证券代码：601229 证券简称：上海银行 公告编号：临 2023-037 优先股代码：360029 优先股简称：上银优 1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 关于关联交易事项的公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 重要内容提示： 交易内容： 经公司董事会六届二十八次会议审议通过，同意调整上海垣信卫星科技有限 公司（以下简称"垣信卫星"）贷款利率，授信金额及额度有效期不变。 回避表决事宜： 关联董事叶峻先生、应晓明先生对垣信卫星关联授信贷款利率调整事项回避 表决。 上述关联交易属于公司日常业务经营中的正常授信业务，对公司的正常 经营活动及财务状况不构成重要影响。 一、关联交易概述 经公司董事会六届二十二次会议审议通过，同意给予垣信卫星不超过等值人 民币 16 亿元授信额度，用于流动资金贷款、固定资产贷款业务，授信期限不长 于 3 年，担保方式为保证担保。 经公司董事会六届二十八次会议审议通过，同意调整垣信卫星贷款利率，授 信金额及额度有效期 ...

独立董事关于关联交易的事前认可声明 上海银行股份有限公司 上海银行股份有限公司独立董事 李正强、杨德红、孙铮、董煜、肖微、薛云奎 1 根据法律、行政法规、监管部门规章及规范性文件，以及《上海银行股份有 限公司章程》和《上海银行关联交易管理办法》等有关规定，作为上海银行股份 有限公司（以下简称"公司"）的独立董事，我们对公司《关于与上海垣信卫星 科技有限公司关联交易的议案》进行了事前审阅，基于独立客观的立场，本着审 慎负责的态度，发表事前认可意见如下： 一、公司对上海垣信卫星科技有限公司不超过等值人民币 16 亿元贷款利率 调整的关联交易事项属于公司正常授信业务，对公司正常经营活动及财务状况不 会造成重大影响，符合国家有关法律、法规和政策的规定，不存在损害公司、股 东，特别是中小股东的利益的情形。 二、同意将《关于与上海垣信卫星科技有限公司关联交易的议案》提交公司 董事会审议。 ...

上海银行股份有限公司（以下简称"公司"）监事会及全体监事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 公司监事会六届十八次会议于 2023 年 8 月 25 日以现场加视频接入方式召 开， 会议通知已于 2023 年 8 月 15 日以电子邮件方式发出。本次会议应出席监事 5 人,实际出席监事 5 人。本次会议的召开符合《中华人民共和国公司法》《上海银 行股份有限公司章程》《上海银行股份有限公司监事会议事规则》的规定。 本次会议由贾锐军监事会主席主持，会议经审议并通过以下议案： 关于 2023 年半年度报告及摘要的议案 表决情况：同意 5 票，反对 0 票，弃权 0 票。 证券代码：601229 证券简称：上海银行 公告编号：临2023-036 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 监事会六届十八次会议决议公告 特此公告。 1 监事会对公司 2023 年半年度报告及摘要进行了审议，并出具如下审核意见： 公司 2023 年半年度报告及摘要的编制和审议程序符合国家法律、 ...

上海银行股份有限公司股权管理基本规定（2023 年版） 第一章 总 则 第一条 为规范上海银行股份有限公司（以下简称本行）股权管理， 维护股东的合法利益，根据《中华人民共和国公司法》《中华人民共和国 商业银行法》《商业银行股权管理暂行办法》《银行保险机构大股东行为 监管办法（试行）》《中国银监会关于加强商业银行股权质押管理的通知》 《中国银保监会办公厅关于进一步加强银行保险机构股东承诺管理有关 事项的通知》《中国银保监会办公厅关于加强银行保险机构股权和关联交 易数据治理的通知》等有关规定和本行《公司章程》，制定本规定。 第二条 本规定适用于持有本行普通股股份（以下简称股份）的所有 股东及本行普通股股权管理，优先股股东和优先股股权管理适用相关法律 法规。 第三条 本行股权管理应当遵循分类管理、资质优良、关系清晰、权 责明确、公开透明的原则。 第四条 本行股份已按照监管规定全部登记于中国证券登记结算有 限责任公司上海分公司（以下简称中国结算），对于已确认证券账户持有 人的股份，其登记、变更等一切相关行为均应遵循中国结算相关规定。 股东与其关联方、一致行动人的持股比例合并计算。 第八条 本行股东应当严格按照法律法规 ...

