昨天， 发生了哪些财经大事？ 退休人员基本养老金上调2% 新华社权威快报 人力资源社会保障部、财政部 7月10日发布通知 明确从2025年1月1日起 2024年底前已退休人员 养老金水平总体上调2% 增加的养老金将尽快发放到位 新华满星内部出击 据新华社，人力资源社会保障部、财政部7月10日发布通知，明确从2025年1月1日起，为 2024年底前已按规定办理退休手续并按月领取养老金的退休人员提高基本养老金水平，总 体调整水平为2024年退休人员月人均基本养老金的2%。 此次调整继续采取定额调整、挂钩调整与适当倾斜相结合的调整办法，重点向养老金水平较 低群体倾斜。要注意的是，按照这一调整办法，并不是每名退休人员的基本养老金都按照 2%的比例进行调整，而是养老金水平较低的调整幅度会高一些，最终每个人实际增长比例 各不相同。 据介绍，今年调整增加的基本养老金将尽快发放到退休人员手中。 30万本科生送外卖？美团回应 针对"广州美团满员，历史上第一次，本科率接近30%""7万硕士，30万本科生在美团送外 卖"等传闻，美团称，学历情况需要骑手本人提交相关证书到学信网/教育部留学服务中心/ 海外高校的官方网站进行验证，任何 ...

上半年我国汽车产销量均超1500万辆，新能源汽车表现亮眼 据央视新闻，中国汽车工业协会10日发布的数据显示，今年上半年，我国汽车工业多项经济指标同比均 实现两位数增长。 今年以来，我国实施更加积极有为的宏观政策，经济运行总体平稳。1至6月份，汽车市场延续良好态 势，产销量均超过1500万辆，同比均实现10%以上较高增长。 其中，新能源汽车产销量分别完成696.8万辆和693.7万辆，同比分别增长41.4%和40.3%。新能源汽车新 车销量达到汽车新车总销量的44.3%。 中国汽车流通协会：6月份汽车经销商库存系数为1.42，同比上升1.4% 7月10日，中国汽车流通协会发布2025年6月份"汽车经销商库存"调查结果：6月份汽车经销商综合库存 系数为1.42，环比上升2.9%，同比上升1.4%，库存水平处于警戒线以下，但高于合理区间。综合预计， 根据中国汽车流通协会乘联分会的统计，6月份乘用车终端销量208.4万辆，以此测算，6月末汽车经销 商库存总量大致在295万辆左右。 小米汽车累计交付已超30万台 7月10日，小米汽车宣布，上市15个月，小米汽车累计交付已超过30万台。 蔚来汽车销售服务有限公司、蔚来汽车 ...

正在马鞍山市投建新能源汽车项目的蓝黛科技（002765）(002765.SZ)，获得当地国资支持。 7月9日晚间，蓝黛科技披露易主细节，安徽江东产业投资集团有限公司(以下简称"江东产投")拟作价 13.48亿元受让朱堂福所持蓝黛科技18%股份，同时朱堂福、熊敏、朱俊翰放弃所持剩余全部股权对应 的表决权。 交易完成之后，江东产投将成为蓝黛科技的控股股东，马鞍山市人民政府将成为公司实际控制人。 长江商报记者注意到，在当前正在马鞍山投建新能源项目的基础上，蓝黛科技此次引入当地国资作为实 控人，将有利于进一步增强公司主营业务的竞争力，同时对公司产业结构的优化及未来发展提供赋能与 支持。 值得关注的是，目前，新能源汽车电驱动系统零部件已成为蓝黛科技发展最迅速的业务之一。2024年， 蓝黛科技新能源减速器总成及传动系统零部件业务实现销售收入5.27亿元，占全年营业收入的比例达 14.9%。 马鞍山国资将受让18%股份 停牌两个交易日之后，蓝黛科技披露易主进展。 长江商报记者注意到，尽管总部设在重庆市，但蓝黛科技此前已在马鞍山市设立子公司马鞍山蓝黛机 械。由于当地汽车产业基础和配套能力良好，蓝黛科技认为公司能够更好地融入长 ...

