截至最新发稿时间9时37分，在岸、离岸人民币对美元分别报7.1139，7.1141。 北京商报讯（记者 岳品瑜 董晗萱）11月13日，中国人民银行授权中国外汇交易中心公布，当日银行间 外汇市场人民币汇率中间价为1美元对人民币7.0865元，相较前一交易日中间价7.0833元，调贬32个基 点。 人民银行发布的《2025年第三季度中国货币政策执行报告》指出，坚持以市场供求为基础、参考一篮子 货币进行调节、有管理的浮动汇率制度，保持汇率弹性，强化预期引导，防范汇率超调风险，保持人民 币汇率在合理均衡水平上基本稳定。 ...

中国人民银行授权中国外汇交易中心公布，2025年11月13日银行间外汇市场人民币汇率中间价为：1美 元对人民币7.0865元，1欧元对人民币8.2223元，100日元对人民币4.5878元，1港元对人民币0.91195元， 1英镑对人民币9.3166元，1澳大利亚元对人民币4.6412元，1新西兰元对人民币4.0194元，1新加坡元对 人民币5.4512元，1瑞士法郎对人民币8.8927元，1加拿大元对人民币5.0659元，人民币1元对1.1303澳门 元，人民币1元对0.58233马来西亚林吉特，人民币1元对11.4232俄罗斯卢布，人民币1元对2.4093南非兰 特，人民币1元对206.79韩元，人民币1元对0.51749阿联酋迪拉姆，人民币1元对0.52841沙特里亚尔，人 民币1元对46.7385匈牙利福林，人民币1元对0.51456波兰兹罗提，人民币1元对0.9082丹麦克朗，人民币 1元对1.3310瑞典克朗，人民币1元对1.4204挪威克朗，人民币1元对5.95117土耳其里拉，人民币1元对 2.5804墨西哥比索，人民币1元对4.5551泰铢。 来源：上海证券报·中国证券网 上证报中国证券网讯 ...

广告等商务合作，请点击这里 11月13日人民币对美元中间价报7.0865元 下调32个基点 图源：中国外汇交易中心网站截图 中新网11月13日电 据中国外汇交易中心网站消息，中国人民银行授权中国外汇交易中心公布，2025年11月13日银行间外汇市场 人民币汇率中间价为：1美元对人民币7.0865元，下调32个基点。 来源：中国新闻网 编辑：董文博 本文为转载内容，授权事宜请联系原著作权人 中新经纬版权所有，未经书面授权，任何单位及个人不得转载、摘编或以其它方式使用。 关注中新经纬微信公众号(微信搜索"中新经纬"或"jwview")，看更多精彩财经资讯。 ...

（责任编辑：关婧） 中国经济网北京11月13日讯 今日，人民币对美元汇率中间价报7.0865，较前一交易日下调32个基 点。 中国人民银行授权中国外汇交易中心公布，2025年11月13日银行间外汇市场人民币汇率中间价为： 1美元对人民币7.0865元，1欧元对人民币8.2223元，100日元对人民币4.5878元，1港元对人民币0.91195 元，1英镑对人民币9.3166元，1澳大利亚元对人民币4.6412元，1新西兰元对人民币4.0194元，1新加坡 元对人民币5.4512元，1瑞士法郎对人民币8.8927元，1加拿大元对人民币5.0659元，人民币1元对1.1303 澳门元，人民币1元对0.58233马来西亚林吉特，人民币1元对11.4232俄罗斯卢布，人民币1元对2.4093南 非兰特，人民币1元对206.79韩元，人民币1元对0.51749阿联酋迪拉姆，人民币1元对0.52841沙特里亚 尔，人民币1元对46.7385匈牙利福林，人民币1元对0.51456波兰兹罗提，人民币1元对0.9082丹麦克朗， 人民币1元对1.3310瑞典克朗，人民币1元对1.4204挪威克朗，人民币1元对5.95117土耳 ...

