中央纪委国家监委网站 侯颗 在突出改革的问题导向和落地见效上，《意见》聚焦制约高质量发展的卡点和堵点，推动关联环节协同 放权和协调支持。"比如，围绕当前职务科技成果转化中的分割确权难、考核机制不健全、转化效率低 等关键问题，从赋权、考核、转化三个相互关联的方面深化探索。"李春临举例。 深圳是我国改革开放的前沿阵地，在先行先试和示范引领上发挥着重要作用。"我们充分考虑深圳发展 先行一步、改革场景丰富、率先突破条件好等特点，在制度型开放、科技创新、人才发展、治理模式等 方面，推出了一批探索性举措。比如，先行适用国际贸易电子提单、电子信用证等电子单证，探索依托 电子提单开展抵押融资等业务；加强数字人民币试点应用场景创新，探索央行数字货币在跨境领域的适 用性；深化国际航行船舶相关配套制度改革，为港澳台船员办理社会保险提供便利的经办服务等。"李 春临表示，这些改革任务具有明显的首创性和引领性特点，相关探索将发挥重要的示范带动作用。 6月12日，国务院新闻办公室举行新闻发布会，介绍中共中央办公厅、国务院办公厅印发的《关于深入 推进深圳综合改革试点 深化改革创新扩大开放的意见》有关情况。国家发展改革委副主任李春临表 示，这 ...

Group 1 - Japan's cashless payment ratio has increased from 13.2% in 2010 to 42.8% in 2024, surpassing the government's 2025 target a year early [2] - The growth in cashless payments is primarily driven by the rapid adoption of QR code payments and the continued increase in credit card usage, with credit card payment totals reaching 116.9 trillion yen in 2024 [2] - The Bank of Japan has initiated a pilot project for a digital yen in 2023, collaborating with private enterprises to test the application of Central Bank Digital Currency (CBDC) in real payment scenarios [2] Group 2 - Various countries and regions have begun discussions and experiments regarding the feasibility of CBDCs, although some have yet to issue digital currencies [3] - China has been actively developing the digital yuan since 2014, with pilot programs launched in multiple cities and scenarios, enhancing the efficiency of cross-border payments and reducing reliance on the SWIFT system [4] - The non-cash payment scale in China reached 32.56 trillion yuan in the first three quarters of 2021, accounting for 52.4% of the payment system, with continued growth expected [4]

以下文章来源于太辉研究 ，作者沈建光、朱太辉 从交易治理来看，这一认识也没有分析稳定币背后的技术差异。 比特币、以太坊等加密资产的发 行交易依赖工作量证明（PoW）、权益证明（PoS）等共识算法，是完全去中心化，价格完全由 太辉研究 . 本平台主要发布朱太辉博士关于金融发展与宏观经济、金融科技与数字经济、金融监管与货币政策等领 域的研究观点。所发成果均为个人学术观点，与任何单位无关！ 文/ 京东集团首席经济学家，中国首席经济学家论坛理事 沈建光 ，京东集 团高级研究总监 朱太辉 2023年下半年以来，稳定币步入了快速增长轨道，但国内对稳定币 的认识还存在不少误区，既涉及稳定币的功能定位、稳定属性，也 涉及稳定币与央行数字货币的关系，更涉及稳定币对货币主权、货 币国际化和非法金融活动的影响，导致在发展离岸或者在岸人民币 稳定币上缺乏政策共识。接下来，应当尽快厘清这些认识误区，全 面客观地认识稳定币的功能属性和战略价值，稳妥推进离岸人民币 稳定币发展，为境内人民币稳定币发展打下基础，同时为人民币国 际化提供新的引擎。 2023年下半年以来，稳定币步入了快速增长轨道，当前市场规模已经超过了2300亿美元，持有的 活 ...

