Yuanbao Inc.(YB)
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医疗险单人累计最高获赔183万元、最快3.4分钟结案!元保2025理赔年报出炉
Zhong Guo Jing Ji Wang· 2026-01-08 09:04
Core Insights - Yuanbao, a leading technology-driven internet insurance platform, released its 2025 Claims Annual Report, showcasing its achievements in claims services through detailed data and user cases [1] - The report highlights Yuanbao's commitment to enhancing inclusive insurance services and optimizing user support during risk events [1] Group 1: Inclusive Insurance and Product Innovation - In 2025, Yuanbao deepened its inclusive insurance coverage, with average medical insurance claims for users in third-tier cities reaching 27,000 yuan, which is 29.9% higher than the national average [2] - Yuanbao expanded its medical insurance responsibilities to support reimbursement for medical expenses incurred during cross-regional treatments, along with value-added services like serious illness referral transportation subsidies [3] - The company introduced specialized accident insurance for new citizens, such as delivery riders, addressing their lack of coverage and enhancing third-party liability protection [3] Group 2: Claims Efficiency and User Experience - Yuanbao launched the "Ruyi Compensation" concierge-style claims service, which focuses on "assisting, urging, and coordinating" to create a one-stop claims service system [6][7] - The service aims to make the claims process transparent and based on clear conclusions, effectively changing the traditional perception of claims being difficult [6] - In 2025, the "Ruyi Compensation" service successfully mediated 141 health insurance claims disputes, with users receiving an average compensation of 35,000 yuan [10] Group 3: Enhanced Coverage and Support - Yuanbao upgraded its insurance responsibilities by including advanced medical treatments, such as CAR-T therapy and rare disease medications, in its coverage [5] - The report highlighted significant individual claims, with one user receiving 1.08 million yuan for CAR-T treatment and another user receiving nearly 10,000 yuan due to the "zero deductible" feature [5] - Yuanbao's commitment to inclusive protection is evident in its efforts to ensure that every policy serves as a reliable support for users, contributing to a more comprehensive healthcare protection system [10]
南京新居17.48亿元保障房二期ABS获上交所通过
Xin Lang Cai Jing· 2026-01-08 04:35
该项目拟发行金额17.48亿元,原始权益人为南京新居置地有限公司,计划管理人为华夏资本管理有限 公司,交易所确认文件文号为上证函〔2025〕4387号,受理日期为2025年7月28日。 免责声明:本文内容与数据由观点根据公开信息整理,不构成投资建议,使用前请核实。 观点网讯:1月8日,上海证券交易所债券项目信息平台披露,南京新居保障房二期资产支持专项计划 (ABS)项目状态已更新为"通过"。 ...
视频 | 收到扣费600多元短信发现买过保险 0.6元保600万?
Xin Lang Cai Jing· 2026-01-04 11:07
来源:1818黄金眼 杭州的韩大哥反映,去年12月他收到一条"百万保单"的短信,以为是垃圾短信就没理会,第二天又收到 一条短信,说是扣了他600多块钱……经过一番查询了解,他发现这笔钱是买了保险。保险公司表示, 韩大哥之前在广告平台浏览了相关推广信息,在推广页中阅读并同意了保险条款 。 责任编辑:曹睿潼 来源:1818黄金眼 杭州的韩大哥反映,去年12月他收到一条"百万保单"的短信,以为是垃圾短信就没理会,第二天又收到 一条短信,说是扣了他600多块钱……经过一番查询了解,他发现这笔钱是买了保险。保险公司表示, 韩大哥之前在广告平台浏览了相关推广信息,在推广页中阅读并同意了保险条款 。 责任编辑:曹睿潼 ...
