深化系统施治。查办案件不是目的，推动治理才是根本。坚持查改治同谋划、同部署，扎实推进以个案 促整改、以类案促治理，结合案件查办同步开展个案挖掘、类案分析，全面梳理同类案件特点和案发规 律，找准普遍性、系统性、行业性廉洁风险点，加强廉洁风险预警，制定廉洁风险防范管理措施，防止 小问题演变成大问题。聚焦问题整改，全面收集案发单位在全面从严治党、政治生态、权力配置和运行 制约机制等方面存在的问题，加强类案分析，针对多发性、系统性、同质性问题开展行业系统整治，推 动以案促改促治从个案整改、重点惩治向系统整治、全域治理提升延伸，放大以案促改促治的叠加效 应。压实整改责任，加强对案发单位开展以案促改促治情况的指导，建立协同开展工作的防控机制，督 促针对责任范围内发生的违纪违法案件，层层压实以案促改主体责任，聚焦查摆出的问题清单，不断完 善整改措施、责任分工、整改时限和预期成果，举一反三推动源头治理，全力推进整改整治走深走实。 强化跟踪问效，坚持闭环管理、全程督办，把整改整治情况纳入年度党风廉政建设责任制考核的重要内 容，建立健全"党委（党组）主办、纪委跟踪督办、限时评估、动态回访"机制，加强对案件剖析整改、 完善制度等关 ...

Core Insights - The article discusses the need for a long-term mechanism to stimulate consumption, shifting from subsidy-driven approaches to institutional innovation [8] - It highlights the importance of reducing burdens and increasing income for residents to boost marginal consumption tendencies [8] Group 1: Deep Dive Topics - The article emphasizes the transition from subsidies to institutional innovations as a means to create a sustainable consumption stimulus mechanism [8] - It suggests that continuous efforts to reduce financial burdens and enhance income for residents are fundamental to improving consumption [8] Group 2: Hot Topics - The article raises concerns about the potential rise in the U.S. unemployment rate to 4.6%, analyzing the implications of tariffs and the associated risks of economic downturns [11] - It discusses the inflationary effects of tariffs and the upward risks of employment weakening, indicating a need for vigilance in economic policy [11] Group 3: High-Frequency Tracking - The article reports on the Senate's passage of the "Beautiful Act," which is expected to lead to a new round of fiscal easing in the U.S. [13] - It provides a detailed breakdown of the fiscal implications of the act, including various tax cuts and their projected impacts on the budget [14] Group 4: Economic Policy Insights - The second quarter monetary policy committee meeting highlighted the need for continued support for the real estate market and key sectors [15] - The meeting concluded that macroeconomic adjustments should focus on maintaining stable economic growth and reasonable price levels, with an emphasis on flexible monetary policy [15] Group 5: Economic Indicators - The June PMI data indicates a recovery in manufacturing sentiment, although corporate expectations have declined [17] - The article suggests that while the overall economic environment shows improvement, attention should be paid to changes in microeconomic expectations [17] Group 6: International Trade Developments - The article notes that the U.S. has officially signed a trade agreement with China, which may have significant implications for international trade dynamics [19]

如何打造消费大国 编者按 当前，提振消费成为我国经济工作的首要任务、政策支持的主要着力点。国务院总理李强日前在世界经济论坛新领军者年会（又称夏季达沃斯论坛）上表 示，中国在加力实施扩大内需战略，开展提振消费专项行动，推动中国在"制造大国"的坚实基础上成长为超大体量的"消费大国"。近日，中国人民银行、 国家发展改革委等六部门联合印发《关于金融支持提振和扩大消费的指导意见》。对此，中国经济时报邀请智库专家围绕如何大力提振消费、打造消费大 国展开分析把脉，提出真知灼见。 核心观点： 优化消费环境重在通过强化消费纠纷调解、增加维权渠道、降低维权成本，营造放心消费环境，切实维护消费者合法权益，让消费者在消费过程中有更多 获得感、幸福感、安全感。此外，还需要完善促进消费环境改善的配套保障，包括消费基础设施、金融支付手段、统计监测方法等，积极回应社会关切， 确保消费环境持续优化。 ■刘向东 消费环境是影响消费者信心和偏好的重要因素。消费环境的好坏将直接影响到居民的消费体验和消费意愿，也将影响到消费潜力释放和稳定性。随着扩大 内需特别是提振消费成为拉动经济增长的主动力和稳定锚，优化消费环境对全方位扩大国内需求的作用更加突出， ...