Core Viewpoint - Northern Rare Earth has achieved a significant turnaround in its operating performance, with projected net profit for the first half of 2025 expected to reach between 900 million to 960 million yuan, representing a year-on-year increase of 1882.54% to 2014.71% [2][4] Financial Performance - The company anticipates a net profit attributable to shareholders of 900 million to 960 million yuan for the first half of 2025, an increase of 855 million to 915 million yuan compared to the same period last year [4] - The projected non-net profit is expected to be between 880 million to 940 million yuan, reflecting a year-on-year growth of 5538.33% to 5922.76% [4] - In the same period last year, the net profit attributable to shareholders was 45.3962 million yuan, and the non-net profit was 15.6075 million yuan, both showing a decline of over 95% [4] Operational Factors - The turnaround is attributed to reduced costs in smelting separation and rare earth metal processing, as well as increased production and sales of key products such as rare earth metals and functional materials [2][6] - The company has implemented strategies to enhance production efficiency and marketing operations, leading to different levels of growth in the sales volume of its main products [6][7] Market Dynamics - The increase in demand for rare earth materials, driven by the rapid development of industries such as electric vehicles and robotics, has contributed to rising prices, further supporting the company's performance [7] - The company has leveraged stable domestic market demand and improved its operational management to achieve significant growth in its financial results [6] Competitive Advantage - Northern Rare Earth possesses a strong competitive edge due to its comprehensive resource and industrial chain, being the largest rare earth enterprise group globally [10] - The company has exclusive mining rights to the world's largest iron and rare earth coexisting mine, which enhances its resource utilization and production capabilities [9] Historical Performance - Since 2010, the company's profitability has shown a notable increase, with cumulative profits reaching 26.868 billion yuan and cumulative dividends of 5.358 billion yuan [11]

日本汽车出口美国正面临重大挑战。 暴跌1 9 . 4% 7月10日，日本央行公布的企业商品价格报告显示，今年6月，以合约货币计算的日本对北美汽车出口价格指数 同比暴跌19.4%。 日本央行最新披露的数据显示，今年6月，以合约货币计算的日本对北美汽车出口价格指数同比暴跌19.4%， 为有记录以来的最大单月降幅。 与此同时，美国电动汽车市场即将迎来一个关键转折点。巴克莱指出，受美国总统特朗普的"大而美"税收和支 出法案影响，今年第三季度美国或将出现电动汽车抢购潮，随后在四季度及更长时间内，美国电动汽车销量预 计将急剧下滑，美国电动汽车渗透率可能长期承压。 有分析指出，在关税压力下，日本汽车制造商以创纪录的速度削减出口到美国的产品价格，宁愿牺牲利润，但 求保住竞争力。 其他数据也印证了日本车企的策略选择。数据显示，5月份日本对美汽车出口额下降了24.7%，但从出口量来 看，仅下降了3.9%。出口额与出口量之间如此巨大的差异，则证明了单车出口价格的显著下滑。 这直接引发了市场对日本车企盈利能力的担忧，甚至可能威胁到日本经济至关重要的薪资持续增长势头。日本 央行正密切关注这一动态，因为薪资－通胀的良性循环是其决定下一次 ...

近日，工信部发布《关于2016—2020年度新能源汽车推广应用补助资金清算审核初审情况的公示》。 《公示》显示，多家车企审核期实际获得的补助资金均较申请金额有不同程度的减少，其中金额最高者 减少约1.4亿元。各申报车企五年核减补贴约8.6亿元。从核减原因来看，主要集中在两个方面：一为车 辆相关凭证不符合清算通知申报要求，二为企业未按有关要求上传车辆运行数据。(证券时报) ...

Core Insights - The Chinese tire industry is at a critical juncture, facing significant challenges despite holding a 35% share of the global market, with over 50% of companies experiencing a decline in net profits [1][2] - The industry is grappling with issues such as overcapacity, trade barriers, and a general decline in profitability, with profit margins dropping from 5.3% in 2020 to less than 3% in 2023 [2][3] Industry Challenges - The tire industry is facing unprecedented challenges, including overcapacity leading to fierce competition, complex international relations creating trade barriers, and a situation where revenue growth does not translate to profit [2] - In the high-end passenger car original equipment market, China's market share is less than 10%, highlighting a structural imbalance [2] - The domestic market is suffering from severe overcapacity, with some production facilities operating at less than 60% capacity, and a rise in the number of tire stores closing due to credit issues [2] Brand Development and Market Positioning - The industry must shift its focus towards brand building rather than competing solely on price, as foreign brands dominate nearly 80% of market profits [3][4] - Continuous investment in research and development, product quality improvement, and service system establishment are essential for enhancing brand competitiveness [4] Opportunities in New Energy Vehicles - The growth of the new energy vehicle (NEV) market presents a new opportunity for the tire industry, with predictions of significant sales increases in the commercial NEV sector by 2025 [5] - Tire companies are encouraged to focus R&D efforts on NEVs and high-end passenger car tires to capture emerging market opportunities [5] Technological Advancements and Smart Transformation - A digital revolution is underway in tire manufacturing, with leading companies implementing smart manufacturing solutions that significantly enhance efficiency and reduce defect rates [6][7] - The integration of digital capabilities across the supply chain and production processes is becoming a core competitive advantage for tire companies [7] Global Strategy and Market Expansion - Chinese tire companies are adjusting their global strategies, moving from product export to brand establishment in international markets [7] - The establishment of production bases in regions like Africa demonstrates the industry's commitment to global expansion and competitiveness [7] Innovation and Performance Improvement - Innovations in tire performance, such as the development of liquid gold tires that improve fuel efficiency and reduce braking distances, are crucial for maintaining competitiveness [8] - The industry is encouraged to collaborate across the entire value chain to address international market challenges and enhance its influence in standard-setting [8]

