英国央行行长安德鲁·贝利表示，这是一个非常微妙的决定。 利率仍处于下行轨道，但未来的降息将需要逐步且谨慎地进行。 消息公布后，英国股市继续下跌，英镑兑美元应声跳涨，一度攀升至1.3432，创下自7月28日以来的新高。 | 1日 | 1周 | 1个月 | 3个月 | 6个月 | 1年 | 5年 | 最大值 | | --- | --- | --- | --- | --- | --- | --- | --- | | -0.80% | -0.71% | +3.24% | +6.22% | +4.50% | +11.31% | +52.45% | +46.11% | 在今日举行的货币政策委员会上，英国央行如预期将基准利率下调至4％，这也是2024年8月以来英国第5次降息。 在本次会议上，委员会决定将银行利率降至4%。未来撤除货币政策限制仍需采取"逐步且谨慎"的方式。随着银行利率的下降，货币政策的限制性也已降 低。未来削弱政策限制性的时间和节奏，将取决于核心通胀压力的持续缓解程度。货币政策并非预设路径，委员会将继续根据数据和证据的累积作出响应。 消费者比预期更谨慎 降息25个基点 尽管英国6月份消费者价格通胀率已飙升至3 ...

数据显示，英国6月通胀水平（消费物价指数CPI）上涨3.6%，略高于5月报告和委员会6月会议时的预期。其中，食品、能源和服务价格都出现了上涨。 8月7日，英国央行宣布下调基准利率25个基点至4%。 值得关注的是，英国央行货币政策委员会成员在本次议息会议上分歧巨大，在第一轮投票没有得出结果后，依靠第二轮投票，最终以5票赞成降息，4票维 持利率不变的结果，进行降息。 决议公布后，英镑兑美元短线拉升约30点，现报1.3411。交易员减少对英国央行降息押注，预计今年将再降息17个基点。 为何降息？ 英国央行在声明中表示，在限制性货币政策立场的支持下，过去两年半通胀情况持续缓解，因此该央行已经多次下调利率。货币政策委员会仍专注于消除 任何现有或新出现的持续通胀压力，以在中期内可持续地使通胀率恢复到2%的目标。 货币政策委员会分歧巨大 值得关注的是，英国央行本次降息的决定是经过两轮投票才得出结果。在首轮投票中，4名委员赞成降息25个基点，1名委员赞成降息50个基点，而另外4 名委员希望保持利率不变。在第二轮投票中，赞成降息50个基点的委员转为赞成降息25个基点，最终投票结果为5人赞成降息25个基点，4人赞成保持利率 不变 ...

Core Viewpoint - Turkey's central bank has resumed its interest rate cut cycle by lowering the benchmark rate by 300 basis points from 46% to 43%, indicating a cautious approach to future rate adjustments amid stabilizing inflation trends [1][7]. Group 1: Monetary Policy Changes - The central bank's decision to cut rates aligns with market expectations, slightly exceeding the median forecast [1]. - Turkey's annual inflation rate decreased to 35.05% in June, supported by falling prices in key categories such as food and beverages [1]. - The central bank plans to make future rate cuts in a prudent manner, assessing economic conditions in subsequent meetings [1]. Group 2: Market Reactions - Following the announcement of the interest rate cut, the Istanbul Stock Exchange saw a rise, with the Istanbul 100 Index increasing by over 1% [2]. - The Istanbul 100 Index reached 10,724.63, reflecting a daily increase of 132.65 points or 1.25% [3]. Group 3: Currency Movements - The Turkish lira has depreciated against the US dollar, indicating potential market volatility following the central bank's policy changes [6].

Group 1 - The Bank of Thailand maintains the benchmark interest rate at 1.75%, aligning with market expectations [1]

Group 1 - The Bank of England decided to maintain the benchmark interest rate at 4.25% with a vote of 6 to 3, aligning with expectations [1] - The Bank has lowered interest rates four times since August of the previous year, indicating a gradual easing of monetary policy [1] - The latest inflation data showed a 3.4% year-on-year increase in the Consumer Price Index (CPI) for May, slightly below the previous value of 3.5% [1] Group 2 - The Bank of England emphasized the need for a cautious approach to monetary policy, considering the ongoing economic outlook and inflation [1][2] - Global uncertainties, particularly due to escalating conflicts in the Middle East, have led to rising energy prices, which the committee is closely monitoring [2] - The Bank's decision-making is influenced by external factors such as U.S. tariff policies and geopolitical risks [3]

Core Points - The People's Bank of China announced the latest Loan Prime Rate (LPR) on June 20, with the 1-year LPR remaining at 3.00% and the 5-year LPR at 3.50%, unchanged from the previous month [1] - Historical LPR adjustments show that the 1-year LPR has been stable at 3.00% since May 2025, while the 5-year LPR has also remained at 3.50% during the same period [2] - The central bank conducted a 7-day reverse repurchase operation of 161.2 billion yuan on June 20, resulting in a net withdrawal of 41.3 billion yuan for the day [4] LPR Data Overview - The 1-year LPR has seen fluctuations in the past, with a peak of 3.70% in mid-2022 and a decline to 3.00% by May 2025 [2][3] - The 5-year LPR has also experienced changes, with a high of 4.65% in late 2021, dropping to 3.50% by June 2025 [2][3] Central Bank Operations - The People's Bank of China has been active in managing liquidity, with a total of 9,603 billion yuan in reverse repos conducted during the week, leading to a net withdrawal of 799 billion yuan [4] - The central bank's actions are in line with global trends, as other central banks, such as the Bank of England and the Federal Reserve, are also maintaining or adjusting their interest rates [4]

Core Viewpoint - The Central Bank of the UAE has decided to maintain the benchmark interest rate at 4.40% [1] Group 1 - The decision reflects the bank's strategy to support economic stability amid current market conditions [1] - The unchanged rate indicates a cautious approach towards inflation and economic growth [1]

Core Viewpoint - The Swedish central bank announced a reduction of the benchmark interest rate to 2% on June 18 [1] Group 1 - The decision reflects the central bank's response to current economic conditions [1] - The rate cut aims to stimulate economic growth and support inflation targets [1] - This move may influence borrowing costs and consumer spending in Sweden [1]

Core Viewpoint - The Central Bank of Peru has decided to maintain the benchmark interest rate at 4.50% [1] Group 1 - The decision to keep the interest rate unchanged reflects the bank's assessment of current economic conditions [1] - The Central Bank aims to balance inflation control and economic growth through this rate decision [1]

Core Viewpoint - The Central Bank of Russia has lowered the benchmark interest rate to 20%, aligning with market expectations [1] Group 1 - The decision to reduce the interest rate is aimed at stimulating economic activity amid ongoing economic challenges [1] - The adjustment reflects the Central Bank's response to inflationary pressures and the need for monetary easing [1] - This rate cut is part of a broader strategy to support the economy during a period of uncertainty [1]