在微信、支付宝牢牢霸占近9成份额的中国移动支付江湖，赫然出现了一个新的"闯入者"！ 张一鸣落子无悔？ 日前，抖音App悄然上线了一个新功能——"抖音买单"，虽然抖音未进行任何推广，但依旧逃不过眼尖的媒体和 基数庞大的网友的火眼金睛，它就像一颗"重磅炸弹"，引爆了平静许久的移动支付行业。 据Tech星球报道，抖音买单目前已在上海、深圳和杭州等多个超一线都市试点，拟在覆盖餐饮 、便利店、生鲜超 市、生活服务、休闲娱乐等高频次线下消费场景，目前首批合作商家中包括连锁品牌门店和本地中小商户。 抖音支付的"可怕"之外，跟小米杀入互联网江湖的逻辑极像——恐怖如斯的效率和超级兼容性！ 在商家侧，只需在抖音商户后台提交相关资质，并开通"抖音买单"权限即可通过服务商领 取买单设备即刻上线该 服务。 在消费侧，消费者可以在商家门店，通过抖音 App扫码官方的买单设备后，跳转至商家的"买单"界面进行支付。 并且还可选择支付宝、微信支付、抖音支付等方式完成付款，全程无需跳转至第三方应用，支付闭环在抖音App 内即可完成。 并且还有消息称，今年7月，抖音支付团队已经在测试"碰一下"支付功能，即用户只要将手机轻触收款设备即可完 成支付， ...

Core Viewpoint - The article discusses the unexpected downturn in the A-share market, highlighting the impact of external factors such as the performance of overseas tech stocks and domestic economic indicators, which have shown significant weakness [2][4][5]. Economic Indicators - November economic data in China has been disappointing, with retail sales growing only 1.3% year-on-year and real estate development investment continuing to decline at double-digit rates [2]. - Industrial added value growth has slowed to 4.8%, the lowest since August 2024, while the service production index has also decreased to 4.2%, marking the second-lowest level in 2023 [2]. - The GDP growth rate for the current quarter is reported at 4.8%, with cumulative GDP growth at 5.2% [6]. Market Trends - The A-share market has seen a significant drop, with the Shanghai Composite Index down 0.55%, Shenzhen Component down 1.10%, and ChiNext down 1.77% on December 15 [14]. - The article notes a shift in market dynamics, with a high-cut low trend ending and a potential for a new mainline to emerge as the market experiences disorderly rotation [14]. Sector Performance - The aerospace sector has shown strong performance, with companies like Huazhong Technology and Leike Defense seeing significant gains [14]. - The insurance sector is also highlighted, with China Ping An experiencing a nearly 5% increase, driven by a shift towards low guaranteed return products [14]. Investment Opportunities - The article mentions potential policy measures to support the real estate sector and stimulate investment, with expectations for government bond issuance to accelerate and new subsidies to be introduced [5]. - The AI sector is noted for its significant capital expenditure, with major companies like Alphabet, Microsoft, and Amazon expected to invest over $400 billion in data center construction over the next 12 months [9][12]. Industry Developments - The article reports on the establishment of a central research institute by Unisoc, focusing on AI chip architecture and algorithms for applications in autonomous driving and robotics [23]. - The Ministry of Industry and Information Technology has granted approval for the first batch of L3-level autonomous driving vehicles, marking a significant step towards commercialization [21].

以下文章来源于邱处机 ，作者邱鑫浩 邱处机 . 专门研究商业牛人 作者： 邱鑫浩 来源： 邱处机 近日，抖音 App 悄然上线了一项名为"抖音买单"的新功能。 ------------------------------ 在 上海、深圳、杭州等 试点城市，消费者到店消费时，只需用抖音 App 扫描商家专用的支付设备 二维码，即可进入"买单"页面，手动输入金额后，选择抖音支付、支付宝或微信支付，即可完成交 易。 从 2020 年低调收购支付牌照，到今年初大手笔增资 20 倍，再到如今携"抖音买单"正式踏入线下 收单市场， 张一鸣的支付野心正在逐步兑现。 01 补齐短板 张一鸣对支付领域的布局始于牌照 。 2020 年 8 月，字节跳动通过全资收购武汉合众易宝科技有限公司，一举拿下互联网支付牌照。五 个月后，抖音支付正式上线，初期仅用于抖音生态内的充值、提现、转账等基础功能。 2025 年伊始，抖音支付科技有限公司进行了一次引人瞩目的资本动作，注册资本从 1.5 亿元猛增 至 31.5 亿元，增幅高达 20 倍。 这一增资幅度在非银支付行业名列前茅，使其注册资本仅次于腾讯旗下的财付通、 PayPal 的贝宝 支付 ...

