● 新华社北京12月12日电 全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员会办公室主任何立峰出 席会议并讲话。他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确把握经济工作面临的形 势和主要目标任务，坚定做好金融工作的信心和决心，坚持防风险、强监管、促高质量发展工作主线， 有力有序有效做好2026年金融重点工作。要继续着力做好防范化解地方中小金融机构风险、房地产企业 涉金融风险、地方政府融资平台金融债务风险工作，严控增量、妥处存量、严防"爆雷"，严厉打击非法 金融活动。要进一步巩固和强化金融监管，完善重点领域监管制度体系并严格落实，持续强化金融机构 合规意识和风险意识，不断提升监管能力，严肃开展金融风险追责问责。要全力以赴推动高质量发展， 继续实施好适度宽松的货币政策，加强对扩大内需、科技创新、中小微企业等重点领域的金融支持，稳 步有序推进金融改革开放，做好预期管理。要加强党对金融工作的全面领导，认真学习、深刻领会、不 折不扣贯彻落实习近平总书记重要指示批示精神和党中央决策部署，树立和践行正确政绩观、业绩观， 持之以恒推进全面从严治党。要编制好"十五五"金融相关规划，加强工 ...

全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员会办公室主任何立峰出 席会议并讲话。他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确把握经济工作面临的形 势和主要目标任务，坚定做好金融工作的信心和决心，坚持防风险、强监管、促高质量发展工作主线， 有力有序有效做好2026年金融重点工作。要继续着力做好防范化解地方中小金融机构风险、房地产企业 涉金融风险、地方政府融资平台金融债务风险工作，严控增量、妥处存量、严防"爆雷"，严厉打击非法 金融活动。要进一步巩固和强化金融监管，完善重点领域监管制度体系并严格落实，持续强化金融机构 合规意识和风险意识，不断提升监管能力，严肃开展金融风险追责问责。要全力以赴推动高质量发展， 继续实施好适度宽松的货币政策，加强对扩大内需、科技创新、中小微企业等重点领域的金融支持，稳 步有序推进金融改革开放，做好预期管理。要加强党对金融工作的全面领导，认真学习、深刻领会、不 折不扣贯彻落实习近平总书记重要指示批示精神和党中央决策部署，树立和践行正确政绩观、业绩观， 持之以恒推进全面从严治党。要编制好"十五五"金融相关规划，加强工作统筹，确保"十五五"金融工作 ...

Core Viewpoint - The meeting emphasizes the importance of risk management in the financial sector, focusing on mitigating existing risks and preventing new ones, while ensuring that there are no major financial failures [1][2]. Group 1: Risk Management - The financial regulatory authority is committed to addressing existing risks and preventing new risks, with a strong focus on avoiding financial failures [2]. - There is a push to support the stabilization of the real estate market and to enhance the coordination mechanism for real estate financing [2]. - The authority aims to guide financial institutions in resolving local government financing platform debt risks through market-oriented and legal principles [2]. Group 2: Regulatory Enhancement - The meeting calls for improving the effectiveness of financial regulation by enhancing legal frameworks and regulatory capabilities [2]. - Financial institutions are encouraged to adopt correct operational, performance, and risk perspectives to improve efficiency and reduce costs [2]. - There is a strong emphasis on combating illegal financial activities to protect the public's financial interests [2]. Group 3: Promoting High-Quality Development - Financial institutions are urged to increase support for major national strategies and key sectors, enhancing the adaptability of financial services to the economy [2]. - The authority plans to innovate in financial services, particularly in technology finance, and expand pilot programs to improve efficiency [2]. - There is a focus on optimizing financial services for small and micro enterprises, rural revitalization, and new employment forms, as well as enhancing disaster insurance coverage [2]. Group 4: Party Governance and Internal Discipline - The meeting highlights the need for strict governance within the regulatory authority, emphasizing political construction and the implementation of anti-corruption measures [3]. - There is a commitment to fostering a clean and accountable regulatory team, enhancing its professionalism and effectiveness [3]. - The authority aims to create a positive atmosphere for entrepreneurship and governance by promoting a culture of integrity and responsibility [3].

