香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其 準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部分內容 而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 董事長 中國北京，二零二三年八月十七日 於本公告日，本公司執行董事為王廷科先生、李祝用先生及肖建友先生，非執行董事為 王清劍先生、苗福生先生、王少群先生、喻強先生及王智斌先生，獨立非執行董事為邵 善波先生、高永文先生、陳武朝先生、崔歷女士及徐麗娜女士。 1339 董事會會議通知 中國人民保險集團股份有限公司（「本公司」）董事會（「董事會」）茲通告謹定於 年 月 日（星期二）舉行董事會會議，以審議及批准本公司及其附屬公司截至 年 月 日止六 個月的中期業績及其刊發，並處理任何其他事項。 代表董事會 中國人民保險集團股份有限公司 王廷科 ...

证券代码：601319 证券简称：中国人保 公告编号：临 2023-042 中国人民保险集团股份有限公司 原保险保费收入公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 中国人民保险集团股份有限公司（"本公司"）2023 年 1 月 1 日至 2023 年 7 月 31 日经由本公司子公司中国人民财产保险股份有限 公司、中国人民人寿保险股份有限公司及中国人民健康保险股份有限 公司所获得的原保险保费收入分别为人民币 331,390 百万元、人民币 83,309 百万元及人民币 35,735 百万元。 中国人民财产保险股份有限公司上述期间原保险保费收入分类 明细如下： | | 单位：人民币百万元，百分比除外 | | | --- | --- | --- | | | 2023年1-7月 | 同比（%） | | 机动车辆险 | 157,972 | 5.2 | | 意外伤害及健康险 | 74,574 | 4.4 | | 农险 | 46,673 | 18.9 | | 责任险 | 21,592 | 1.0 | | 企业财产险 | 11, ...

中国人民保险集团股份有限公司 关于合规负责人任职资格获国家金融监督管理总局 核准的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 2023 年 6 月 19 日，本公司董事会聘任副总裁李祝用先生兼任公 司合规负责人，任期自国家金融监督管理总局核准其任职资格之日起。 本公司近日收到《国家金融监督管理总局关于中国人民保险集团 股份有限公司李祝用任职资格的批复》（金复[2023]165 号），国家金 融监督管理总局已核准李祝用先生担任本公司合规负责人的任职资 格。董事长王廷科先生不再兼任公司合规负责人职务。 特此公告。 证券代码：601319 证券简称：中国人保 公告编号：临 2023-041 中国人民保险集团股份有限公司董事会 2023 年 8 月 9 日 ...

Financial Performance - The company's operating revenue for Q1 2023 was RMB 137,769 million, a decrease of 27.4% compared to RMB 189,568 million in Q1 2022, but an increase of 8.0% after adjustments[2]. - Net profit attributable to shareholders of the parent company reached RMB 11,721 million, representing a significant increase of 230.0% from RMB 3,552 million in Q1 2022[2]. - The net cash flow from operating activities was RMB 41,213 million, up 75.1% from RMB 23,532 million in the same period last year[2]. - Basic earnings per share increased to RMB 0.27, a rise of 230.0% compared to RMB 0.08 in Q1 2022[2]. - The weighted average return on equity rose to 5.0%, an increase of 3.3 percentage points from 1.7% in the previous year[4]. - The net profit attributable to shareholders of the parent company for the first quarter was RMB 109.55 billion, a year-on-year increase of 25.3%[4]. - The company reported a non-recurring profit of RMB 56 million in Q1 2023, compared to RMB 24 million in Q1 2022[6]. - Pre-tax profit for Q1 2023 was CNY 18.555 billion, up 105.2% compared to Q1 2022[11]. - Net profit for Q1 2023 amounted to CNY 16.050 billion, reflecting a significant growth of 163.8% year-on-year[11]. - The total comprehensive income for Q1 2023 was RMB 18,030 million, compared to a loss of RMB 5,354 million in Q1 2022[24]. Assets and Liabilities - Total assets as of March 31, 2023, were RMB 1,449,918 million, a slight decrease of 1.8% from RMB 1,508,702 million at the end of 2022[4]. - Total assets as of March 31, 2023, were CNY 1,449.918 billion, a 1.8% increase from December 31, 2022[12]. - Total liabilities stood at CNY 1,119.675 billion, a slight decrease of 0.1% compared to the previous year[12]. - Total liabilities decreased slightly to RMB 1,119,675 million from RMB 1,120,779 million, indicating a reduction of about 0.1%[21]. - The company’s insurance contract liabilities