证券代码：601825 证券简称：沪农商行 公告编号：2025-023 上海农村商业银行股份有限公司 关于关联交易事项的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 本次关联交易已经独立董事专门会议、董事会关联交易控制委 员会审议通过，并由董事会批准，无需提交股东大会审议。 本次关联交易属于本公司日常业务经营中的正常业务，不构成 对关联方重大依赖，对本公司的正常经营活动及财务状况不构成重要 影响。 一、关联交易概述 上海农村商业银行股份有限公司（以下简称"本公司"）董事会 2025 年第五次会议审议通过了《关于与上海国际旅游度假区横沔开 发建设管理有限公司关联交易的议案》，同意给予上海国际旅游度假 区横沔开发建设管理有限公司关联授信额度 25 亿元。上述关联交易 构成本公司行业监管定义的重大关联交易。 1 上述议案经本公司董事会有效表决票全票通过，乐嘉伟董事因关 联关系回避表决。 根据国家金融监督管理总局、上海证券交易所相关规定，上述关 联交易应在本公司独立董事专门会议、董事会关联交易控制委员会审 议 ...

证券代码：601825 证券简称：沪农商行 公告编号：2025-021 上海农村商业银行股份有限公司 2024年度股东大会决议公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 重要内容提示： 本次会议是否有否决议案：无 一、 会议召开和出席情况 | 1、出席会议的股东和代理人人数 | 612 | | --- | --- | | 2、出席会议的股东所持有表决权的股份总数（股） | 6,582,224,434 | | 3、出席会议的股东所持有表决权股份数占公司有 | | | 表决权股份总数的比例（%） | 68.2489 | (一) 股东大会召开的时间：2025 年 6 月 13 日 (二) 股东大会召开的地点：上海市浦东新区来安路 1045 号 4 号楼 205 会议室 (三) 出席会议的普通股股东和恢复表决权的优先股股东及其持有股份 情况： (四) 表决方式是否符合《公司法》及《公司章程》的规定，大会主持 情况等。 本次会议采用现场与网络投票相结合的方式，对需审议议案进行 逐项投票表决，表决方式符合《公司法》《公司章程》 ...

上海市石门一路 288 号 兴业太古汇香港兴业中心一座 26 层 邮编：200040 电话：(86-21) 5298-5488 传真：(86-21) 5298-5492 君合律师事务所上海分所 关于上海农村商业银行股份有限公司 2024 年度股东大会的法律意见书 上海农村商业银行股份有限公司： 君合律师事务所上海分所（以下简称"本所"）接受上海农村商业银行股份 有限公司（以下简称"公司"）的委托，根据《中华人民共和国公司法》（以下简 称"《公司法》"）、《中华人民共和国证券法》、中国证券监督管理委员会《上市公 司股东大会规则》（以下简称"《股东大会规则》"）等中国现行法律、法规和规范 性文件（以下简称"中国法律、法规"，为本法律意见书之目的，"中国"不包括 香港特别行政区、澳门特别行政区及台湾）以及《上海农村商业银行股份有限公 司章程》（以下简称"《公司章程》"）的有关规定，就公司 2024 年度股东大会（以 下简称"本次股东大会"）有关事宜出具本法律意见书。 本法律意见书仅就本次股东大会的召集和召开程序、出席本次股东大会人员 的资格、召集人资格、会议表决程序是否符合中国法律、法规及《公司章程》的 规定以及表 ...

