美联储主席鲍威尔表示，建议下一届美联储主席与美国政治"划清界限"。鲍威尔还表示，他和美联储其 他官员致力于维护美联储的独立性。他还对上周出席最高法院的口头辩论表示，此案"或许是美联储113 年历史上最重要的法律案件"，"我仔细考虑后认为，如果我不出席，可能很难解释清楚原因。" 来源：央视新闻、证券时报、新华社、市场公开信息 今日早盘金价突破5500美元关口。 美股方面，三大股指收盘涨跌不一，道指涨0.02%报49015.6点，标普500指数跌0.01%报6978.03点，纳 指涨0.17%报23857.45点。大型科技股涨跌不一，万得美国科技七巨头指数涨0.19%，英伟达涨1.59%， 谷歌、微软、特斯拉均有小幅上涨。半导体股多数收涨，英特尔涨11%。 据新华社纽约1月28日电美国联邦储备委员会28日结束为期两天的货币政策会议，宣布将联邦基金利率 目标区间维持在3.5%至3.75%之间不变。 会议纪要显示，现有指标表明，就业增长仍处于低位，失业率已显现出趋于稳定的迹象。通胀水平仍处 于较高水平。委员会致力于实现最大就业和长期通胀率达到2%的目标。经济前景的不确定性仍然很 高。委员会密切关注其双重使命面临的风险 ...

岁序常易，新元肇启。2026年开篇之际，姑苏大地传来振奋人心的讯息：在苏州市财政局、科技局的指 导下，新版"科贷通"正式扩容，苏州市首单落地苏州银行。 这一举措既是苏式金融匠心的传承延续，更是对中央金融工作会议精神的精准践行。中央明确提出"坚 定不移走中国特色金融发展之路，着力打造科技金融、绿色金融、普惠金融、养老金融、数字金融'五 篇大文章'"，苏州银行以科贷通升级扩容为笔墨，在普惠赋能与科创发展的交汇点上，绘就了金融助力 新质生产力跃升的鲜活图景。 中央金融工作会议强调，金融服务要坚守以人民为中心的价值取向，这份金融温度在苏州银行的实践中 体现得淋漓尽致。科贷通扩容绝非简单的产品升级，而是金融服务的深度延伸：联合苏州国发担保实 现"见贷即保"，大幅提升融资效率；免费提供"薪智通"等企业服务工具，设立科创业务专属审批部门， 为企业省去繁文缛节；提供供应链融资与跨境结算全链条支持，让金融服务超越"放贷"本身，成为科创 中小企业穿越市场周期的"同行者"与"护航员"。这种"有温度的普惠金融"，既是对中央金融工作要求的 生动回应，亦是苏式金融匠心的鲜活彰显。 金鸡湖的晨光中，创新的种子正被金融"活水"悉心滋养；江南 ...

Core Viewpoint - BYD is rapidly transforming the public service vehicle market in China, becoming a trusted partner for law enforcement agencies with its innovative technology and reliable quality [2][4]. Group 1: Market Presence - BYD vehicles have become a frequent presence in police fleets across various regions in China, including cities like Hefei, Jinzhou, Xi'an, and Xiaogan, showcasing models such as Qin PLUS, Song Pro, and Song PLUS for various law enforcement scenarios [3]. - The appearance of BYD models in government procurement announcements indicates a growing acceptance and trust in domestic electric vehicles for public safety [3]. Group 2: Product Features - BYD's vehicles meet the stringent demands of police work, offering exceptional safety, reliability, and adaptability for different operational environments [4]. - The hybrid systems in BYD vehicles provide both fuel efficiency for urban patrols and powerful performance for rural responses, effectively addressing the operational needs of law enforcement [4]. Group 3: Industry Impact - The widespread adoption of BYD police vehicles reflects not only the success of the brand but also the rise of Chinese manufacturing in high-end sectors, demonstrating a clear trajectory of innovation benefiting public service [4]. - This shift signifies that domestic automotive manufacturers are fully capable of taking on the critical role of ensuring public safety, positioning themselves as reliable "mobile shields" in modern law enforcement [4].

