原标题： 锚定建设金融强国目标 走好中国特色金融发展之路 中央金融委员会办公室 中央金融工作委员会 一、深刻领悟习近平总书记重要讲话的重大意义，增强做好金融工作的政治自觉、思想自觉、行动自觉 习近平总书记以宏阔的战略视野和深刻的历史洞察，系统阐明了金融工作的道路方向、重要方针、原则立 场，对做好金融工作具有重大而深远的指导意义。 把我们党对金融工作本质规律和发展道路的认识提升到了新高度。 我们党历来高度重视金融工作，在领 导中国革命、建设、改革的长期实践中，不断深化对金融作用和地位的认识。党的十八大以来，在以习近 平同志为核心的党中央领导下，金融实践创新、理论创新、制度创新持续推进，金融事业发展取得新的重 大成就。在这一过程中，我们对金融本质的把握以及对金融发展规律的认识也得到进一步深化。我们愈发 深刻认识到，我国金融事业是中国共产党领导下的金融事业，归根结底要造福人民；我们的金融发展道路 既遵循现代金融发展的客观规律，更具有适合我国国情的鲜明特色，绝不能照搬照抄；我们的金融工作具 有鲜明的政治性、人民性，必须毫不动摇坚持党中央对金融工作集中统一领导，坚决站稳人民立场，维护 人民利益。只有这样，才能确保我国金 ...

Core Viewpoint - The cryptocurrency market is experiencing a significant sell-off, influenced by the nomination of Kevin Warsh as the next Federal Reserve Chairman, leading to a drop in major cryptocurrencies like Bitcoin and Ethereum [1][2]. Group 1: Market Performance - In the past 24 hours, Bitcoin saw a decline of over 7%, dropping below $80,000, while Ethereum fell by more than 11%, reaching a low of $2,256 [2]. - The total market capitalization of cryptocurrencies has evaporated by over $110 billion during this sell-off [2]. - The liquidation in the cryptocurrency market exceeded $2.56 billion, affecting approximately 423,500 traders, with over 90% of liquidations being long positions [2][3]. Group 2: Investor Sentiment - The recent downturn has intensified macro disappointment among investors regarding Bitcoin, as it failed to respond positively to market dynamics that typically support its price [3]. - Analysts indicate that the current price levels reflect extremely low interest from retail investors, with trading volumes expected to remain subdued in the coming quarters [3]. Group 3: Federal Reserve Influence - Kevin Warsh's nomination is seen as a potential shift towards tighter monetary policy, which could lead to a stronger dollar and increased pressure on the cryptocurrency market [5][6]. - Warsh's past criticisms of quantitative easing and the expansion of the Federal Reserve's balance sheet raise concerns about aggressive interest rate policies, which could further impact risk assets like cryptocurrencies [5][6]. Group 4: Future Outlook - There is a possibility of further sell-offs in the coming days as price adjustments may reinforce negative market sentiment [4]. - Despite the current bearish outlook, a more hawkish Federal Reserve leadership could eventually strengthen the narrative around cryptocurrencies, particularly Bitcoin, as a hedge against monetary tightening [6].

违法和不良信息举报电话：0755-83514034 邮箱：bwb@stcn.com 海外市场表现亦不乐观。英国《卫报》援引该国主要影院运营商之一Vue的首席执行官蒂姆·理查兹的话 说，院线位于伦敦伊斯灵顿的旗舰店首映场仅售出一张票，晚场也仅预订出两个座位。据加拿大媒体报 道，多伦多地区也售票寥寥，丰业银行剧院四个场次仅售出10张票，艾灵顿镇中心影院下午场售出三张 票，而晚间两场则无人购票。 另据美国《国会山》日报报道，南非发行方已取消了该片的院线公映计划。 纪录片《梅拉尼娅》采用跟拍形式，记录了梅拉尼娅在其丈夫唐纳德·特朗普出席2025年总统就职典礼前 20天内的工作与生活。该片拍摄制作及推广费用高达7500万美元，亚马逊公司创始人贝索斯的重金投入 遭到舆论嘲讽。 来源：新华社 责编：刘珺宇 校对： 杨舒欣 | 百万用户都在看 | | --- | | 盘中暴涨25%！芯片巨头，释放重磅信号! | | AI，突传重磅！四大巨头，同时出手！ | | 深夜"血洗"！白银，史诗级暴跌！黄金，40年最大跌幅！ | | 事关中美经贸磋商！刚刚，商务部发声！ | | 尾盘异动！A股，三大信号"闪现" | 美国第一夫人梅拉尼 ...