百元保费 保障“再升级”:2026,惠民保有哪些变化
Jing Ji Wang· 2026-01-04 02:16
Core Insights - The article discusses the development and benefits of the "Beijing Universal Health Insurance" and similar programs across China, highlighting their affordability and accessibility for various demographics, particularly the elderly and those with pre-existing conditions [1][4][9]. Group 1: Program Features and Benefits - The 2026 edition of the "Beijing Universal Health Insurance" offers a premium of 195 yuan, providing significant health coverage and allowing payment through personal medical accounts [1]. - The program has expanded its coverage to include 159 types of special drugs, enhancing access to innovative treatments for patients [4][5]. - The insurance aims to bridge the gap between basic medical insurance and commercial health insurance, providing a supplementary layer of coverage [3][4]. Group 2: Market Trends and Development - The "Universal Health Insurance" is experiencing a high-quality development phase, with increasing participation and improved service delivery [2][6]. - The program has seen stable enrollment numbers, with 3.6 million participants in Guangzhou's "Sui Suikang" program, which has paid out 2.62 billion yuan in claims over five years [3]. - The insurance landscape is evolving, with a focus on lowering claim thresholds and enhancing the value proposition for consumers [5][7]. Group 3: Consumer Insights and Recommendations - There is a common misconception that "Universal Health Insurance" provides comprehensive coverage, whereas it primarily serves as a safety net for major illnesses [7][9]. - Experts recommend that individuals, especially the elderly and those with chronic conditions, consider this insurance as a core option, while younger individuals may benefit from a combination of this and commercial health insurance [9][10]. - Consumers are advised to carefully evaluate the terms of coverage, including exclusions and reimbursement rates, to ensure they understand the product's limitations [10][11].
年初赠120元保单 如今送12万元救助
Xin Lang Cai Jing· 2025-12-31 20:03
2025年初冬,家在凉州区的货车司机陈师傅在运输途中不幸遭遇严重车祸,突如其来的噩耗,让一家人 陷入巨大的悲痛和困境之中。凉州区总工会获悉后迅速介入,主动协助其家属准备材料,与中国职工保 险互助会兰州办事处及时对接,通过线上"一键办理",将12万元互助金送到家属手中。 (来源:工人日报) 在项目实施过程中,甘肃省总工会成立关心关爱工作专班,投入专项资金用于赠送互助保险,同时安排 和组织移动体检车上门服务。截至2025年11月中旬,项目已全面完成,为全省1万名新就业形态劳动者 送上健康体检与互助保障"双重大礼"。 同时,甘肃各级工会也通过"专项补助+个人自筹"模式,累计吸引14.91万名新就业形态劳动者参与互助 保障。武威市总工会针对货车司机、网约车司机、快递员、外卖配送员等新就业形态劳动者,积极推广 参保门槛低、保障力度大的专项互助保险计划,努力为他们构筑起一道抵御风险的有效防线。 本报讯 (记者康劲)近日,甘肃省武威市凉州区总工会为生活陷入困难的陈师傅一家送去12万元的互 助保障理赔金。"真没想到,年初工会赠送的互助保险,在关键时刻给了我们这么大帮助!"收到理赔金 的陈师傅激动地说。 职工互助保障被职工称为 ...
平顶山金融监管分局同意国元保险平顶山支公司高新营销服务部变更营业场所
Jin Tou Wang· 2025-12-30 05:23
一、同意国元农业保险股份有限公司平顶山支公司高新营销服务部将营业场所变更为:平顶山市新城区 梅园路、长安大道北侧天河.龙湖苑商住楼一层104铺。 二、国元保险平顶山支公司应按照有关规定及时办理变更及许可证换领事宜。 2025年12月25日,平顶山金融监管分局发布批复称,《国元保险平顶山支公司高新营销服务部变更营业 场所的请示》(国元保险平支〔2025〕8号)收悉。经审核,现批复如下: ...
中国两部门下达44.4亿元保障受灾民众温暖过冬
Zhong Guo Xin Wen Wang· 2025-12-26 12:44
广告等商务合作,请点击这里 本文为转载内容,授权事宜请联系原著作权人 来源:中国新闻网 编辑:王永乐 中国两部门下达44.4亿元保障受灾民众温暖过冬 中新社北京12月26日电 中国财政部、应急管理部近日下达44.4亿元人民币中央冬春临时生活困难救助资 金,重点向受灾严重地区、高寒寒冷地区、欠发达地区等倾斜,受惠人数达2601万,切实解决受灾民众 基本生活困难,保障受灾民众温暖过冬。 财政部、应急管理部要求地方有关部门科学制定救助方案,细化完善分类分档救助标准,落实落细工作 举措,强化资金监管,坚决杜绝资金截留、挪用、发放迟缓或沉淀不用,确保资金按政策规定及时发放 到受灾民众手中。(完) 中新经纬版权所有,未经书面授权,任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview"),看更多精彩财经资讯。 ...