今年以来，人民币对美元汇率整体保持上涨。Wind数据显示，截至11月11日，今年以来，在岸人民币 对美元汇率整体上涨2.45%；离岸人民币对美元汇率整体上涨2.63%。 ● 本报记者 连润 彭扬 11月12日，人民币对美元汇率延续反弹势头。专家表示，受益于美元整体偏弱的外部环境、国内权益市 场表现亮眼吸引外资流入等，人民币对美元汇率稳中有升，整体维持较强韧性。展望未来，短期内人民 币对美元汇率仍将处于偏强运行状态，并有望在2026年保持温和升值。 创阶段性新高 中国外汇交易中心数据显示，11月12日，人民币对美元汇率中间价报7.0833元，较上一交易日调升33个 基点，创2024年10月16日以来新高。 "11月12日人民币对美元汇率中间价上调，主要源于隔夜美元指数小幅走低。"东方金诚首席宏观分析师 王青表示，近期在全球汇市波动加大过程中，人民币对美元汇率中间价向偏强方向调整力度有所加大。 对于近期人民币对美元汇率的偏强表现，王青分析，年初以来国内经济走势偏强，在美元指数大幅下跌 情况下，人民币对美元汇率尽管有所升值，但未能与自身价值充分匹配。 市场汇率方面，11月12日，在岸、离岸人民币对美元汇率同样呈现小 ...

Core Viewpoint - The Chinese yuan (RMB) has shown strong resilience against the US dollar, maintaining a stable and slightly strong trend since surpassing the 7.1 mark on October 15, despite fluctuations in the US dollar index [1][3]. Group 1: Current Exchange Rate Trends - The RMB's central parity against the US dollar has slightly depreciated over two consecutive days, with rates reported at 7.0856 and 7.0866 on November 10 and 11, respectively, influenced by a slight increase in the US dollar index [3]. - The CFETS RMB exchange rate index reached 97.96, the BIS currency basket RMB exchange rate index hit 104.19, and the SDR currency basket RMB exchange rate index stood at 92.34, all marking new highs since mid-April [1]. Group 2: Economic Factors Influencing RMB Stability - The RMB's strength is supported by various factors, including the Federal Reserve's ongoing interest rate cuts and the impact of tariff policies on the US economy, which limit the upward potential of the US dollar index [3]. - Domestic counter-cyclical adjustment policies are expected to stabilize economic operations in the fourth quarter, providing solid internal support for the RMB exchange rate [3]. Group 3: Long-term Outlook - The chief economist at CITIC Securities expresses an optimistic long-term outlook for the RMB, predicting a moderate appreciation next year, provided that exports do not experience unexpected changes [4]. - The overall trend of stability in the RMB exchange rate remains unchanged, with its inherent resilience expected to continue amid mixed market conditions [4].