increased to RMB 907,990 million from RMB 872,425 million, representing a growth of about 4%[21]. Insurance Revenue - Insurance service revenue for Q1 2023 reached CNY 117.155 billion, a year-on-year increase of 5.8%[11]. - The original insurance premium income for PICC Property and Casualty in Q1 2023 was CNY 167.641 billion, a year-on-year increase of 10.2%[14]. - The original insurance premium income for PICC Life in Q1 2023 was CNY 59.414 billion, a slight decrease of 0.6% year-on-year[16]. - The original insurance premium income for PICC Health in Q1 2023 was CNY 22.679 billion, reflecting a year-on-year growth of 10.7%[17]. Cash Flow and Investments - The total cash inflow from investment activities was 117,230 million, while the cash outflow was 131,074 million, resulting in a net cash flow used in investment activities of (13,844) million[26]. - The cash inflow from financing activities was 3,000 million, with a total cash outflow of 46,471 million, leading to a net cash flow used in financing activities of (43,471) million[26]. - The net decrease in cash and cash equivalents for the period was (9,814) million, compared to an increase of 2,606 million in the same period of 2022[26]. - The ending balance of cash and cash equivalents was 30,785 million, down from 35,882 million at the end of the same period in 2022[26]. Accounting Standards and Future Plans - The company implemented new accounting standards starting January 1, 2023, which affected the financial reporting and comparisons[5]. - The company plans to continue expanding its market presence and investing in new technologies to drive future growth[22].

Financial Performance - The company's operating revenue for Q1 2023 was RMB 127,602 million, representing an 8.0% increase compared to the adjusted figure for 2022[3]. - Net profit attributable to shareholders of the parent company reached RMB 3,552 million, a significant increase of 230.0% year-on-year[3]. - The basic earnings per share (EPS) for Q1 2023 was RMB 0.08, reflecting a 230.0% increase compared to the adjusted figure for 2022[3]. - The net cash flow from operating activities was RMB 23,532 million, showing a 75.1% increase year-on-year[3]. - The company's pre-tax profit for Q1 2023 was CNY 18.555 billion, representing a significant increase of 105.2% compared to the same period in 2022[12]. - Net profit for Q1 2023 reached CNY 16.050 billion, up 163.8% year-on-year[12]. - The net profit attributable to shareholders of the parent company was CNY 11.721 billion, reflecting a remarkable growth of 230.0% compared to Q1 2022[12]. - Net profit for Q1 2023 was RMB 16,050 million, significantly higher than RMB 6,084 million in Q1 2022, marking a year-over-year increase of 163.5%[24]. - Earnings per share for Q1 2023 were RMB 0.27, compared to RMB 0.08 in Q1 2022, showing a significant improvement[25]. Asset and Equity - Total assets as of December 31, 2022, were RMB 1,423,783 million, with a slight increase of 1.8%[3]. - As of March 31, 2023, total assets amounted to CNY 1,449.918 billion, a slight increase of 1.8% from December 31, 2022[13]. - Total equity reached CNY 330.243 billion, marking a 9.0% increase compared to the end of the previous year[13]. - The