下一步，中国人寿湖南省分公司将继续坚守"金融报国、保险为民"初心，以更丰富的产品、更优质的服务、更坚实的保障，深度融入湖南养老服务体系建 设，为湖南民生保障事业高质量发展贡献国寿力量。 潇湘晨报记者郝咏琪 自2020年起在湘潭市承办相关服务，中国人寿湖南省分公司累计已为8.32万人次提供赔付，有效缓解失能家庭的经济与照护压力，让"老有所护"落到实处。 此外，公司还创新打造"银龄安康"老年人意外伤害保险，在省卫健委、省老龄办悉心指导和大力支持下，持续优化老年人意外伤害保险产品供给，将老年人 常见的意外医疗、骨折、住院津贴等风险纳入保障，为老年群体撑起"安心伞"。截至2025年12月31日，已累计服务超过1287万人次，支付赔款4.11亿元。 据悉，依托集团"机构+社区+居家"三位一体的养老服务模式，中国人寿湖南省分公司正积极探索构建"居家—城心—高端养老"一体化体系。中国人寿的养老 产业已在京津冀、长三角、成渝、粤港澳大湾区等重点区域的十余个城市落地20个养老项目，长沙作为集团重点布局的城市之一，中国人寿湖南省分公司已 成立专项工作组，积极调研筹划，正在规划建设一个集高品质居住、专业医疗护理、康复疗养及文娱活动 ...

来源：机构之家 机构之家注意到，1月28日，中国人寿财产保险股份有限公司（以下简称"国寿财险"）在披露的2025年 第四季度偿付能力报告中，公布了几项关键的高级管理人员职务调整：此前曾担任省级分公司主要负责 人的余飞、唐勇拟获提拔为总裁助理；同时，公司副总裁曹原拟接替此前已卸任副总裁职务的傅天明， 出任财务负责人一职。 | 职位(职务) | 姓名 | 备注 | | --- | --- | --- | | 总裁助理 | 余飞 | 拟任,待核准 | | 总裁助理 | 唐勇 | 拟任,待核准 | | 财务负责人 | 曹原 | 拟任,待核准 | 少壮派进，元老派退 曹原，于2023年7月出任副总裁，目前拟接任财务负责人一职。其出生于1980年，毕业于杭州电子工业 学院审计学专业，获经济学学士学位，后于浙江大学取得工商管理硕士学位。其职业生涯始终与保险业 紧密相连，拥有21年金融保险工作经验。在此之前，他曾历任国寿财险杭州市中心支公司总经理、浙江 省分公司副总经理、上海市分公司总经理兼航运保险运营中心总经理等职务，具备多层级、多区域的业 务及管理履历。 与曹原的"进"相对应，是傅天明的"退"。2025年三季度，年满60 ...

[Table_Reportdate] 2026年01月29日 [证券分析师： Table_Authors] 张季恺 S0630521110001 zjk@longone.com.cn 证券分析师： 王洋 S0630513040002 wangyang@longone.com.cn 联系人： 陈伟业 cwy@longone.com.cn 联系人： 邓尧天 [晨会纪要 Table_NewTitle] 20260129 重点推荐 财经要闻 晨 会 纪 要 证券研究报告 HTTP://WWW.LONGONE.COM.CN 请务必仔细阅读正文后的所有说明和声明 dytian@longone.com.cn [table_summary] ➢ 1.预定利率研究值环比微降1bp至1.89%，"开门红"销售火热——保险业态观察（十三） ➢ 2.美元大跌会是广场协议2.0吗？——海外观察：美国经济热点简评 ➢ 3.其他收益推动利润增速回升——国内观察：2025年12月工业企业利润数据 ➢ 1.美联储如期暂停降息 ➢ 2.上海黄金交易所调整白银延期合约保证金水平和涨跌停板 ➢ 3.财联社：多家房企表示目前已不被监管部门要求每月上报 ...