川渝每年投入8000万元保障成渝地区“一带一路”科技合作“双千”计划实施 科技“携手并肩”人才“有来有往”
Si Chuan Ri Bao· 2025-12-26 00:13
Core Insights - The "Double Thousand" plan aims to implement over 1,000 technology cooperation projects and facilitate exchanges for over 1,000 young scientists from Belt and Road Initiative (BRI) countries by 2030 [1][2][3] Group 1: Objectives and Implementation - The plan focuses on both foundational research and technology breakthroughs, promoting a collaborative approach between Chengdu-Chongqing and BRI partner countries [2] - It emphasizes the dual transformation of technology outcomes, allowing advanced applicable technologies to "go out" and high-quality overseas results to be "brought in" [2] - A working group has been established to ensure regular coordination and collaboration between Sichuan and Chongqing, with an annual funding commitment of 80 million yuan [4] Group 2: Talent Development - The plan aims to attract over 1,000 young scientists from BRI countries for cultural and scientific exchanges, enhancing local innovation capabilities [3] - It encourages local scientists to share Chinese experiences and undergo training in technology and research management [3] Group 3: Strategic Focus - The plan will adopt a tailored approach based on the specific needs and conditions of different BRI countries, ensuring effective cooperation [5] - For countries with strong innovation foundations, the focus will be on "complementary joint research," while for developing countries, the emphasis will be on "applicable technology transfer" [5] Group 4: Progress and Achievements - As of now, Sichuan and Chongqing have established cooperation with over 80 countries, including the creation of 6 BRI joint laboratories and over 200 cooperation bases [4] - The plan aims to create a replicable model for international technology cooperation, integrating resources and policies from both regions [3][4]
元保荣获“格隆汇金格奖·年度卓越成长力IPO”
Ge Long Hui· 2025-12-24 10:05
格隆汇12月22日线上举办"科技赋能·资本破局"分享会。备受瞩目的卓越公司评选榜单隆重揭晓。其中,格隆汇"金格奖"年度卓越公司评选中,元保(YB.US) 荣获"年度卓越成长力IP"奖项。 "年度卓越成长力IPO"奖项是对公司的融资规模、后市表现、盈利能力、财务安全、市值管理等指标进行分析作出的综合评比结果。该奖项旨在发掘拥有持 续获利并实现规模扩张的能力和潜力,同时为经济的发展、社会的进步做出显著贡献的新上市公司。 ...
格隆汇“科技赋能·资本破局”线上分享会暨“金格奖”——“年度卓越成长力IPO”奖项揭晓:摩尔线程(688795.SH)、文远知行(00800.HK/WRD.US)、小马智行(02026.HK/PONY.US)等5家企业上榜
Ge Long Hui· 2025-12-23 09:51
12月22日,格隆汇在线上举办"科技赋能·资本破局"分享会。本次分享会,备受瞩目的卓越公司评选榜单将隆重揭晓,其中格隆汇"金格奖"年度卓越公司评选 中,聚水潭(06687.HK)、摩尔线程(688795.SH)、文远知行(00800.HK/WRD.US)、小马智行(02026.HK/PONY.US)、元保(YB.US) 5家企业荣获"年度卓越成长 力IPO"奖项。(排名不分先后,按公司首部字母顺序排列) "年度卓越成长力IPO"奖项是对公司的融资规模、后市表现、盈利能力、财务安全、市值管理等指标进行分析作出的综合评比结果。该奖项旨在发掘拥有持 续获利并实现规模扩张的能力和潜力,同时为经济的发展、社会的进步做出显著贡献的新上市公司。本次评选通过定量数据分析和专家评审团等方式得出最 终结果。 格隆汇以"全球视野,下注中国"为初衷,本次评选旨在打造出投资圈中最具参考价值的上市公司及独角兽公司排行榜。此次"金格奖"上市公司评选覆盖港交 所、上交所、深交所、纽交所、美国证券交易所、纳斯达克证券交易所挂牌上市的全部上市公司及独角兽公司。 ...