消费陷阱
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中产家庭真正的消费陷阱
虎嗅APP· 2026-01-12 13:34
以下文章来源于刘知趣 ,作者刘知趣 刘知趣 . 虎嗅、澎湃新闻认证作者,十年互联网市场搬砖女工。曾任职于百度、知乎,现关注新青年一代如何更好地生活。 本文来自微信公众号: 刘知趣 ,作者:刘知趣,头图来自:视觉中国 2020年,社会学家项飙在《把自己作为方法》中表达过这样一个观点: 在东亚社会,人们最大的恐惧不是当下的贫困,而是相对地位的下滑——哪怕你仍在上升,只要别人升得更快,你就觉得自己在坠落。 这句话在今天听来尤为刺耳,因为这种"掉队焦虑",正以一种高度仪式化的方式在中产阶级间蔓延。家长宁愿卖掉一百多平的大房子换一个五六十平的好 学区、职场人倾尽储蓄也要报天价的MBA或私董会、年轻人则是熬夜直播剪短视频试图"打造个人IP"……表面上看,这些行为都是理性的"长远规 划"和"自我投资",实际里面暗藏着另一种集体性的自我欺骗——人们正在为"不确定性"支付着高昂的溢价。 过去的十几年里,中产的生活方式常常被简单地归结为"符号性消费":Lululemon的瑜伽裤、始祖鸟的冲锋衣、北海道的滑雪之旅、莫干山的精品民 宿……然而在凡勃伦的经典理论框架下,这些至多属于是"炫耀性消费",算不得真正的陷阱。因为它们提供了即时 ...
过年变美“三件套”消费高峰将至,江苏省消保委提醒别踩坑
Xin Lang Cai Jing· 2026-01-11 11:01
转自:扬子晚报 三是价格不透明,宣传时标注低价基础款,实际消费时却以底胶另算、款式升级、甲片加价等名义叠加 隐性费用。 临近过年,美发、美甲、美睫等美容服务迎来消费高峰。近日,江苏省消保委提醒警惕过年"三件套"套 路,建议消费者理性充值,核查资质;商家诚信经营,保障安全。 图源 视觉 中国 "变美之旅"变成"闹心之旅" 消费纠纷 【下载黑猫投诉客户端】主要分四种情况 不少消费者的"变美之旅"变成"闹心之旅",消费纠纷主要体现在以下几种情况: 一是预付式消费纠纷,商家以低折扣、充值返现等套路诱导消费者办卡后,可能短期内闭店跑路且拒绝 退费。 二是服务效果与宣传不符,消费者提前约定的造型、款式与实际完成效果差异显著,商家却以个人肤质 或发质问题拒绝整改或退款。 建议消费者理性充值 商家应诚信经营 江苏省消保委建议消费者:1.理性充值:警惕充值返现、终身会员等促销,优先办理小额短期预付卡, 拒绝大额冲动充值。2.明确约定:服务前以图文形式确认款式、价格,拒绝商家模糊承诺。3.核查资 质:选择证照齐全、卫生规范的商家,提前确认产品合规性。 四是产品有卫生隐患,部分商家使用成分不明的美甲胶、睫毛胶,或者工具未按规定一客 ...
“啄木鸟消费投诉”【2025年度消费避坑图鉴】发布 九大消费陷阱全景透视
Sou Hu Cai Jing· 2025-12-24 02:23
从投诉类型看,生活及社会服务、互联网服务、教育培训、文体娱乐和销售服务位列前五。啄木鸟消费 者投诉平台全年投诉数据与中消协趋势高度吻合。 啄木鸟【2025年度消费避坑图鉴】从宏观视角出发,聚焦售后服务、合同、质量等核心维权痛点,揭示 本平台年度九大消费投诉场景。后续将逐期深入汽车、保险、网购等领域,助您识破陷阱、有效维权。 央广网北京12月18日消息(记者白德彰)中消协第三季度投诉数据显示,全国消协受理消费投诉超53万 件,同比增长7.9%。其中,售后服务问题占比最高,达29.4%。虚假宣传、安全与合同类投诉比重也有 所上升。 ...