Core Viewpoint - The Central Financial Work Conference emphasizes the development of five key areas in finance: technology finance, green finance, inclusive finance, pension finance, and digital finance, aiming to enhance support for technological innovation and green transformation in the banking sector [1][13]. Digital Finance Development - Financial institutions are urged to accelerate the development of digital finance to empower the digital economy, focusing on digital transformation and optimizing organizational structures [1][13]. - By the end of 2024, major state-owned banks such as ICBC, ABC, CCB, and BOC have invested over 20 billion yuan in information technology, while joint-stock banks like CMB and CITIC Bank have invested over 10 billion yuan [2][3]. Information Technology Investment - In 2024, ICBC's investment in information technology reached 28.518 billion yuan, with ABC, CCB, and BOC also exceeding 20 billion yuan. CMB and CITIC Bank's investments surpassed 10 billion yuan [3][4]. - The growth rates of IT investments for Chongqing Bank, Shanghai Rural Commercial Bank, and Everbright Bank were 19.58%, 17.64%, and 13.04%, respectively [6]. Research Personnel - Shanghai Bank has the highest proportion of research personnel among listed banks, with 11.45% of its total employees engaged in research [6][7]. - Shanghai Rural Commercial Bank and Bank of Communications have research personnel ratios exceeding 9% [6]. Mobile Banking User Growth - By the end of 2024, the number of mobile banking users for major state-owned banks exceeded 500 million, with ICBC, CCB, and ABC leading the way [11]. - The mobile banking user base for Ping An Bank reached 17.4 million, while other joint-stock banks like SPDB, CEB, and CIB had over 5 million users [11][12]. Digital Product Innovations - Agricultural Bank of China launched new digital products such as "Merchant e-loan" and "Micro Loan 3.0," enhancing online and offline information sharing [12]. - Shanghai Bank implemented the "Smart Trust Project," improving risk management capabilities through new system components and services [7]. Digital Transformation Initiatives - Construction Bank is focusing on enhancing user experience and increasing transaction volume through digital transformation, achieving 521 million users in its dual-star model [13]. - Ningbo Bank is providing industrial digital management consulting services to optimize processes and improve management models [14].

Core Viewpoint - The central financial work conference emphasizes the development of five key areas in finance: technology finance, green finance, inclusive finance, pension finance, and digital finance, with a focus on enhancing support for key sectors such as technological innovation and green transformation [1][2] Group 1: Pension Finance Development - By the end of 2024, Postal Savings Bank and Industrial and Commercial Bank of China (ICBC) each served over 200 million elderly clients [3][4] - The personal pension system has been fully implemented, leading to a rapid increase in personal pension account openings at several listed banks, with ICBC, Bank of Communications, and CITIC Bank seeing their account numbers double [1][7] - As of the end of 2024, China Bank and China Merchants Bank each had over 10 million personal pension accounts [1][7] Group 2: Growth in Personal Pension Accounts - A total of 12 listed banks reported significant growth in personal pension accounts, with China Bank and China Merchants Bank each exceeding 10 million accounts [7][8] - CITIC Bank reported a 136.04% increase in personal pension accounts compared to the previous year, while Industrial Bank saw a 47.67% increase [10][8] - The personal pension account numbers for Beijing Bank and Shanghai Bank surpassed 170,000 and 159,530 respectively by the end of 2024 [7][8] Group 3: Diversification of Pension Financial Products - The National Financial Regulatory Administration has issued guidelines to enhance the quality of pension finance, encouraging banks to diversify their product offerings and improve service adaptability [11][12] - China Bank has launched 262 personal pension products, covering various financial instruments, positioning itself as a leader in product variety [11] - Agricultural Bank of China is focused on enhancing the coverage and quality of its pension financial services, while CITIC Bank has developed a comprehensive pension financial product and service system [12]

A股银行板块异动拉升，民生银行涨超2.5%，南京银行、华夏银行、浙商银行、兴业银行均涨超1.5%， 沪农商行等跟涨。 订阅A股市场资讯 +订阅 ...

Group 1 - The core viewpoint of the articles highlights the adjustments in the CSI 300 index, which includes the addition of Hu Nong Commercial Bank and Yu Nong Commercial Bank, leading to significant passive fund inflows estimated at approximately 29.8 billion and 25.8 billion respectively [1] - The adjustment will take effect on June 16, and the trading activity for both banks has increased significantly, with Hu Nong Commercial Bank and Yu Nong Commercial Bank recording transaction volumes of 46.9 billion and 29.0 billion respectively over four trading days, representing increases of 461% and 67% compared to May [1] - FTSE Russell's announcement of Jiangsu Bank's inclusion in the FTSE China A50 index is expected to enhance market attention and influence, despite the trading impact being relatively minor [1] Group 2 - The banking sector has seen the highest number of stock buybacks, with other sectors including utilities, energy, and transportation also involved [2] - According to CITIC Securities, the recent adjustments in the CSI 300 index have led to increased trading volumes for smaller banks, although a slight weakening in market sentiment is anticipated in the coming week [2] - Two main investment strategies are suggested: focusing on high-value banks with expected earnings growth above peers and selecting banks with unique business models and low volatility for long-term investment [2] Group 3 - Related Hong Kong-listed banks include CITIC Bank, Minsheng Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Postal Savings Bank of China, China Construction Bank, and Bank of China [3]

