凤凰网财经讯 10月15日，据国家金融监督管理总局官网消息显示，中国人寿衢州分公司因编制或者提供虚假的报告、报表、文件、资料，被罚款25万元。 相关责任人曹国辉受到警告，并被罚款5万元。 | 序号 | 当事人名称 | 主要违法违规行为 | 行政处罚内容 | 作出决定机关 | | --- | --- | --- | --- | --- | | | 中国人寿保险股 | 编制或者提供虚假的报 | 对中国人寿保 险股份有限公 | | | | 份有限公司衢州 | | 司衢州分公司 | 国家金融监督管 | | | | 告、报表、文件、资 | | 理总局衢州监管 | | | 分公司及相关责 | | 罚款25万元； | 分局 | | | 任人 | 粒。 | 对曹国辉警告 | | | | | | 并罚款5万元。 | | 截图：国家金融监督管理总局官网 ...

二、接此批复文件后，中国人寿保险股份有限公司龙里支公司应立即停止中国人寿保险股份有限公司龙 里支公司洗马营销服务部一切经营活动，于15个工作日内向黔南金融监管分局缴回许可证，并按照有关 法律法规要求办理相关手续。 2025年10月11日，黔南金融监管分局发布批复称，《中国人寿保险股份有限公司黔南分公司关于撤销龙 里支公司洗马营销服务部的请示》（国寿人险南发〔2025〕120号）收悉。经审核，现批复如下： 一、同意撤销中国人寿保险股份有限公司龙里支公司洗马营销服务部。 ...

Investment Rating - The industry investment rating is "Positive" (maintained) [4][6] Core Viewpoints - The report highlights the release of the "Guiding Opinions on Promoting the High-Quality Development of Health Insurance" by the National Financial Regulatory Administration, which includes six key points aimed at developing commercial medical insurance, nursing insurance, disability insurance, and disease insurance, promoting the integration of health insurance and health management, and facilitating the coordinated development of the health industry [4][5] - The support for insurance companies with good regulatory ratings to develop participating long-term health insurance is expected to significantly impact listed insurance companies [5][6] - The report anticipates that the actual payment costs for participating disease insurance may decrease, opening up innovation opportunities for insurance products [6] Summary by Sections Industry Performance - The growth rate of health insurance premiums has declined from a peak of 40%-70% between 2014-2016 to below 10% since 2021, indicating a challenging sales environment for new long-term disease insurance policies [5] - The proportion of high-value critical illness insurance has decreased from 64% in 2020 to 56.4% in 2023 [5][11] Sales Trends - The sales of long-term disease insurance have weakened due to previous extensive coverage and a reduction in the preset interest rate from 3.5% to 2%, leading to higher policy prices [5][6] - Future sales growth may come from new births or previously uncovered populations, as well as existing policyholders increasing their coverage after price adjustments [5][6] Product Innovation - The report expects further guidelines on the development of participating disease insurance products, allowing insurance companies to innovate and meet specific customer needs [6] - The current environment for insurance industry spreads is improving, supporting the overall positive outlook for the industry [6][7]