1月29日，国际金价再次大幅上涨。 现货、期货双双站上5500美元/盎司，其中，黄金期货一度突破5600美元/盎司关口。截至发稿，COMEX黄金报5549.5美元/盎司，上涨3.92%；伦敦金报 5528.377美元/盎司，上涨2.04%。 | | | 金价(人民币) | | --- | --- | --- | | 足金饰品(每克) | 委书 | ¥1708 | | | 换金价 | ¥1453 | | | 换珠宝价 | ¥1453 | | 工艺金片(每克) | 卖出 | ¥1500 | | 950铂金饰品(每克) | 愛田 | ¥1073 | | | 换金价 | ¥862 | | 生生金宝(每克) | 卖出 | ¥1500 | 随着国际金价一路狂飙，国内首饰金价再次大幅上涨，创下历史新高。 1月29日，多家金饰品牌足金报价突破1700元/克。其中，周大福报1706元/克，较昨日上涨88元/克；周生生报1708元/克，较昨日上涨94元/克；老庙黄金报 1706元/克，较昨日上涨94元/克；老凤祥报1713元/克，较昨日上涨93元/克。 | 品 今日金价 手机版 港澳及海外版 | | CHOW TAI FOOK ...

Core Viewpoint - The A-share pharmaceutical retail sector is experiencing a significant rebound, driven by a new policy aimed at promoting high-quality development in the industry, which is expected to help around 700,000 pharmacies currently facing challenges [2][3]. Group 1: Industry Trends - The pharmaceutical retail industry is undergoing a wave of closures, with a projected net closure of 39,000 stores in 2024, significantly higher than the 3.8% closure rate in 2023 [5][6]. - The market is witnessing a shift from passive closures to proactive consolidation, as the new policy addresses industry pain points and encourages mergers and acquisitions [2][3][9]. - The concentration of the market is increasing, with the top 10 companies expected to reach a market share of over 35% by 2026, moving towards the levels seen in mature markets [9]. Group 2: Financial Performance - Major players in the industry are facing declining revenues and profits, with companies like YaoYao and GuoDa Pharmacy reporting significant drops in net profits, highlighting the financial strain on the sector [4][5]. - Only one out of six major private listed chains, Yifeng Pharmacy, is expected to achieve positive net profit growth in 2024, indicating a narrowing profitability landscape [5][6]. Group 3: Policy Impact - The new policy aims to standardize and optimize the merger and acquisition process, reducing costs and time for major chains, thus facilitating industry consolidation [7][9]. - The policy encourages a shift from a focus on drug sales to a broader health service model, aligning with changing consumer demands and promoting diversification in product offerings [8][9]. Group 4: Future Outlook - The industry is expected to evolve from merely selling drugs to becoming comprehensive health service providers, enhancing efficiency and better meeting consumer needs [10][11]. - The ongoing transformation is anticipated to eliminate inefficient capacities and elevate industry standards, marking a transition to a new phase of value growth [11].

国际现货黄金价格再攀新高。1月28日，伦敦金现再次大涨，突破5200美元/盎司，并在下午一度突破 5300美元/盎司。与此同时，国内黄金珠宝首饰企业们足金饰品价格也都涨到了1600元/克的新高度，像 老凤祥足金饰品已经达到1620元/克。然而，黄金高涨并没有浇灭消费者买金热情，1月28日下午4点 多，记者实地走访北京王府井附近金店发现，像周大福、周大生、潮宏基等门店皆有顾客光顾，且店员 也对记者表示，"这段时间黄金首饰产品卖的挺好的。" 过去两年中，现货黄金价格持续上涨，一度给周大福等以按克计价产品为主的金饰企业带来业绩压力。 随着金价上涨逐渐常态化，如何实现可持续经营成为金饰企业面临的核心挑战。为此，行业主要企业也 积极启动了一系列变革。 黄金再创新高 黄金价格延续上行态势，屡创新高，1月28日，COMEX黄金每盎司站到了5250美元的新高点，伦敦金 现同样连创新高，并在下午一度突破5300美元/盎司。 对于金价连创新高，知名战略定位专家、福建华策品牌定位咨询创始人詹军豪接受《华夏时报》记者采 访时表示，近期黄金价格持续走高，核心是全球地缘局势不确定性增加，叠加市场对美联储降息的强烈 预期，各国央行增持黄金 ...

