一、担保情况概述 （一）担保的基本情况 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： ● 担保对象及基本情况 ■ ● 累计担保情况 ■ 1、顾家家居股份有限公司（以下简称"顾家家居"或"公司"）全资子公司顾家宁波因经营发展需要，于 2025年11月25日与中国光大银行股份有限公司杭州分行（以下简称"光大银行"）签署《综合授信协 议》，向光大银行申请综合额度不超过人民币10,000万元的授信业务，实际授信额度使用将在该授信范 围内视资金需求开展。同日，公司就上述综合授信业务与光大银行签署《最高额保证合同》，为顾家宁 波提供最高本金余额人民币10,000万元的连带责任担保，实际担保金额将在授信额度范围内按授信业务 开展情况确定。 2、公司全资孙公司浙江库佳因经营发展需要，于2025年11月25日与光大银行签署《综合授信协议》， 向光大银行申请综合额度不超过人民币5,000万元的授信业务，实际授信额度使用将在该授信范围内视 资金需求开展。同日，公司就上述综合授信业务与光大银行签署《最高额保证合同》，为浙江库佳提供 ...

每经AI快讯，11月27日，美克家居涨停，走出2连板，2天累计涨幅达21.16%。 （文章来源：每日经济新闻） ...

Market News - The three major U.S. stock indices closed higher, with the Dow Jones up 0.67%, S&P 500 up 0.69%, and Nasdaq Composite up 0.82% [1] - Major tech stocks mostly rose, with Oracle up over 4%, AMD up over 3%, and Nvidia, Tesla, Netflix, and Microsoft up over 1% [1] - The U.S. economic activity has nearly stalled, influenced by government shutdowns affecting consumer decisions, with manufacturing and retail facing cost pressures due to tariffs [1] Industry Insights - Beijing Blue Arrow Aerospace's Zhuque-3 rocket is set for its maiden flight on November 29, with the National Space Administration promoting commercial aerospace development [3] - The satellite communication industry is projected to grow from a market size of approximately 40-50 billion yuan to over 200-400 billion yuan by 2030, with an annual growth rate of 10%-28% [4] - The Ministry of Industry and Information Technology and other departments have issued a plan to enhance consumer goods supply and demand adaptability, promoting flexible and customized manufacturing [5] - China Commercial Aircraft Corporation's registered capital increased from 50.101 billion yuan to 94.098 billion yuan, with a significant boost in production capacity for the C919 aircraft [6] Investment Opportunities - The flexible manufacturing model aims to address supply-demand mismatches and enhance responsiveness to consumer needs, supported by technologies like industrial internet and AI [5] - The increase in capital for China Commercial Aircraft Corporation signals strong governmental support for the domestic aircraft industry, potentially disrupting the Airbus and Boeing duopoly [6]

| 明日报人类型 | | | --- | --- | | 厨机保人之家 | 8720电影家精神有限公司 | | 使用量人类型及上面公司特徵信 金融政公司 | | | 上要股东及持胶比例 | 公司全讲子公司顾家宁波持股100% | | 法定代表人 == 10x硬度 | | | 我一班会情用的目 | 91331127MAZE289864 | | 成立时间 | 2019年10月12日 | | 一般 | 新工智能大面流概念中国科老路162号509-2家(图期尺线工业园) | | 破印象人要受 | 佳人 | | | | --- | --- | --- | --- | | 颜相保大名称 | 聚家家居网北有限公司 | | | | 被視覺人司看及上出公司特配信 18 | 全盛子公司 | | | | 3000 A R D | 精农家居特技100% | | | | 法定代表人 | 不去用 | | | | 使一种会制服的 | 911311830554511599 | | | | 使效制用 | 2012年9月28日 | | | | 注册传 | 深圳的济形仪表达大角西侧,但该布路北侧 | | | | 14 00 02 % | M000 ...