中院及高院均认定"出借" 自2020年新《证券法》实施后，个人出借证券账户行为受到严格规范。据第五十八条规定，"任何单位和个人 不得违反规定，出借自己的证券账户或者借用他人的证券账户从事证券交易"。然而，长期以来，家庭成员间 互相使用证券账户的情况较为普遍，这类行为是否属于"违规出借证券账户"的打击范围，一直备受投资者关 注。 近期，中国裁判文书网披露的一则民事裁定书涉及上述话题。据悉，刘某某因某上市公司证券虚假陈述而把对 方诉至法庭，请求判令对方赔偿投资差额损失303.20万元以及对应的佣金、印花税。然而，诉讼尚未进入实体 审理， 就在"原告是否适格"的程序问题上经历了一番漫长周折。 亲属之间代为操作股票账户，其法律边界究竟在哪里？ 近期，中国裁判文书网披露的一则民事裁定书，引发市场关注，主要因为事关"亲属间代为操作证券账户"。 据悉，刘某某因一家上市公司虚假陈述而发起诉讼。然而，在一审、二审中，法院均认为，股票交易实际上是 刘某某儿子操作， 该行为已构成出借账户 ，从而认定刘某某并非"适格原告"而驳回其诉请。 直至案件进入再审程序，最高人民法院（以下简称"最高法"）撤销原裁定。最高法认为，证据材料不足以认 ...

1月31日，海南省纪委监委消息显示，决定给予王年生开除党籍处分；按规定取消其享受的待遇；收缴其违纪 违法所得；将其涉嫌犯罪问题移送检察机关依法审查起诉，所涉财物一并移送。 官宣落马近8个月后，对海南农信系统原"一把手"王年生的处理有了新进展。 在他之前，原海南省联社第二任理事长利光秘于2025年3月被查。至此，原海南省联社连续三任掌门人落马。 2024年5月，由海南省联社及19家农合机构采取新设合并的方式组建的海南农商行正式挂牌，成为全国农信新 一轮深化改革中的第一家按照全省统一法人模式成立的地方法人银行。 开除党籍 据海南省纪委监委最新通报，经海南省委批准，海南省纪委监委对原海南省联社党委书记、理事长王年生严重 违纪违法问题进行了立案审查调查。 经查，王年生丧失理想信念，背弃初心使命，对党不忠诚不老实，对抗组织审查；无视中央八项规定精神，违 规收受礼品；违背组织原则，在组织函询时不如实说明问题，在职工录用等工作中为他人谋取利益。 同时，王年生廉洁底线失守，利用职权为亲属谋取利益，纵容、默许特定关系人利用其职务影响谋取私 利；"靠金融吃金融"，大肆收钱敛财，利用职务便利为他人在贷款审批等方面谋利，并非法收受巨 ...

Group 1 - Iran is currently in dialogue with the United States, as reported by CCTV on January 31 [1] - U.S. President Trump stated that Iran is negotiating with them and they will see if an agreement can be reached, otherwise they will wait and see [1]

Core Viewpoint - The article emphasizes the importance of avoiding risky investment behaviors and highlights the dangers of seeking quick wealth through speculative investments and leveraging [1][2][4]. Group 1: Investment Principles - The principle of investing is to prefer missing out rather than making mistakes, especially in volatile sectors like commercial aerospace, AI applications, and robotics, which have seen declines of over 40% from their peaks [1]. - Investors should steer clear of any claims of quick wealth, as these often lead to financial disasters, particularly when combined with leverage and lack of understanding [1][2]. - It is crucial to create a negative checklist of what to avoid in investments, as this can help in achieving better investment goals [1]. Group 2: Common Investment Mistakes - Avoid trying to discover the next big company like Microsoft; focus instead on reliable companies whose stock prices are undervalued [5]. - Do not believe that "this time is different" in the market, as historical patterns tend to repeat, leading to significant losses during bubbles [5]. - Avoid favoritism towards a company's products, as popularity does not guarantee profitability [6]. - Do not panic during market downturns; stocks are often most attractive when no one wants to buy them [6]. - Avoid timing the market, as no strategy can consistently predict the best times to buy or sell [6]. - Do not ignore valuation; the reason for buying a stock should be its current investment value, not the hope of selling it to a greater fool later [7]. - Do not overlook comparative analysis of earnings data; cash flow is a more reliable measure of a company's financial health than earnings per share [7].