Report Industry Investment Rating No relevant content provided. Core Viewpoints of the Report - The regulatory trend is easing, and the market is waiting for incremental policies. The external economic pressure remains but is weakening, and the internal high - quality development has achieved positive results, yet the foundation for the domestic economic recovery needs further consolidation. The effect of counter - cyclical adjustment of monetary policy is gradually emerging, and the financial aggregate is growing reasonably. The intensity of the "high - quality financial development" statement is reduced, and in the future, counter - cyclical and cross - cyclical adjustments will be carried out to improve the efficiency of macro - economic governance [2]. - The current monetary cycle is entering the top - range. The central bank is less likely to actively tighten liquidity, and attention should be paid to the rhythm of transmission to the real economy. Structural policies still focus on four major areas: "technological innovation, boosting consumption, small and micro enterprises, and stabilizing foreign trade". The RMB exchange rate volatility is expected to increase, and the central bank's intervention in the foreign exchange market is reduced, increasing the flexibility of monetary policy implementation. There may be a possibility of further monetary policy easing in the future [3]. - In 2026, the monetary policy is still waiting for incremental measures. After the monetary cycle enters the top - range, attention should be paid to the impact of the increasing market pressure in the second half of 2026 on the change of liquidity injection structure, and the monetary policy will become more accommodative [4]. Summary According to the Directory "The Monetary Policy Execution Report" Abstract Comparison Analysis First Paragraph: General Tone - Economic and macro - policy level: The pressure on the current economy is further weakened. The description of high - quality development has changed from "making new progress" to "achieving positive results"; the economic situation has changed from "performing well" to "generally stable", and the "resilience" of the economy is emphasized before "vitality" [11][13][15]. - Monetary policy level: The description has been adjusted. "Strengthening counter - cyclical adjustment" is deleted, and "maintaining sufficient liquidity" is added, indicating a weakening of "counter - cyclical" and a decrease in incremental easing as money is transmitted to the real economy. The goal of monetary policy has shifted from emphasizing "serving the high - quality development of the real economy" to "stabilizing the financial market operation". The use of "quantity, price, and structure" monetary policy tools is emphasized, increasing the possibility of the policy shifting from structural to aggregate adjustment [16]. Second Paragraph: Monetary Policy Execution - There are not many changes compared between the two quarters. The execution of monetary policy still covers five aspects: monetary credit, financing cost, credit structure, exchange rate stability, and risk prevention. - For aggregate monetary policies, the specific price (interest rate cut) and quantity (reserve requirement ratio cut) adjustments in the second - quarter report are weakened in the third - quarter report, indicating that the policy is waiting for the transmission effect of aggregate monetary policy tools [20][21][23]. - For structural monetary policies, the new and increased - quota policy operations in the second - quarter report are in the implementation state of "using well" and "giving full play to" existing policies in the third - quarter report, lacking incremental policies [23]. - The descriptions of exchange rate stability and risk prevention and resolution remain the same in the third and second quarters [24]. Third Paragraph: Effects of Monetary Policy - The third - quarter monetary policy report basically continues the second - quarter statement, but shows the gradual manifestation of the "moderately accommodative" policy effect. - Policy tone: The effect of counter - cyclical adjustment is "gradually emerging", and the financial aggregate has changed from "growing steadily" to "growing reasonably", indicating that the growth of the financial aggregate is more in line with the economic growth and price level targets [28][29][30]. - Effect performance: The financing cost remains low, but the year - on - year decline is narrowing. The RMB exchange rate has appreciated by 1.2% compared to the end of last year, showing better performance in both cost reduction and enhancing economic expectations [30]. Fourth Paragraph: Future Monetary Policy Tone - For the judgment of the future economic situation, the pressure on the external environment is weakened, the problems are more clearly defined, and the response measures are strengthened. There is still a demand for aggregate policies as the foundation for the domestic economic recovery needs further consolidation [35][36][38]. - In terms of the central bank's work in the next stage, the importance of building a financial powerhouse is advanced, and the demand for counter - cyclical monetary policy is increasing. The goal of "building a financial powerhouse" is advanced, and the statement of "high - quality financial development" is deleted. The focus of the policy implementation has shifted from "stabilizing employment" to "stabilizing growth" [39]. Fifth Paragraph: Future Monetary Policy Implementation - Aggregate monetary policy: The central bank's monetary policy has changed from "implementing in detail" in the second quarter to "implementing well" in the third quarter. The probability of the central bank actively tightening liquidity is reduced, and the policy framework will be continuously improved to strengthen policy implementation and transmission [47][48][49]. - Interest rate policy: The regulatory intensity of interest rate policy implementation and supervision may be weakened, and the constraints on the money supply side are relaxed, highlighting the support for the demand side [49]. - Structural policy: The third - quarter report emphasizes "implementing well" existing policies, and the focus areas remain the same: "technological innovation, boosting consumption, small and micro enterprises, and stabilizing foreign trade". The central bank also mentions policy support for the digital economy [50]. - Exchange rate policy: The description of the exchange rate has changed from "resilience" to "elasticity", and from "stabilizing expectations" to "guiding expectations". The "three resolutes" are deleted, increasing the flexibility of monetary policy implementation and the possibility of future policy easing [51][54]. - In terms of preventing financial risks, the third - quarter report continues the second - quarter statement [55]. "The Monetary Policy Execution Report" Column Analysis Column 1: Scientifically View Financial Aggregate Indicators - It is more appropriate to focus on aggregate indicators such as social financing scale and money supply rather than credit indicators. The slowdown in the growth rate of aggregate indicators is normal, and the goal of "matching the growth of social financing scale and money supply with economic growth and price level targets" remains unchanged. In the future, attention should be gradually shifted from quantity indicators to price indicators such as interest rates [62]. Column 2: The Relationship between Base Money and Money - By analyzing the relationship between the central bank's base money and broad money, it helps to clarify the concept of "excessive money issuance". The scale and growth rate of base money and broad money in China and the United States are compared, and it is pointed out that the US M2 caliber is narrower than that of China [63][64][65]. Column 3: Achievements and Prospects of Financial Support for the Digital Economy during the "14th Five - Year Plan" Period - The central bank's view on the digital economy in the financial field includes two aspects: the digital transformation of the financial industry and financial services for the digital economy. The policy framework system is gradually improving, the digital transformation is advancing steadily, digital technology is empowering high - quality financial services, data element value is being released, and financial data governance is more perfect [69]. Column 4: Maintaining a Reasonable Interest Rate Ratio - Attention should be paid to the relationship between the central bank's policy interest rate and market interest rate, the impact of deposit and loan interest rate changes on bank net interest margins, the interest rate spread between bank loans and bonds, the term spread of different - term time deposits, and the relationship between corporate financing interest rates and government bond yields [70].