Core Viewpoint - The meeting of the Financial Supervision Administration's Party Committee emphasized the importance of implementing the spirit of the Central Economic Work Conference, which aims to guide economic work for the upcoming period and ensure financial support for the 14th Five-Year Plan's completion and the 15th Five-Year Plan's initiation [1] Group 1: Risk Prevention and Management - The administration will focus on effectively preventing and resolving risks in key areas, ensuring that existing risks are addressed while preventing new ones, and maintaining a "no explosion" bottom line [2] - There will be support for stabilizing the real estate market and enhancing the role of urban real estate financing coordination mechanisms to help establish a new model for real estate development [2] - Guidance will be provided to banking and insurance institutions to actively resolve financial debt risks associated with local government financing platforms [2] Group 2: Regulatory Enhancement - The administration aims to improve the quality and effectiveness of regulation by accelerating the establishment of financial legal frameworks and enhancing regulatory capabilities [2] - Banks and insurance institutions will be encouraged to adopt correct operational, performance, and risk perspectives, focusing on cost reduction and efficiency improvement [2] - There will be a crackdown on illegal financial activities to protect the financial interests of the public [2] Group 3: Promoting High-Quality Development - Financial institutions will be guided to increase financial support for major national strategies, key areas, and weak links, enhancing economic and financial adaptability [2] - The administration will continue to support effective demand expansion and utilize new policy financial tools to stimulate investment and consumption [2] - Efforts will be made to optimize financial services for rural revitalization and flexible employment groups, as well as to develop long-term care insurance and strengthen disaster insurance protection [2] Group 4: Party Governance and Internal Discipline - The administration will reinforce political construction and deepen the study of the Party's innovative theories to enhance political capabilities [3] - Continuous efforts will be made to uphold integrity and discipline, consolidating the educational outcomes of the Central Eight Regulations [3] - The focus will be on creating a clean and responsible regulatory team, enhancing the purity, professionalism, and combat effectiveness of the regulatory workforce [3] Group 5: Year-End Work Planning - The administration will comprehensively review this year's key objectives and plan for the financial regulatory priorities for 2026 [3] - There will be an emphasis on policy communication and interpretation to foster a favorable public opinion environment for high-quality economic and financial development [3] - Safety production and social stability will be prioritized as part of the year-end work [3]

【导读】 国家金融监督管理总局党委召开会议传达学习中央经济工作会议精神 来源： 国家金融监督管理总局 三是加力提效促进高质量发展。引导银行保险机构持续加大对国家重大战略、重点领域和 薄弱环节的金融供给，努力提升经济金融适配性。高效服务扩大有效需求，继续发挥新型政策 性金融工具作用，支持激发投资、带动提振消费。创新科技金融服务，稳步推进总局科技金 融"四项试点"扩围增效。深化小微企业融资协调工作机制，优化乡村全面振兴金融服务，做 好灵活就业群体、新就业形态人员保险服务，大力发展长期护理险，加强灾害保险保障。 四是纵深推进总局系统全面从严治党。持续强化政治建设，深化党的创新理论武装，切实 提高政治能力。持之以恒正风肃纪反腐，巩固拓展深入贯彻中央八项规定精神学习教育成果， 一体推进"三不腐"。锻造忠诚干净担当的监管队伍，不断提升监管队伍纯洁性、专业性、战 斗力。深入实施"四新"工程，进一步营造风清气正、干事创业的浓厚氛围。 会议要求，要扎实做好岁末年初各项工作。全面梳理盘点今年重点目标任务，前瞻谋划 2026年金融监管重点工作。加强政策宣传解读，为推动经济金融高质量发展营造良好舆论氛 围。高度重视安全生产等工作，全 ...

12月12日，国家金融监督管理总局党委召开专题会议，传达学习中央经济工作会议精神，结合全国金融系统工作 会议部署，研究贯彻落实具体措施。金融监管总局党委书记、局长李云泽主持会议。 2025年中央经济工作会议于2025年12月10日至11日在北京举行，会议总结了2025年经济工作，分析了当前经济形 势，并对2026年经济工作进行了部署。 其中对金融工作作出明确指引，提出要引导金融机构加力支持扩大内需、科技创新、中小微企业等重点领域，继 续发挥新型政策性金融工具作用，创新科技金融服务，并深入推进中小金融机构减量提质。 一是有力有序防范化解重点领域风险。坚定履行风险防控首位主责，着力化解存量风险，坚决遏制增量风险，严 守不"爆雷"底线。巩固拓展改革化险成果，深入推进中小金融机构减量提质。支持稳定房地产市场，进一步发挥 城市房地产融资协调机制作用，助力构建房地产发展新模式。指导银行保险机构按照市场化法治化原则，积极化 解地方政府融资平台金融债务风险。 二是着力提升强监管严监管质效。加快健全金融法治，精准规范高效执法，不断提高监管能力。引导银行保险机 构树牢正确的经营观、业绩观、风险观，降本增效、苦练内功，努力实现差异 ...