Market Overview - The Hang Seng Index closed at 25,910.60 points, up 1.84% [1] - The Hang Seng Tech Index rose by 2.57% to 6,075.27 points [1] - The National Enterprises Index increased by 1.89% to 9,250.91 points [1] - The Red Chip Index gained 1.40%, closing at 4,045.50 points [1] Top Gainers - Notable gainers included Haidilao, China Life, Tongcheng Travel, and NetEase-S, each rising over 6% [1] - JD Health, Meitu, and WuXi Biologics saw increases of over 4% [1] - Other companies like Pop Mart, China Ping An, and Lenovo Group rose over 3% [1] Top Losers - Companies such as Bosideng and Tencent Holdings experienced declines of over 1% [1] - Other notable decliners included Damai Entertainment and Dongfang Zhenxuan, which saw slight decreases [1] Detailed Gainers and Losers Top Gainers | Rank | Code | Name | Latest Price | Change (%) | Open | High | Low | Previous Close | |------|--------|--------------|--------------|------------|--------|--------|--------|-----------------| | 1 | 03323 | China National Materials | 6.140 | 7.72% | 5.800 | 6.160 | 5.800 | 5.700 | | 2 | 06618 | JD Health | 66.500 | 7.43% | 63.300 | 66.500 | 62.200 | 61.900 | | 3 | 00753 | Air China | 5.810 | 7.20% | 5.380 | 5.870 | 5.380 | 5.420 | | 4 | 09618 | JD Group-SW | 135.000 | 6.80% | 129.100| 135.000| 127.500| 126.400 | | 5 | 01579 | Yihai International | 12.870 | 6.54% | 12.250 | 12.870 | 12.190 | 12.080 | | 6 | 02628 | China Life | 23.340 | 6.48% | 22.500 | 23.360 | 22.300 | 21.920 | | 7 | 01458 | Zhou Hei Ya | 2.140 | 6.47% | 1.990 | 2.140 | 1.990 | 2.010 | | 8 | 06862 | Haidilao | 13.410 | 6.34% | 12.770 | 13.410 | 12.670 | 12.610 | | 9 | 09999 | NetEase-S | 242.600 | 6.31% | 228.200| 242.600| 227.400| 228.200 | | 10 | 00914 | Conch Cement | 25.760 | 6.27% | 24.280 | 25.860 | 24.280 | 24.240 | Top Losers | Rank | Code | Name | Latest Price | Change (%) | Open | High | Low | Previous Close | |------|--------|--------------|--------------|------------|--------|--------|--------|-----------------| | 1 | 09633 | Nongfu Spring| 51.350 | -4.02% | 54.500 | 54.500 | 51.350 | 53.500 | | 2 | 01772 | Ganfeng Lithium | 46.000 | -2.62% | 48.660 | 48.800 | 44.080 | 47.240 | | 3 | 01138 | COSCO Shipping Energy | 9.140 | -2.35% | 9.360 | 9.480 | 9.100 | 9.360 | | 4 | 00772 | China Literature | 35.460 | -2.10% | 36.260 | 36.580 | 35.460 | 36.220 | | 5 | 00700 | Tencent Holdings | 609.500 | -1.85% | 624.500| 633.000| 609.500| 621.000 | | 6 | 03998 | Bosideng | 4.320 | -1.59% | 4.410 | 4.440 | 4.280 | 4.390 | | 7 | 02202 | Vanke Enterprise | 4.920 | -1.20% | 4.980 | 5.040 | 4.890 | 4.980 | | 8 | 01797 | Dongfang Zhenxuan | 22.920 | -1.04% | 23.120 | 23.600 | 22.820 | 23.160 | | 9 | 00998 | CITIC Bank | 6.950 | -1.00% | 7.050 | 7.180 | 6.950 | 7.020 | | 10 | 01060 | Damai Entertainment | 1.000 | -0.99% | 1.020 | 1.030 | 0.970 | 1.010 |

Core Insights - The insurance sector experienced a 2.0% increase on October 15, with Xinhua Insurance leading the gains [1] - The Shanghai Composite Index closed at 3912.21, up 1.22%, while the Shenzhen Component Index closed at 13118.75, up 1.73% [1] Insurance Sector Performance - Xinhua Insurance (601336) closed at 67.87, with a rise of 3.62% and a trading volume of 443,600 shares [1] - China Pacific Insurance (601601) closed at 36.90, up 2.50%, with a trading volume of 620,100 shares [1] - Ping An Insurance (601318) closed at 57.81, increasing by 2.35%, with a trading volume of 837,000 shares [1] - China Life Insurance (601628) closed at 40.70, up 1.80%, with a trading volume of 193,500 shares [1] - China Reinsurance (601319) closed at 8.22, with a slight increase of 0.61% and a trading volume of 1,016,700 shares [1] Capital Flow Analysis - The insurance sector saw a net inflow of 1.014 billion yuan from institutional investors, while retail investors experienced a net outflow of 660 million yuan [1] - Major capital inflows and outflows for specific companies include: - Ping An Insurance: 6.46 billion yuan net inflow from institutional investors, with a 13.49% share [2] - China Pacific Insurance: 213 million yuan net inflow from institutional investors, with a 9.41% share [2] - Xinhua Insurance: 127 million yuan net inflow from institutional investors, with a 4.27% share [2] - China Life Insurance: 28.87 million yuan net inflow from institutional investors, with a 3.69% share [2] - China Reinsurance: 708,600 yuan net outflow from institutional investors, with a -0.09% share [2]