上海银行股份有限公司董事会 2023 年 8 月 11 日 1 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 公司董事会六届二十七次会议于 2023 年 8 月 10 日以书面传签方式召开，会 议通知已于 2023 年 8 月 3 日以电子邮件方式发出。本次会议应参加表决董事 18 人，实际参加表决董事 18 人。本次会议的召开符合《中华人民共和国公司法》 《上海银行股份有限公司章程》《上海银行股份有限公司董事会议事规则》的规 定。 会议经审议并通过以下议案： 关于 2023 年上半年资本充足率报告的议案 表决情况：同意 18 票，反对 0 票，弃权 0 票。 会议批准在公司网站披露 2023 年上半年资本充足率报告。 特此公告。 证券代码：601229 证券简称：上海银行 公告编号：临2023-034 优先股代码：360029 优先股简称：上银优1 可转债代码：113042 可转债简称：上银转债 上海银行股份有限公司 董事会六届二十七次会议决议公告 ...

Financial Performance - In 2022, Shanghai Bank achieved a net profit attributable to shareholders of 22.08 billion RMB, a year-on-year increase of 1.08%[8]. - Total operating income for 2022 was RMB 53,112,478, down 5.54% from RMB 56,229,904 in 2021[33]. - Net profit for 2022 reached RMB 22,317,928, reflecting a 1.08% increase compared to RMB 22,080,368 in 2021[33]. - The average return on assets for 2022 was 0.81%, down from 0.86% in 2021[34]. - The weighted average return on equity for ordinary shareholders was 11.00% in 2022, a decrease of 0.80 percentage points from 11.80% in 2021[34]. - Operating income was RMB 53.11 billion, a decrease of 5.54% year-on-year[44]. - The company reported a net cash flow from operating activities of RMB 25,190,851 in 2022, a significant recovery from a negative cash flow in 2021[33]. - The company reported a total operating revenue of RMB 53,112.48 million, a decrease of RMB 31.17 million or 5.54% year-on-year[46]. Asset and Liability Management - Total assets reached 2,878.53 billion RMB, growing by 8.49% compared to the previous year[8]. - The year-end equity attributable to shareholders was 221.05 billion RMB, up 7.72% from the end of the previous year[8]. - The total liabilities of the group reached RMB 2,656.88 billion, an increase of RMB 209.45 billion, representing a growth rate of 8.56% compared to the previous year[82]. - The capital adequacy ratio improved to 13.16% as of December 31, 2022, up from 12.16% in 2021[36]. - The company optimized its liability structure, reducing interbank liabilities and increasing the stability of its funding sources[84]. - The total deposits increased to RMB 1,571,456,429 in 2022, reflecting an 8.34% growth from RMB 1,450,430,492 in 2021[35]. Loan and Credit Quality - The non-performing loan ratio remained stable at 1.25%, unchanged from the previous year[8]. - The overdue non-performing loan ratio decreased by 30 percentage points compared to the end of the previous year[9]. - The total customer loans and advances amounted to RMB 1,304.59 billion, an increase of RMB 80.85 billion, or 6.61% year-on-year[128]. - The non-performing loan balance decreased to RMB 12.04 billion, down 1.82% from the previous year, with a non-performing loan ratio of 1.56%, a decrease of 0.11 percentage points[95]. - The company has improved its risk management measures, focusing on value customer management and asset structure adjustment to maintain stable asset quality in retail loans[96]. - The provision coverage ratio decreased by 9.52 percentage points to 291.61%[94]. Digital Transformation and Innovation - The bank is committed to digital transformation, aiming to improve operational efficiency and customer service through data-driven management[14]. - Financial technology personnel increased by 16.78% year-on-year, with total financial technology investment growing by 15.06%, accounting for an increase of 0.82 percentage points in operating revenue[10]. - The company launched the "Spark" innovation incubation platform, successfully transforming 16 innovative ideas into tangible results during the reporting period[179]. - The company enhanced its digital operation system, reaching over 90 million customer touchpoints with improved strategy response rates[180]. - The company launched innovative custody products, including mixed valuation funds and MSCI index funds, enhancing its service offerings