Group 1 - The core focus of the Industrial and Commercial Bank of China (ICBC) Xianghe Branch is to enhance service quality and brand image through various initiatives aimed at improving core competitiveness [1] - The branch regularly organizes training for staff on business skills and service standards, utilizing diverse methods such as scenario simulations and case studies to enhance employees' proactive service awareness and emergency response capabilities [1] - During peak business hours, the branch implements a flexible staffing mechanism to increase service personnel, ensuring timely responses to customer inquiries and guiding them throughout the business process [1] Group 2 - The branch emphasizes the role of lobby managers and customer service managers in proactively inspecting and accurately identifying potential service needs, which helps in efficiently directing customers and providing differentiated services [1] - A dedicated "love window" is established for special customer groups, creating a convenient and efficient green channel for business processing [1] - Employees are encouraged to visit nearby communities and businesses after work hours to promote financial knowledge and assess public financial needs, aiming to address urgent customer issues with professional services and suitable products [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Langfang Airport Branch is providing tailored financial services to support the development of express delivery companies, enhancing their operational efficiency and financial stability [1] Group 1: Financial Services - The bank leverages its financial service advantages to create customized financing solutions based on the operational models and cash flow characteristics of express delivery companies [1] - A specialized product called "Express Loan" has been introduced, breaking traditional credit limitations and offering flexible repayment terms tailored to the seasonal cash flow fluctuations of these companies [1] - The approval process has been simplified, allowing for loan disbursement in as little as 7 days by utilizing business data and a dedicated risk control model [1] Group 2: Impact on the Industry - In 2025, the bank is expected to provide over 17.2 million yuan in financing support to six express delivery companies, benefiting various segments including transportation and warehousing [1] - The targeted financial support not only alleviates the funding pressure on companies but also promotes collaborative development and digital transformation across the entire industry cluster [1]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Chaoyang Branch has upgraded its service environment and introduced innovative service models to enhance convenience and security for elderly customers through a series of tailored activities [1] Group 1: Service Enhancements - The bank has implemented comprehensive modifications to create an age-friendly environment, including the installation of suitable seating, magnifying glasses, reading glasses, and emergency medical kits [1] - Smart teller machines have been upgraded with a "Senior Mode," featuring enlarged text and simplified operation processes, along with voice navigation capabilities [1] - Safety features such as non-slip handrails and wheelchair ramps have been added to ensure barrier-free access from the lobby to the counters [1] Group 2: Educational Initiatives - The bank has moved beyond traditional lecture formats to create accessible and practical elder education classes, including self-produced short plays that depict common scams and teach emergency interception techniques [1] - Interactive quiz cards have been designed to transform key points on preventing illegal fundraising and telecom fraud into engaging questions [1] Group 3: Community Outreach - A "Senior Service Pioneer Team" has been established to provide on-site services such as account opening and social security activation for elderly community members [1] - The bank has introduced dialect service positions to assist in managing retirement savings and has paired staff with elderly customers to help them master digital banking skills, thereby bridging the "digital divide" [1]

（来源：廊坊日报） 转自：廊坊日报 本报讯（通讯员 李蔚）工行解放支行聚焦重点人群，创新宣传方式，着力织密安全"防护网"。 该行充分发挥营业网点主阵地作用，在醒目位置集中摆放防范非法集资、反洗钱、支付安全等主题宣传 折页，利用电子显示屏循环播放警示教育短片及宣传标语，营造浓厚的宣教氛围。工作人员主动向客户 讲解非法金融活动的常见手段、识别技巧及危害，并提供现场咨询答疑。 同时，该行成立宣传小分队，积极"走出去"，通过设立临时咨询台、发放宣传资料等形式，用通俗易懂 的语言揭露"高息理财""虚拟货币投资""养老项目"等常见骗局，全力将宣教活动延伸至社区、商圈及企 业。 ...

央广网北京1月13日消息（记者 冯方）近日，在"2026京东财富和TA的朋友们"大会上，中国社会科学院 学部委员、国家金融与发展实验室理事长李扬发表主题演讲，系统阐述了中国货币金融环境的新变化与 中长期趋势，对如何为"十五五"提供适配的货币金融环境建言。李扬认为，当前货币金融环境正发生着 融资结构调整、利率下行、货币政策范式演进的三大重要变化。 融资结构发生深刻变化 "脱媒"为资本市场发展提供了必要条件 李扬表示，"降低间接融资比重、提高直接融资比重"是金融改革和发展的重要目标之一，其中降低间接 融资比重的目标已初步实现，但提高直接融资比重还有待努力。 货币政策范式转变 开始关注资产市场 李扬认为，当实体经济的金融化达到一定程度，以至于资产价格的波动会影响实体经济主体资产负债表 的均衡关系，进而造成宏观经济波动，货币政策就应当将资产价格的波动纳入视野。正是基于这样一些 认识，自上世纪90年代以来，在金融领域出现了一系列理论和政策创新——在理论上，资产负债表衰 退、通货紧缩、金融加速器原理等是最主要的进展；在政策工具上，诸如量化宽松（QE）、超低利率 乃至负利率，则是最显著者。 李扬指出，我国货币政策适时调整， ...

