Financial Performance - Operating revenue for Q1 2025 reached CNY 22,304,128, an increase of 6.21% compared to CNY 20,999,172 in the same period last year[4] - Net profit attributable to shareholders was CNY 9,780,003, reflecting an 8.16% increase from CNY 9,042,302 year-on-year[4] - Basic earnings per share rose to CNY 0.53, up 17.78% from CNY 0.45 in the same quarter last year[4] - Net profit for Q1 2025 was CNY 10,092,331 thousand, a 8.36% increase from CNY 9,313,778 thousand in Q1 2024[32] - The total comprehensive income for Q1 2025 was CNY 7,226,392 thousand, down from CNY 10,871,540 thousand in Q1 2024[33] Cash Flow - Net cash flow from operating activities surged by 107.24% to CNY 169,075,192, compared to CNY 81,584,132 in the previous year[4] - The net cash flow from operating activities in Q1 2025 was CNY 169,075,192 thousand, significantly higher than CNY 81,584,132 thousand in Q1 2024[36] - The net cash flow used in investing activities for Q1 2025 was CNY -211,898,248 thousand, compared to CNY -111,621,184 thousand in Q1 2024[36] - The net cash flow from financing activities in Q1 2025 was CNY 105,491,346 thousand, an increase from CNY 56,345,599 thousand in Q1 2024[37] Asset and Liability Management - Total assets increased by 12.84% to CNY 4,459,621,169 from CNY 3,952,041,570 at the end of the previous year[4] - The total assets increased to CNY 4,459,621,169 from CNY 3,952,041,570, marking a growth of 12.78%[28] - The total liabilities rose to CNY 4,138,736,559 from CNY 3,638,383,352, reflecting an increase of 13.76%[28] - Shareholders' equity increased to CNY 320,884,610 from CNY 313,658,218, showing a growth of 2.03%[29] Capital and Ratios - The core Tier 1 capital adequacy ratio stands at 8.36%, while the total capital adequacy ratio is 11.95%[17] - The leverage ratio decreased to 6.32% from 6.92% year-over-year[19] - The liquidity coverage ratio is reported at 161.03%, indicating strong liquidity position[21] - Non-performing loan ratio improved to 0.86% from 0.89% year-over-year[25] - The cost-to-income ratio decreased to 20.76% from 22.04% year-over-year, indicating improved operational efficiency[25] - The annualized return on total assets decreased by 0.09 percentage points to 0.96%[4] - The annualized weighted average return on equity increased by 1.12 percentage points to 16.50%[4] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 131,853[8] - The top ten shareholders held a combined 38.66% of the total shares, with Jiangsu International Trust Co., Ltd. being the largest shareholder at 6.98%[9] Loan and Deposit Growth - Total deposits increased to CNY 2,416,424,667, up from CNY 2,115,851,101, representing a growth of 14.23% year-over-year[15] - Total loans reached CNY 2,262,047,975, an increase from CNY 2,095,202,704, reflecting a growth of 7.97% year-over-year[16] Interest Income - In Q1 2025, Jiangsu Bank reported interest income of CNY 34,601,844 thousand, an increase of 4.76% from CNY 33,029,685 thousand in Q1 2024[32] - The net interest income for Q1 2025 was CNY 16,592,182 thousand, up 22.9% from CNY 13,606,620 thousand in Q1 2024[32]

