Group 1 - The State Intellectual Property Office of China has granted a patent to Industrial and Commercial Bank of China Limited for a technology related to "business processing methods, devices, electronic equipment, and storage media," with the announcement number CN115268851B and an application date of August 2022 [1] - Industrial and Commercial Bank of China Limited, established in 1985 and located in Beijing, primarily engages in monetary financial services, with a registered capital of 35,640.6257 million RMB [1] - According to data analysis from Tianyancha, Industrial and Commercial Bank of China Limited has invested in 28 companies, participated in 5,000 bidding projects, holds 969 trademark records, and has 5,000 patent records, in addition to possessing 79 administrative licenses [1] Group 2 - ICBC Technology Co., Ltd., founded in 2019 and based in Shijiazhuang, focuses on software and information technology services, with a registered capital of 900 million RMB [1] - Data from Tianyancha indicates that ICBC Technology Co., Ltd. has invested in 2 companies and participated in 347 bidding projects, holding 801 patent records [1]

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种基于分布式的虚拟资源分配 方法及装置"的专利，授权公告号CN114896062B，申请日期为2022年5月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"一种健康码出示处理方法及装 置"的专利，授权公告号CN115098526B，申请日期为2022年7月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 ...

国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"数据查询方法、装置、设备及存 储介质"的专利，授权公告号CN116483833B，申请日期为2023年4月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 ...

国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"网页中目标内容信息的获取方 法、装置和服务器"的专利，授权公告号CN116561402B，申请日期为2023年5月。 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 ...

Investment Rating - The report maintains a "Positive" outlook for the banking sector in 2026 [5] Core Insights - The banking sector is expected to return to fundamental narratives in 2026, supported by policy financial tools and resilient asset expansion. The sector is still in a deposit repricing cycle, which is likely to stabilize net interest margins. Structural risks are anticipated to be supported by policy measures [3][32] - The report highlights two main investment themes: 1. High-quality small and medium-sized banks with confirmed fundamentals, including Nanjing Bank (601009, Buy), Ningbo Bank (002142, Buy), and Chongqing Rural Commercial Bank (601077, Buy) 2. State-owned large banks with stable fundamentals and good defensive value, including Bank of Communications (601328, Not Rated) and Industrial and Commercial Bank of China (601398, Not Rated) [3][32] Summary by Sections Impact of Corporate Foreign Exchange Settlement on Interbank Liquidity - Corporate foreign exchange settlement has increased due to the continuous appreciation of the RMB, with a record high of USD 99.9 billion in December 2025. The strong RMB trend is expected to maintain high settlement levels throughout 2026 [8][11] - The settlement process involves two stages: 1. Corporates settle with commercial banks, leading to a decrease in foreign currency deposits and a corresponding decrease in excess reserves. This results in an increase in RMB deposits and a need for banks to match more statutory reserves, which may reduce excess reserves [10][13] 2. If commercial banks settle with the central bank, it results in a decrease in foreign currency assets and an increase in excess reserves, thereby injecting liquidity into the market [10][13] Current Liquidity Conditions - Current liquidity is relatively loose, supported by the central bank's clear stance on maintaining liquidity and stable growth in deposits. Concerns about deposit disintermediation have not materialized, and the overall disintermediation pressure remains moderate [26][32] - The central bank has net injected CNY 1 trillion in medium- and long-term funds through various operations, indicating a proactive approach to liquidity management [15][32]

| 1. 2. 0.06.00 10.00 | | | | --- | --- | --- | | 基金名称 | | 中参加盟中证 A500指数据资金正规投资基金 | | 基金管核 | | 生意和国中语人500打造场论 | | 基金主代理 | | 026433 | | 基金运作方式 | | 取得到于波式 | | 基金合国中新日 | | 3026年2月3日 | | 芯分管理人实解 | | 生意的细基金管理有限公司 | | 基金托管人名刷 | | 中国工商银行股份有限公司 | | 会合依据 | | (中华人民共和国正帝投资基金注)及其配家运用、《李皇相国中证 A500指数滑条变变 | | | | 券投资基金基金合同》、《印章結織中证A500指数增强货运费投资基金利国设明书》 | | 下面分级基金的基金管家 | | 年零档型中证 A500目数增值 A 年参栏图中证 A500指数增值C | | 下面分级基金的交易代表 | | 01254133 026434 | | 2. 基金属集情况 | | | | 基金那集申请获中国证监会 | | 板型在=[2005 2311 0) | | 注册的文号 | | | | 基企业集期间 ...

国家知识产权局信息显示，中国工商银行股份有限公司取得一项名为"多粒度动态数据推送方法及系 统"的专利，授权公告号CN116484098B，申请日期为2023年4月。 来源：市场资讯 天眼查资料显示，中国工商银行股份有限公司，成立于1985年，位于北京市，是一家以从事货币金融服 务为主的企业。企业注册资本35640625.7089万人民币。通过天眼查大数据分析，中国工商银行股份有 限公司共对外投资了28家企业，参与招投标项目5000次，财产线索方面有商标信息969条，专利信息 5000条，此外企业还拥有行政许可79个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 ...

Core Viewpoint - The A-share market experienced significant declines in various sectors, particularly in metals and banks, with a notable focus on bank stocks as a safe haven amid volatility in precious metals prices [1][3][4]. Group 1: Market Performance - On February 2, A-share non-ferrous metals led the decline with a drop of 7.62%, while steel, chemicals, coal, and oil and gas sectors also fell over 5% [1]. - The Shanghai Composite Index closed down 2.48%, with over 4,600 stocks declining and a trading volume of approximately 2.61 trillion yuan, a decrease of nearly 250 billion yuan from the previous trading day [3][4]. - The banking sector showed resilience, with certain banks like Citic Bank and Shanghai Bank posting gains of 2.64% and 1.62%, respectively, amidst the overall market downturn [4]. Group 2: Bank Sector Analysis - The banking sector has seen a significant correction, with the China Securities Bank Index dropping 6.76% as of January 30, with major banks like Pudong Development Bank and Agricultural Bank of China experiencing declines of 19.29% and 12.5%, respectively [4][5]. - Analysts believe that the peak of fund outflows from the banking sector has passed, with the sector's valuation becoming more attractive, as the median price-to-book (PB) ratio is around 0.57 and the median dividend yield has risen to over 4.5% [5][6]. - Recent reports indicate that passive fund outflows have been a major factor in the banking sector's recent adjustments, but the selling pressure is expected to diminish, allowing for potential recovery in bank stock prices [6][7]. Group 3: Institutional Insights - Institutions are starting to show interest in bank stocks, with reports indicating that active funds had reduced their holdings in bank stocks by 1.3 billion shares by the end of the fourth quarter [7]. - Several regional banks have announced stock buyback plans, which have been positively received by the market, reinforcing confidence in the banking sector's fundamentals [7].

2月4日，苇渡Windrose宣布，于近期启动总额超过1亿美元的C轮融资，其中C1轮由中国移动链长基金 领投，其他投资人还包括苇渡科技创始人韩文、法国工业地产商PRD等；同时，本轮还获得了中国工商 银行、中国建设银行、中国农业银行等银行的授信支持。C轮融资将主要用于加速公司的纯电重卡在获 得中美欧三地认证之后，在全球市场的量产布局和交付，以及推动比利时、法国、美国三地的总装交付 基地以及配套风光电+储能+快充基础设施建设。 ...