字节跳动创始人 张一鸣 近日，抖音App悄然上线了一项名为"抖音买单"的新功能。 在上海、深圳、杭州等试点城市，消费者到店消费时，只需用抖音App扫描商家专用的支付设备二维码，即可进入"买单"页面，手动输入金额后，选择抖 音支付、支付宝或微信支付，即可完成交易。 从2020年低调收购支付牌照，到今年初大手笔增资20倍，再到如今携"抖音买单"正式踏入线下收单市场，张一鸣的支付野心正在逐步兑现。 这一增资幅度在非银支付行业名列前茅，使其注册资本仅次于腾讯旗下的财付通、PayPal的贝宝支付和度小满支付，位列行业第四。 官方对此的解释是"根据新生效的《非银行支付机构监督管理条例》推进，并已通过监管部门审批"。抖音支付相关负责人则表示，增资有助于更稳健地开 展业务，为商户提供安全便捷的服务。 抖音支付的动作不止于增资，更在于补齐业务短板。 2024年4月，A股上市公司海联金汇发布公告称，拟将其全资子公司联动优势电子商务有限公司的100%股权，转让给抖音集团旗下的天津同融电子商务有 限公司。 天津同融的实际控制人是张一鸣，他持有该公司99%的股份，这笔交易对价约为14亿元。 补齐短板 张一鸣对支付领域的布局始于牌照。 ...

格隆汇12月15日｜国际要闻： 9、国家发改委：多措并举促进投资止跌回稳 适当增加中央预算内投资规模； 10、商务部财务司负责人：下一步将推动相关举措落地生效，更大力度支持惠民生和提振消费； 11、三部门：加强商务和金融协同 更大力度提振消费； 12、三部门：因地制宜推动新型消费发展 积极探索金融支持首发经济、"人工智能+消费"、"IP+消 费"等消费新业态新模式的有效举措； 13、三部门：合理确定贷款发放比例、期限和利率 加快推动个人消费贷款业务发展； 14、宇树首发人形机器人App Store； 15、"抖音买单"上线，支付宝、微信支付迎来新对手； 16、"豆包手机"被监管机构约谈？知情人士：消息不实； 17、业内人士：预计司美格鲁肽国内价格战即将打响； 18、股票私募仓位再创年内新高； 19、多家上市公司拟对磷酸铁锂产品提价； 20、飞天茅台连续两日大反攻！据报有利好； 大中华区要闻： 8、国家发改委肖渭明：加快出台实施首发经济、赛事经济、电子商务、"人工智能+"消费等领域提振消 费的政策； 1、本周大事提醒：中国公布社零、房价等一系列经济数据、美非农数据出炉； 2、上周五美股三大指数集体收跌，纳指、标 ...

Group 1 - ByteDance is being questioned by Chinese regulators regarding the controversial smart assistant embedded in the upcoming Nubia M153 smartphone, raising concerns about cybersecurity, data security, and potential competition issues [4][5] - OpenAI and Microsoft are facing a lawsuit in the U.S. that links the ChatGPT AI chatbot to a murder case, marking the first instance of such a direct connection between AI chat tools and homicide [5] - Taobao has expanded its "no penalty for late delivery" policy nationwide, aiming to improve rider income and service efficiency through a positive incentive mechanism [5] Group 2 - JD.com is recruiting talent in the field of edge AI chips, focusing on integrated storage and computing chips for use in robots and smart home devices, offering salaries ranging from 40,000 to 100,000 [9][10] - Douyin has launched a "Douyin Pay" feature, allowing consumers to pay at merchant stores through the Douyin app, streamlining the payment process without needing to switch to third-party applications [10] - Honor's brand marketing president, Guo Rui, has left the company, potentially to pursue entrepreneurial ventures, after previously holding significant roles at Huawei and Honor [10] Group 3 - JD.com plans to invest 22 billion over the next five years to provide 150,000 housing units for delivery personnel, enhancing living conditions for its workers [13] - OpenAI has released GPT-5.2, which has shown improved benchmark scores compared to Google, indicating a competitive response to Google's advancements in AI [16] - SoftBank's Masayoshi Son has reduced the amount of shares pledged to lenders by 2.1 billion, reflecting a strategic move amid fluctuating tech wealth driven by AI investments [16] Group 4 - Wanda Film has completed a strategic investment in the interactive entertainment brand "Pailifang," aiming to explore new consumer scenarios in image socialization [17] - Several companies, including Nidejia and Bihui Biotechnology, have recently completed significant financing rounds, indicating active investment interest in various sectors [17][18] - Samsung has launched its first tri-fold smartphone, the Galaxy Z Trifold, in South Korea, priced at approximately 1.72 million KRW [18] Group 5 - Tesla's U.S. sales in November fell nearly 23% year-on-year, reaching the lowest level in four years, largely due to the removal of federal tax incentives for electric vehicles [23][27] - The global shipment of foldable smartphone panels is expected to grow by 46% by 2026, driven by demand from Apple's first foldable iPhone [23] - The Chinese market is seeing a significant increase in the box office for the 2025 New Year film season, surpassing 3.5 billion [25]