company's equity attributable to shareholders increased to RMB 243,226 million from RMB 222,851 million, reflecting a growth of 9.2%[22]. Insurance Premiums - The original insurance premium income for Q1 2023 was RMB 249,780 million, representing a year-on-year growth of 7.5%[3]. - The company reported a 10.2% year-on-year increase in original insurance premium income for property insurance, totaling CNY 167.641 billion in Q1 2023[16]. - The life insurance segment saw a slight decrease of 0.6% in original insurance premium income, amounting to CNY 59.414 billion[17]. - Health insurance premium income grew by 10.7% year-on-year, reaching CNY 22.679 billion in Q1 2023[18]. Cash Flow - The net cash flow from operating activities for the period ended March 31, 2023, was RMB 41,213 million, an increase of 75.2% compared to RMB 23,532 million in the same period of 2022[26]. - Total cash inflow from operating activities was RMB 199,244 million, up from RMB 179,310 million year-over-year, reflecting a growth of 11.1%[26]. - Cash outflow from operating activities totaled RMB 158,031 million, slightly higher than RMB 155,778 million in the previous year, indicating a 1.6% increase[26]. - The total cash and cash equivalents at the end of the period were RMB 30,785 million, down from RMB 35,882 million at the end of the same period last year, a decrease of 14.4%[28]. Investment and Financing Activities - Investment income for Q1 2023 was RMB 8,073 million, down from RMB 16,571 million in the same period last year, a decline of 51.2%[23]. - The net cash flow used in investing activities was RMB (4,672) million, an improvement from RMB (7,046) million in the same period last year, showing a reduction of 33.8%[27]. - The net cash flow used in financing activities was RMB (46,338) million, a significant increase from RMB (13,868) million in the prior year, reflecting a rise of 234.5%[28]. - The company reported a cash outflow of RMB 45,912 million for business funding, a significant increase from RMB 16,000 million in the previous year, marking a rise of 187.0%[28]. Other Financial Metrics - The weighted average return on net assets for Q1 2023 was 1.7%, an increase of 3.3 percentage points compared to the previous year[3]. - The weighted average return on equity increased to 5.0%, up 3.3 percentage points from the previous year[12]. - Other comprehensive income after tax attributable to shareholders was RMB 1,459 million, compared to a loss of RMB 8,451 million in Q1 2022, indicating a significant recovery[24]. - The company has implemented new accounting standards affecting the measurement and classification of financial assets, leading to significant changes in reported figures[5].

证券代码：601319 证券简称：中国人保 公告编号：临 2023-020 中国人民保险集团股份有限公司 关于召开 2023 年第一季度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担个别及连带责任。 重要内容提示： 投资者可于 2023 年 4 月 21 日(星期五)至 4 月 27 日(星期四) 16:00 前登陆上证路演中心网站首页，点击"提问预征集"栏目进行 提问。公司将在业绩说明会上对投资者普遍关注的问题进行回答。 为使广大投资者更加全面深入地了解公司 2023 年第一季度业绩 和经营情况，本公司拟于 2023 年 4 月 28 日（星期五）15:00-16:30 召开 2023 年第一季度业绩说明会，就投资者普遍关心的问题进行交 流。 1 会议召开时间：2023 年 4 月 28 日（星期五）15:00-16:30 会议召开地点：上证路演中心（http://roadshow.sseinfo.com） 会议召开方式：上证路演中心视频直播和文字互动 一、说明会类型 （http://roadshow.sseinf ...

