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财政部等多部门推出财政金融协同促内需一揽子政策
Yang Shi Wang· 2026-01-21 02:01
此外,今天还优化实施了服务业经营主体贷款贴息、个人消费贷款财政贴息、设备更新贷款财政贴息等政策。 财政部副部长 廖岷:激发民间投资是此次一揽子政策的"重头戏"。我们将继续加强与有关部门协同配合,通过创新宏观调控,激发微观主体活力,确 保"十五五"实现良好开局。 T53R 央视网消息:在国务院新闻办公室1月20日举行的新闻发布会上,财政部相关负责人表示,2026年,我国将继续实施更加积极的财政政策,扩大财政支 出盘子,确保总体支出力度"只增不减"、重点领域保障"只强不弱"。 为更大力度激发民间投资,促进居民消费,财政部等多部门1月20日推出财政金融协同促内需一揽子政策。其中,首次设立民间投资专项担保计划,通 过国家融资担保基金专设担保计划5000亿元,分两年实施,引导银行新增投放5000亿元中小微企业民间投资贷款。首次实施中小微企业贷款贴息政策,从今 年1月1日起,向中小微民营企业发放的符合条件的固定资产贷款,每年贴息1.5个百分点,最长贴息2年,单户贷款额度上限5000万元,单户最多可享受贴息 150万元,覆盖新能源汽车、工业母机等14个"重点产业链及上下游产业"、生产性服务业领域,以及农林牧渔相关领域。 C ...
银泰证券鑫新闻:研究所日报-20260121
Yintai Securities· 2026-01-21 01:59
Fiscal Policy and Investment - The overall fiscal expenditure for 2026 will "only increase" with a focus on key areas, including a special guarantee plan of 500 billion yuan for private investment to guide banks in providing 500 billion yuan in loans for small and micro enterprises[2] - A loan interest subsidy policy will be implemented for small and micro enterprises, covering 14 key industrial chains and related sectors, which is expected to support social investment activities and consumption[2] Market Performance - On January 20, the Shanghai Composite Index fell by 0.01%, while the Shenzhen Component Index decreased by 0.97%, with a total trading volume of 27,776.57 billion yuan, an increase of 693.09 billion yuan from the previous trading day[3] - The three major U.S. stock indices saw declines of 2.39% for the Nasdaq, 2.06% for the S&P 500, and 1.76% for the Dow Jones, reflecting a general downturn in global markets[3] Bond and Currency Markets - The yield on the 10-year Chinese government bond was 1.8260%, with a change of -1.66 basis points, while the average rates for interbank R001 and R007 were 1.4212% and 1.5429%, respectively[3] - The U.S. dollar index closed at 98.5413, down by 0.51%, and the offshore RMB appreciated by 10 basis points to 6.9559[4] Sector Performance - The leading sectors included oil and petrochemicals, construction materials, and real estate, with gains of 1.74%, 1.71%, and 1.55%, respectively[3] - Conversely, sectors such as telecommunications, defense, and computers experienced declines of 3.23%, 2.87%, and 1.94%[3]
金十数据全球财经早餐 | 2026年1月21日
Jin Shi Shu Ju· 2026-01-20 22:58
男生普通话版 下载mp3 女声普通话版 下载mp3 粤语版 下载mp3 西南方言版 下载mp3 东北话版 下载mp3 上海话版 下载mp3 今日优选 特朗普举行重返白宫一周年记者会 欧洲议会冻结美欧贸易协议批准程序 波兰央行批准购买150吨黄金的计划 国家发改委:将研究制定出台2026年—2030年扩大内需战略实施方案 市场盘点 周二,白宫就格陵兰岛的未来向欧洲发出威胁,再度引发"抛售美国"交易,美元指数最终收跌0.49%,报98.56;基准的10年期美债收益率最终收报 4.3000%,对美联储政策利率敏感的2年期美债收益率收报3.6050%。 特朗普威胁要对欧洲盟友征收额外关税,引发对避险资产的抢购,现货黄金首次突破4760美元,最终收涨1.82%,报4763.25美元/盎司;现货白银刷新新高 至95.86美元,最终收涨0.25%,报94.60美元/盎司。 因哈萨克斯坦油田暂时停产,以及全球经济增长更加强劲的预期可能推动燃料需求,WTI原油最终收涨0.17%,报59.5美元/桶;布伦特原油低开高走,最终 收跌0.13%,报63.55美元/桶。 欧洲主要股指全线收跌,英国富时100指数收跌0.67%;德国DA ...