中国人民银行授权中国外汇交易中心公布，2025年11月12日银行间外汇市场人民币汇率中间价为：1美 元对人民币7.0833元，1欧元对人民币8.2152元，100日元对人民币4.6035元，1港元对人民币0.91139元， 1英镑对人民币9.3273元，1澳大利亚元对人民币4.6321元，1新西兰元对人民币4.0139元，1新加坡元对 人民币5.4528元，1瑞士法郎对人民币8.8590元，1加拿大元对人民币5.0624元，人民币1元对1.1310澳门 元，人民币1元对0.58208马来西亚林吉特，人民币1元对11.3802俄罗斯卢布，人民币1元对2.4193南非兰 特，人民币1元对205.74韩元，人民币1元对0.51763阿联酋迪拉姆，人民币1元对0.52856沙特里亚尔，人 民币1元对46.8370匈牙利福林，人民币1元对0.51480波兰兹罗提，人民币1元对0.9089丹麦克朗，人民币 1元对1.3325瑞典克朗，人民币1元对1.4168挪威克朗，人民币1元对5.95136土耳其里拉，人民币1元对 2.5835墨西哥比索，人民币1元对4.5590泰铢。 11月12日，人民币兑美元中间价上调33个基点， ...

【纠错】 【责任编辑:赵文涵】 100美元 708.33人民币 100欧元 821.52人民币 100日元 4.6035人民币 100港元 91.139人民币 100英镑 932.73人民币 100澳元 463.21人民币 100新西兰元 401.39人民币 100新加坡元 545.28人民币 100瑞士法郎 885.9人民币 100加元 506.24人民币 100人民币113.1澳门元 100人民币58.208马来西亚林吉特 100人民币1138.02俄罗斯卢布 100人民币241.93南非兰特 100人民币20574韩元 100人民币51.763阿联酋迪拉姆 100人民币52.856沙特里亚尔 100人民币4683.7匈牙利福林 100人民币51.48波兰兹罗提 100人民币90.89丹麦克朗 100人民币133.25瑞典克朗 100人民币141.68挪威克朗 100人民币595.136土耳其里拉 100人民币258.35墨西哥比索 100人民币455.9泰铢 新华社北京11月12日电 中国外汇交易中心11月12日受权公布人民币对美元、欧元、日元、港元、 英镑、澳元、新西兰元、新加坡元、瑞士法郎、加元、澳 ...

Core Points - The central exchange rate of the Chinese yuan against the US dollar is reported at 7.0833, which is an increase of 33 basis points from the previous trading day [1] - The People's Bank of China has authorized the publication of the interbank foreign exchange market rates, detailing various currency exchange rates against the yuan [2] Group 1 - The yuan's exchange rate against the US dollar has been adjusted upward, indicating a strengthening of the yuan [1] - The exchange rate for 1 euro is reported at 8.2152 yuan, while 100 Japanese yen is at 4.6035 yuan, reflecting the relative values of these currencies against the yuan [2] - The report includes a comprehensive list of exchange rates for multiple currencies, showcasing the yuan's position in the global market [2]