Core Insights - Jiangsu Bank has achieved a significant milestone by surpassing a total asset scale of 4 trillion yuan, marking its entry into the "4 trillion" city commercial bank category [1][3] - The bank reported a revenue of 22.304 billion yuan for Q1 2025, reflecting a year-on-year growth of 6.21%, and a net profit attributable to shareholders of 9.78 billion yuan, up 8.16% year-on-year [1][2] - The bank's non-performing loan ratio has improved to 0.86%, the best level since its listing, with a provision coverage ratio of 343.51%, indicating strong risk mitigation capabilities [1][4] Revenue and Profit Growth - Jiangsu Bank's revenue for Q1 2025 was 22.304 billion yuan, a 6.21% increase compared to the previous year, while net profit reached 9.78 billion yuan, up 8.16% year-on-year [2] - The annualized Return on Equity (ROE) stood at 16.5%, an increase of 1.12 percentage points year-on-year, and the annualized Return on Assets (ROA) was 0.96%, placing the bank among the top tier of listed banks [2] - Interest income, a key revenue driver, amounted to 16.592 billion yuan, growing by 21.94% year-on-year and accounting for 74.38% of total revenue [2] Asset Expansion - As of the end of Q1 2025, Jiangsu Bank's total assets reached 4.46 trillion yuan, marking a significant growth milestone [3] - The bank's loan balance was 2.26 trillion yuan, reflecting a year-on-year growth of 7.96%, with both corporate and retail loans showing positive growth [3] - Jiangsu Bank has actively supported the real economy by focusing on key industries and major projects, aligning with national policies to boost consumption [3] Asset Quality Improvement - The non-performing loan ratio decreased to 0.86%, down 0.03 percentage points from the end of the previous year, achieving the best level since its listing [4] - The provision coverage ratio of 343.51% significantly exceeds the industry average, indicating robust asset quality management [4] - The overdue loan ratio was 1.11%, down 0.01 percentage points, and the attention loan ratio was 1.33%, down 0.07 percentage points, demonstrating effective risk management [4] Market Performance and Investment Value - Jiangsu Bank's stock price has shown strong performance, with a year-to-date increase of over 56% in 2024 and multiple historical highs reached in 2025 [5] - The bank is favored by mainstream investment institutions, with 911 products holding its shares, ranking it among the top four listed banks [5] - The management has demonstrated confidence in the bank's long-term development by voluntarily increasing their holdings by over 20 million yuan [5]

证券代码：600919 证券简称：江苏银行 公告编号：2025-021 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司 关于续聘会计师事务所的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 重要内容提示 拟聘任的会计师事务所名称：德勤华永会计师事务所（特殊普 通合伙）。 江苏银行股份有限公司（以下简称"本行"）董事会同意续聘德 勤华永会计师事务所（特殊普通合伙）（以下简称"德勤华永"）为 本行 2025 年度会计师事务所。具体情况如下： 一、拟聘任会计师事务所的基本情况 1.基本信息 德勤华永的前身是 1993 年 2 月成立的沪江德勤会计师事务所有 限公司，于 2002 年更名为德勤华永会计师事务所有限公司，于 2012 年 9 月经财政部等部门批准转制成为特殊普通合伙企业。德勤华永注 册地址为上海市黄浦区延安东路 222 号 30 楼。 德勤华永具有财政部批准的会计师事务所执业证书，并经财政部、 中国证监会批准，获准从事 A 股企业审计业务。德勤华永已根据财政 - 1 - 部和中国证监 ...

特此公告。 本期债券发行总额为人民币 200 亿元，为 3 年期固定利率，票面 利率为 1.85%。 本期债券募集的资金将用于优化中长期资产负债匹配结构，增加 稳定中长期负债来源并支持中长期资产业务的开展。本期债券募集资 金优先用于对批发零售、住宿餐饮、文化旅游、教育培训、健康养老 等消费服务行业的信贷投放，支持消费供给主体健康发展。 证券代码：600919 证券简称：江苏银行 公告编号：2025-023 优先股代码：360026 优先股简称：苏银优 1 江苏银行股份有限公司 关于 2025 年金融债券(第一期) (债券通)发行完毕的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担个别及连带责任。 经中国人民银行核准，江苏银行股份有限公司（以下简称"公司"） 于近日在全国银行间债券市场成功发行了"江苏银行股份有限公司 2025 年金融债券(第一期)(债券通)"（以下简称"本期债券"）。 江苏银行股份有限公司董事会 2025 年 4 月 29 日 - 1 - ...

沪指4月28日下跌0.20%，申万所属行业中，今日上涨的有5个，涨幅居前的行业为银行、钢铁，涨幅分 别为0.98%、0.53%。银行行业位居今日涨幅榜首位。跌幅居前的行业为房地产、综合，跌幅分别为 3.66%、2.52%。 资金面上看，两市主力资金全天净流出298.94亿元，主力资金净流入的行业仅有2个，钢铁行业净流入 资金2.00亿元；石油石化行业净流入资金6693.31万元。 主力资金净流出的行业有29个，电子行业主力资金净流出规模居首，全天净流出资金31.04亿元，其次 是汽车行业，净流出资金为25.16亿元，净流出资金较多的还有机械设备、医药生物、非银金融等行 业。 银行行业今日上涨0.98%，全天主力资金净流出4.29亿元，该行业所属的个股共42只，今日上涨的有37 只；下跌的有3只。以资金流向数据进行统计，该行业资金净流入的个股有13只，其中，净流入资金超 千万元的有8只，净流入资金居首的是建设银行，今日净流入资金7850.75万元，紧随其后的是宁波银 行、渝农商行，净流入资金分别为6536.62万元、5726.19万元。银行行业资金净流出个股中，资金净流 出超3000万元的有8只，净流出资金居前 ...