Company Overview - The company ranked 110th in the 2022 Fortune Global 500 list, highlighting its significant market presence[2]. - The company holds approximately 68.98% of PICC Property and Casualty, which operates property insurance in mainland China[2]. - The company directly and indirectly holds 80.00% of PICC Life Insurance, indicating a strong position in the life insurance sector[2]. - The company has a strong shareholder support and a management team with extensive experience and insights[2]. - The company’s brand value continued to rise, ranking 110th on the Fortune Global 500 list in 2022[13]. Financial Performance - Total assets reached RMB 1,509,143 million, an increase of 9.6% compared to 2021[7]. - Net profit for 2022 was RMB 34,428 million, reflecting a year-on-year growth of 13.4%[8]. - Total premium income exceeded RMB 625,820 million, with a growth of 6.9% year-on-year[7]. - The comprehensive cost ratio for the insurance business improved to 97.6%, a decrease of 2.0 percentage points year-on-year[8]. - Cash dividends distributed to shareholders were RMB 1.66 per 10 shares, a 1.2% increase from the previous year, with a payout ratio of 30.0%[10]. Business Segments - The property insurance segment generated premium income of RMB 487,533 million, up 8.5% year-on-year, maintaining a market share of 32.7%[9]. - The health insurance segment achieved premium income of RMB 12,294 million, ranking second in the industry[11]. - The life insurance segment achieved premium income of CNY 102.86 billion, with new single premium accounting for 17.8% of total premiums[18]. - The investment segment optimized asset allocation despite capital market fluctuations, achieving good overall investment returns[44]. Technological Advancements - The company is actively expanding its technological capabilities, focusing on data mining, customer insights, and intelligent operations[2]. - The group’s technology initiatives included the establishment of multiple data centers and the launch of various tech innovations, enhancing operational efficiency[14]. - The company is enhancing its technological capabilities by implementing AI development platforms and improving data application for risk management and decision-making[52]. Corporate Social Responsibility - The company is committed to serving national strategies and fulfilling social responsibilities, acting as an economic stabilizer[2]. - The company supported key projects like the C919 aircraft and major hydropower stations, enhancing its role in national development[11]. - The company launched innovative insurance products related to carbon offset and carbon capture, supporting green development initiatives[19]. Awards and Recognition - The company received the "Best Financial Institution of the Year" award in November 2022[24]. - The company has been recognized with multiple awards, including "Best Capital Market Communication Award" and "Best Disclosure Award" in December 2022[27]. - The company’s health insurance product "Core System Upgrade Project" won the "2022 Financial Industry Digital Transformation Outstanding Contribution Award"[39][43]. Risk Management and Compliance - The company is focusing on enhancing risk management capabilities and establishing an intelligent risk control platform[22]. - The company is committed to risk management, compliance, and internal control policies, with annual risk assessment reports approved by the board[177]. - The company has established regulations for securities trading by directors and senior management[183]. Governance and Leadership - The company has a diverse leadership team with members holding positions in various financial and insurance associations, enhancing its industry influence[140]. - The board of directors consists of 13 members, including 3 executive directors, 5 non-executive directors, and 5 independent non-executive directors[173]. - The independent non-executive directors play a vital role in ensuring transparency and integrity in the company's operations and decision-making processes[147][148][149][150]. Future Outlook - The company has provided a positive outlook for the next fiscal year, projecting a revenue growth of 12% to 15%[145]. - New product launches are expected to contribute an additional 1 billion RMB in revenue, with a focus on innovative insurance products[146]. - The company is expanding its market presence, targeting an increase in market share by 5% in the next year[145].

