上海银行股份有限公司 第一条 为了规范上海银行股份有限公司（以下简称本行）内幕信息 管理，加强内幕信息保密工作，维护信息披露的公平原则，保护广大投资 者的合法权益，根据《中华人民共和国证券法》（以下简称《证券法》）、 《上市公司信息披露管理办法》《上市公司监管指引第 5 号——上市公司 内幕信息知情人登记管理制度》《上海证券交易所股票上市规则》《上海 证券交易所上市公司自律监管指引第 2 号——信息披露事务管理》《上海 银行股份有限公司章程》（以下简称本行章程）和本行信息披露事务管理 制度等相关规定，结合本行实际情况，制定本办法。 第二条 本办法所称内幕信息是指《证券法》规定的，涉及本行的经 营、财务或者对本行股票及其衍生品种交易的市场价格有重大影响的尚未 公开的信息。 第三条 本行董事会应当按照监管规定及上海证券交易所相关规则要 求及时登记和报送内幕信息知情人档案，并保证内幕信息知情人档案真实、 准确和完整，董事长为主要责任人。董事会秘书负责办理本行内幕信息知 情人的登记入档和报送事宜。 第四条 本行董事会办公室是内幕信息知情人管理工作的日常办事机 构，协助董事会秘书进行内幕信息知情人登记、管理及报送等相关 ...

上海银行公告，第三季度营收为137.97亿元，同比增长3.78%；净利润为48.44亿元，同比增长4.90%。 前三季度营收为411.4亿元，同比增长4.04%；净利润为180.75亿元，同比增长2.77%。 ...

Market Overview - The city commercial bank sector rose by 0.16% on October 30, with Qingdao Bank leading the gains [1] - The Shanghai Composite Index closed at 3986.9, down 0.73%, while the Shenzhen Component Index closed at 13532.13, down 1.16% [1] Individual Stock Performance - Qingdao Bank (002948) closed at 5.19, up 3.80% with a trading volume of 860,800 shares and a turnover of 444 million yuan [1] - Xiamen Bank (601187) closed at 7.01, up 3.09% with a trading volume of 537,600 shares and a turnover of 377 million yuan [1] - Shanghai Bank (601229) closed at 9.42, up 0.96% with a trading volume of 586,800 shares and a turnover of 553 million yuan [1] - Other notable performances include Ningbo Bank (002142) at 27.72, up 0.43%, and Beijing Bank (601169) at 5.67, up 0.35% [1] Capital Flow Analysis - The city commercial bank sector experienced a net outflow of 58.51 million yuan from institutional investors, while retail investors saw a net outflow of 150 million yuan [2] - Conversely, speculative funds recorded a net inflow of 209 million yuan [2] Detailed Capital Flow for Selected Banks - Jiangsu Bank (600919) had a net inflow of 79.4 million yuan from institutional investors, while retail investors experienced a net outflow of 129 million yuan [3] - Qingdao Bank (002948) saw a net inflow of 70.3 million yuan from institutional investors but a net outflow of 31.9 million yuan from speculative funds [3] - Shanghai Bank (601229) had a net inflow of 44.9 million yuan from institutional investors, with retail investors seeing a net outflow of 46.8 million yuan [3]

北京商报讯(记者刘四红)10月30日，在2025金融街论坛上，蚂蚁数科AI业务总裁、蚂蚁集团副总裁余滨 发表演讲时透露，当前不少城商行正积极拥抱金融大模型与智能体技术，寻求业绩突围。蚂蚁数科致力 于支持银行构建自主可控的金融大模型，江浙沪地区的部分城商行在员工工作效率、营销转化率、营收 规模等方面取得显著增长。 据了解，蚂蚁数科的金融数智化服务已覆盖100%的国有股份制银行、超60%的地方性商业银行及数百 家金融机构。 以上海银行（601229）为例，蚂蚁数科助力其打造的AI手机银行，以"对话即服务"为核心，用户通过自 然语言交互即可办理转账、还款、理财咨询、养老金查询等十余项高频业务。用户不用在复杂菜单中翻 找功能入口，操作门槛低了，老年客户满意度更高了，业务转化率提升了10%。 浙江一家头部城商行则与蚂蚁数科合作，系统性构建了"算力-平台-模型-应用"全栈AI能力，落地30多个 智能体场景，覆盖客户服务与内部运营两端。 余滨强调，不同金融机构的资源禀赋与发展阶段各异，应选择适合自身的AI演进路径。预算有限的区 域性银行，可以选择先从场景应用入手，按效果付费，逐步加大投入；也有很多银行优先将原有的手机 Ap ...

Core Insights - Shanghai Bank's Industry Research Institute was officially established on October 29, with the first batch of industry tracks launched [1] - The chairman of Shanghai Bank, Gu Jianzhong, explained the core logic behind the establishment of the research institute from three dimensions: "origin of intention, strategic positioning, and practical expectations" [1] Group 1: Origin of Intention - Gu Jianzhong highlighted challenges faced by early-stage "hard tech" enterprises, particularly in understanding technical value and matching long-cycle funding [3] - The need to reshape two logics was emphasized: the risk evaluation logic for tech enterprises and the risk-return balance logic for tech finance [3] Group 2: Strategic Positioning - The research institute aims to align with national strategies and the construction of Shanghai as a science and technology innovation center, focusing on three main roles: outputting professional capabilities, supporting professional evaluations, and cultivating interdisciplinary talents [3] - The vision established by Shanghai Bank is to become the preferred bank for transformation and incubation, as well as a companion for initial growth [3] Group 3: Practical Expectations - Gu Jianzhong called for the research institute to implement "foresight, precision, and operability" in its operations [3] - The ultimate goal is to develop the institute into a deep, warm, and high-level industrial financial think tank, serving as a "smart partner" for technology enterprises throughout their entire lifecycle from inception to growth [3]