in key sectors[160]. Support for Economic Development - The bank is committed to supporting key sectors of the national economy and adjusting its business structure to align with economic development strategies[8]. - The bank's strategy includes a focus on green finance and supporting national green industry development[10]. - The company has increased its support for inclusive finance, green finance, and technology innovation finance, optimizing its business structure in response to macroeconomic adjustments[199]. - The company plans to continue supporting national strategic planning and regional economic development, particularly in the Yangtze River Delta and Guangdong-Hong Kong-Macau regions[100]. Customer and Market Position - The company maintains a leading market share in deposits and loans in the Shanghai region, with a solid customer and branch foundation[26]. - The bank's inclusive finance business scale exceeded 100 billion yuan, with significant growth in housing mortgage loans, ranking first among Chinese banks in Shanghai[27]. - The retail customer base expanded to 20.64 million, a growth of 6.10% year-on-year, with total retail customer assets under management (AUM) increasing by 7.40% to CNY 968.14 billion[163]. - The company had a total of 273,200 customers, an increase of 15,100 customers or 5.83% from the previous year[135]. Awards and Recognition - The bank received a long-term issuer rating of "Baa2" and a stable outlook from Moody's Investors Service[28]. - The bank ranked 68th in the "2022 Global Bank 1000" list by The Banker magazine based on tier 1 capital[29]. - The bank was awarded multiple honors, including "Best Private Bank" in the city/rural commercial bank category by Asian Private Banker magazine[31].

Financial Performance - The company's operating income for Q1 2023 was RMB 13,214,928, a decrease of 7.12% compared to RMB 14,228,686 in Q1 2022[4] - Net profit attributable to shareholders of the parent company for Q1 2023 was RMB 6,043,234, an increase of 3.25% from RMB 5,853,179 in Q1 2022[4] - Total profit for Q1 2023 reached CNY 6,849,290, up from CNY 6,208,640 in Q1 2022, marking an increase of approximately 10.3%[37] - Net profit attributable to shareholders for Q1 2023 was CNY 6,043,234, compared to CNY 5,853,179 in Q1 2022, reflecting a growth of about 3.2%[37] - Basic earnings per share for Q1 2023 increased to CNY 0.43 from CNY 0.41 in Q1 2022, representing a rise of approximately 4.9%[38] Cash Flow and Liquidity - The net cash flow from operating activities decreased significantly to RMB 3,803,707, down 87.57% from RMB 30,590,863 in the same period last year[9] - Cash flow from operating activities for Q1 2023 was CNY 3,803,707, a decrease from CNY 30,590,863 in Q1 2022, indicating a decline of about 87.5%[41] - Cash and cash equivalents at the end of Q1 2023 totaled CNY 35,586,049, down from CNY 82,567,676 at the end of Q1 2022, a decrease of approximately 56.9%[43] Assets and Liabilities - The total assets of the company as of March 31, 2023, were RMB 2,970,129,894, reflecting a 3.18% increase from RMB 2,878,524,759 at the end of 2022[4] - The company's total assets reached CNY 2,970.13 billion as of March 31, 2023, compared to CNY 2,878.52 billion at the end of last year[27] - The total liabilities amounted to CNY 2,743.22 billion, an increase from CNY 2,656.88 billion at the end of last year[28] Customer and Loan Metrics - The total customer loans and advances amounted to RMB 1,343,961,903 as of March 31, 2023, compared to RMB 1,304,592,590 at the end of 2022[13] - The total customer loans and advances amounted to CNY 1,343.96 billion, reflecting a growth of 3.02% from the previous year-end[17] - The number of customers served by the company reached 277,900, an increase of 1.71% from the previous year-end[18] - The net increase in loans and advances to customers of