Group 1 - The core point of the article highlights the performance of the HuShen 300 ESG ETF managed by Southern Fund Management, which experienced a decline of 4.80% as of the midday close on January 13, with a trading volume of 637,100 yuan [1] - The top holdings of the ETF include companies such as CATL, Kweichow Moutai, and BYD, with varying performance; for instance, CATL rose by 0.24%, while Kweichow Moutai fell by 0.30% [1] - Since its inception on April 13, 2023, the ETF has achieved a return of 21.37%, with a monthly return of 4.63% [1] Group 2 - The ETF's performance benchmark is the HuShen 300 ESG Index return rate, indicating its focus on sustainable investment [1] - The fund manager is Southern Fund Management Co., Ltd., and the fund manager is Li Jialiang [1]

Group 1 - The central economic work conference emphasizes the need for financial institutions to support key areas such as expanding domestic demand, technological innovation, and small and micro enterprises [1] - Financial institutions are encouraged to enhance credit support measures to promote consumption and expand domestic demand, with specific actions outlined by various banks [1][2] - The Ministry of Commerce, the People's Bank of China, and the financial regulatory authority have issued a notice to strengthen the collaboration between commerce and finance to boost consumption [1] Group 2 - Ping An Bank successfully issued the first floating-rate technology innovation bond linked to the loan market quotation rate, raising 6.5 billion yuan for technology loans [3] - The chief economist of China Minsheng Bank suggests building a technology finance system that supports innovation and industry development, enhancing banks' capabilities in serving technological innovation [3] - A new policy financial tool of 500 billion yuan was established to support digital economy and artificial intelligence projects, with over 2,300 projects funded by the end of October 2025 [3] Group 3 - Financial institutions are actively implementing measures to align with the central economic work conference, focusing on the "five major articles" of finance [4] - China Bank announced a plan to provide 60 billion yuan in special funds to support key technology enterprises through a comprehensive technology finance service [4] - As of August 2025, the loan balance for the "five major articles" reached 105.6 trillion yuan, accounting for 38.7% of total loans, with a year-on-year growth rate of 13.2% [5]

1月13日晚10点和10点半，马年贺岁纪念币、纪念钞开始预约啦！ 1月12日，工商银行（601398）、农业银行（601288）、交通银行（601328）等多家银行发布关于2026年贺岁普通纪念币和2026年贺岁纪念钞预约兑换的 公告。公告显示，2026年贺岁纪念币发行量1亿枚，面额为10元；2026年贺岁纪念钞发行量1亿张，面额为20元。2026年贺岁纪念币每人预约、兑换限额为 20枚。2026年贺岁纪念钞每人预约、兑换限额为20张。 "每年我都会抢贺岁纪念币、纪念钞，已经成习惯了。也有抢不到的时候，有的纪念币、纪念钞上线'秒没'。我的经验是不要卡点进抢购页面，要提前几 分钟进去，然后不停刷新。今年是马年，寓意好，抢的人估计很多，得定好闹钟，希望能抢到。"北京居民小李告诉记者。 想了解马年贺岁纪念币、纪念钞何时开始预约兑换，哪些渠道可买到，又有哪些注意事项，请跟记者一起来看！ 2026年贺岁纪念币正反面 图源："交通银行"微信公众号 2026年贺岁纪念钞正反面 图源："交通银行"微信公众号 马年贺岁纪念币、纪念钞 发售时间安排 01 ｜预约期 多家银行公告称，本次预约采取线上方式，预约期内先到先得，约满为止 ...

Group 1 - The core viewpoint of the news is that the Bank of Communications has been approved to acquire a rural bank and convert it into a branch, marking the first case of a state-owned bank's "village to branch" transformation in the new year and the tenth case since last year [1][2] - The approval from the Zhejiang Regulatory Bureau allows the Bank of Communications to acquire the Anji Jiaoyin Rural Bank and establish multiple branches, taking over its assets, liabilities, and employees [2][3] - The Bank of Communications currently controls four rural banks, with recent acquisitions including the Dayi Jiaoyin Xingmin Rural Bank and the Qingdao Laoshan Jiaoyin Rural Bank, indicating a trend of consolidation among state-owned banks [3] Group 2 - The reform of small and medium-sized financial institutions is accelerating, with over 450 small banks expected to exit the market by 2025, including more than 280 rural banks, particularly in regions like Inner Mongolia, Shandong, and Hubei [1][4][5] - In the first half of 2025, there has been a significant increase in the number of rural banks approved for mergers, dissolutions, or cancellations, with 65 cases reported in just half a month, nearing ten times the number from the same period in 2024 [4][5] - The restructuring of rural banks is part of a broader strategy to optimize the financial institution system, focusing on quality improvement rather than just reduction, as emphasized by industry experts [5]

2026.01. 12 本文字数：2022，阅读时长大约4分钟 作者 | 第一财经 亓宁 日前，交通银行获批收购旗下一家村镇银行并改建，成为新年国有大行"村改支"第一例，也是去年 以来国有大行推进旗下村镇银行"村改支"的第十例。2025年以来，除交通银行外，工商银行、农业 银行也已开始对旗下村镇银行推进"村改支"。 多位业内受访人士认为，随着中央经济工作会议定调中小金融机构"减量提质"，年内中小银行改革 化险还会加速推进，重组合并仍是主流模式。数据显示，2025年有450多家中小银行退场，其中 280多家是村镇银行，内蒙古、山东、湖北等地减量最多。 按照2025年上半年持股情况来看，安吉交银村镇银行只是交通银行控股的4家村镇银行之一。此前 2025年8月，交通银行获批受让8家企业法人持有的大邑交银兴民村镇银行2.71%股权，由此实现了 对大邑交银兴民村镇银行的100%控股；2025年9月，交通银行获批收购青岛崂山交银村镇银行，并 设立交通银行青岛国金中心支行、王哥庄支行、北宅支行、沙子口支行、金家岭支行。 相比之下，工商银行是更早推进旗下村镇银行"村改支"的国有大行。2025年6月，金融监管总局江 津监管分局 ...