帝科股份银浆生产线。图源：公司官网 本报（chinatimes.net.cn）记者李佳佳 李未来 北京报道 1月26日，无锡帝科电子材料股份有限公司（下称"帝科股份"，300842.SZ）发布公告称，近日，公司因 侵害发明专利权纠纷分别起诉江苏日御光伏新材料股份有限公司（下称"日御光伏"）、苏州晶银新材料 科技有限公司（下称"苏州晶银"），上述诉讼已获江苏省高级人民法院受理。 根据公告，两个案件涉案金额均为2亿元，暂合计为4亿元。帝科股份方面表示，有关案件尚未开庭审 理，对公司本期利润或期后利润的影响具有不确定性，实际影响以法院判决为准。 为进一步了解涉案相关专利及帝科股份业务情况，《华夏时报》记者将采访问题发送公司邮箱，不过， 截至记者发稿前，对方未予回复。 两项专利成维权焦点 据介绍，帝科股份子公司太阳帕斯特有限责任公司系"包含铅－碲-锂-钛-氧化物的厚膜浆料以及它们在 制造半导体装置的用途"（专利号为 201180032359.1）和"包含铅－碲-锂-氧化物的厚膜浆料以及它们在 半导体装置制造中的用途"（专利号为201180032701.8）发明专利的专利权人，涉案专利至今合法有 效。原告帝科股份通过许 ...

Group 1 - The actual controller of three listed companies, Xiong Haitao, is under investigation for suspected criminal activities, leading to significant market reactions [2][3][7] - Xiong Haitao's ex-husband, Yuan Zhimin, was previously sentenced to three years in prison for insider trading, indicating a troubled history within the family business [2][5] - The three companies involved—Yichang Technology, Gaomeng New Materials, and Dongcai Technology—are all controlled by Gaojin Group, which is also linked to Xiong Haitao [4][8] Group 2 - Despite the investigation, the companies claim that their daily operations remain unaffected, as Xiong does not participate in day-to-day management [4][7] - The stock prices of the three companies fell sharply following the news, with Yichang Technology hitting the limit down, Gaomeng New Materials dropping by 14.52%, and Dongcai Technology decreasing by 3.65% [7] - The companies have diverse business operations, including chemical materials, automotive components, and healthcare products, with significant revenue growth reported for 2025 [7][9]

本报记者 张蓓 见习记者 黄指南 深圳报道 七连板的狂热背后，是资金对未来的乐观预期，但业绩预亏的阴影让这份乐观格外脆弱。 2026年开年的A股市场，贵金属板块成为最耀眼的明星之一，而白银有色（601212.SH）则乘着资本快 车，居板块涨幅前列。截至1月28日午间，该股以13.81元涨停价封板，当日成交额超52亿元，实现七连 板走势，期间累计涨幅达93.15%，总市值突破千亿元关口。 更值得关注的是，其近30个交易日累计涨幅超160%，近一年涨幅更是接近400%。这场行情背后，是国 际银价暴涨、工业需求爆发与资金炒作的多重共振，却也伴随着业绩预亏、估值高企的强烈反差。 一边是超50亿元成交额的激烈博弈，一边是2025年最高6.75亿元的亏损预期，叠加白银业务营收占比偏 低的基本面短板。 资本的疯狂能否在基本面下行的情况下持续，市场将给出最终的答案。 针对股价异动等事宜，《华夏时报》记者已于1月26日向白银有色提交采访申请，就业绩亏损细节、估 值合理性及白银业务布局等问题寻求解答，并于27日电话确认企业相关人员已查收采访提纲。截至发稿 前，白银有色尚未就上述核心问题作出正式回应。 白银时代 2026年开年贵金 ...

Core Viewpoint - Shanxi Rural Commercial Bank is expanding its "upward participation and downward investment" model to enhance capital connections with grassroots institutions and accelerate the reform of county-level cooperatives [2][3]. Group 1: Investment and Reform Progress - As of 2025, Shanxi Rural Commercial Bank has invested in 10 rural commercial banks in Shanxi Province, with shareholding ratios reaching up to 93.2% in some cases [2][3]. - The bank's total assets reached 68.735 billion yuan by the end of September 2025, an increase of 4.161 billion yuan from the end of 2024 [4]. - The bank's investment in local banks includes significant stakes in YaoDu Rural Commercial Bank (9.84%) and Houma Rural Commercial Bank (44.25%), totaling an investment of 860 million yuan [3]. Group 2: Challenges and Governance - Some grassroots institutions face challenges in risk management and sustainable development, as evidenced by the declining capital adequacy ratios of institutions like Pingyao Rural Commercial Bank [5]. - The governance structure of some invested institutions is fragmented, lacking a controlling shareholder, which complicates management and oversight [4]. - Shanxi Rural Commercial Bank aims to enhance governance and management of these institutions through its investments, addressing issues related to state asset preservation and regulatory compliance [6]. Group 3: Strategic Implications - The "upward participation and downward investment" model is seen as a strategic move to enhance the overall stability and risk management capabilities of the rural financial system [7]. - The model is designed not only for financial returns but also to optimize governance structures and improve the risk resilience of the entire system [7].