地方采购团"买买买"，成为2025年进博会一道独特的风景。11月8日，上海国家会展中心第八届进博会 展期已经过半，从全国各地赶过来参会的地方交易团的"采购篮"也充实起来。 "我们在进博会首日就签署了价值超亿美元的V2500飞机发动机零部件采购订单，该订单由普惠公司在 青浦综保区注册运营的公司完成，实现首照、首证颁发。"进博会上海交易团一位负责人向《华夏时 报》记者表示。 11月7日，"东道主"上海交易团国资分团举行了集中签约仪式，达成意向采购订单113笔、意向采购金额 27.76亿美元；此外上汽集团、上海电气、上实集团、光明食品集团、百联集团、东浩兰生集团、东方 国际、上海银行、机场集团、临港集团、绿地集团11家企业集团的12个项目也进行了集中签约，涉交易 金额约29.9亿元。 本报（chinatimes.net.cn）记者胡金华 上海摄影报道 不止上海，长三角各地交易团、大湾区、京津地区、中西部城市、西北地区等地方交易团的身影随处可 见，他们今年的采购目标都是百亿元级起步。 各地交易团都采购了啥？ 地方交易团的采购从传统农副产品到高科技零部件，从生物医药到人工智能技术，可谓应有尽有。 "这届进博会，浙江'买 ...

华夏时报记者 刘诗萌 北京报道 时隔九年之久，中国再有直辖市宣布调整行政区划。 11月6日，重庆召开新闻发布会介绍调整部分行政区划相关情况，宣布撤销江北区、渝北区，设立两江 新区，并将原渝北区北部的5镇划归北碚区管辖。此前，2010年国务院正式批准在重庆设立了国家级新 区两江新区，15年后的此次调整，以两江新区国家级新区规划范围为主体，划入地缘相近、地理空间自 然衔接的洛碛镇、童家溪镇、五宝镇，进一步完善城市综合配套功能，实现产业集聚、功能耦合、通道 赋能、协同联动，促进国家级新区与行政区协调发展，形成中心城区核心增长引擎。 而这次区划调整"开闸"，也是在近几年国家严控撤县设市、叫停大城市无序扩张的背景下。中国城市经 济学会副会长秦尊文接受《华夏时报》记者采访时表示，这次调整将两江新区从原来的功能区调整为一 个行政区划，与北碚区形成"三区合一"，对重庆来说是一个重大利好，便于将中心城区做大做强，是一 个非常必要的措施。 从功能区到行政区 2010年，继上海浦东新区、天津滨海新区后，重庆两江新区成为我国第三个国家级新区。之所以名 为"两江新区"，是因为其区位在长江以北、嘉陵江以东，以"两江、四山、八城、百园"为 ...

AI为破解社会健康痛点提供了关键路径——韩歆毅以蚂蚁今年6月推出的AI健康应用AQ为例，这款依 托蚂蚁医疗大模型打造的应用，具备主动追问、主动建档等核心特点，涵盖健康科普、就诊咨询、报告 解读、健康档案等上百项AI功能，上线仅四个月便成为国内首个月活超千万的行业专业级AI应用，跃 升至中国AI原生应用榜第7位，83.4%的复合增长率更是位居行业第一。AQ强劲的增长势头，印证了公 众对AI健康工具的迫切需求。 11月8日，乌镇峰会上，蚂蚁集团CEO韩歆毅作为企业代表分享了在AI医疗健康领域的思考与实践。此 前，继旗下AI健康应用AQ月活用户突破千万后，蚂蚁宣布成立健康事业群，并推动医疗健康业务成为 蚂蚁的战略支柱板块，韩歆毅在现场表示，此次组织升级承载了蚂蚁的新使命：让看病更简单、生活更 健康。 韩歆毅在演讲中表示，伴随着社会发展，老百姓的健康需求正持续升级，如全国慢病患者超5亿，存在 着低知晓率、低治疗率、低控制率问题，约2.7亿高血压患者中有超八成未能有效控制病情；此外，全 国约3.1亿老年人口对养生养老、康复护理的需求激增，90后、00后等年轻群体也成为健康消费的主力 军。 基于AQ的技术积累与市场验证， ...