CNY 42,610,693 in Q1 2023, compared to CNY 35,860,925 in Q1 2022, reflecting an increase of approximately 18.5%[40] Risk and Provisioning - The non-performing loan ratio remained stable at 1.25% as of March 31, 2023, unchanged from the end of 2022[13] - The coverage ratio for provisions was 286.84%, indicating sufficient risk provision levels[17] Investment and Income - Investment income for Q1 2023 was CNY 501,725, significantly lower than CNY 2,109,567 in Q1 2022, indicating a decrease of about 76.2%[33] - Commission and fee income for Q1 2023 was CNY 1,819,680, a decrease from CNY 2,130,245 in Q1 2022, representing a decline of approximately 14.6%[32] Deposits and Interest Rates - The total deposits increased to CNY 1,647.16 billion, marking a growth of 4.82% compared to the end of the previous year[17] - The balance of personal deposits was CNY 523.26 billion, up 6.86% from the end of last year, with a personal deposit interest rate of 2.34%, down 11 basis points[22] Other Financial Metrics - The liquidity coverage ratio was reported at 137.04% as of March 31, 2023, down from 164.21% at the end of 2022[12] - The weighted average return on equity for Q1 2023 was 11.88%, a decrease of 0.56 percentage points from 12.44% in Q1 2022[3]

| 证券代码：601229 | 证券简称：上海银行 | 公告编号：临 2023-011 | | --- | --- | --- | | 优先股代码：360029 | | 优先股简称：上银优 1 | | 可转债代码：113042 | | 可转债简称：上银转债 | 上海银行股份有限公司 关于参加 2023 年上海辖区上市公司年报集体业绩说明会的公告 上海银行股份有限公司（以下简称"公司"）董事会及全体董事保证本公告 内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准 确性和完整性承担法律责任。 特此公告。 上海银行股份有限公司 2023 年 4 月 26 日 1 为进一步加强与广大投资者的沟通交流，公司将参加"2023 年上海辖区上 市公司年报集体业绩说明会"活动，现将有关事项公告如下： 本次业绩说明会活动将采取网络的方式举行，投资者可以登录"上证路演中 心"网站（http://roadshow.sseinfo.com）或关注微信公众号上证路演中心参 与活动，活动时间为 2023 年 5 月 10 日（周三）15:00 至 17:00。投资者可于 5 月9日下午17:00前将相关问题通过电子邮 ...

Financial Performance - The company's net interest income for the first half of 2022 was RMB 20,229,354 thousand, representing a 5.70% increase compared to RMB 19,138,091 thousand in the same period of 2021[19]. - Total operating income for the first half of 2022 was RMB 27,941,662 thousand, a slight increase of 0.86% from RMB 27,704,556 thousand in the first half of 2021[19]. - The company's net profit for the first half of 2022 reached RMB 12,693,556 thousand, reflecting a growth of 3.22% compared to RMB 12,297,354 thousand in the same period of 2021[19]. - The total assets of the company as of June 30, 2022, amounted to RMB 2,814,652,578 thousand, marking a 6.09% increase from RMB 2,653,198,679 thousand at the end of 2021[19]. - Total deposits amounted to RMB 1,552.72 billion, growing by 7.05% year-on-year, accounting for 59.66% of total liabilities[27]. - Total loans and advances reached RMB 1,277.48 billion, up 4.39% from the previous year, representing 45.39% of total assets[27]. - The company's net profit attributable to shareholders of the parent company was 12.674 billion RMB, reflecting a year-on-year growth of 3.23%[31]. - The group achieved operating income of 27.942 billion RMB, a year-on-year increase of 0.86%[32]. - The net profit margin improved slightly, with total profit amounting to 13.654 billion RMB, a 0.88% increase year-on-year[31]. Risk Management - The bank's risk management measures have effectively controlled various operational risks, ensuring a stable credit asset quality and profitability[2]. - The company has taken proactive measures to manage risks related to credit, market, liquidity, and operational aspects[2]. - The company maintained a stable non-performing loan ratio, ensuring that credit impairment losses remained at a reasonable level[14]. - The non-performing loan ratio remained stable at 1.25%[22]. - The provision coverage ratio improved to 302.24%, an increase of 1.11 percentage points from the previous year[29]. - The company has implemented differentiated control policies to mitigate risks in sectors affected by