Core Insights - JD Industrial's listing on the Hong Kong Stock Exchange marks the sixth publicly listed company in the JD ecosystem, highlighting JD's deep involvement in the supply chain and its focus on B2B opportunities [2][3] - The listing reflects the significant potential for transformation and upgrading within China's supply chain and industrial sectors, especially as the consumer market matures [2][6] - JD Industrial is recognized as a "hidden unicorn," emphasizing its strong B2B customer base and the growth potential it represents for investors [2][3] Group 1: JD's Deep Supply Chain and Industry Layout - JD has made extensive investments and deepened its connections within the supply chain and industry, which is evident in its ability to empower B2B clients [2][3] - The strong relationships with B2B customers provide a substantial growth opportunity, showcasing the potential of the B2B market [3][5] - JD's focus on integrating technology and finance into its supply chain strategy differentiates it from competitors [3][6] Group 2: Digital Transformation and Smart Upgrading - JD's commitment to digital transformation is crucial for assisting B2B clients in their upgrades, leveraging technologies like AI, big data, and cloud computing [4][5] - The successful implementation of digital solutions is seen as a key factor for sustained growth in the B2B sector [4][5] - JD's deep exploration in digitalization allows it to maintain continuous engagement with B2B users, facilitating their transformation [4][5] Group 3: Evolution of Business Model - JD is transitioning from a consumer-driven model to a more B2B-focused approach, unlocking greater development potential [6][7] - The shift involves moving away from merely connecting C-end and B-end users to providing deep empowerment at the industry level [6][7] - This transformation signifies a broader shift from the consumer internet era to the industrial internet era, marking a significant evolution in JD's business strategy [6][7]

编辑：穆皓 长春分行建立"白名单"精准对接机制，结合银税互动数据与企业经营画像，筛选优质小微客群主动推送 服务。长春某化工有限公司是本地老牌小微企业，日常采购常面临备货资金临时短缺的难题。企业负责 人坦言，"以前进货差钱得跑银行、交材料，等审批下来商机都错过了。"在浦发银行长春分行"小微协 调机制千企万户大走访"中，客户经理了解到该企业需求后，立即推荐"惠闪贷"产品，指导其通过"浦惠 来了"App提交申请。依托大数据风控模型，系统自动完成企业经营数据核验与额度测算，全程无需纸 质材料，15分钟完成测额，当天即获批150万元授信额度。该产品支持随借随还、按日计息，企业可根 据进货节奏灵活提款还款，有效降低资金占用成本。额度审批后，不到一个授信周期，客户已提款45 笔，累计发生额1329万元。 下一步，浦发银行长春分行将依托"数智化"战略和产品，积极落实支持小微企业融资协调机制，以扎实 行动破解小微企业融资难题，持续提升金融服务覆盖率、可得性和满意度，为促进共同富裕贡献金融之 力。（商斯扬） 转自：新华财经 为提升金融服务的精准度与时效性，满足小微企业融资"短、小、频、急"的需求，浦发银行长春分行依 托总行数智化 ...

Core Insights - In 2025, China National Heavy Duty Truck Group (CNHTC) is expected to achieve a significant milestone with heavy truck production and sales exceeding 300,000 units, surpassing the historical peak of 2021 [1] - The upcoming 2026 Global Partner Conference, themed "Technology Leads to Win-Win Across the Entire Chain," will focus on CNHTC's development logic behind its leading position and unveil transformative technologies and strategies [1] Group 1 - The conference will feature over 10 core exhibition areas, showcasing a comprehensive one-stop solution and presenting more than 100 key products across various vehicle categories, including special vehicles, cargo trucks, engineering vehicles, and new energy technologies [1] - The event aims to construct a complete closed-loop from technology to value, highlighting advancements from traditional power optimization to breakthroughs in new energy technology and high-level intelligent services [1] Group 2 - The conference will delve into the underlying logic and application potential of cutting-edge technologies in the digital and new energy sectors, demonstrating how CNHTC's innovations can enhance operational efficiency and deliver tangible benefits to users [2] - The core intention of the conference is to reconstruct the industrial value ecosystem, focusing on the entire lifecycle value of users, and fostering collaboration across the entire ecological chain [2] - The event will not only showcase new technologies, products, and services but also aim to redefine cooperation paradigms and experiences with partners, exploring pathways for sustainable and high-quality value growth [2]