本报（chinatimes.net.cn）记者张萌 卢梦雪 北京报道 农信改革再落关键一子。 11月7日，国家金融监督管理总局披露公告，正式批复同意筹建新疆农村商业银行股份有限公司（下 称"新疆农商银行"）。西北地区首家省级统一法人农商银行即将诞生。 据新疆农信社2025年工作会议透露，新疆农商银行开业后资产规模将超过7000亿元。10月29日，新疆农 信进一步表示，将力争在11月底实现该行的挂牌开业。 今年以来，我国中小金融机构改革化险进入快车道，河南、江西、江苏、内蒙古、吉林五地省联社改革 相继落地，地方金融体系的稳健性和服务实体经济能力持续增强。 "新疆农信的改革化险工作已有一定条件，此前通过'分步走'，各地（州、市）级统一法人农商银行已 基本完成组建，这为组建全区统一法人农商银行奠定了一定的基础。"招联首席研究员董希淼向《华夏 时报》记者表示。 力争11月底实现挂牌开业 2025年3月17日，新疆农商银行筹建工作小组等机构发布组建公告，其中提到，新疆农信联社等56家新 疆农信法人机构已分别履行内部公司治理程序，召开会议审议通过以新设合并方式组建新疆农商银行相 关事项，并形成决议。原各机构的债权债务将由 ...

源杰科技年内股价走势 本报（chinatimes.net.cn）记者谢碧鹭 北京报道 随着2025年三季报的收官，科创板作为科技创新企业的核心融资平台，交出了一份稳健增长的成绩单： 近600家科创板上市公司2025年前三季度合计实现营业收入突破1万亿元。超七成公司营收同比增长，其 中有20家公司增幅超过100%，还有近六成实现净利润增长。 在股价表现方面，今年科创板同样交出亮眼答卷，业绩增长的强劲支撑下，板块整体走出"硬科技"驱动 的强势行情。Wind数据显示，截至11月6日收盘，今年以来有546家科创板公司股价出现增长，股价出 现下跌的公司不足一成。 透过行业来分析，半导体行业不仅前三季度营业收入和净利润亮眼，更是诞生了多只"大牛股"。其中， 源杰科技的表现尤为突出，其前三季度营收同比翻倍，净利润更是成功实现扭亏为盈。截至11月6日收 盘，源杰科技报616.53元/股，年内涨幅高达361.12%（前复权，下同）。11月7日，该股低开震荡，最 终收跌4.28%。 半导体公司业绩和股价齐飞 2025年前三季度，科创板企业延续了以往高增长的发展特征。 经营业绩呈较大波动 据悉，源杰科技成立于2013年1月，202 ...