the pandemic, ensuring overall credit risk remains manageable[89]. - The company plans to focus on value customer management and enhance risk control measures to maintain retail loan asset quality[84]. Digital Transformation - The company is actively pursuing digital transformation, enhancing data-driven management capabilities and optimizing customer experience[18]. - The bank's digital transformation initiatives improved loan processing times, with online loan approvals reduced to under 30 minutes for certain products[130]. - The bank added over 2,700 new indicators and 150 models to its data platform, enhancing operational management and decision-making capabilities[131]. - The company has launched AI digital employees to provide 24/7 intelligent voice interaction services for customers[188]. - The company has developed and launched the "Yaoguang" distributed application development platform, enhancing its self-research capabilities and promoting agile development[183]. Support for Small and Micro Enterprises - The company provided convenient financing services to 18,796 small and micro enterprises, an increase of 4,997 enterprises, representing a growth rate of 36.21%[180]. - The company issued loans totaling 11.522 billion RMB to support small and micro enterprises during the pandemic, with 1,492 emergency service transactions recorded[189]. - The bank provided loan extensions and interest reductions to 3,528 clients affected by the pandemic, ensuring no loan withdrawals or cuts for medium-sized enterprises[126]. Asset Quality and Loan Performance - The company's retail loan non-performing rate was 0.97%, slightly up by 0.20 percentage points, influenced by the sporadic domestic pandemic affecting individual businesses and repayment capabilities[83]. - The NPL ratio for the real estate sector is 2.89%, a decrease of 0.16 percentage points from the previous year, indicating improved asset quality[87]. - The overdue loans and advances balance decreased by CNY 1,703,000,000 compared to the end of the previous year, with an overdue ratio of 1.86%, down 0.22 percentage points[97]. - The total impairment provision for loans and advances was CNY 48,168,937, reflecting a robust risk coverage capability[101]. Inclusive and Green Finance - The bank emphasized its commitment to inclusive finance, green finance, and technology innovation finance, enhancing its business structure to support the real economy[9]. - The balance of inclusive finance loans rose to CNY 87.84 billion, a year-on-year increase of 21.70%[138]. - Green loan issuance amounted to RMB 35.449 billion, a year-on-year increase of 245.41%[145]. - The balance of green finance loans surged by 96.93% to CNY 59.49 billion[138]. Customer Base and Engagement - The number of company customers increased by 3.08% to 266,100[138]. - Retail customer base increased to 19.93 million, a growth of 2.43% compared to the end of last year[165]. - The total assets under management (AUM) for retail customers reached CNY 947.221 billion, up 5.08% from the end of last year[165]. Capital and Funding - The capital adequacy ratio was 12.04%, down 0.12 percentage points from the end of the previous year[22]. - The group plans to issue 20 billion RMB in secondary capital bonds to support sustainable business development[29]. - The core tier 1 capital as of June 30, 2022, was CNY 187,903,968, an increase from CNY 181,445,480 at the end of 2021[103]. Operational Efficiency - The company has integrated 26 real-time data sources into its data platform, offering 360 real-time data tags and 255 standard API data services[187]. - The company has established a digital operation system that has doubled the conversion rate of customer journeys after optimization[188]. - The company improved its retail business structure, focusing on low-cost liabilities and enhancing pricing management[166].