Core Viewpoint - Fuyang Kaileduo Sanitary Ware Co., Ltd. has been established with a registered capital of 500,000 RMB, indicating a new player in the sanitary ware industry [1] Company Summary - The legal representative of the company is Hu Huihui [1] - The registered capital of the company is 500,000 RMB [1] - The company operates in various sectors including sales and manufacturing of sanitary ware, ceramic products, and furniture [1] Industry Summary - The company’s business scope includes sales of sanitary ware, enamel products, daily ceramic products, and sanitary ceramic products [1] - It also engages in internet sales, household goods sales, and construction materials sales [1] - The manufacturing capabilities include sanitary ware, ceramic products, and furniture [1]

Core Viewpoint - The Ministry of Industry and Information Technology and five other departments issued a plan to enhance the adaptability of supply and demand in consumer goods, aiming for consumption upgrades to lead industrial upgrades and achieve a dynamic balance between supply and demand [1][2]. Group 1: Development Goals - The plan outlines a two-step development goal: by 2027, the supply structure of consumer goods will be significantly optimized, forming three trillion-level consumption sectors and ten hundred-billion-level consumption hotspots; by 2030, a high-quality development pattern of mutual interaction between supply and consumption will be basically formed, with a steady increase in the contribution rate of consumption to economic growth [1]. Group 2: Key Tasks - The plan deploys 19 key tasks across five areas: expanding incremental supply, deepening existing supply, segmenting markets, empowering scenarios, and optimizing the environment [1]. - In expanding incremental supply, the focus is on innovation in technology and models, particularly in smart connected new energy vehicles, smart home products, and consumer electronics [2]. - The "Thousand Factories, Thousand Faces" transformation plan aims to cultivate flexible manufacturing factories in industries such as home appliances, furniture, and cosmetics, enhancing production responsiveness to personalized demands [2]. Group 3: Artificial Intelligence and Market Optimization - The plan emphasizes the role of artificial intelligence, promoting the application of generative AI and 3D digital design across the consumer goods sector, and encourages the development of smart home products and experience centers for elderly-friendly products [2]. - For optimizing existing markets, the plan aims to expand the supply of unique and new products, particularly in leisure, sports, and health consumption sectors, addressing new demands from event and outdoor economies [2]. Group 4: Targeted Supply Matching - The plan specifies supply matching requirements for different consumer groups, including children, students, fashion items, and elderly products, encouraging actions to promote quality elderly products and home modifications for the elderly [3]. - It also highlights the importance of a favorable consumption environment, reinforcing financial support through fiscal subsidies and special loans to support technological innovation and product upgrades in consumer goods companies [3]. Group 5: Implementation and Coordination - The Ministry of Industry and Information Technology will work with relevant departments to promote the plan, strengthen collaboration, and guide local regions and industry associations in its implementation, aiming to continuously create new consumer products, scenarios, and hotspots to unleash consumption potential [3].

证券日报网讯 11月26日晚间，顾家家居发布公告称，公司不存在逾期担保。 （文章来源：证券日报） ...

证券日报网讯 11月26日晚间，顾家家居发布公告称，公司于2025年11月26日收到上海证券交易所出具 的《关于顾家家居股份有限公司向特定对象发行股票的交易所审核意见》，具体意见如下："顾家家居 股份有限公司向特定对象发行股票申请符合发行条件、上市条件和信息披露要求。本所将在收到你公司 申请文件后提交中国证监会注册。"公司本次向特定对象发行A股股票事项尚需获得中国证券监督管理 委员会（简称"中国证监会"）做出同意注册的决定后方可实施。最终能否获得中国证监会同意注册的决 定及其时间尚存在不确定性。 （文章来源：证券日报） ...

