楼市政策调整

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帮主郑重:广州楼市王炸!限购限售全取消,中长线投资该咋看?
Sou Hu Cai Jing· 2025-06-13 05:21
再看市场反应。其实广州早在去年就试点放宽限购,当时120平以上的大户型就不限购了,还支持"卖一买一""租一买一",结果二手房成交量直接翻倍。 这次全面取消限购,相当于把所有限制都拿掉了,市场预期肯定更积极。就像三元里村的城中村改造,拆迁通知一出来,周边二手房挂牌价都跟着往上 蹿,这就是政策预期在起作用。 不过大家也别盲目乐观。虽然政策利好,但市场分化很明显。核心区像天河、越秀,房价一直稳如泰山,天河6月新房均价都到7.8万了,而且还有越秀地 产这样的国企在核心区拿地,说明开发商对中心区信心十足。但郊区就不一样了,黄埔、南沙的房价还在波动,尤其是那些远离地铁、配套不足的楼 盘,就算政策放宽,也很难有大起色。 各位朋友大家好,我是帮主郑重。今天广州楼市扔下一枚重磅炸弹,全面取消限购、限售、限价,还把首付比例和利率往下压,这波操作堪称"王炸组合 拳"。作为20年的老财经人,我得好好跟大家唠唠这背后的门道。 先说政策本身。这次广州直接把限购、限售、限价全砍了,首付比例和利率也跟着降,这相当于给楼市松了三道枷锁。尤其是公积金政策,现在既能提 钱付首付,又能接着贷款,这对刚需来说简直是雪中送炭。就拿一个买100万房子的年 ...
楼市回暖,刻不容缓!
Sou Hu Cai Jing· 2025-05-12 20:50
Core Viewpoint - The rapid implementation of housing market policies indicates a sense of urgency among local governments to stimulate the market due to poor performance and declining transaction data [1][3][4]. Policy Implementation - The speed of policy execution has significantly increased compared to previous years, with multiple cities quickly following the central bank's decision to lower public housing loan rates [1][3]. - In the first four months of the year, over 300 housing market easing policies were issued across more than 200 cities, primarily focusing on subsidies and increasing public loan limits, rather than major restrictions like purchase limits [3][4]. Market Performance - Despite high initial sales rates in some cities, overall market performance remains weak, with a noticeable slowdown in transaction growth in March [3][4]. - The urgency for local governments to act is driven by alarming data from the recent holiday period, highlighting the need for immediate market intervention [4][5]. Local Government Strategies - Local governments are employing various strategies to stimulate the market, including lowering down payment ratios and even purchasing properties for social housing [5][6]. - The effectiveness of these measures is uncertain, as they may only provide temporary relief without changing market expectations [6]. Consumer Behavior - Consumers are advised to prioritize defensive strategies in their purchasing decisions, focusing on existing homes, especially those developed by state-owned enterprises, while avoiding high-leverage purchases [8]. - The housing market is experiencing a bifurcation, with core areas in first-tier cities potentially seeing moderate price increases, while third and fourth-tier cities continue to struggle [8][9].