Core Insights - The article highlights the significant growth and transformation of multinational pharmaceutical companies in China over the past eight years, particularly through their participation in the China International Import Expo (CIIE) [11] - Companies like Roche and Gilead are expanding their product offerings and localizing their operations, indicating a shift towards more comprehensive engagement in the Chinese market [3][5] Group 1: Roche's Expansion - Roche has evolved from showcasing a few oncology drugs at the first CIIE to presenting over 40 products and solutions this year, covering the entire industry chain from early research to localized production [3] - The company has launched nearly 15 products in China over the past eight years, with a new biopharmaceutical base in Shanghai aimed at producing large molecule antibody drugs locally [3][5] Group 2: Gilead's Innovations - Gilead is actively advancing local research and development, currently conducting 16 projects in China, including 10 in oncology, with 90% of these projects synchronized with global timelines [5] - The company introduced Lenacapavir, the first long-acting HIV prevention drug requiring only two doses per year, marking a significant milestone in HIV prevention [2][5] Group 3: AstraZeneca's Investments - AstraZeneca signed a $136 million investment agreement for its Qingdao base during the expo, emphasizing China's role as its second-largest market and a source of innovation [3] - The company has invested over $1.7 billion in projects driven by previous CIIE events, embedding its production supply chain deeply into the Chinese market [3] Group 4: Merck and Eli Lilly's Contributions - Merck showcased its first HIF-2α inhibitor for VHL syndrome patients and announced plans to introduce over 40 new products and indications in the next five years [5] - Eli Lilly has invested over 20 billion RMB in China, establishing a comprehensive industry chain from research to commercialization, and plans to continue expanding its local collaborations [5][10] Group 5: Amway's Local Innovations - Amway introduced a vitamin and mineral powder product, the first "blue hat" multivitamin in China, reflecting its commitment to local research and development [6][10] - The company has established a plant research center in Wuxi and is integrating AI and traditional Chinese medicine to enhance its product offerings [8][10] Group 6: The Broader Impact of CIIE - The CIIE has become a platform for global companies to redefine their roles in China, with many establishing local R&D centers and committing to long-term investments [10][11] - The event is seen as a bridge for innovation and trust between China and the world, showcasing the potential for Chinese-developed products to reach global markets [11][12]

据央视新闻报道，当地时间7日，美国总统特朗普表示，希望继续在匈牙利首都布达佩斯与俄罗斯总统普京 会晤。他表示，与普京的会晤正在讨论中。 特朗普表示，他和匈牙利总理欧尔班一致认为，俄乌冲突将在不久的将来结束。 特朗普当天在白宫会见到访的匈牙利总理欧尔班，双方预计将讨论贸易、能源和乌克兰问题等。 10月16日，特朗普与普京通话后，宣布两国元首近期将在匈牙利首都布达佩斯会晤。10月22日，特朗普表 示，他已取消美俄领导人近期会晤计划，原因是目前会晤不会取得成果。他将同普京"在未来某个时间"会 晤。 俄总统新闻秘书：俄美仍对元首会晤有兴趣 当地时间11月7日，俄罗斯总统新闻秘书佩斯科夫在当日简报会上表示，对于美国总统特朗普关于俄乌冲突 解决取得所谓进展的言论，克里姆林宫暂不予评论。 俄罗斯总统新闻秘书佩斯科夫（资料图） 佩斯科夫指出，俄罗斯和乌克兰之间缺乏互信，是阻碍乌克兰危机解决进程的因素之一。 佩斯科夫表示，俄美双方仍对在布达佩斯举行两国元首会晤持有兴趣，但此类会晤需要周密筹备。 （文章来源：华夏时报） 10月27日，俄罗斯总统助理乌沙科夫表示，目前普京与特朗普会晤的时间尚不明确，但会晤的意愿依旧存 在。 10月 ...

Core Insights - Lucky Coffee, a sub-brand of Mixue Group, is rapidly expanding in first-tier cities, contrasting with its previous focus on lower-tier markets [2][3][5] - The brand has increased its store count in Beijing from a few to nearly 100 this year, with Shenzhen experiencing a threefold growth in store numbers [2][3] - Lucky Coffee offers incentives for franchisees in high-tier cities, including waiving fees totaling 17,000 yuan for stores in major urban areas [2][4] Expansion Strategy - Lucky Coffee's core product pricing ranges from 5 to 10 yuan, significantly lower than competitors, allowing it to capture market share in lower-tier cities [3][5] - As of October 23, Lucky Coffee has signed over 9,000 stores nationwide, with a target of reaching nearly 10,000 [3][4] - The brand is focusing on smaller store formats (20-30 square meters) in first-tier cities to reduce operational costs for franchisees [4][6] Market Dynamics - The coffee market in lower-tier cities is becoming saturated, prompting Lucky Coffee to seek growth in first-tier cities where competition is fierce [5][6] - Major competitors like Luckin Coffee and Starbucks are also expanding aggressively into lower-tier markets, increasing pressure on Lucky Coffee [5][6] - The high-tier coffee market is perceived as nearing saturation, with a shift in growth potential towards lower-tier markets [6] Challenges Ahead - Lucky Coffee faces significant challenges in high-tier cities, including high operational costs and intense competition from established brands [6] - The brand's marketing and product innovation strategies are seen as lacking compared to competitors, which may hinder its ability to attract consumers in high-tier markets [6]