自助餐老板哭了!揭秘3个你吃垮不了的暴利真相,第2个扎心了
Sou Hu Cai Jing· 2025-12-22 15:45
上周末和闺蜜去吃海鲜自助,我俩从中午12点奋战到下午3点,扶着墙出门时还不忘互相打气:"今天绝对吃回本了!" 结果第二天刷到这家店的抖音,老板正笑嘻嘻地数钱:"感谢各位老铁,这个月又超额完成KPI啦~" 王老板开了15年自助餐厅,他给我算了一笔账: "一个成人自助158元,看起来不便宜,但我们的食材成本其实只占35%-40%。你以为自己能吃100块的东西,实际上最多吃60块。" 为什么会这样?因为自助餐老板早就摸透了人性: 我想起上次吃自助,光拿了两盘寿司就占了半个胃,后面看到龙虾都吃不下了,原来这就是老板的"小心机"! 二、食材真的能吃吗?这里面的水比你想象的深 这是大家最关心的问题,也是我最想扒的真相。 瞬间我就懵了:明明我们吃了5盘三文鱼、3斤基围虾、2份牛排,怎么还让老板赚了? 带着这个疑惑,我采访了3位做了10年以上自助餐的老板,终于搞懂了自助餐的赚钱逻辑。今天就把这些"行业机密"扒给你们看,保证颠覆你的认知! 一、你以为在"占便宜",其实早被算得明明白白 1. 眼睛大肚子小:看到满桌美食就忍不住拿,最后吃不完的比吃完的还多 2. 先甜后腻:一开始猛吃海鲜、肉类,吃到后面就被蛋糕、水果占了肚子 3. ...
普通人存钱为何越来越难?消费陷阱太狠 存钱存的是底气与自我价值
Sou Hu Cai Jing· 2025-12-03 11:44
Core Insights - The essence of saving money is not merely about accumulating numbers in a bank account, but rather about gaining the confidence and security to navigate life's uncertainties [1][13][15] Group 1: The Value of Money - Many young individuals find that their savings do not effectively counteract inflation or various life risks [2][4] - Investing in personal development can yield greater returns than simply saving money in a bank, as skills acquired can significantly increase future income [5][15] Group 2: Consumer Behavior and Spending - The modern consumer often falls into traps of impulsive spending, driven by marketing and social influences, leading to financial strain [7][9] - Relationships can complicate financial management, with differing attitudes towards spending and saving impacting overall financial health [9][11] Group 3: Financial Realities - Many individuals, especially recent graduates and the unemployed, struggle to save due to limited financial resources, making discussions about saving strategies less relevant [11][15] - The true purpose of saving is to provide a sense of security and options in times of need, rather than just accumulating wealth for its own sake [13][15]
今年的钱怎么那么难攒,看完你就明白了
Sou Hu Cai Jing· 2025-11-27 08:10
Group 1 - The article highlights the pervasive feeling of financial strain among individuals, regardless of their income levels, due to various consumption traps and rising living costs [1][2] - It discusses the impact of impulsive spending driven by social media and promotional tactics, which can lead to significant unplanned expenses [1][2] - The article points out that while government subsidies exist, they often lead to hidden price increases in essential goods, negating any financial relief [1][2] Group 2 - The text emphasizes the challenge of unavoidable expenses, such as rising costs for social obligations and healthcare, which further strain personal finances [2] - It notes the difficulty of supplementing income through side jobs, especially with the rise of AI affecting freelance opportunities and the prevalence of scams in certification programs [2] - The article concludes that the key to saving money lies in being aware of spending traps and focusing on genuine needs rather than following trends [3]
《今日说法》著名主持人被骗1000元买茶叶,自嘲“天天宣传反诈骗、法制节目主持人也会上当受骗”
Mei Ri Jing Ji Xin Wen· 2025-11-03 07:07
Core Points - The host of the legal program "Today's Law," Li Xiaodong, shared his experience of being scammed for 1,000 yuan while purchasing tea [1][3] - Li was approached by a middle-aged man selling tea at a discounted price after a tea exhibition, which he later discovered was low-quality tea [1][3] - The incident highlights common scams where individuals sell inferior products under the guise of a bargain, particularly in settings like exhibitions [5] Summary by Sections Incident Description - Li Xiaodong was approached by a man selling tea after leaving the bank, who initially offered tea at 1,000 yuan per box, later reducing the price to 200 yuan per box [1][3] - After purchasing five boxes for 1,000 yuan, Li later learned from a friend that the tea was worth only 50 yuan per box [3] Public Reaction - Many netizens commented on Li's experience, noting that it reflects a common scam tactic and warning others to be cautious of such offers [3] - Some comments suggested that the scam is an old trick, with various products being sold under similar pretenses [3] Consumer Awareness - The Zhejiang Consumer Protection Committee previously warned about similar scams occurring at exhibition venues, where individuals sell low-quality products disguised in attractive packaging [5] - Consumers are advised to remain vigilant and practice rational consumption to avoid falling into such traps [5]
《今日说法》主持人李晓东被“需腾座位茶叶便宜处理”套路骗1000元:觉得确实便宜就买了,人只要起贪念,离被骗就不远了
Huan Qiu Wang· 2025-11-03 06:25
Core Viewpoint - The news highlights a recent incident where a well-known host of a legal program, Li Xiaodong, fell victim to a scam involving the purchase of counterfeit tea, emphasizing the prevalence of such scams and the psychological factors that lead individuals to be deceived [1][4]. Group 1: Incident Details - Li Xiaodong was approached by a middle-aged man after leaving a bank, who offered him tea at a significantly reduced price, claiming he needed to sell it quickly due to space constraints in his vehicle [1][3]. - Initially priced at 1000 yuan per box, the tea was offered to Li for 300 yuan, and after further negotiation, he purchased five boxes for a total of 1000 yuan [1][3]. - Upon consulting a friend knowledgeable about tea, Li discovered that the purchased tea was of poor quality, worth only about 50 yuan per box [3][4]. Group 2: Public Reaction and Context - The incident sparked a variety of reactions on social media, with many users expressing sympathy for Li, while others pointed out that this type of scam is an old trick that often targets unsuspecting individuals [3][4]. - Similar scams have been reported previously, where individuals in luxury cars sell low-quality products at inflated prices, often in settings like exhibition centers [7]. - The Zhejiang Consumer Protection Committee has issued warnings about such scams, advising consumers to remain vigilant and avoid falling for these deceptive sales tactics [7].