Financial Performance - In 2021, Bank of Shanghai achieved operating income of RMB 56.23 billion, a year-on-year increase of 10.81%[8]. - The net profit attributable to shareholders of the parent company was RMB 22.04 billion, representing a year-on-year growth of 5.54%[8]. - As of the end of 2021, the group's deposits and loans grew by 11.81% and 11.44% respectively, with revenue reaching 56.2 billion yuan, a year-on-year increase of 10.81%[15]. - Net interest income for 2021 reached RMB 40,437,503 thousand, an increase of 11.11% compared to RMB 36,394,280 thousand in 2020[45]. - Fee and commission income rose significantly by 61.31% to RMB 9,047,039 thousand from RMB 5,608,546 thousand in the previous year[45]. - Total operating income increased by 10.81% to RMB 56,229,904 thousand, up from RMB 50,746,123 thousand in 2020[45]. - The net profit for 2021 was RMB 22,080,368 thousand, reflecting a growth of 5.57% from RMB 20,914,871 thousand in 2020[45]. - Total assets as of December 31, 2021, amounted to RMB 2,653,198,679 thousand, a 7.76% increase from RMB 2,462,144,021 thousand in 2020[46]. - Customer loans and advances totaled RMB 1,223,747,766 thousand, marking an 11.44% increase from RMB 1,098,124,072 thousand in 2020[45]. - Total deposits reached RMB 1,450,430,492 thousand, up 11.81% from RMB 1,297,175,690 thousand in the previous year[46]. Asset Quality and Risk Management - The non-performing loan ratio at the end of the year was 1.25%, with a provision coverage ratio of 301.13%, indicating strong asset quality and risk mitigation[8]. - The net profit attributable to shareholders exceeded 22 billion yuan, with a non-performing loan ratio of 1.25% and a provision coverage ratio maintained above 300%[15]. - The provision coverage ratio stood at 301.13%, reflecting a sufficient overall provision level[55]. - The non-performing loan (NPL) ratio at the end of the reporting period was 1.25%, an increase of 0.03 percentage points from the end of the previous year, primarily due to risks in the real estate sector[106]. - The company has strengthened risk management for large credit exposures to mitigate new risks[109]. - The company has implemented measures to enhance recovery and disposal efforts for non-performing assets[113]. - The company is focusing on risk management in the real estate sector, implementing differentiated credit policies, and supporting housing projects with good sales prospects[153]. Digital Transformation and Innovation - The bank's digital transformation is a core driver for future development, focusing on data governance and intelligent application of systems[12]. - The digital transformation strategy is focused on online, digital, and intelligent directions to enhance customer engagement and operational management[20]. - The company successfully integrated over 80 business lines into its digital transformation strategy, enhancing operational efficiency[157]. - The company achieved a reduction in loan approval time from an average of 15-30 days to 3-12 days through full-process online reconstruction of retail mortgage loans[157]. - The company launched the "Beautiful Life" APP, with 428,000 registered users and a card binding rate of 91.82%[193]. Inclusive and Green Finance - Inclusive finance loans increased by 64.55%, green loans by 180.07%, and livelihood loans by 53.61% compared to the previous year[9]. - The company aims to enhance its service capabilities in green finance, focusing on "green finance+" products and achieving its dual carbon goals outlined in its white paper[19]. - The company actively supports green finance initiatives and has expanded its credit services in inclusive finance, technology innovation finance, and supply chain finance[109]. - The company launched the "Green Finance Action Plan 2.0," enhancing its "Green Finance+" product service system, which includes four major product categories: "Green Benefits for Enterprises," "Green Investment and Trade," "Global Green Financing," and "Enjoying Green Life"[166]. - During the reporting period, the company issued green loans amounting to CNY 26.995 billion, with a year-end balance of CNY 30.211 billion, representing a growth of 180.07% year-over-year[166]. Wealth Management and Customer Engagement - The wealth management revenue grew by 32.12% year-on-year, with personal wealth management balance increasing by 19.33%[10]. - The company emphasizes the importance of wealth management, achieving rapid growth in customer service and scale efficiency[20]. - The bank is prioritizing the cultivation of high-net-worth clients and expanding its wealth management and pension services[29]. - The total assets under management (AUM) for retail customers amounted to CNY 901.47 billion, reflecting a growth of 20.34% year-on-year[195]. - The AUM for pension clients reached CNY 416.61 billion, a growth of 19.96% year-on-year, accounting for 46.21% of total retail AUM[197]. Strategic Vision and Market Positioning - The strategic vision is to become a "boutique bank" characterized by refined products and professional services, with a focus on quality growth and brand integrity[28]. - The bank's regional positioning includes deepening its presence in Shanghai and the Yangtze River Delta while expanding nationally and internationally[29]. - The company is actively expanding its partnerships with financial peers and business partners to improve financing capabilities[13]. - The company is focusing on supporting state-owned enterprises and key regional economic developments, particularly in the Yangtze River Delta and Greater Bay Area[116]. Awards and Recognition - The company has received multiple awards for its contributions to the financial sector, including the "Best Wealth Management Bank in China" at the Asia-Pacific Wealth Forum[40]. - The company ranked 67th in the "2021 Global Bank 1000" list by The Banker magazine, improving by six positions from 2020[38]. - The company has been recognized for its innovative financial products, including the "patent licensing income pledge financing" model, which was selected as a top case in Shanghai[39].