Core Viewpoint - The article emphasizes the importance of "expanding domestic demand and promoting consumption" as a key macroeconomic policy in China, especially under the dual challenges of stabilizing growth and external pressures. It advocates for a combination of short-term stimulus measures and long-term structural reforms to enhance consumer capacity and confidence [1][2]. Summary by Sections Historical Consumption Tools - China's past consumption promotion policies can be categorized into direct fiscal subsidies and indirect support measures. Direct subsidies include rural subsidies, trade-in subsidies, and consumption vouchers, while indirect measures involve tax reductions and fee exemptions [3]. - Significant past initiatives include the "home appliance and vehicle going to the countryside" policies from 2007 to 2012, and the promotion of electric vehicle consumption through tax exemptions since 2018 [3][4]. Effectiveness of Consumption Promotion - The first round of home appliance and vehicle policies yielded substantial results, with a total subsidy of 76.5 billion yuan leading to sales of 659.76 billion yuan, achieving a fiscal multiplier of 8.6. Sales of home appliances and vehicles saw significant year-on-year increases during this period [6][7]. - The current "trade-in" policy has shown remarkable effects, with sales of home appliances increasing by 39% year-on-year in December 2024, driven by enhanced fiscal support and expanded subsidy coverage [9]. Service Consumption Recovery - Service consumption still has considerable room for recovery compared to goods consumption, with a notable gap from pre-2019 levels. The article suggests that expanding consumption policies to include services could accelerate this recovery [10]. - Improving residents' leisure time through optimized holiday policies and encouraging paid leave can further stimulate service consumption [10]. Long-term Mechanisms for Consumption - To sustain consumption recovery, it is essential to focus on reducing burdens and increasing income for residents. Current measures include lowering mortgage rates and providing rental subsidies for new residents and young people [11]. - Structural reforms in income distribution and social security systems are crucial for long-term consumption growth. For instance, increasing pension levels and implementing child-rearing subsidies could significantly enhance consumer spending capacity [11][12]. Targeted Support for Key Demographics - The article highlights the need for targeted support for vulnerable groups, particularly the elderly and children, to stimulate consumption in essential categories such as food and healthcare [12]. - A comprehensive analysis of consumption policies indicates that effective consumption stimulation requires a combination of short-term effectiveness and long-term structural mechanisms, focusing on collaborative promotion of goods and services [13].

6月26日下午，全国政协提案委员会召开"健全解决拖欠企业账款长效机制"重点提案办理协商会。全国 政协提案委员会副主任张军扩主持会议。民建中央有关部门同志作为集体提案代表发言，提案者代表、 部分全国政协委员，与提案承办单位工业和信息化部、财政部、国务院国资委有关司局负责同志围绕提 案办理情况和提案建议深入协商交流。(人民政协报) ...

当实现短期目标存在压力时，政策会加码；反之，政策会更加侧重于长期目标 。 文：国金宏观宋雪涛/联系人张馨月 去年以来，政策的核心逻辑始终围绕平衡短期目标和长期目标展开 。短期目标是稳增长、稳预期，最 直接的目标是实现5%的经济增速。长期目标是推动改革、加快转型，通过科技创新和市场化改革提高 经济要素的配置效率，打开经济潜在增长空间。去年"9.24"以来，短期目标的紧迫性明显上升，但长 期目标的重要性依然不容忽视。当实现短期目标存在压力时，政策通常会加码；反之，政策会更加侧重 于长期目标。 从当前内外部环境看，实现短期目标的压力较小 。外交方面，中美之间的不确定性从日内瓦协议到伦 敦高会谈以来持续减弱；中国与非美特别是周边国家外交取得积极进展。国内方面，上半年消费表现亮 眼，5月社零同比增长6.4%，创2024年以来新高；出口仍有韧性，5月出口同比增长4.8%；二季度经 济增速有望延续一季度5.4%的表现，全年实现5%增长目标的压力不大。 近期，消费、地产、改革、科技等领域的政策声音都传递出由短期刺激转向长期支持的信号。 （一）消费："以旧换新"强调节奏"平稳有序"，整治套补骗补 6月以来，各地陆续暂停国补，原 ...

"这次六部门联合印发《意见》，聚焦于通过金融手段扩大消费，而传统金融模式主要服务于投资领 域，尤其是利率敏感型投资项目。"北京大学经济学院教授、北京大学国民经济研究中心主任苏剑表 示，从居民端来看，传统货币政策调控下的金融支持往往指向住房、汽车等需贷款的耐用品消费或投资 场景，此次文件的新意在于，试图将金融对消费的影响范畴拓展至传统领域之外，涵盖更多品类的消费 场景，这也体现了国家全方位扩大内需的政策意图。 江南农商行宏观首席研究员李苗献表示，从新颁布的《意见》中可以看出，是希望通过金融机制来做好 宏观经济的逆周期调节，让经济形势和就业逐步复苏，从而带动资本市场和房地产市场，这样才能从根 本上提振消费。 相关市场人士表示，《意见》的出台具有积极意义，将有力推动消费信贷等支撑性金融产品的创新与推 广，为消费增速提升提供助力；但需要注意的是，当前中国扩大消费的核心仍在于健全社会保障体系， 唯有解除居民后顾之忧，才能真正增强消费意愿与信贷接受度；此外，还需正视贫富差距较大的现实， 通过收入分配调整等举措，从根本上提升居民部门的消费倾向，让消费潜力得到持续释放。 6月24日，中国人民银行发布消息，为完善扩大消费长效机 ...