纪录片《消费品市场:破碎的体制》全4集4K+1080P免费下载
Sou Hu Cai Jing· 2025-11-02 15:57
Core Insights - The documentary "Broken" by Netflix exposes global consumer traps and industry secrets, aiming to raise awareness before the shopping frenzy of Black Friday [2][4] - It consists of four episodes, each focusing on different consumer products and the hidden costs associated with them [2][4] Episode Summaries - Episode 1: "The Makeup Mess" investigates the rise of counterfeit cosmetics, highlighting the dangers of cheap alternatives that may contain harmful substances like arsenic and lead, primarily targeting the youth through social media marketing [2][3] - Episode 2: "The Big Vape" delves into the marketing tactics of e-cigarette companies like JUUL, revealing how they transformed their image from smoking cessation tools to trendy products for teenagers, alongside the legal repercussions faced for targeting minors [3][4] - Episode 3: "The Deadly Dressing Table" focuses on the safety risks of affordable furniture, noting that in the U.S., someone is sent to the emergency room every 30 minutes due to furniture tipping over, and questioning the hidden costs of minimalist design on vulnerable populations [3][4] - Episode 4: "The Recycling Ruse" addresses the issue of single-use plastics, revealing that only about 9% of plastic is truly recycled, while the rest is often exported or incinerated, critiquing the misleading marketing of recyclability by companies [3][4] Overall Themes - The documentary employs a multi-narrative approach and high-definition visuals to illustrate the interconnectedness of various consumer goods and the hidden costs of low prices, emphasizing the complicity of regulatory gaps, profit-driven motives, and consumer ignorance [4]
电动自行车暗藏“到期陷阱”:电池寿命“卡三年” App功能“到期停”
Zhong Guo Xin Wen Wang· 2025-10-22 00:58
Core Viewpoint - The article highlights consumer grievances regarding electric bicycles, particularly focusing on issues related to battery failures and subscription-based app functionalities, suggesting that these problems may stem from deliberate business practices designed to extract additional fees from consumers [1][5][6]. Group 1: Battery Issues - Many electric bicycle owners, like Wang and Li, have reported sudden battery failures after approximately three years of use, raising suspicions about planned obsolescence by manufacturers [1][3]. - Consumers have experienced difficulties in charging their batteries, with service personnel often providing vague explanations and not offering detailed diagnostics [2][4]. - There are allegations that some manufacturers may have installed components that intentionally disable charging after a set period, leading to unnecessary battery replacements [2][7]. Group 2: App Functionality and Subscription Fees - Consumers have expressed frustration over app functionalities that become inactive after a certain period, requiring additional fees for continued use, which was not disclosed at the time of purchase [5][6]. - The lack of transparency regarding the app's subscription model has led to claims of misleading sales practices, as consumers believed they were purchasing a fully functional product without ongoing costs [5][7]. Group 3: Legal and Consumer Rights - Experts indicate that the practices of manufacturers may violate consumer protection laws, as they fail to inform consumers about limitations and additional fees associated with their products [6][7]. - Consumers are advised to assert their rights under the law, demanding full ownership and functionality of their purchased products without hidden fees or restrictions [8]. - Legal professionals suggest that consumers should collect evidence of their transactions and communications with sellers to support potential claims against misleading practices [8].