Core Viewpoint - The article discusses the increasing complexity of consumer rights protection in diverse consumption scenarios and outlines various effective channels for consumers to assert their rights against issues like false advertising, quality defects, and service fraud [1]. Group 1: Official Complaint Platforms - 12315 serves as a national-level complaint platform established by the State Administration for Market Regulation, covering all areas of disputes including product transactions and after-sales service. Consumers can submit complaints through multiple channels, and the system automatically forwards them to the relevant local market supervision department [2]. - Industry-specific complaint channels are provided by regulatory authorities to address specialized disputes. For example, the Ministry of Industry and Information Technology handles communication service issues, while the China Banking and Insurance Regulatory Commission focuses on loan fraud and insurance claims [3]. - The 12345 government service hotline acts as a comprehensive service hub, addressing complex complaints that involve multiple departments. This platform enhances the efficiency of handling cross-domain disputes through a collaborative approach [4]. Group 2: Social Supervision Platforms - The "Black Cat Complaint" platform operates as a "public opinion court" in the consumer sector, utilizing a mechanism of complaint publicization, enterprise response, and progress tracking to create a unique supervision ecosystem [5]. - Social media can be a double-edged sword for consumer rights protection. While it can quickly attract attention, consumers must ensure the sufficiency of evidence, maintain objectivity in their statements, and protect personal privacy when posting complaints [6]. Group 3: Legal Remedies - Consumer associations provide free consultation and mediation services, with mediation agreements holding civil contract validity. For instance, a consumer reached an agreement for free replacement and compensation for transportation costs through local consumer association mediation [7]. - For significant disputes or personal injury cases, consumers can apply for arbitration or file lawsuits based on the Arbitration Law. A notable case involved a consumer who received a total compensation of 870,000 yuan due to medical malpractice through a civil lawsuit [7]. Group 4: Suggested Strategies for Rights Protection - Key evidence should be preserved, including order information, communication records, and product samples. - A layered approach is recommended, starting with administrative mediation through 12315 or industry hotlines while simultaneously submitting complaints on the Black Cat platform to create public pressure [8]. - For uncooperative enterprises, timely legal action should be taken by hiring a lawyer to initiate litigation or arbitration [8].

Group 1: Dividend Announcements - China Communications Construction Company announced a dividend of HKD 0.12929 per share, ex-dividend date on December 1, 2025, and payment date on January 9, 2026 [1] - Zoomlion Heavy Industry Science and Technology Co., Ltd. declared a dividend of RMB 0.2 per share, ex-dividend date on December 15, 2025, and payment date on January 9, 2026 [1] - Chow Tai Fook Jewellery Group Limited will pay a dividend of HKD 0.22 per share, ex-dividend date on December 15, 2025, and payment date on December 24, 2025 [1] - NIRAKU announced a dividend of HKD 0.01 per share, ex-dividend date on December 8, 2025, and payment date on January 12, 2026 [1] Group 2: Industry Classification - China Communications Construction Company is classified under the heavy construction sector and is a constituent of the CSI Central State-Owned Enterprises Dividend Index [1] - Zoomlion Heavy Industry is categorized under heavy machinery and is not part of the CSI Central State-Owned Enterprises Dividend Index [1] - Chow Tai Fook is classified as an other retailer and is part of the Hang Seng High Dividend Yield Index [1] - NIRAKU operates in the casino and gaming sector and is not included in the CSI Central State-Owned Enterprises Dividend Index [1] Group 3: Additional Dividend Announcements - MiiMii Life Department Store announced a dividend of HKD 0.003 per share, ex-dividend date on December 16, 2025, and payment date on January 9, 2026 [2] - Bens International declared a dividend of HKD 0.025 per share, ex-dividend date on December 11, 2025, and payment date on December 23, 2025 [2] - Kwansei Fragrance announced a dividend of HKD 0.05 per share, ex-dividend date on December 8, 2025, and payment date on December 23, 2025 [2] - Sanhua Intelligent Controls declared a dividend of RMB 0.1200 per share, with no specified ex-dividend or payment dates [2] Group 4: Industry Insights - The CSI Central State-Owned Enterprises Dividend Index includes 50 listed companies with stable dividend levels and high dividend yields, with a one-year dividend yield of 5.66% as of November 25, higher than the 10-year government bond yield of 3.84% [4] - The Hang Seng High Dividend Yield Index includes high dividend stocks from mainland companies listed in Hong Kong, with a one-year dividend yield of 5.31% as of November 25, also higher than the 10-year government bond yield of 3.49% [4]