17, up 0.26% [1] Individual Stock Performance - Guiyang Bank closed at 6.32, down 2.17%, with a trading volume of 746,000 shares and a transaction value of 472 million [2] - Jiangsu Bank closed at 11.02, down 0.45%, with a trading volume of 1.15 million shares and a transaction value of 1.27 billion [1] - Other notable declines include Ningbo Bank at 28.34 (-0.84%) and Beijing Bank at 6.23 (-1.11%) [1][2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 191 million from main funds, while speculative funds saw a net inflow of 331 million [2] - Retail investors had a net outflow of 140 million [2] Detailed Capital Flow for Selected Banks - Jiangsu Bank had a main fund net inflow of 44.99 million, while retail investors saw a net outflow of 50.90 million [3] - Chongqing Bank experienced a main fund net inflow of 25.15 million, with a significant retail outflow of 22.28 million [3] - Guiyang Bank had a main fund net inflow of 5.25 million but a retail outflow of 31.19 million [3]

21世纪经济报道见习记者冯紫彤 "目前定存利率最高是1.75%，三年期，1万起存"，南京银行（601009）北京地区某支行工作人员向记者 介绍道，"(利率)上周五降的，之前三年是1.85%"。 近期，包括南京银行、江苏银行（600919）在内的多家中小银行纷纷下调存款利率，引起市场关注。 在江苏银行，其一年、两年、三年期定期存款利率已分别调至1.5%、1.6%和1.75%，起存门槛均为1万 元。"上周降到1.75%的，之前是1.85%"，该行某网点工作人员表示。 为缓解负债压力，不少银行正积极推出特色存款产品吸引客户。辽沈银行客户经理表示，当前存入10万 元以上三年期定期，可享2.0%的优惠利率，"就这几天，过几天可能就没有了"。厦门国际银行两年期定 存利率为1.5%，但其客户经理透露，该行还有利率1.6%的产品，"不过现在额度没有了"。 随着利率持续走低，普通投资者的理财焦虑也在蔓延。社交平台上，"利率这么低还有必要存定期 吗？""稳健3%收益去哪找？"等求助帖不断增多。 "预计未来几年内，除非宏观经济环境发生显著变化，否则很难再看到3%以上的存款利率。"有财富管 理业内人士向记者表示。 他还提示道，面对当 ...

Market Performance - On August 25, the city commercial bank sector rose by 0.63% compared to the previous trading day, with Ningbo Bank leading the gains [1] - The Shanghai Composite Index closed at 3883.56, up 1.51%, while the Shenzhen Component Index closed at 12441.07, up 2.26% [1] Individual Stock Performance - Ningbo Bank (002142) closed at 28.58, with a gain of 2.36% and a trading volume of 555,800 shares, amounting to a transaction value of 1.58 billion [1] - Other notable performers included Fengyang Bank (601997) with a 1.73% increase, Zhengzhou Bank (002936) up by 1.43%, and Beijing Bank (601169) rising by 1.29% [1] - Jiangsu Bank (616009) was the only stock in the city commercial bank sector to decline, falling by 0.72% [2] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 219 million in main funds, while retail investors saw a net inflow of 264 million [2] - The capital flow for individual stocks showed that Qilu Bank (601665) had a net inflow of 77.03 million from main funds, while Beijing Bank (601169) had a net inflow of 41.70 million [3] - Conversely, several banks like Qingdao Bank (002948) and Zhengzhou Bank (002936) experienced net outflows from main and speculative funds [3]

Core Viewpoint - The article discusses allegations of unpaid overtime at Hangzhou Bank's Chengdong branch, highlighting the broader issue of work pressure in the banking industry amid declining profitability and performance metrics [3][7]. Group 1: Allegations of Overtime - An anonymous post on social media claims that employees at Hangzhou Bank's Chengdong branch are required to work unpaid overtime on weekends, with management absent [3][7]. - The bank's initial response indicates no evidence of mandatory weekend work, although some employees may work weekends as needed [7]. Group 2: Industry Performance Metrics - The banking sector is experiencing pressure on performance, with the net interest margin for commercial banks dropping to 1.42% in Q2 2025, a decrease of 0.01 percentage points from Q1 and 0.12 percentage points year-on-year [8]. - The cumulative net profit for commercial banks in 2025 is reported at 12,423 billion yuan, reflecting a year-on-year decline of 1.2% [8]. Group 3: Hangzhou Bank's Financial Performance - For the first half of 2025, Hangzhou Bank reported operating income of 20.093 billion yuan, a year-on-year increase of 3.89%, and a net profit attributable to shareholders of 11.662 billion yuan, up 16.67% from the previous year [8]. - As of June 30, 2025, Hangzhou Bank's total assets reached 2,235.595 billion yuan, a growth of 5.83% from the end of the previous year, with total loans and deposits increasing by 7.67% and 5.17%, respectively [9]. - The bank's non-performing loan ratio stands at 0.76%, with a provision coverage ratio of 520.89%, and its core Tier 1 capital adequacy ratio is 9.74%, reflecting improvements from the previous year [9].

Core Viewpoint - Recent allegations of unpaid overtime at Hangzhou Bank have sparked discussions about employee workload and management practices within the banking sector [6] Company Performance - Hangzhou Bank reported a revenue of 20.093 billion yuan for the first half of 2025, a year-on-year increase of 3.89% [7] - The net profit attributable to shareholders for the same period was 11.662 billion yuan, reflecting a growth of 16.67% compared to the previous year [7] - As of June 30, 2025, the total assets of Hangzhou Bank reached 2235.595 billion yuan, up 5.83% from the end of the previous year [7] - The total loan amount was 1009.418 billion yuan, increasing by 7.67% from the previous year-end [7] - Total deposits amounted to 1338.282 billion yuan, a growth of 5.17% from the previous year-end [7] - The non-performing loan ratio stood at 0.76%, with a provision coverage ratio of 520.89% [7] - The core Tier 1 capital adequacy ratio and total capital adequacy ratio were 9.74% and 14.64%, respectively, both showing improvements from the previous year [7] Industry Context - The banking sector is facing performance growth pressures, with the net interest margin for commercial banks dropping to 1.42% in Q2 2025, a decrease of 0.01 percentage points from the previous quarter [5] - The net profit for commercial banks in the current year totaled 1.2423 trillion yuan, marking a year-on-year decline of 1.2% [5]