新华保险 20260128 摘要 新华保险 2026 年初权益仓位较高，与同行相比处于较高水平，未来将 择机交易，但不会大幅加仓，响应长期资金入市号召，但尚未收到明确 通知，操作将视市场行情而定。 新华保险预计长期利率保持低位，中枢在 1.8%-2.0%之间，可能阶段 性上升。投资策略上，若有机会将增加长期债券配置以稳定收益，目前 有效久期缺口较小，无迫切需求拉长久期。 新华保险资产端修正久期约 10 年，负债端 13-14 年；资产端有效久期 与修正久期相近，负债端有效久期较短，总体风险可控。分红险占比提 高对投资策略影响有限，分红型账户上市权益比例可能更高。 新华保险优先配置静态收益可观、流动性好的利率债，长久期利率债收 益可达 2.2%-2.3%。新会计准则增强了抗波动能力，未来可能加大成 长型赛道投资比例，电子、化工和有色金属等弹性板块有所增加。 新华保险增额寿险为主力产品时，整体负债久期不短，长债可接住，主 要配置 30 年期债券，看重久期匹配。目前不同品种信用利差不大，主 要选择利率债，而非根据品种收益差异调整。 Q&A 2026 年一季度新华保险的整体投资表现如何？对于全年的市场看法是什么？ 2 ...

Summary of China Pacific Insurance Conference Call Company Overview - **Company**: China Pacific Insurance (中国太保) - **Focus**: Steady operations and long-termism in both liability and investment sides, maintaining stability in key indicators throughout Q4 2025 [2][3] Key Points Industry and Market Position - **Investment Strategy**: The company emphasizes long-term asset allocation, increasing long-term interest rate bond allocation to over 40% from 10% in 2017 [2][5] - **Tax Policy Impact**: The new insurance contract tax treatment announced by the Ministry of Finance is not expected to significantly affect future effective tax rates, which are projected to remain within normal ranges for 2025 [2][4] Financial Performance - **Investment Performance**: Investment performance in 2025 will rely on accumulated asset allocation over the years, with a focus on fixed income and equity strategies [2][5][6] - **Growth Projections**: The agent channel is expected to see high single-digit growth in premium payments, while the bancassurance channel is projected to grow by 20% to 30% [2][10] Product Strategy - **Product Sales**: The company has successfully launched various products, including investment-linked insurance and dividend-type savings products, which have shown strong demand [12][13] - **Sales Strategy**: Emphasis on segmented customer management, targeting high-net-worth and mid-to-high-end clients with tailored products [9][13] Future Outlook - **2026 Strategy**: The company plans to continue its "integrated closing and opening" strategy, focusing on segmented customer management and maintaining a steady growth pace without excessive expansion [9][16] - **Long-term Trends**: The demand for savings-type insurance is expected to increase due to demographic factors such as delayed retirement and aging population [11][17] Risk Management - **Duration Management**: As of Q3 2025, the overall asset duration is over 12 years, with a duration gap of 2 to 3 years. The company will implement refined management strategies based on account types [24] Regulatory Changes - **New Standards Impact**: The implementation of new standards in 2026 will introduce regulatory measures affecting tax policies and solvency management, aligning with the company's focus on sustainable and long-term capabilities [22][23] Dividend Policy - **Dividend Strategy**: The company will continue its medium to long-term dividend policy based on surplus profit growth and current investment returns, with specific figures to be confirmed in the annual report [21] Conclusion - **Overall Strategy**: China Pacific Insurance maintains a focus on steady operations and long-term growth, with a commitment to enhancing service capabilities and optimizing product offerings to meet evolving market demands [2][19]

中国人寿 中国人寿 分时图 日K线 周K线 月K线 48.72 0.38 0.79% 2.17% 1.45% 0.72% 0.00% 0.72% 1.45% 2.17% 47.29 47.64 47.99 48.34 48.69 49.04 49.39 09:30 10:30 11:30/13:00 14:00 15:00 3万 20万 37万 54万 纵观国寿资产的资产配置体系，既有谋定全局的"战略配置"，亦有灵活调整的"战术配置"。除了建立以 绝对收益为目标的配置体系外，国寿资产还高度重视品种投资能力建设，在固收、权益、另类等投资领 域都配备了体系完整的专业化投资团队，获得出色的超额收益。 创造更多"加分项" 除了丰富的策略体系、产品货架，国寿资产还从多方面打造"加分项"。 作为国内首批成立的保险资产管理公司之一，国寿资产自成立之初就承担了保险资金集中化、规范化和 专业化投资的使命，并以强大的投研能力作为发展内核，逐渐吸引越来越多保险业外资金进行委托投 资，形成了"一手抓系统内大账，一手抓系统外三方"的投资管理格局。 策略体系、产品货架日臻完善 目前，国寿资产已经建立起覆盖多种资产类别、投资策略和客户风险 ...