Core Viewpoint - The core task of China Life Property & Casualty Insurance is to ensure and improve people's livelihoods, aligning with the modernization process in China, while serving national strategies and supporting the real economy [1] Group 1: Inclusive Finance and Social Welfare - China Life Property & Casualty Insurance actively responds to the national financial regulatory authority's initiatives, enriching inclusive insurance product offerings and building a comprehensive insurance system [2] - By June 2025, the company has participated in over 350 "Hui Min Bao" projects, providing risk coverage of 69 trillion yuan [2] - The company has launched specialized products like "Hui Jun Bao" and "Hui Gong Bao," offering risk coverage exceeding 64 trillion yuan for veterans and frontline workers, effectively preventing poverty due to illness [2] Group 2: Support for Small and Micro Enterprises and Agriculture - The company addresses financing challenges for small and micro enterprises by promoting models like "Government-Bank-Insurance" and "Insurance for Financing," serving 849,800 small and micro enterprises and providing risk coverage of 59.1 trillion yuan in the first half of 2025 [3] - In the agricultural insurance sector, the company has established a comprehensive insurance framework, providing risk coverage of 3,305.67 billion yuan to 7.9091 million farming households [3] - Local specialty insurance products have been developed, such as tea quality insurance in Yunnan and cherry planting insurance in Shandong, contributing to farmers' stable production and income [3] Group 3: Innovative Service Mechanisms - The company has developed a three-in-one service mechanism combining "Warm Care + Sunshine Mediation + Quick Compensation," disbursing 16.73 billion yuan in road rescue funds and assisting 41,200 individuals [4] - The "Pre-Guarantee, Immediate Rescue, Post-Payment" model has been promoted as an industry benchmark [4] - The company emphasizes consumer rights protection and has launched initiatives to assist the elderly in overcoming the "digital divide," reaching 1.482 million consumers during financial education campaigns [4] Group 4: Commitment to People's Welfare - The company adheres to the principle of "People First, Life First," providing timely assistance and efficient claims services to alleviate difficulties for the public [5] - A notable example includes the prompt payment of claims to 62 migrant workers in Yunnan, which helped resolve their wage issues [5] - In response to natural disasters, the company demonstrated rapid action, processing the first car insurance claim related to a rainstorm disaster within 11 hours [6] Group 5: Future Development Goals - The company aims to continue high-quality development, enhance protection efforts, and diversify financial offerings as it approaches the end of the 14th Five-Year Plan and prepares for the 15th [6]

"那个摊位的水彩画真好看，我想买一张放在工位。""这个黄油饼干也太香啦！"坐标上海中国人寿金融 中心，一场热闹的公益市集，驱散了写字楼一贯的匆忙。 项目落地以来，工作人员坚持扎根社区一线，与残障人士面对面、心贴心沟通。随着项目推进，工作人 员不仅着力回应大家的保险服务需求，更深深感受到"提升收入、实现自立"是许多残障人士的心愿。为 此，公司主动将帮扶从保险保障拓宽到新的领域。2025年1月，中国人寿发起倡议，在公司大楼试点开 展"筑光向阳，始终同行"爱心市集活动。市集上，残障人士带着手工作品和烘焙点心，吸引楼内职工驻 足支持，首次活动圆满落幕。5月，第二场爱心市集如期举办，规模也进一步扩大。通过这个有爱的平 台，残障人士不仅获得了收入，更感受到了尊重与认可，进一步坚定了依靠自身技能实现自立的信心。 从一条无障碍坡道开始，筑起无差别的关怀 作为保险业App中首家通过工信部适老化及无障碍测评的企业，中国人寿从硬件改造到流程优化，持续 探索构筑无障碍服务体系，只为让残障人士享受的服务便利一点、再便利一点。 目前，中国人寿在全国柜面统一打造无障碍环境，配备无障碍标识标牌、坡道与窗口，普遍配备轮椅、 手写板，并提供专人 ...