Core Viewpoint - Jiangsu Suzhou Rural Commercial Bank (referred to as "Su Nong Bank") has undergone significant management changes, with a focus on youthfulness in its executive team, which is expected to enhance the bank's agility and innovation capabilities in a competitive market [1][3][6]. Management Changes - The bank announced the appointment of Wang Liang as the new president, with Fei Haibin and Geng Zhi as vice presidents, pending approval from the National Financial Regulatory Administration [1][2]. - Wang Liang, born in 1982, has a diverse background in various departments at Citic Bank and has held key positions within Su Nong Bank, indicating a return to a familiar environment [2]. - The new executive team reflects a trend towards younger leadership, with both vice presidents born in the 1980s, which aligns with the broader industry movement towards youth in management roles [3][6]. Financial Performance - For the first three quarters of the year, Su Nong Bank reported a slight increase in operating income of 0.08%, totaling 3.23 billion yuan, and a net profit attributable to shareholders of 1.708 billion yuan, up 5.01% year-on-year [4][5]. - The bank's interest income decreased from 2.14 billion yuan to 2.058 billion yuan due to a narrowing net interest margin, while investment income rose significantly by 30.5% to 1.116 billion yuan, attributed to increased bond disposals [4][5]. - The bank's total assets reached 226.749 billion yuan, reflecting a growth of 5.96% since the beginning of the year [1]. Asset Quality and Capital Adequacy - As of September, the non-performing loan ratio remained stable at 0.9%, while the provision coverage ratio decreased from 428.96% to 355.85% [5]. - Capital adequacy ratios showed a slight decline, with the core tier one capital adequacy ratio at 10.76%, down from 10.91% at the end of the previous year [5]. - The bank has taken steps to enhance its capital position, including the issuance of secondary capital bonds and the completion of a conversion of 156 million yuan in "Su Nong Convertible Bonds" [5]. Industry Trends - The trend of younger management teams in the banking sector is seen as a response to the increasing penetration of financial technology and the evolving demographics of the customer base [6]. - Experts suggest that the new management should focus on strategic planning, technology integration, team building, and risk management to navigate the challenges posed by a slowing economy and competitive pressures [6].

近日，小红书一举拿下支付牌照，完成金融合规的关键一跃。 "小红书此举核心原因在于，补齐商业生态的关键金融基础设施短板。牌照获取确实具有紧迫性，背后 是对未来电商与本地生活，以及金融增值服务规模化变现的提前卡位。"11月7日，博通分析首席分析师 王蓬博对《华夏时报》记者表示。 本报（chinatimes.net.cn）记者付乐 北京报道 王蓬博认为，作为内容驱动型平台，小红书近年来电商业务快速增长，但长期依赖外部支付通道不仅抬 高交易成本，更限制了用户行为数据闭环与资金流掌控。而且从合规角度来看，在当前监管明确要求强 化平台主体责任的背景下，自持支付牌照已经是必然选择。 合规才是最主要的持牌目的 天眼查显示，东方电子支付有限公司（下称"东方支付"）原有股东已悉数退出，同时多位主要人员发生 变更。目前，东方支付100%控股股东已变更为宁智信息科技（上海）有限公司（下称"宁智信息"）。 而宁智信息是小红书的全资子公司。这意味着，小红书正式获得了第三方支付牌照。 小红书切入支付领域，不仅是对支付布局趋势的跟进，更标志着其商业化战略进入新阶段，构建起自有 支付支撑的交易闭环。 东方支付成立于2008年，注册地址为上海， ...