2025年12月10日，"智向四海·艺龙酒店科技2025生态峰会"在苏州举办。在酒店行业从"规模扩张"全面转向"价值深耕"的时代背景下，艺龙酒店科技对外阐述 了以"生态筑基、数智赋能、本土焕新、出海布局"为核心的战略路径，标志着其平台生态进入全面启航的新阶段。 艺龙酒店科技由同程旅行于2021年成立。截至2025年9月末，艺龙酒店科技平台已实现开业酒店近3000家，服务网络覆盖全国超300个城市，成功落地马来西 亚、印度尼西亚、柬埔寨、阿联酋等8个海外国家。 其中，此次发布的AI系列智能应用中，AI选址工具整合了多渠道大数据，能秒级生成包含城市潜力、商圈分析、竞对评估、收益预测在内的专业投资报 告，将科学决策前置，大幅降低投资盲目性。而新推出的AI语音助手与AI前台，将自然语言处理技术应用于客户服务与员工培训，极大提升了人效与服务 质量一致性。 根据测算，艺龙酒店科技的"智赋能产品3.0"组合方案，能为一家中高端酒店带来显著效益。服务端，前台入住流程耗时平均缩短近30秒；在运营端，综合 能耗与物耗成本得到优化，最终推动单房收益（RevPAR）实现5%-8%的同比增长，数智化已从"成本项"转变为驱动酒店盈利能力 ...

秉持"马上就办、真抓实干"理念，兴业银行信用卡中心早在2023年就开始探索以科技手段实现远程身份 识别，将实时算法比对、人脸识别、视频通话等数智技术嵌入消保投诉处理流程，辅助投诉处理人员识 别疑似"黑灰产"特征。截至今年10月末，兴业银行信用卡中心累计完成超8万次比对，为遏制金融领 域"黑灰产"蔓延贡献力量。 兴业银行信用卡中心积极协同外部力量推进非法中介乱象治理工作。自2023年起，与相关部门、同业机 构等共同开展"非法代理投诉"专项打击活动，齐心协力维护金融消费生态的清朗环境。 如今，信用卡已成为人们日常消费生活的重要工具。兴业银行信用卡中心坚持以人民为中心，将消费者 权益保护融入信用卡业务发展全流程，畅通客户反馈渠道、推动消费者权益保护数智转型、打造多元金 融教育体系，全力谱写消费者权益保护工作新篇章。 倾听消费者诉求，解决消费者急难愁盼问题 兴业银行信用卡中心把倾听客户诉求和解决群众问题作为践行金融为民理念的重要举措，高效解决消费 者急难愁盼问题。 "浦江经验"和新时代"枫桥经验"，是兴业银行信用卡中心推进基层治理、化解一线矛盾的两大"法宝"。 一方面，积极借鉴"浦江经验"，由负责人带头接访接诉，倾听 ...

12月11日，在中国太原煤炭交易中心2026年度山西煤炭交易大会上，三项聚焦数智化发展的服务产品集 中发布，标志着我国煤炭交易市场在标准化、跨区域协同与数字化服务方面迈出关键步伐。 中国太原煤炭交易中心同期发布了其核心平台——"中国太原煤炭交易网"的重大升级成果及全新的移动 APP。此次升级涉及700余项自主研发的功能改进，核心亮点在于全面优化的"线上交易大厅"，其"交易 公告专区"更优化、"交易展示界面"更清晰、"实时交易全景台"更便捷。全新推出的移动APP实现了全 链条移动化操作，具备一键下单、实时行业资讯推送、个性化订阅等功能，旨在为交易商提供高效便 捷、尽在掌控的移动交易体验。 此次三款产品的集中发布，是中国太原煤炭交易中心技术服务能力与平台交易生态的一次全面跃升，也 预示着我国煤炭交易行业在数智化赋能下，正朝着更标准化、更互联互通、更高效便捷的方向加速发 展。 大会宣布，全国首部《煤炭现货交易规则》团体标准正式启动运行。该标准由中国太原煤炭交易中心联 合陕西煤炭交易中心、内蒙古煤炭交易中心、新疆煤炭交易中心、国能互通内蒙古网络科技有限公司共 同申报，并在中国煤炭运销协会指导下发布。 此项标准是全面落 ...

第八届中国金融教育发展论坛在广州召开 中新网广州12月14日电 (记者 郭军)以"数智化与金融强国建设"为主题的(2025年度)第八届中国金融教育 发展论坛12日至13日在广州召开。来自全国各地的众多专家、学者，以及金融专硕培养单位参会代表共 200余人出席大会。 本届论坛由全国金融专业学位研究生教育指导委员会(以下简称"教指委")主办，暨南大学经济学院、暨 南大学国家金融学研究中心、暨南大学南方高等金融研究院承办。 第八届中国金融教育发展论坛在广州召开。主办方 供图 受教指委主任委员、中国人民银行副行长陆磊委托，教指委副主任委员周诚君在开幕式上宣读致辞。致 辞强调，金融专业学位研究生教育作为培养高层次应用型金融人才的主渠道，要牢牢把握金融教育正确 政治方向，坚守为党育人、为国育才的初心使命；要深刻把握数智化变革的时代大势，推动金融教育模 式与时俱进、守正创新；同时，要充分发挥教指委统筹协调作用，凝聚各方力量，共同打造金融教育卓 越品牌；要持续深化对金融强国建设重大理论与实践问题研究，以高水平研究反哺高质量人才培养。 开幕论坛的主题报告环节，教指委副主任委员吴晓求、周诚君，中国互联网金融协会副秘书长杨彬分别 ...

