男生普通话版 下载mp3 女声普通话版 下载mp3 西南方言版 下载mp3 东北话版 下载mp3 上海话版 下载mp3 今日优选 白宫：没有延长7月9日关税暂缓期的计划，此事变更将由总统决定 伊朗外长：目前伊朗没有重启核谈判的计划 贝森特要求国会剔除"899报复税条款" 古尔斯比：特朗普提前宣布鲍威尔继任者不会对FOMC产生任何影响 我国自主研发的新一代国产通用处理器龙芯3C6000发布 荣耀正式迈出了A股IPO的关键一步 随着夏季驾车季节的到来，美国原油库存因需求增加而下降，油价周四小涨。WTI原油收涨0.43%，报65.16美元/桶；布伦特原油收涨0.47%，报67.91美元/ 桶。 美股道指收涨0.9%、纳指涨0.97%，标普500指数涨0.8%，逼近历史最高点位6147.43。特斯拉(TSLA.O)跌0.5%，亚马逊(AMZN.O)涨2.4%。纳斯达克中国金 龙指数收跌0.29%，小鹏汽车(XPEV.N)跌6.5%。 欧洲股指多数收涨，德国DAX30指数收涨0.64%；英国富时100指数收涨0.19%；法国CAC40指数收跌0.01%；欧洲斯托克50指数收跌0.15%；西班牙IBEX35 指数收涨0. ...

Group 1 - Several Federal Reserve officials indicated the need for further observation over the next few months to determine if price increases caused by tariffs will not lead to sustained inflation [1] - Officials including Christopher Waller and Michelle Bowman suggested that if inflation remains controlled, it could support a rate cut in July [1] - However, nearly 12 policymakers, including Chair Jerome Powell and New York Fed President John Williams, expressed skepticism about this view, indicating they are not ready to cut rates at the next meeting [1] Group 2 - Powell stated during congressional testimony that if not for the uncertainty in future price outlook due to tariffs, the Fed might have already begun to cut rates based solely on declining inflation [1] - Currently, there is no urgency to adjust interest rates according to Powell [1]

美联储理事巴尔：关税将对通胀施加上行压力，可能会带来一定的持续性。 ...

Core Insights - Saving money alone is insufficient for wealth planning, as traditional savings rates often do not keep pace with inflation, leading to a real loss in purchasing power [1][4] - A diversified approach to financial management is essential, including emergency savings, investments, and skill development to enhance income potential [3][5][9] Group 1: Importance of Wealth Planning - Regular savings can help with immediate financial needs, but they do not address long-term wealth accumulation [1][4] - The current interest rates on savings accounts are often lower than inflation rates, resulting in a decrease in real value over time [1][4] - Wealth planning should focus on ensuring that savings are sufficient to meet future financial goals, rather than just accumulating funds [1][4] Group 2: Recommended Financial Strategies - Allocate 30% of funds to emergency savings for unexpected expenses, while investing the remaining 70% in higher-yielding assets [3][9] - Utilize savings to leverage investments, such as purchasing index funds or real estate, which can provide higher returns compared to traditional savings [5][9] - Invest in personal development and skills to increase earning potential, which can significantly enhance financial stability over time [5][9] Group 3: Real-Life Examples and Outcomes - Individuals who save and invest wisely can significantly increase their net worth over time, as demonstrated by various income scenarios [6][9] - The importance of not solely relying on savings is highlighted by examples where inflation outpaces savings growth, leading to financial shortfalls [4][9] - A balanced approach to finance, including savings, investments, and skill enhancement, is crucial for achieving true financial freedom [7][9]

英国央行行长贝利警告称，工党政府的工资税正在导致英国失业、工人收入下降并推高食品价格。他警 告称，通胀风险仍然是"双向的"。贝利在伦敦举行的英国商会年会上发表讲话时表示，由于4月份生效 的260亿英镑（360亿美元）雇主国民保险缴款增加，他"开始听到更多通过薪酬和就业进行调整的证 据"。 ...

美国商务部26日公布的最终修正数据显示，2025年第一季度美国国内生产总值(GDP)环比按年率计算萎 缩0.5%，较此前公布的初次估值和修正值明显下调。美国商务部表示，这一数据主要反映消费者支出 和出口数据的下调。具体来看，一季度进口环比增幅下调至37.9%，出口增幅下调至0.4%，净进口对一 季度GDP拖累近4.7个百分点。受服务数据下调影响，占美国经济总量约70%的个人消费支出对一季度 GDP的贡献下调至约0.3个百分点。分析人士认为，美国一季度经济萎缩主要是由于美国关税政策导致 进口大幅增加，关税对通胀的影响是下一步关注重点。美国商务部通常会根据不断完善的信息对季度经 济数据进行三次估算。(新华社) ...

7 月联储会降息吗？20260626 摘要 美联储政策受政治因素影响：联储官员提名前后立场可能转变，如鲍威 尔在 2021 年底至 2022 年初争取提名期间态度鸽派，获正式提名后迅 速转鹰派，表明政治考量可能干扰货币政策决策。 特朗普提前公布联储候选人可能扰乱市场预期：提前宣布提名可能导致 "影子美联储主席"出现，增加联储决策和市场预期的不确定性，尽管 候选人释放的信号可能影响市场定价，但最终政策走向仍取决于基本面。 7 月非农和通胀数据至关重要：就业数据转弱和通胀数据平淡可能消除 联储对通胀的担忧，为降息铺平道路。若就业数据仍具韧性，7 月降息 概率较低，但若数据明显走弱，市场可能进一步定价 7 月降息。 美国经济基本面现弱化迹象：制造业 PMI 和服务业 PMI 回落，消费者信 用卡贷款放缓，显示消费可能放缓。但就业数据依然稳健，特别是服务 业就业强劲，可能干扰联储决策。 关税和油价上涨或推升通胀：关税价格抬升已在 PPI 数据中有所体现， 价格传导存在时滞。6 月份油价上涨也可能对通胀读数产生扰动。 Q&A 联储 6 月议息会议的点阵图显示出哪些内部意见分歧，以及这些分歧可能受到 哪些因素的影响？ 联 ...