Core Viewpoint - The insurance industry in Xinjiang has significantly contributed to the region's economic and social development over the past 70 years, providing essential support for people's livelihoods and stability [2] Group 1: Social Responsibility and Insurance Coverage - The insurance sector in Xinjiang plays a crucial role in risk management, particularly in a region characterized by vast geography and diverse ethnic groups [3] - The "Hongshan Huimin Bao" program, underwritten by China Life, has provided substantial financial relief to individuals facing high medical expenses, with total claims exceeding 10.57 million yuan by June 2025 [3] - China Life has managed 15 major illness insurance projects in Xinjiang, covering over 51.18 million people and paying out more than 2.8 billion yuan in claims [3] - The People's Insurance Company of China (PICC) has provided urban and rural residents with major illness insurance, covering 9.27 million people and paying out 721 million yuan in claims [4] Group 2: Employment and Economic Stability - Sunshine Insurance has focused on providing job security for vulnerable groups, including veterans and the unemployed, by offering tailored insurance products [5] - The company has insured 9,823 projects, providing coverage of 125 billion yuan and paying out 29.36 million yuan, benefiting thousands of construction workers and migrant laborers [5] Group 3: Agricultural Insurance and Support - The agricultural insurance sector has been pivotal in stabilizing food production in Xinjiang, with PICC providing 6.89 billion yuan in risk coverage for key crops and paying out 116 million yuan in claims [7] - China Life has developed over 130 agricultural insurance products, covering various agricultural sectors and providing essential risk management for farmers [9] - The introduction of specialized insurance products for local crops, such as new varieties of fruits, has significantly supported farmers' incomes and production stability [8] Group 4: Service Expansion and Community Engagement - The insurance industry has expanded its service network in rural areas, with China Life establishing numerous service points to enhance accessibility for farmers and herders [10] - PICC has engaged in community support initiatives, contributing 490 million yuan to various projects and promoting local agricultural products through its consumption assistance platform [11] - The insurance sector's efforts in community engagement and service delivery are integral to supporting Xinjiang's rural revitalization and economic growth [11]

在新疆波澜壮阔的发展历程中，有这样一群人留下了奋斗的印记：大到指导帮助发展生产、引进优势产业项 目、建设"卫星工厂"，小到深入田间地头参与劳动、为突发疾病的村民联系医院、帮助老人修缮房屋……他们就 是来自中国人寿的驻村干部。 在庆祝新疆维吾尔自治区成立70周年之际，中国人寿多位驻村干部讲述了在这片热土上发生的温暖故事。 一个纸杯 开启致富新篇章 回忆起第一次走进安居尔村保洁员吾甫尔家中慰问时的场景，中国人寿旗下寿险新疆分公司驻疏勒县安居尔 村第一书记、工作队队长轩伟峰印象深刻。他说："一位白发苍苍、眼神中带着些许拘谨的老母亲躲在儿子身后， 双手不安地搓着衣角，说我是'上面来的干部'，言语中充满了距离感。" "工作队入驻后，我们通过多轮调研走访后发现，周边县市及邻国对一次性纸杯的需求量很大，但本地缺乏规 模化生产企业，存在明显的市场空白。同时，村里有闲置厂房、部分村民有加工生产经验。产业发展思路一下就 有了——内挖外拓。"中国人寿旗下寿险新疆分公司驻阿克陶县霍伊拉艾日克村驻村第一书记、工作队队长刘兰芬 告诉记者，对内，就是用村内闲置的旧校舍作为生产厂房，省去了前期厂房建设需要投入的数十万元资金；对 外，是要积极 ...

2025年9月30日，国家金融监督管理总局自贡监管分局发布批复称，《关于申请中国人寿（601628）保 险股份有限公司荣县支公司河口营销服务部营业场所变更的请示》（国寿人险川发〔2025〕273号）收 悉。经审核，现批复如下： 二、中国人寿保险股份有限公司应按照有关规定及时办理变更及许可证换领事宜。 一、同意中国人寿保险股份有限公司荣县支公司河口营销服务部将营业场所变更为：四川省自贡市荣县 河口镇西街42号。 ...