Core Viewpoint - The simultaneous launch of two wholly foreign-owned insurance asset management companies in Shanghai represents a significant step in the city's efforts to promote high-level financial openness and is a milestone in the construction of Shanghai as an international financial center [1] Group 1: Company Developments - AIA Investment Management Co., Ltd. and Hualian Insurance Asset Management Co., Ltd. are the first foreign-owned insurance asset management companies to open in Shanghai [1] - Both companies are fully foreign-owned after equity penetration, indicating a strategic upgrade and a strong confidence from international capital in China's financial opening process [1] Group 2: Industry Implications - The rapid establishment of these companies, completing all preparatory work in just six months, showcases China's determination for financial openness [1] - The opening of these firms is a clear signal of the commitment to enhancing the asset management market in China [1]

昨天（1月28日），"百舸争流 千帆竞发"2026苏州市"百团千企"出海行动启动。副市长季晶参加活 动。 活动上，2026年苏州市"百团千企"出海行动方案发布。新的一年，"百团千企"出海行动将实施政府 护航、服务伙伴、贸易促进3项计划，推动服贸数贸、双向经贸、贸易投资3域联动。中信保苏州营业 部、苏州市律师协会等首批超80家专业服务机构携手加盟"百团千企"出海行动服务伙伴计划，将为出海 企业提供全链条、国际化、专业化的配套服务。 活动还设置了专题分享环节，邀请多领域专家向苏州外贸企业分享出海经验。 2025年，市稳外贸工作专班推出"百团千企"出海行动，全年全市累计超1300家次企业奔赴世界各地 开展经贸对接活动。 ...

Core Viewpoint - The Hang Seng Index has reached its highest level since 2021, with both the Hang Seng Index and the Hang Seng Tech Index rising over 2.5% on Wednesday, surpassing 27,800 points [1] Group 1: Market Performance - The Hang Seng Index has achieved a new high since 2021, indicating a strong market performance [1] - Year-to-date, the A-share market, represented by the CSI 300, has remained relatively flat, while the Shanghai Composite Index has been consolidating since mid-month [1] - The Hong Kong stock market has shown a "slow bull" pattern with balanced growth in both new and old economies, driven by the resonance of domestic and foreign capital and the recovery of earnings valuations [1] Group 2: Future Outlook - Looking ahead, the first quarter may see continued space for the Hong Kong stock market due to the resonance of liquidity, capital, and earnings [1] - It is recommended to adopt an investment mindset rather than a speculative one when considering opportunities in the Hong Kong stock market [1] - The period from the Spring Festival to March could be a critical time for assessing the annual potential and style shifts in the Hong Kong stock market [1] Group 3: Investment Recommendations - Short-term focus should be on quality leaders in AI chains, specialty consumption, and innovative pharmaceuticals [1] - Mid-term recommendations include overweighting resource products, insurance, and local Hong Kong stocks [1]

Core Viewpoint - The Federal Reserve decided to maintain the federal funds rate unchanged, leading to record highs in spot gold and silver prices [1][5][6]. Group 1: Federal Reserve Decision - On January 28, the Federal Reserve announced it would keep the federal funds rate in the range of 3.50% to 3.75%, while upgrading its assessment of economic growth [5][6]. - The market anticipates that the Federal Reserve will maintain the current interest rates until the end of Powell's term [2][5]. - Powell indicated that current data does not suggest a significantly restrictive policy and mentioned that no rate hikes are expected in the next meeting [6][7]. Group 2: Market Reactions - Following the Federal Reserve's decision, U.S. Treasury yields rose, reflecting a robust expansion in economic activity and signs of stabilization in the unemployment rate [6]. - The Dow Jones increased by 12.19 points (0.02%) to 49,015.60, while the Nasdaq rose by 40.35 points (0.17%) to 23,857.45, and the S&P 500 slightly decreased by 0.57 points (-0.01%) to 6,978.03 [2][3]. Group 3: Gold and Silver Prices - On January 28, spot gold surged over 4.5%, reaching a new high of 5,413.805 USD/oz [3][8]. - By January 29, during the Asian trading session, both spot gold and COMEX gold prices surpassed 5,500 USD/oz [9][10]. - Spot silver also saw significant gains, breaking through 118 USD/oz, marking a new historical record [10].