1、中国11月金融数据出炉。据央行初步统计，前11个月，人民币贷款增加15.36万亿元；社会融资规模 增量累计为33.39万亿元，超去年全年，比上年同期多3.99万亿元。11月末，M2同比增长8%，M1同比 增长4.9%，社融存量同比增长8.5%，人民币贷款余额同比增长6.4%。普惠小微贷款、制造业中长期贷 款、科技贷款增速持续高于全部贷款增速。 中央金融委员会办公室主任何立峰在全国金融系统工作会议上强调，有力有序有效做好2026年金融重点 工作。要继续着力做好防范化解地方中小金融机构风险、房地产企业涉金融风险、地方政府融资平台金 融债务风险工作，严控增量、妥处存量、严防"爆雷"，严厉打击非法金融活动。严肃开展金融风险追责 问责。 2、工信部办公厅、央行办公厅联合印发《关于用好绿色金融政策支持绿色工厂建设的通知》，明确了 研发和产业化应用项目、技术改造升级项目、零碳工厂建设项目等重点支持方向。 3、市场监管总局就《汽车行业价格行为合规指南》征求意见。文件明确了从整车到零配件生产、从定 价策略到销售行为各环节的价格合规要求，并着力规范新车销售环节未按规定明码标价、虚假促销等突 出问题。 4、外交部发言人12月1 ...

Group 1 - The central financial committee emphasizes the need to effectively manage financial risks in local small and medium financial institutions, real estate companies, and local government financing platforms, with a focus on controlling new risks and addressing existing ones [2] - The China Securities Regulatory Commission (CSRC) is set to introduce strict regulations on public fund sales, targeting long-standing issues in the industry such as prioritizing sales over service [2] - China's financial data for November shows a significant increase in RMB loans and social financing, with RMB loans increasing by 15.36 trillion yuan and social financing growing by 33.39 trillion yuan, surpassing last year's total [3] Group 2 - The People's Bank of China emphasizes maintaining stable financial markets and managing moral hazards, particularly in real estate finance [5] - The CSRC has issued a record fine to Yuce Investment for misappropriating fund assets and providing false information, highlighting the regulatory crackdown in the private equity sector [5] - The A-share market sees significant gains, particularly in nuclear power and commercial aerospace sectors, with the Shanghai Composite Index closing up 0.41% [5] Group 3 - The Hong Kong Hang Seng Index rises by 1.75%, driven by gains in technology and non-bank financial sectors, despite net selling by southbound funds [6] - The Shanghai Stock Exchange is monitoring stocks with significant volatility, indicating increased scrutiny on market activities [7] - Several companies are planning IPOs or stock issuances, including Galaxy General, which aims for a valuation of 3 to 4 billion USD [7] Group 4 - The Financial Regulatory Bureau has released a new management method for commercial bank custody businesses, emphasizing the need for banks to meet specific capabilities and prohibiting certain financial practices [9] - The market regulator is seeking opinions on compliance guidelines for the automotive industry, aiming to address pricing and promotional issues [9] - The State Administration for Market Regulation is pushing for improvements in online product sales, particularly in live commerce, to combat false advertising [9] Group 5 - The State Council has initiated measures to stabilize the real estate market, with Shandong province launching a housing "old-for-new" program to encourage home purchases [11] - The global gold ETF inflows reached 5.2 billion USD in November, marking a six-month streak of inflows and setting a record for total assets under management [20] - The domestic bond market shows signs of cooling, with yields on major bonds rising and the central bank conducting reverse repos to manage liquidity [19]

Tech星球独家获悉，抖音推出了"抖音买单"功能，消费者可以在商家门店，通过抖音 App扫码官方的支付设备后，跳转至商家的"买单"界面进行支付。整 个操作流程与主流线下支付工具类似，扫码后的抖音买单页面需手动输入订单金额，消费者与商家确认无误后可选择抖音支付、支付宝、微信支付等方式 完成付款，全程无需跳转至第三方应用，支付闭环在抖音App内即可完成。 目前，该功能已在上海、深圳、杭州多个重点城市启动试点，将覆盖餐饮、便利店、生鲜超市、生活服务、休闲娱乐等线下高频消费场景，合作商家既包 括连锁品牌门店，也涵盖了本地中小商户。商家侧接入流程同样简便，只需通过抖音商家后台提交相关资质，开通"抖音买单"权限后，通过服务商领取官 方提供的支付收款设备即可上线服务。 自抖音拿到支付牌照后，很长一段时间，抖音支付都是作为抖音生态的线上支付工具，并未布局线下，如今，"抖音买单"的推出打破了这一局面，让抖音 支付正式走出线上场景，落地到线下消费市场。 作为抖音布局生活服务生态的关键一步，"抖音买单"的推出意味着其正式进军线下支付市场，或与微信支付、支付宝等两家支付巨头，形成新的竞争格 局。 抖音试水线下支付场景 抖音线下的支付 ...