江苏银行（600919）公告，2025年第一季度营收为223.04亿元，同比增长6.21%；净利润为97.8亿元， 同比增长8.16%。 ...

Core Viewpoint - Jiangsu Bank's Xuzhou Branch is committed to the mission of "finance for the people," focusing on building a comprehensive, long-term personal financial service system through "full customer base, full product range, and full channels" Group 1: Customer-Centric Services - The bank emphasizes a customer-centric approach, creating a comprehensive financial service system tailored to different asset scales, risk preferences, and financial needs [3] - For payroll clients, the bank offers exclusive rights and product packages, providing low-risk investment options and one-stop personal credit services [3] - The bank has launched a unique pension account service that covers various products, with over 60,000 accounts opened [3] Group 2: Diverse Product Offerings - Jiangsu Bank has developed an open product shelf with nearly 10,000 products across deposits, wealth management, funds, insurance, and trusts, enhancing asset allocation efficiency [4] - The bank introduced the "Su Yin Jin Xuan" fund selection brand, which has outperformed market indices, further enriching its wealth management offerings [4] Group 3: Technology and Experience Enhancement - The bank is creating a "financial + scenario" smart ecosystem by integrating online and offline services, enhancing customer experience through various lifestyle scenarios [5] - The bank's mobile app has been upgraded to version 10.0, incorporating nine major scenarios to provide comprehensive financial and non-financial services [5] - The bank has launched community marketing initiatives, collaborating with local merchants to offer discounts and promotions, thereby creating a "financial + life" closed loop [5]

Core Viewpoint - Jiangsu Bank's Xuzhou branch is committed to high-quality financial services to support the modernization of Xuzhou, achieving a total financing balance of nearly 120 billion yuan as of the end of March, maintaining a leading position in the industry [1] Group 1: Service to the Real Economy - The bank integrates itself into local development, aiming to be a "good student" in policy execution, regulatory compliance, and market performance [2] - It has implemented a three-year action plan to support the high-quality development of the manufacturing industry, focusing on smart and digital transformation, with manufacturing loans ranking first in the city [2] - The "Suyin e-chain" financial service system addresses supply chain challenges, with a supply chain loan balance exceeding 2.5 billion yuan [2] - The bank has created the "Suyin Financial Steward" platform to provide integrated and intelligent services for enterprises, enhancing efficiency in financial and operational processes [2] Group 2: Green Finance Initiatives - Jiangsu Bank has optimized its "Suyin Green Finance" service model, achieving intelligent recognition of green business and automatic measurement of environmental benefits [4] - By the end of 2024, the bank's green investment and financing scale is expected to exceed 550 billion yuan, with green loans ranking among the top in 21 commercial banks directly managed by the central bank [4] - The bank has launched various green financing products, with green credit exceeding 20 billion yuan and a growth rate of 24.2% [4] Group 3: Support for Small and Micro Enterprises - Since launching its first online loan product for small and micro enterprises in 2015, the bank has continuously explored financing channels and introduced innovative products [5] - As of the end of March, the bank's inclusive finance loan balance reached nearly 10 billion yuan, earning recognition as an advanced unit in inclusive financial services [5] Group 4: Comprehensive Financial Services - The bank has developed a multifunctional mobile banking app to meet diverse financial and non-financial needs, with over 1.25 million users as of the end of March [8] - It has upgraded its pension financial services and created a dedicated product system for elderly clients, with over 60,000 personal pension accounts established [8] - The bank is actively promoting consumption through various loan products and initiatives, enhancing the quality of life for the public [8] Group 5: Digital Transformation - The bank leverages advanced technologies such as big data and artificial intelligence to innovate its product offerings, launching products like "Suyin e-chain" and "Sui e-loan" [9] - It supports nearly 1,000 technology innovation enterprises, with a technology loan balance of nearly 10 billion yuan [9] - The bank has introduced a "Talent Service Toolbox" to provide comprehensive support for talent development, optimizing services for technology enterprises throughout their lifecycle [9]

A股银行板块持续冲高，重庆银行涨超6%，青岛银行、渝农商行、江苏银行、工商银行、农业银行跟 涨。 ...