12月12日，国家金融监督管理总局党委召开会议，传达学习中央经济工作会议精神，结合全国金融系统 工作会议部署要求，研究贯彻落实措施。 会议要求，因地制宜、分类施策，统筹推进防风险、强监管、促高质量发展各项工作，全力支持完成 2026年经济社会发展目标任务，为"十五五"开好局、起好步提供有力金融支撑。 要 点速览 深入推进中小金融机构减量提质 支持稳定房地产市场，进一步发挥城市房地产融资协调机制作用，助力构建房地产发展新模式 深入整治"内卷式"竞争，大力规范市场秩序 引导银行保险机构持续加大对国家重大战略、重点领域和薄弱环节的金融供给，努力提升经济金融适配 性 创新科技金融服务，稳步推进总局科技金融"四项试点"扩围增效 会议要求，全力支持完成2026年经济社会发展目标任务。 一是有力有序防范化解重点领域风险。坚定履行风险防控首位主责，着力化解存量风险，坚决遏制增量 风险，严守不"爆雷"底线。巩固拓展改革化险成果，深入推进中小金融机构减量提质。支持稳定房地产 市场，进一步发挥城市房地产融资协调机制作用，助力构建房地产发展新模式。指导银行保险机构按照 市场化法治化原则，积极化解地方政府融资平台金融债务风险。 二是着 ...

Core Viewpoint - The meetings held by the People's Bank of China (PBOC) and the National Financial Regulatory Administration emphasized the importance of implementing the spirit of the Central Economic Work Conference, focusing on macroeconomic stability and financial management to support economic growth and high-quality development in the upcoming year and the 14th Five-Year Plan period [2][7]. Group 1: Economic Performance and Policy Direction - The PBOC acknowledged the achievements made over the past year despite external pressures and internal challenges, highlighting the effectiveness of the central leadership in navigating economic development [3]. - The meetings outlined the necessity of adhering to the guiding principles of Xi Jinping's thought and the decisions made during the 20th National Congress of the Communist Party, emphasizing a stable yet progressive approach to economic policy [4][7]. Group 2: Monetary Policy and Financial Management - The PBOC plans to continue implementing a moderately loose monetary policy, focusing on enhancing the effectiveness of both existing and new policies to stimulate domestic demand and optimize supply [4][5]. - There is a commitment to maintaining liquidity at adequate levels and ensuring low financing costs for the real economy, while also coordinating with fiscal policies to support key sectors such as technology innovation and small and medium-sized enterprises [5][6]. Group 3: Risk Prevention and Financial Stability - The meetings stressed the importance of preventing and mitigating financial risks, particularly in key areas, to maintain overall financial stability and support high-quality economic development [5][8]. - The regulatory bodies are tasked with enhancing their monitoring and assessment capabilities to preemptively address potential financial risks and ensure the stability of financial markets [8][9]. Group 4: Financial Sector Reforms and International Cooperation - The PBOC and the National Financial Regulatory Administration are focused on advancing financial reforms, enhancing regulatory frameworks, and promoting the internationalization of the Renminbi [5][9]. - There is an emphasis on strengthening financial cooperation on a global scale and improving the cross-border payment systems for the Renminbi, alongside the development of digital currency initiatives [5][9].

人民财讯12月12日电，12月12日，金融监管总局党委召开会议，传达学习中央经济工作会议精神，结合 全国金融系统工作会议部署要求，研究贯彻落实措施。党委书记、局长李云泽主持会议。会议要求，着 力提升强监管严监管质效。加快健全金融法治，精准规范高效执法，不断提高监管能力。引导银行保险 机构树牢正确的经营观、业绩观、风险观，降本增效、苦练内功，努力实现差异化、特色化发展。深入 整治"内卷式"竞争，大力规范市场秩序。高压严打非法金融活动，坚决守好人民群众"钱袋子"。 ...

全国金融系统工作会议12月12日在京召开。中共中央政治局委员、中央金融委员会办公室主任何立峰出 席会议并讲话。 他强调，金融系统要深入学习贯彻中央经济工作会议精神，准确把握经济工作面临的形势和主要目标任 务，坚定做好金融工作的信心和决心，坚持防风险、强监管、促高质量发展工作主线，有力有序有效做 好2026年金融重点工作。要继续着力做好防范化解地方中小金融机构风险、房地产企业涉金融风险、地 方政府融资平台金融债务风险工作，严控增量、妥处存量、严防"爆雷"，严厉打击非法金融活动。 要进一步巩固和强化金融监管，完善重点领域监管制度体系并严格落实，持续强化金融机构合规意识和 风险意识，不断提升监管能力，严肃开展金融风险追责问责。要全力以赴推动高质量发展，继续实施好 适度宽松的货币政策，加强对扩大内需、科技创新、中小微企业等重点领域的金融支持，稳步有序推进 金融改革开放，做好预期管理。要加强党对金融工作的全面领导，认真学习、深刻领会、不折不扣贯彻 落实习近平总书记重要指示批示精神和党中央决策部署，树立和践行正确政绩观、业绩观，持之以恒推 进全面从严治党。要编制好"十五五"金融相关规划，加强工作统筹，确保"十五五"金融工 ...