Core Insights - The article emphasizes the need to clarify misconceptions about stablecoins and to recognize their functional attributes and strategic value, particularly in the context of developing offshore and onshore RMB stablecoins [1][2]. Group 1: Market Growth and Regulatory Landscape - Since the second half of 2023, the stablecoin market has entered a rapid growth phase, with a current market size exceeding $230 billion and over 250 million active accounts [1]. - Various countries, including the EU, Japan, Singapore, the UAE, and Hong Kong, have introduced regulations to support stablecoin innovation, with more than ten major countries planning related legislative initiatives by 2025 [1]. - The recent passage of the "GENIUS Act" in the U.S. Senate significantly increases the likelihood of further development in the stablecoin market [1]. Group 2: Misconceptions about Stablecoins - Misconception 1: Stablecoins are equated with general cryptocurrencies, overlooking their unique characteristics and governance mechanisms [3][4]. - Misconception 2: The belief that stablecoins lack stability is challenged by the fact that most stablecoins are backed by fiat currencies or assets, with the highest stability observed in fiat-backed stablecoins [5][6]. - Misconception 3: The notion that stablecoins conflict with central bank digital currencies (CBDCs) is addressed by highlighting their complementary roles in different transaction scenarios [9][10]. Group 3: Regulatory Developments and Transparency - Regulatory frameworks for stablecoin issuers are being established globally, focusing on aspects such as licensing, operational management, and reserve asset investment [8]. - Major stablecoin issuers are improving transparency and compliance, with USDC being a notable example of regular independent audits and reserve disclosures [7][8]. - The "GENIUS Act" in the U.S. sets specific capital, liquidity, and risk management requirements for stablecoin issuers, enhancing the stability of the market [8]. Group 4: Impact on Monetary Sovereignty and Internationalization - Concerns about stablecoins undermining domestic monetary sovereignty can be mitigated through regulatory measures that restrict their domestic use and manage reserve assets [13][14]. - The development of RMB stablecoins is positioned as a new engine for promoting the internationalization of the RMB, complementing existing cross-border payment systems [15][16]. - The potential of stablecoins to enhance the efficiency of cross-border payments is highlighted, with significant advantages over traditional banking systems [10][16]. Group 5: Addressing Illegal Financial Activities - The perception that stablecoins exacerbate illegal financial activities is countered by advancements in anti-money laundering (AML) technologies and regulatory frameworks [19][20]. - Blockchain technology can be utilized for monitoring stablecoin transactions, enabling regulatory bodies to track the flow of funds effectively [20][21]. - Global AML regulations are evolving to include stablecoins and cryptocurrencies, with specific compliance requirements being established in various jurisdictions [21].

"现在正是集中精力保卫货币的时候"，3月20日，欧洲议会公开听证会在布鲁塞尔举行。在会上进 行答辩的欧洲中央银行（ECB）行长拉加德从正面阐述了推出自主央行数字货币（CBDC）"数字 欧元"的必要性。 随后，4月17日的欧洲央行理事会声明提出，为了引入数字欧元"将迅速完善法律制度"。目的是捍 卫欧元相对于美元的存在感，并发起反击。 组建"特别小组" 数字欧元计划在拉加德行长的强力推动下不断推进。目前，已成立由欧元区20个国家的央行成员 组成的高级别"特别小组"，最终阶段的研究工作已经启动。包括此前持谨慎态度的德国在内，"协 调工作也在逐步推进"（欧洲央行的高层）。 拉加德之所以如此执着，原因不仅是出于对自身政绩的追求。美国总统特朗普曾辱骂欧洲"一边依 赖美军维持和平，一边享受优厚福利"，对特朗普的警惕正促使欧洲央行采取行动。 欧洲中央银行（ECB）行长拉加德毫不掩饰脱离对美元依赖的野心 欧元诞生于1999年，至今已过去近30年。但欧洲的金融体系至今仍然依赖美国。欧洲金融机构的 收益及海量个人数据不断流向美国。特朗普政府上台加剧了欧洲的危机感。欧洲把赌注押在数字 货币上…… 欧元诞生于1999年，至今已过去近3 ...

Core Viewpoint - Bitcoin price has surged, breaking the $110,000 mark, reaching a new historical high of $110,900, with a 24-hour increase of 3.33% [1][2] Group 1: Bitcoin Market Performance - Bitcoin's market capitalization has reached $2.15 trillion, placing it among the top five mainstream assets globally [2] - The price of Bitcoin has shown significant volatility since 2025, having crossed the $100,000 threshold multiple times and dropping below $75,000 at times [3] - In the last 24 hours, over 120,000 liquidations occurred, totaling $452 million, with long positions accounting for $190 million and short positions for $260 million [3][4] Group 2: Other Cryptocurrencies - Other cryptocurrencies such as Ethereum (ETH) and Dogecoin (DOGE) have also seen price increases, with ETH at $2,588.57 (+2.06%) and DOGE at $0.23857 (+4.02%) [1][2] Group 3: Regulatory Impact and Market Sentiment - The passage of the GENIUS Act by the U.S. Senate is expected to potentially initiate a multi-year bull market for cryptocurrencies, with projections for the stablecoin market to expand from $236 billion to $2.5 trillion [5] - Despite the positive outlook, concerns exist regarding the potential for increased macroeconomic uncertainty due to rising long-term bond yields in Japan and the U.S. [5] - Standard Chartered Bank has predicted Bitcoin could reach $120,000 by Q2 2025 and $200,000 by the end of the year, suggesting that the $120,000 target may now appear conservative [5]