Dividend and Profit Distribution - The company plans to distribute a cash dividend of RMB 1.66 per 10 shares, totaling approximately RMB 7.341 billion, subject to shareholder approval[7]. - The cash dividend for 2022 was CNY 1.66 per 10 shares (tax included), representing a year-on-year increase of 1.2% and a dividend payout ratio of 30.1% based on net profit attributable to shareholders[20]. Financial Performance - In 2022, the total profit reached CNY 40.97 billion, a year-on-year increase of 14.1%, with net profit at CNY 34.33 billion, up 12.2%[18]. - The group’s original insurance premium income exceeded CNY 600 billion in 2022, with property insurance premium income at CNY 485.43 billion, a growth of 8.3% and a market share of 32.7%[19]. - The net profit attributable to shareholders of the parent company was 24.406 million, up 12.8% from 21.638 million in 2021[30]. - The company reported a net profit of CNY 26.547 billion, reflecting a year-on-year growth of 17.5%[74]. - The company’s total comprehensive income was CNY 32.859 billion, down 58.4% due to capital market fluctuations[73]. Market Position and Recognition - The company ranked 110th in the 2022 Fortune Global 500 list, highlighting its significant market presence[4]. - The company won the "2022 Best Property Insurance Company in Asia" award at the 17th Asian Financial Annual Conference[58]. - The company received the "Best Capital Market Communication Award" and "Best Information Disclosure Award" at the 6th China Excellent IR Awards Ceremony[57]. Investment and Asset Management - The company has a robust asset management platform with a focus on stable investment styles and excellent investment performance[16]. - The group invested CNY 32.6 billion in high-end manufacturing and key technology sectors, marking a 13% increase from the previous year[27]. - The total investment return rate decreased to 4.6%, down 1.2 percentage points from 5.8% in 2021[35]. - The total investment income for 2022 was CNY 55,265 million, a decrease of 12.4% year-over-year, while net investment income rose by 15.5% to CNY 60,355 million[173]. Risk Management and Compliance - The company reported no non-operational fund occupation by controlling shareholders or related parties, ensuring financial integrity[8]. - The group aims to strengthen its risk management capabilities and implement a comprehensive risk management action plan to mitigate risks in key areas[50]. - The company maintained a strong reinsurance policy, collaborating with leading international reinsurers to mitigate operational risks[89]. Technological Innovation - The company is actively investing in technology to enhance data mining, customer insights, and intelligent operations capabilities[16]. - The company emphasizes the application of big data and artificial intelligence to drive innovation in insurance products and services[195]. Business Development and Strategy - The company emphasizes its commitment to serving national strategies and fulfilling social responsibilities, acting as an economic stabilizer[16]. - The company plans to enhance product and technology innovation, focusing on risk management technology and optimizing insurance supply structure[50]. - The company will accelerate overseas business expansion and strengthen investment risk control in its Hong Kong subsidiary[198]. Insurance Sector Performance - The health insurance segment reported premium income of CNY 41.022 billion, a 14.5% increase year-on-year, with net profit soaring by 70.0% to CNY 4.42 billion[42]. - The property insurance segment generated revenue of CNY 487.533 billion, with a year-on-year growth of 8.5% and a net profit of CNY 26.547 billion, up 17.5%[42]. - The company achieved original insurance premium income of CNY 41.022 billion in 2022, marking a 14.5% year-on-year increase[133]. Challenges and Outlook - The company faces macroeconomic risks, including high inflation and geopolitical tensions, which may impact financial markets[200]. - In 2023, the company anticipates favorable development opportunities in insurance due to macroeconomic recovery and policy support, particularly in areas like long-term care and health management insurance[49].