Core Insights - European automotive companies are collaborating to develop an open-source automotive software platform, seen as a self-rescue measure amid industry transformation [1][2] - The global automotive industry is rapidly transitioning towards intelligence and connectivity, with software becoming a core competitive factor [1] - European automakers are lagging in software development compared to American companies like Tesla and Waymo, despite their strong technical foundation in traditional fuel vehicles [1] Group 1: Strategic Collaboration - Eleven European companies across the automotive supply chain have signed a memorandum of understanding to jointly develop the software platform [1][2] - The initiative is supported by the German Automotive Industry Association, highlighting its strategic importance [1] - The platform aims to reduce development costs by avoiding redundant investments in basic software and enhancing development speed through a "code-first" approach [2] Group 2: Market Potential and Goals - The automotive software market is projected to reach $84 billion by 2030, with a compound annual growth rate of 9% [1] - The first vehicles based on the new platform are expected to enter mass production by 2030, with a target to deliver the platform by 2026 [2] - Volkswagen's CEO stated that the collaboration could improve software development efficiency by 50% before 2026 [2] Group 3: Challenges Ahead - The collaboration faces challenges such as aligning different corporate interests and commercial goals, which may complicate resource allocation and profit-sharing [3] - Technical integration is complex due to varying software development focuses, architectures, and standards among the companies involved [3] - Data security and privacy protection are critical issues, as the platform will handle significant amounts of data, necessitating a unified approach to data management [3]

Core Viewpoint - The phenomenon of "zero-kilometer used cars" is gaining attention in the market, where vehicles are sold at prices significantly lower than new cars, raising concerns about market dynamics and consumer protection [1][2]. Group 1: Market Dynamics - The circulation of "zero-kilometer used cars" is increasing, with 12.7% of the used car market consisting of vehicles registered for less than 3 months and having mileage under 50 kilometers, indicating a significant impact on new car sales and pricing structures [2]. - The presence of these vehicles is expected to disrupt the profit margins of new car retailers, leading to a potential decline in new car sales and increased pressure on manufacturers to adopt aggressive market strategies [2][4]. Group 2: Consumer Risks - Consumers purchasing "zero-kilometer used cars" may face hidden risks, including the loss of warranty rights, as many manufacturers only provide warranty coverage to the first owner, which could lead to high repair costs for subsequent owners [3]. - The export of "zero-kilometer used cars" to overseas markets has raised concerns about anti-dumping allegations and potential tariffs, posing a threat to the reputation and interests of Chinese automotive manufacturers [3]. Group 3: Regulatory Response - The industry is experiencing a push for regulatory measures to address the "zero-kilometer used car" phenomenon, with the Ministry of Commerce and the China Automotive Industry Association advocating for fair competition and the cessation of price wars [4][5]. - Initiatives are being implemented to promote healthy market practices, including enhancing product consistency checks and enforcing regulations against unfair competition, aimed at fostering a sustainable automotive industry [4][5].

商报讯 （记者 苗露） 昨日，A股市场全天保持震荡上行。午后，上证指数持续冲高，最高至3526.59 点，创2024年10月9日以来新高。截至下午收盘，沪指依旧维持在3500点之上，报3509.68点，涨幅 0.48%。这也是继2022年1月25日以来首次再度收涨超3500点线。全市场全天成交额约1.52万亿元，超 2900只个股上涨。 从盘面表现来看，房地产、大金融等方向表现活跃。地产股、城镇化概念股集体爆发，华夏幸福 （600340）、深深房A、光大嘉宝（600622）、渝开发（000514）等多股涨停；银行等大金融股一度冲 高，工、农、中、建四大行续创历史新高；硅能源、光伏概念股持续活跃，京运通（601908）等涨停； 光伏概念股再度拉升，有机硅方向领涨。 地产板块集体爆发 昨日午后，房地产、房屋检测、租售同权等多板块集体爆发，领涨全市。华夏幸福、南山控股 （002314）等多股涨停，让曾经沉寂一时的房地产板块重振旗鼓。 据同花顺（300033）数据，截至昨日下午收盘，房地产板块整体收涨3.21%，位列当日行业板块排名第 一，91只成分股中87只上涨，近一周涨幅达7.02%。成分股中，华夏幸福、深深房A ...