Core Viewpoint - The China Securities State-Owned Enterprises Dividend Index (国企红利指数) has shown fluctuations, with a recent decline of 0.66% despite a monthly increase of 4.02% and a year-to-date decrease of 1.10% [1][2]. Index Performance - The China Securities State-Owned Enterprises Dividend Index is composed of 100 listed companies selected for their high cash dividend yields and stable dividends, reflecting the overall performance of high-dividend securities among state-owned enterprises [2]. - The index was established on June 30, 2009, with a base value of 1000.0 points [2]. Index Holdings - The top ten weighted stocks in the index include: - COSCO Shipping Holdings (中远海控) - 2.82% - Jizhong Energy (冀中能源) - 2.14% - Chengdu Bank (成都银行) - 1.48% - Chongqing Rural Commercial Bank (渝农商行) - 1.46% - Shanghai Rural Commercial Bank (沪农商行) - 1.44% - Shanghai Bank (上海银行) - 1.37% - Industrial Bank (兴业银行) - 1.36% - Sichuan Road & Bridge (四川路桥) - 1.3% - Jiangsu Bank (江苏银行) - 1.3% - China Shenhua Energy (中国神华) - 1.26% [2]. Market Composition - The index's holdings are primarily listed on the Shanghai Stock Exchange (83.24%) and the Shenzhen Stock Exchange (16.76%) [2]. - The industry composition of the index includes: - Financials - 29.79% - Industrials - 25.98% - Energy - 18.99% - Materials - 8.79% - Communication Services - 5.23% - Consumer Discretionary - 3.71% - Real Estate - 3.61% - Utilities - 3.14% - Consumer Staples - 0.76% [2]. Sample Adjustment Criteria - The index samples are adjusted biannually, with criteria including: - Control by state-owned entities - Cash dividend yield greater than 0.5% over the past year - Average market capitalization and trading volume ranking within the top 90% of the China Securities Index [3]. - Adjustments are limited to a maximum of 20% unless specific conditions are met [3]. Related Funds - Public funds tracking the state-owned enterprise dividend index include: - Western Li De State-Owned Enterprise Dividend Index Enhanced C - Pengyang China Securities State-Owned Enterprise Dividend Link A & C - Huaan China Securities State-Owned Enterprise Dividend Link A & C - Pengyang China Securities State-Owned Enterprise Dividend ETF - Western Li De State-Owned Enterprise Dividend Index Enhanced A - Huaan China Securities State-Owned Enterprise Dividend ETF [4].

Core Viewpoint - The China Securities State-Owned Enterprises Dividend Index (000824) has experienced a decline of 0.66% as of June 5, 2025, indicating a mixed performance among its constituent stocks, with some stocks rising while others fell significantly [1][2]. Group 1: Index Performance - The China Securities State-Owned Enterprises Dividend Index (000824) has decreased by 0.66% as of June 5, 2025 [1]. - The National Enterprise Dividend ETF (159515) has also seen a decline of 0.54%, with the latest price at 1.1 yuan [1]. - Notable gainers include Ninghu Expressway (600377) up by 1.75%, and notable losers include Caibai Co., Ltd. (605599) down by 6.15% [1]. Group 2: Market Analysis - Recent reports indicate that dividend assets have rapidly "shrunk," with the exception of the banking sector, which has shown lackluster performance [1]. - The proportion of stocks with a Sharpe Ratio higher than the index among dividend assets has reached an extreme historical low, suggesting a potential market adjustment followed by upward movement [1]. - Despite the rising valuation levels of dividend assets, there remains significant room for further increases when compared to historical peaks [1]. Group 3: Top Holdings - As of May 30, 2025, the top ten weighted stocks in the China Securities State-Owned Enterprises Dividend Index include COSCO Shipping Holdings (601919) and Jizhong Energy (000937), with the top ten accounting for 15.83% of the index [2].

银行板块震荡调整 沪农商行跌近5% 智通财经6月5日电，银行板块震荡下挫，城商行方向领跌，沪农商行跌近5%，西安银行、紫金银行、 青农商行、厦门银行、张家港行跌幅均在2%左右。 ...