Summary of Conference Call for Xinbao Co., Ltd. Industry Overview - The small home appliance industry is closely related to consumer quality of life, evolving from functional products to those that are youthful, personalized, and experience-driven [3][10] - The domestic small appliance market has improved due to national subsidy policies, with retail performance showing an uptick in Q1 [7] Company Insights - **Impact of Tariffs**: The company faced significant disruptions in export orders to the U.S. due to tariff policies, particularly from early April to mid-May. Although conditions improved post-mid-May, uncertainties remain [2][4] - **Indonesian Base Development**: The second phase of the Indonesian base construction is progressing smoothly despite challenges. This base aims to cover more product categories and larger scale production [2][6] - **Export Strategy**: To mitigate high tariffs on small appliances, the company plans to rely more on Southeast Asia, particularly the Indonesian base, for exports [2][8] - **Market Demand**: Current consumer demand in the U.S. and Europe for small appliances is stable but lacks strong growth, influenced by inflation and cautious customer ordering [15][14] Financial and Operational Strategies - **Cost Management**: The company is cautious about high-cost channels like Douyin and emphasizes improving operational quality over short-term gains [12] - **R&D Initiatives**: The establishment of a research center in Shenzhen aims to drive technological innovation and address competitive pressures in the small appliance sector [11] - **Future Performance Expectations**: The company anticipates a stabilization of performance through overseas construction, with improvements expected in the latter half of 2025 and better prospects in 2026 as the Indonesian base matures [22] Market Dynamics - **Competitive Landscape**: The company believes that the release of domestic capacity will not significantly impact its competitive position due to a balanced customer and product layout [9] - **Consumer Trends**: There is a growing interest in integrating trendy elements into small appliances to enhance emotional value, reflecting a shift in consumer preferences [10] Additional Considerations - **Currency Fluctuations**: Recent currency fluctuations have had minimal impact on the company's operations, with ongoing monitoring in place [21] - **Talent Retention**: The company views talent mobility as normal and is focused on providing comprehensive development services to mitigate the risk of losing key personnel [13]

晚间，美股集体高开。 | 43254.26 | No | 20077 34 20077 34 | 6125.10 | રૂ | | --- | --- | --- | --- | --- | | 道琼斯指数 +0.63% | | 纳斯达克综合指数 +0.52% | 标普500指数 +0.54% | | | | | | | | 他表示，需要几个月的时间来明确评估关税的影响，其对通胀的影响可能仅限于温和程度。 美国重磅数据公布 此外，他称，特朗普提前宣布鲍威尔的继任者不会对FOMC产生任何影响。 美国商务部经济分析局于当地时间6月26日公布的数据显示，美国2025年第一季度实际国内生产总值 （GDP）经第三次修正后，环比按年率计算萎缩0.5%。 此外，6月26日美国公布了5月商品贸易数据，美国5月商品贸易逆差初值为966亿美元。详细数据显示， 美国5月商品出口环比下降5.2%，创2020年以来最大降幅。 此外，美国上周初请失业金人数23.6万人，预期24.5万人，前值从24.5万人修正为24.6万人；四周均值 24.5万人，前值从24.55万人修正为24.575万人。至6月14日当周续请失业金人数197.4万人， ...

Domestic News - The National Financial Regulatory Administration and the Central Bank jointly released the "Implementation Plan for High-Quality Development of Inclusive Finance in the Banking and Insurance Industries," aiming to establish a high-quality comprehensive inclusive financial system within five years [1] - The State Council issued the "Implementation Plan for Further Improving the Credit Repair System," which proposes a unified credit information disclosure platform and clarifies the channels for credit repair applications [1] - Xiaomi officially launched its first SUV, the Xiaomi YU7, with prices starting at 253,500 yuan, Pro version at 279,900 yuan, and Max version at 329,900 yuan; also released its first AI glasses starting at 1,999 yuan [1] - The 2025 basic medical insurance catalog and commercial insurance innovative drug catalog adjustment application guidelines have been released, marking the first inclusion of commercial insurance innovative drugs [1] - The new generation of domestically developed general-purpose processor, Longxin 3C6000, has been released [1] International News - Trade negotiations between India and the United States have reached a stalemate, according to Indian officials [2] - The European Union believes that the U.S. attack occurred after Iran transferred enriched uranium [2] - The spread between the U.S. 5-year and 30-year Treasury yields has exceeded 101 basis points, marking the steepest since 2021 [2] - The U.S. trade deficit unexpectedly widened in May, with exports experiencing the largest decline since the pandemic; first-quarter GDP has been revised down [2] - Iran has officially enacted a law to suspend cooperation with the International Atomic Energy Agency [2] - Federal Reserve officials indicated that with inflation easing, interest rate hikes are no longer a primary topic; potential neutral rate estimates may gradually rise over time [2]