Core Viewpoint - The newly released regulatory framework for commercial bank custody services aims to enhance risk management, service quality, and transparency in the industry, with a transition period for existing businesses until February 1, 2029 [1][3][12] Group 1: Regulatory Framework - The National Financial Supervision Administration has issued the "Supervision and Management Measures for Commercial Bank Custody Business (Trial)" which will take effect on February 1, 2026, and includes a three-year rectification period for existing businesses [1][7] - The new measures require banks to identify and assess risks accurately, strengthen risk management systems, and enhance the independence of custody services [1][3] Group 2: Basic Services - The measures specify seven types of basic services that banks can provide, including account opening, asset custody, clearing and settlement, accounting, asset valuation, information disclosure, and investment supervision [2][8] - Banks must sign custody contracts that clearly outline compliance, risk disclosure, and the rights and obligations of all parties involved [2][8] Group 3: Prohibitive Duties - The measures outline eight prohibited duties and behaviors for banks in custody operations, aiming to clarify responsibilities and prevent excessive risk-taking [4][10] - New prohibitions include not providing liquidity support or financing commitments for custody products and not disclosing information on behalf of product managers [11] Group 4: Market Impact - The implementation of these measures is expected to reshape the custody business ecosystem by eliminating "pseudo-custody" practices and promoting competition based on service quality rather than risk coverage [4][10] - The measures aim to correct the misconception that bank custody equates to implicit guarantees, thereby establishing a clear risk isolation framework [5][11] Group 5: Transition and Compliance - Banks are required to conduct a comprehensive review of existing businesses, establish a problem ledger, and develop a phased rectification plan by February 1, 2029 [12] - Internal systems must be improved, operational processes revised, and staff trained to ensure compliance with the new regulations [12]

Meeting Overview - The first extraordinary general meeting of shareholders for Ping An Bank was held on December 16, 2025, with both on-site and online voting options available [4][7] - A total of 1,556 shareholders participated, representing 12,022,864,398 shares, which is 61.95% of the total voting shares [8] Resolutions Passed - The meeting approved several key resolutions, including amendments to the company's articles of association and the election of the 13th board of directors [10] - The amendment to the articles of association was passed with over two-thirds of the votes, while the elections for non-executive directors, executive directors, and independent directors were approved through cumulative voting [10] Legal Compliance - The meeting's procedures and voting were confirmed to be in compliance with relevant laws and the company's articles of association by the witnessing lawyers [11] Board of Directors Meeting - The first meeting of the 13th board of directors was held on December 16, 2025, where Mr. Xie Yonglin was elected as the chairman [15][19] - The board established several specialized committees, including the Strategy Development and Consumer Rights Protection Committee, Audit Committee, Risk Management Committee, and others [17] Appointment of Chief Compliance Officer - Mr. Wu Leiming was appointed as the Chief Compliance Officer, pending approval from the National Financial Regulatory Administration [20]

（文章来源：证券日报） 证券日报网讯 12月16日晚间，平安银行发布公告称，公司2025年第一次临时股东大会审议通过《关于 修订〈平安银行股份有限公司章程〉的议案》等多项议案。 ...

Core Viewpoint - Ping An Bank's Tianjin branch has launched the FT account system, marking a significant step in enhancing the financial innovation service network in Tianjin and improving the region's cross-border financial infrastructure [1] Group 1 - Ping An Bank's Tianjin branch is the 8th bank in Tianjin to implement the FT account system, indicating a growing trend in financial innovation within the region [1] - The launch of the FT account system signifies an increase in the supply of financial elements for foreign trade and investment, contributing to the area's openness [1] - This development reflects the ongoing efforts to enhance the financial services available in Tianjin, supporting its role as a hub for international finance [1]

Group 1 - Ping An Bank announced the convening of its 13th first board meeting on December 16, 2025, to discuss key proposals including the election of Mr. Xie Yonglin as the chairman of the board [1] - The meeting will review the proposal regarding the election of Mr. Xie Yonglin as the chairman of Ping An Bank [1] Group 2 - The article highlights issues in the procurement of large medical equipment, noting that many companies are frequently abandoning bids [1] - The challenges faced in the procurement process for large medical equipment are discussed, indicating underlying difficulties in the industry [1]

12月16日金融一线消息，平安银行今日发布2025年第一次临时股东会决议公告，审议通过了以下议案： 《关于修订〈平安银行股份有限公司章程〉的议案》《关于选举平安银行股份有限公司第十三届董事会 非执行董事的议案》《关于选举平安银行股份有限公司第十三届董事会执行董事的议案》《关于选举平 安银行股份有限公司第十三届董事会独立董事的议案》。 根据上述议案内容，平安银行第十三届董事会名单如下： 非执行董事：谢永林、郭晓涛、付欣、蔡方方 非执行董事：谢永林、郭晓涛、付欣、蔡方方 简历显示，吴雷鸣，现任平安银行行长助理兼首席风险官。1976 年出生，中南财经大学金融学学士、 武汉大学工商管理硕士。 吴雷鸣于 1997 年 7 月至 2002 年 10 月，任职于中国农业银行湖北省分行；2002 年 10 月至 2006 年 7 月，历任深圳发展银行北京分行市场管理部市场调查室职员、经理、总经理助理兼贸易融资部副总经 理；2006 年 7 月至 2009 年10 月，任深圳发展银行信贷审批部、华北信贷审批中心副经理；2009 年 10 月至 2013 年 4 月，历任平安银行（原深圳发展银行）北京分行信贷审批中心副总经理（主 ...