以上内容为证券之星据公开信息整理，由AI算法生成（网信算备310104345710301240019号），不构成 投资建议。 通过天眼查大数据分析，上海银行股份有限公司共对外投资了33家企业，参与招投标项目3933次；财产 线索方面有商标信息92条，专利信息118条，著作权信息42条；此外企业还拥有行政许可298个。 数据来源：天眼查APP 证券之星消息，根据天眼查APP-财产线索数据整理，上海银行股份有限公司10月27日发布《上海银行 医保业务综合服务终端（III类）采购项目-上海银行医保业务综合服务终端（III类）采购项目成交结果 公告》，详情如下： 标题：上海银行医保业务综合服务终端（III类）采购项目-上海银行医保业务综合服务终端（III类）采 购项目成交结果公告 采购方：上海银行股份有限公司 供应商：易联众易维科技有限公司 中标金额：27157745.13 地区：上海市 发布日期：2025-10-27 ...

Core Points - Shanghai Bank (601229) announced a scheduled maintenance for its business systems on October 30, 2025, from 21:00 to 23:00 [1] - During this maintenance period, the personal mobile banking services related to "Digital RMB - Wallet Binding and Exchange" will be affected [1] - Customers are advised to prepare in advance according to their needs, and the bank apologizes for any inconvenience caused [1]

Core Viewpoint - Shanghai Bank Hangzhou Branch has effectively implemented a financing coordination mechanism for small and micro enterprises, addressing the challenges of financing difficulties and bank lending issues through innovative digital solutions [3][4]. Group 1: Financing Coordination Mechanism - The financing coordination mechanism was established in October last year by the National Financial Supervision Administration and the National Development and Reform Commission to tackle the financing challenges faced by small and micro enterprises [3]. - Shanghai Bank Hangzhou Branch has served over 2,000 small micro customers and provided credit exceeding 16 billion yuan within a year of the mechanism's operation [3]. Group 2: Digital Empowerment and Product Innovation - The bank has introduced a fully digital "Electric Ticket Guarantee" product to streamline the financing process for small and micro enterprises, transforming static bills into dynamic cash flow [3][4]. - The "Electric Ticket Guarantee" allows enterprises to submit application materials online and receive financing within two hours, significantly reducing the waiting time for funds [4][5]. Group 3: Electronic Guarantee and Efficiency Improvement - The bank has developed an electronic guarantee platform that reduces the time required to issue guarantees for bidding projects from three days to just 20 minutes, enhancing operational efficiency for small and micro enterprises [6][7]. - The platform has attracted 5,700 clients and processed over 6,000 electronic guarantee transactions, releasing 700 million yuan in guarantee funds [7]. Group 4: Future Outlook - Shanghai Bank Hangzhou Branch aims to continue its strategy of supporting small, agricultural, and technological enterprises, focusing on product innovation and service upgrades to drive economic growth in Zhejiang [7].

Core Viewpoint - The city commercial bank sector experienced a decline of 2.43% on October 29, with Chengdu Bank leading the drop, while the overall stock market indices showed an increase [1][2]. Market Performance - The Shanghai Composite Index closed at 4016.33, up 0.7% - The Shenzhen Component Index closed at 13691.38, up 1.95% [1]. Individual Stock Performance - Chengdu Bank saw a significant decline of 5.74%, closing at 17.07 - Other notable declines included Xiamen Bank (-4.90%), Jiangsu Bank (-3.84%), and Qingdao Bank (-3.66%) [2]. - Chongqing Bank was one of the few gainers, with a slight increase of 0.84%, closing at 10.76 [1]. Trading Volume and Turnover - Chengdu Bank had a trading volume of 1.298 million shares, with a turnover of 22.27 million yuan - Jiangsu Bank had a trading volume of 2.039 million shares, with a turnover of 2.164 billion yuan [2]. Capital Flow Analysis - The city commercial bank sector saw a net outflow of 742 million yuan from institutional investors, while retail investors contributed a net inflow of 410 million yuan [2]. - The data indicates that speculative funds had a net inflow of 331 million yuan [2]. Individual Stock Capital Flow - Qingdao Bank had a net inflow of 61.11 million yuan from institutional investors, while it experienced a net outflow of 59.42 million yuan from speculative funds [3]. - Nanjing Bank also saw a net inflow of 43.97 million yuan from institutional investors, but a net outflow of 34.08 million yuan from speculative funds [3].

Group 1 - The 2025 FinTech Conference aims to explore new paths for integrating technological innovation with industrial development, focusing on sectors like financial technology, digital economy, artificial intelligence, new materials, and new energy [1][2] - The event features a multi-dimensional model of "results display + resource docking + ecological co-construction" to showcase the innovative capabilities of regional tech enterprises [1] - The West City Management Committee has revised over ten industrial policies to support high-quality development in key areas such as finance, technology, data, and culture [1] Group 2 - The FinTech Pioneer Camp invites over 40 tech companies and 50 financial institutions to facilitate face-to-face exchanges, promoting deep integration between technology and finance [2] - The event includes five thematic activities, focusing on results display, policy interpretation, investment and financing docking, and awarding cooperation demonstration units [2] - Six financial institutions were awarded the title of "Cooperation Demonstration Unit of Zhongguancun (West City) Financial Technology Characteristic Industrial Park," enhancing financial services for the real economy and technological innovation [2][3] Group 3 - Since the launch of the event, over ten companies have expressed intentions to establish operations in the West City area through targeted service docking [3]