在12月9日，央视新闻《在一起 鸿蒙智行》直播盛典上，赛力斯集团董事长（创始人）张兴海谈到，问界M9累计交付已突破26万辆，自上市后，稳居50 万元级市场的销量第一。 一个诞生仅两年的车型，何以能撼动BBA的长期统治？ 答案或许在于，市场交易的底层逻辑已经彻底改变。对于动辄投入五六十万乃至上百万元购车的高净值消费者而言，决策中的不确定性被显著放大。他们 不再满足于选择一个公认的品牌标志作为社交密码，而是开始深入审视一辆车上更多维度的价值。 过去，选择BBA近乎是一种规避风险的"标准答案"；如今，选择问界M9这样深度集成行业前沿技术、并以"智慧重塑豪华"为核心理念的车型，则代表了 一种基于深度产品比较与技术自信的跃迁。这一消费心理的深刻转变，正在剧烈冲击由品牌历史与机械情怀构筑的传统游戏规则。 正如张兴海所总结的："一方面，数智化重构了汽车全产业链，推动产业重构；另一方面，电动化、智能化、绿色化重塑了新汽车，实现价值重塑。"问界 M9的持续成功，正是这一"重构"与"重塑"过程在市场终端最生动的体现。 同时，汽车的角色从信息孤岛变为数字生态的节点。鸿蒙座舱的核心在于打通生态，实现跨设备流转，让车成为连接多元场景的 ...

Core Viewpoint - The continuous share buybacks by the chairman of Mindray Medical reflect confidence in the company's future growth and recovery in performance despite recent challenges [1][2] Group 1: Share Buyback Activity - Chairman Li Xiting increased his stake in Mindray Medical by purchasing 150,600 shares at an average price of 199.12 yuan per share, totaling 29.99 million yuan [1] - Li Xiting has made four consecutive share purchases, with a cumulative investment exceeding 100 million yuan [1] - The chairman plans to invest an additional 200 million yuan in the next six months without a price range, indicating a strong commitment to the company's future [1] Group 2: Company Performance and Strategy - Despite facing pressure in the first three quarters of 2025 due to high base effects, Mindray Medical reported a year-on-year revenue growth of 1.53% in the third quarter, signaling a potential turning point [1] - The company believes the most challenging period for its domestic business has passed and is focusing on increasing market share, particularly in the IVD sector [2] - Mindray Medical is prioritizing resource allocation towards high-value consumables and international markets, with expectations for significant growth in these areas [2] - The company aims to break into the top 20 global medical device rankings, maintaining a top-three market share in key product categories [2]

Core Viewpoint - The continuous share buybacks by the chairman of Mindray Medical reflect confidence in the company's future growth and recovery in performance despite recent challenges [1][2]. Group 1: Share Buyback Activity - On December 9, 2025, the chairman of Mindray Medical, Li Xiting, increased his stake by purchasing 150,600 shares at an average price of 199.12 yuan per share, totaling 29.99 million yuan [1]. - Li Xiting has made four consecutive share purchases since November 27, with cumulative investments exceeding 100 million yuan [1]. - The chairman plans to continue buying shares with a total investment of 200 million yuan over the next six months, without a price range set for the purchases [1]. Group 2: Company Performance and Market Outlook - Despite facing pressure on performance due to high base effects, Mindray Medical reported a year-on-year revenue growth of 1.53% in the third quarter, indicating a potential turning point [1]. - The company anticipates a recovery in domestic business growth next year, with profit growth expected to turn positive by 2026 [1]. - Mindray Medical believes the most challenging period for its domestic business has passed and is focusing on increasing market share, particularly in the IVD sector [2]. Group 3: Strategic Focus and Market Position - The company is leveraging the current market environment to accelerate domestic expansion and enhance industry concentration, with a focus on large-sample clients in the IVD business [2]. - Mindray Medical is investing resources in high-value consumables in minimally invasive surgery, which are expected to grow significantly compared to traditional life support products [2]. - The company aims to rank among the top 20 global medical device manufacturers, maintaining a top-three market share in various product categories such as monitors, anesthesia machines, and ultrasound products [2].