平安银行股份有限公司 2025 年第一次临时股东会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 特别提示 证券代码：000001 证券简称：平安银行 公告编号：2025-064 优先股代码：140002 优先股简称：平银优 01 1、本次股东会没有出现否决提案的情形。 2、本次股东会不涉及变更以往股东会已通过的决议。 一、会议召开情况 （一）召开时间： 1、现场会议召开时间：2025 年 12 月 16 日下午 14:30。 2、网络投票时间：通过深圳证券交易所交易系统进行网络投票的时间为 2025 年 12 月 16 日 9:15—9:25，9:30—11:30 和 13:00—15:00；通过深圳证券交 易所互联网投票系统投票的时间为 2025 年 12 月 16 日 9:15—15:00 期间的任意时 间。 （二）现场会议召开地点：广东省深圳市深南东路 5047 号本公司六楼多功 能会议厅。 （三）召集人：平安银行股份有限公司第十二届董事会。 （四）召开方式：采取现场投票与网络投票相结合的方式。 （五）主持人：平安银行股份有限公司董事长谢永林 ...

法律意见书 致：平安银行股份有限公司 根据《中华人民共和国证券法》、《中华人民共和国公司法》（以下统称"有关 法律"）及《平安银行股份有限公司章程》（以下称"公司章程"）的规定，北京市 海问（深圳）律师事务所（以下称"本所"）作为平安银行股份有限公司（以下称 "公司"）的特聘法律顾问，应公司的要求，指派李君娥律师和黄博文律师（以下 称"本所律师"）出席 2025 年 12 月 16 日召开的公司 2025 年第一次临时股东会（以 下称"本次会议"），对本次会议召开的合法性进行见证，并依法出具本法律意见 书。 在本法律意见书中，本所律师仅对本次会议召集和召开的程序、出席本次会 议的人员资格及表决程序是否符合有关法律和公司章程的规定以及本次会议审 议议案的表决结果发表意见，并不对本次会议所审议的议案内容以及该等议案所 表述的事实或数据的真实性和准确性发表意见。本所律师假定公司提交给本所律 师的资料（包括但不限于有关人员的居民身份证、授权委托书、营业执照、网络 投票结果等）真实、完整，资料上的签字和/或印章均是真实的，资料的副本或 复印件均与正本或原件一致。 本所律师按照律师行业公认的业务标准、道德规范和勤勉尽责的 ...

证券代码：000001 证券简称：平安银行 公告编号：2025-065 优先股代码：140002 优先股简称：平银优 01 平安银行股份有限公司董事会决议公告 本公司及董事会全体成员保证信息披露的内容真实、准确、完整，没有虚假记载、误导 性陈述或重大遗漏。 平安银行股份有限公司（以下简称本行）第十三届董事会第一次会议通知以 书面方式于 2025 年 12 月 11 日向各董事发出。会议于 2025 年 12 月 16 日在本行 召开。本次会议的召开符合有关法律、法规、规章和本行公司章程的规定。会议 应到董事 12 人（包括独立董事 5 人），董事谢永林、冀光恒、郭晓涛、付欣、蔡 方方、项有志、杨志群、杨军、艾春荣、吴志攀、刘峰和潘敏共 12 人到现场或 通过视频等方式参加了会议。 根据公司章程，经董事会过半数董事推举，谢永林董事主持本次会议。会议 审议通过了如下议案： 一、审议通过了《关于选举谢永林先生为平安银行股份有限公司第十三届董 事会董事长的议案》。 同意选举谢永林先生为平安银行股份有限公司第十三届董事会董事长。 主席：刘峰 委员：蔡方方、付欣、吴志攀、张杰 3、风险管理委员会 本议案同意票 11 票， ...

Core Viewpoint - Major Chinese banks are actively distributing mid-term cash dividends, reflecting strong profitability and capital adequacy, which is expected to enhance shareholder value and market confidence [6][8]. Group 1: Dividend Distribution by Major Banks - On December 15, Industrial and Agricultural Banks announced a total cash dividend of approximately 92.2 billion yuan for the first half of 2025, with A-share dividends amounting to about 76.2 billion yuan [1]. - Industrial Bank distributed a cash dividend of 0.1414 yuan per share, totaling approximately 503.96 billion yuan, with A-share dividends around 381.23 billion yuan [3]. - Agricultural Bank issued a cash dividend of 0.1195 yuan per share, totaling about 418.23 billion yuan, with A-share dividends approximately 381.5 billion yuan [3]. - Other major banks, including China Bank and Construction Bank, have also announced significant cash dividends, contributing to a total of over 200 billion yuan in cash dividends from the six major banks [4]. Group 2: Participation of Other Banks - Several joint-stock banks, such as CITIC Bank and Ping An Bank, have also joined the mid-term dividend distribution, with CITIC Bank distributing 104.61 billion yuan and Ping An Bank distributing 45.80 billion yuan [7]. - New entrants to the mid-term dividend distribution include Industrial Bank, which plans to distribute 119.57 billion yuan, and Ningbo Bank, which will distribute 19.81 billion yuan [7]. - Chongqing Bank plans to distribute 5.85 billion yuan, representing 11.99% of its net profit attributable to ordinary shareholders [7]. Group 3: Market Implications and Analyst Insights - Analysts indicate that the increase in mid-term dividends is a response to regulatory guidance and market demand for high-yield assets, particularly in a low-interest-rate environment [8]. - The trend of early and substantial mid-term dividends reflects the stable profitability of quality banks and their enhanced capacity for dividend distribution [8]. - Mid-term dividends are seen as a strategy to optimize capital structure and improve return on equity (ROE), while also attracting long-term investors [8].