中经实习记者 许璐 记者 李晖 北京报道 随着金融行业数字化转型程度加深，系统性应对金融安全问题成为行业关键议题。政策推动与市场需求 也正在催化金融安全的产业生态体系加速成型。 燕帅认为，产业园区的角色是搭建好链接政策和企业的纽带，作为连接器和孵化器，在推动金融安全产 业落地上提供了平台支撑。据其介绍，在配套服务设施持续优化上，除了定期办政策解读会，直接走 访，园区针对优质企业还会提供对接专家资源；帮助企业争取相关高端人才政策支持；帮助企业对接金 融机构获得融资支持；配合国家级机构，搭建和监管部门沟通渠道等。对于发展到比较成熟阶段的企 业，园区会支持参与课题申报、参与行业标准制定，鼓励成熟企业反哺初创企业。 燕帅向记者透露，目前依托园区的云计算中心，可以为企业提供安全基础设施服务；通过"集成金融科 技-金融风险分析监管平台"，探索保障数据在共享和使用过程中的安全。 金融安全产业发展需要生态协作 金融安全并非单个企业的"孤岛任务"，而是需要跨主体、跨层级、跨领域的系统协作。金融安全产业园 作为载体平台，正通过生态构建推动协同安全体系的落地。 据了解，北京金融安全产业园与奇安信等头部机构已于近期宣布展开深度合作， ...

根据这一办法，项目牵头单位和协作单位应通过共建共享实验室、研究室等形式，围绕协作病种临床疗 效的提升，深入开展多学科交叉协作及联合攻关，组织开展高质量的中西医结合基础研究、临床研究， 并加快中西医结合研究成果（如发明专利、研发中药制剂等）的转化、应用及推广。 国家中医药局、国家卫生健康委、中央军委后勤保障部卫生局近日联合制定《重大疑难疾病中西医临床 协作项目建设管理办法》，强调探索建立中西医临床协作长效机制，不断提升中西医结合诊疗能力和临 床疗效。 办法还明确了加强中西医协作队伍建设、制修订中西医结合诊疗方案等方面的项目建设内容。（新华 社） ...

Core Viewpoint - The article emphasizes the importance of establishing a long-term mechanism for spiritual civilization construction in China, highlighting the need for coordinated efforts from various sectors to enhance the quality of spiritual civilization development in the new era [1][5][7]. Summary by Relevant Sections Historical Experience - The establishment of a long-term mechanism for spiritual civilization construction is a profound summary and elevation of historical experiences since the 18th National Congress of the Communist Party of China [2]. - The importance of spiritual civilization construction has been recognized since the Third Plenary Session of the 11th Central Committee, indicating that it is a task for all sectors and departments, not just the ideological and cultural sectors [3]. Current Developments - Since the 18th National Congress, the central leadership has prioritized the coordinated development of material and spiritual civilization, implementing various important initiatives and documents to promote spiritual civilization [4]. - The construction of spiritual civilization has undergone comprehensive and profound changes, significantly enhancing the cultural quality and social civility of the people [4]. Mechanism and Strategy - A long-term mechanism for spiritual civilization construction is a scientific response to the characteristics of the times and development trends, addressing the imbalance between material and spiritual civilization [5][6]. - The construction of spiritual civilization is a complex system project that requires collaboration across various sectors and levels, integrating efforts from the party, government, social organizations, enterprises, and citizens [6]. Organizational Leadership - The article stresses the need for strong organizational leadership to form a collaborative effort in spiritual civilization construction, with the party playing a central role in coordinating various departments and organizations [7]. - Establishing a comprehensive evaluation mechanism for spiritual civilization construction is crucial for ensuring accountability and effective implementation of tasks [7]. Innovation and Participation - The article calls for deepening reforms and innovations to invigorate spiritual civilization construction, adapting to new situations and challenges in the current era [8]. - It highlights the necessity of mobilizing social participation, encouraging various entities to engage in spiritual civilization construction, and fostering a culture where everyone contributes to this effort [9].