Financial Performance - Total premium income for 2022 was RMB 625.82 billion, an increase of 6.9% from RMB 585.43 billion in 2021[2] - Net premium income reached RMB 571.04 billion, up from RMB 538.37 billion, reflecting a growth of 6.1%[2] - Total revenue for 2022 was RMB 615.73 billion, compared to RMB 594.61 billion in 2021, marking a 3.6% increase[2] - Net profit for 2022 was RMB 34.43 billion, representing a 13.5% increase from RMB 30.37 billion in 2021[2] - Basic earnings per share increased to RMB 0.55 in 2022 from RMB 0.49 in 2021, a rise of 12.2%[2] - The company reported a total comprehensive income of RMB 13.78 billion for 2022, down from RMB 32.63 billion in 2021[3] - The company’s total reserves as of December 31, 2022, amounted to RMB 177,547 million[5] - The company reported a net investment income of 44,889 million from dividends, interest, and rental income in 2022, compared to 38,708 million in 2021, reflecting an increase of about 16.5%[19] - The total expenses for insurance operations and other costs amounted to 429,535 million in 2022, compared to 410,351 million in 2021, indicating an increase of approximately 4.7%[17] Assets and Liabilities - Total assets as of December 31, 2022, were RMB 1,509.14 billion, up from RMB 1,376.86 billion in 2021, indicating a growth of 9.6%[4] - Total liabilities increased to RMB 1,208.19 billion in 2022 from RMB 1,079.96 billion in 2021, reflecting a rise of 11.9%[4] - The total assets of the group primarily consist of operating assets directly attributable to various business segments, with no single external customer contributing over 10% of total direct premium income[15] - The total assets of the group surpassed 1.5 trillion RMB, with net assets exceeding 300 billion RMB[46] Cash Flow and Investment - The company’s cash and cash equivalents increased to RMB 40.60 billion in 2022 from RMB 33.28 billion in 2021, a growth of 22.0%[4] - The net cash inflow from operating activities for 2022 was RMB 71,651 million, slightly down from RMB 72,731 million in 2021[8] - The net cash flow used in investing activities decreased to RMB (73,285) million in 2022 from RMB (81,555) million in 2021, indicating improved cash management[9] - The net cash generated from financing activities increased to RMB 8,557 million in 2022 compared to a net cash outflow of RMB (35,861) million in 2021, reflecting stronger financing performance[9] - The company actively expanded its investment strategies, focusing on long-term, value, and prudent investments to mitigate extreme market risks[112] Insurance Operations - Property insurance premium income was RMB 487.53 billion, a year-on-year increase of 8.5%, maintaining a market share of 32.7%[35] - Life insurance premium income reached RMB 102.86 billion, showing positive growth amid industry adjustments[35] - Health insurance premium income surpassed RMB 40 billion for the first time, leading the market among specialized health insurance companies[35] - The company’s comprehensive cost ratio improved to 97.6%, a decrease of 2.0 percentage points year-on-year[34] - The company is focusing on enhancing risk management and compliance systems to support sustainable growth and financial stability[60] Market and Growth Strategy - The company plans to continue expanding its market presence and investing in new technologies to enhance its service offerings[1] - The insurance sector is expected to benefit from China's economic recovery and new policy opportunities in 2023, focusing on technology innovation and risk management[123] - The company is focusing on high-value business and channel innovation, particularly in internet insurance and bank insurance collaborations[101] Dividends and Shareholder Returns - The company distributed a cash dividend of RMB 1.66 per 10 shares for the fiscal year 2022, representing a 1.2% increase, with a dividend payout ratio of 30.0% based on net profit attributable to shareholders[36] - A proposed final dividend of 0.166 RMB per share, totaling approximately 7.341 billion RMB, is pending shareholder approval[122] Risk Management and Compliance - The company has strengthened credit risk management, with 99.5% of external credit ratings rated AAA[115] - The company has complied with corporate governance regulations set by the Shanghai Stock Exchange and the Hong Kong Stock Exchange[138] Technology and Innovation - The company has established a unified technical architecture system to enhance its digital transformation and support strategic implementation[42] - The technology segment will focus on infrastructure development and insurance technology innovation to support the group's digital transformation[125]

证券代码：601319 证券简称：中国人保 公告编号：临 2023-014 中国人民保险集团股份有限公司 关于召开 2022 年度业绩说明会的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记 载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完 整性承担个别及连带责任。 重要内容提示： 本公司拟于 2023 年 3 月 24 日在上海证券交易所网站 （www.sse.com.cn）披露本公司 2022 年年度报告。为了便于广大投 1 （二）会议召开方式：现场交流和网络直播 （三）网络直播地址：上证路演中心 （http://roadshow.sseinfo.com） 三、参加人员 本公司副董事长、总裁王廷科先生，本公司执行董事、副总裁李 祝用先生，本公司执行董事、副总裁兼中国人民人寿保险股份有限公 司总裁肖建友先生，本公司副总裁兼中国人民财产保险股份有限公司 总裁于泽先生，本公司首席财务执行官周厚杰先生，本公司董事会秘 书曾上游先生，本公司独立董事陈武朝先生，中国人民健康保险股份 有限公司总裁邵利铎先生，中国人保资产管理有限公司副总裁黄本尧 先生，中国人民财产保险股份有限公司拟任董事会秘书毕欣先 ...