Core Viewpoint - The commercial space industry is experiencing significant developments, particularly with SpaceX's ambitious plan to launch up to 1 million satellites to create an "Orbital Data Center" [2][3][4]. Group 1: SpaceX's Satellite Deployment Plan - SpaceX has submitted an application to the FCC to deploy a satellite network consisting of up to 1 million satellites, which will operate at altitudes ranging from 500 km to 2000 km [3][4]. - The proposed "Orbital Data Center system" aims to provide unprecedented computational power to support advanced AI models and applications, addressing the growing demand for AI computing capabilities [4][5]. - The satellites will be arranged in narrow orbital shells with a width of no more than 50 km to minimize interference with other systems [4]. Group 2: Regulatory and Market Implications - The scale of the proposed satellite deployment raises concerns regarding SpaceX's future capital expenditures, execution capabilities, and regulatory challenges, particularly from the FCC [4][7]. - The FCC previously approved SpaceX's application for 7,500 satellites for its second-generation Starlink network but did not approve the full request for 22,488 satellites, indicating potential scrutiny for the new application [7]. - Analysts predict that the environmental impact and orbital congestion risks associated with deploying 1 million satellites will face rigorous examination, possibly leading to objections from other space-faring nations [7]. Group 3: Advancements in AI and Space Exploration - NASA's Perseverance rover successfully completed its first autonomous driving task on Mars, utilizing AI to plan its route based on terrain analysis, marking a significant advancement in space exploration technology [8][9]. - The rover has traveled over 42.2 kilometers on Mars, with more than 90% of its distance covered through autonomous driving, showcasing the importance of remote autonomous technology for future missions [9].

Core Viewpoint - The article discusses the release of the "Guidelines for the Collection of Personal Consumer Loans by Financial Institutions (Trial)" by the China Banking Association, aimed at regulating collection practices and protecting the rights of debtors while ensuring the legitimate rights of creditors [1][8]. Group 1: Collection Practices Regulation - The guidelines cover credit cards and personal consumer loans issued by member institutions of the China Banking Association, with other personal loan types encouraged to follow suit [3]. - A comprehensive definition of collection methods is provided, including phone calls, letters, home visits, judicial collections, and other methods via SMS and corporate WeChat [3]. - Strict "red lines" for collection practices are established, prohibiting collection activities from 10 PM to 8 AM without debtor consent and limiting the number of calls to a maximum of 6 attempts per day to avoid harassment [3]. Group 2: Protection of Debtor Rights - The guidelines emphasize the protection of personal information, requiring member institutions and external collection agencies to comply with privacy regulations and not disclose debtor information for non-collection purposes [3]. - Specific rules for different collection methods are outlined, such as mandatory recording of phone calls and requiring multiple collectors for home visits, who must present identification and obtain consent before entering private residences [4]. Group 3: External Agency Management - Member institutions are designated as the primary responsible party for managing external collection agencies, implementing a list management system with strict entry and exit criteria [5]. - Annual inspections of external collection agencies are mandated, with a comprehensive assessment framework that includes compliance with collection behavior, security of information, and consumer rights protection [5][6]. Group 4: Internal Control and Industry Cooperation - The guidelines promote a shift from reactive to proactive risk management, emphasizing preemptive measures, monitoring during the collection process, and optimizing complaint resolution mechanisms [7]. - An information-sharing mechanism for violations by external collection agencies will be established, encouraging technological innovation to enhance collection efficiency and compliance [7]. - The guidelines also address issues related to debt evasion and illegal collection practices, urging member institutions to collaborate in combating fraudulent complaints and to report criminal activities to law enforcement [7]. Group 5: Overall Impact - The introduction of these guidelines aims to create a clear boundary for collection practices, safeguarding the rights of both creditors and debtors, and is expected to reduce instances of illegal and violent collection practices [8]. - The implementation of these regulations is anticipated to foster a development model characterized by compliance, clear responsibilities, effective regulation, and collaborative industry governance, contributing to the stability of the financial market and social justice [8].

Group 1 - An explosion occurred in a residential building in the Abbas Port area of Hormozgan Province, Iran, resulting in 1 death and 14 injuries [1] - The explosion destroyed two floors of the eight-story building and damaged nearby vehicles and a shop [1]