财政金融促内需一揽子政策发布
Xin Lang Cai Jing· 2026-01-20 19:55
Group 1 - The core viewpoint of the article is the introduction of a comprehensive set of fiscal and financial policies aimed at stimulating market vitality, expanding domestic demand, and promoting stable economic development through targeted measures [1][2] Group 2 - The Ministry of Finance has announced five policy documents to support the development of small and micro enterprises, including a loan interest subsidy policy that provides a 1.5% annual subsidy on eligible fixed asset loans for small and micro private enterprises, with a maximum subsidy loan scale of 50 million yuan per entity [1] - The policy covers 14 key industrial chains and emerging fields, including new energy vehicles, industrial mother machines, and artificial intelligence [1] Group 3 - The personal consumption loan subsidy policy aims to support financial innovation in consumer finance, expanding the coverage of personal consumption loan subsidies and enhancing the accessibility of these policies [2] - The policy includes a 1% annual subsidy for credit card installment payments and removes previous limits on the amount of subsidy per transaction and cumulative subsidy limits for borrowers [2] Group 4 - A special guarantee plan for private investment has been established with a total quota of 500 billion yuan, to be implemented over two years, supporting eligible small and micro enterprises in their production and consumption activities [2] - The plan aims to guide financial resources to support private investment by increasing risk-sharing ratios, lowering guarantee fees, and enhancing credit guarantee limits [2]
财政部:居民使用个人消费贷款,只要用于消费的,都可享受1个百分点的贴息
Sou Hu Cai Jing· 2026-01-20 14:14
Core Viewpoint - The Chinese government is implementing a series of fiscal policies aimed at expanding domestic demand, stimulating private investment, and promoting consumer spending to drive high-quality economic development [1][3]. Group 1: Policy Framework - The policies are summarized as "one goal," "two focuses," "three principles," and "six policies" [1]. - "One goal" refers to the expansion of domestic demand, aligning with the central economic work conference's directives [1]. - "Two focuses" emphasize increasing efforts to stimulate private investment and promote consumer spending, both crucial components of domestic demand [1]. Group 2: Principles of Policy Design - The first principle is to ensure "convenience and efficiency," simplifying processes so that benefits can be accessed without application [3]. - The second principle is "precision and effectiveness," targeting key sectors and groups to lower financing costs and enhance consumer capacity [3]. - The third principle is "standardization and efficiency," balancing the effective use of policies while preventing fraudulent claims for fiscal funds [3]. Group 3: Six Key Policies - The first policy is a loan interest subsidy for small and micro enterprises, providing a 1.5% subsidy on loans for key industries such as new energy vehicles and medical equipment, with a maximum loan amount of 50 million yuan [4]. - The second policy is a special guarantee plan for private investment, offering guarantees for loans up to 20 million yuan for small and micro enterprises [4][5]. - The third policy involves a risk-sharing mechanism for private enterprise bonds, where the central government provides funds to support bond issuance and mitigate investor losses [5]. - The fourth policy is an updated equipment loan interest subsidy, expanding the scope to include loans related to fixed asset updates and technological innovation, with a 1.5% subsidy [5]. - The fifth policy is a loan interest subsidy for service industry entities, increasing the maximum loan amount from 1 million to 10 million yuan, with a 1% subsidy [6]. - The sixth policy is a personal consumption loan interest subsidy, providing a 1% subsidy for loans used for consumption, including credit card installment payments [6].
财政部等5部门:中小微企业相关贷款可享贴息,最长贴息2年
Sou Hu Cai Jing· 2026-01-20 11:44
新华社国内部出品 1月20日,财政部等5部门对外发布通知,明确实施中小微企业贷款贴息政策。政策支持范围为2026年1月1日起经办银行 发放的、符合条件的中小微民营企业固定资产贷款和中小微企业参与项目使用的新型政策性金融工具资金,支持领域包 括重点产业链及上下游产业、生产性服务业等。 新华社权威快报 财政部等5部门发布 关于实施中小微企业贷款贴息政策的通知 明确对今年起向中小微民营企业发放的 符合条件的固定资产贷款 给予财政贴息 每年贴息1.5个百分点,最长贴息2年 支持重点产业链及上下游产业 和生产性服务业等领域 据介绍,贴息方案为每年贴息1.5个百分点,最长贴息2年,单户贴息贷款规模上限5000万元,单户最多可享受贴息150万 元。政策实施期暂定1年,后续可视情延长。 来源:新华社 编辑:黄彧琳 校对:张淑秀 审核:刘益 黄小芹 ...
2026年财政总体支出力度“只增不减”!财政部重磅发声
Group 1 - The central government will maintain a proactive fiscal policy in 2026, ensuring that overall expenditure increases and key areas are strongly supported [1] - The total fiscal deficit, debt scale, and expenditure will remain at necessary levels, with a commitment to "only increase" in overall spending [1] - The cancellation of export tax rebates for photovoltaic products and electronics aims to promote efficient resource utilization and address disordered competition [2] Group 2 - In 2025, the central government allocated approximately 1.2 trillion yuan for basic pension insurance subsidies, with a 2% increase in pension levels [3] - The new government debt scale for 2025 is 11.86 trillion yuan, an increase of 2.9 trillion yuan from the previous year, reflecting a more aggressive fiscal policy [5] - The focus of the loan interest subsidy policy for small and micro enterprises will be on 14 key industrial chains, including new energy, automotive, and medical equipment [6] Group 3 - In 2026, the government will continue to issue ultra-long special bonds to support "two new" and "two heavy" construction projects, optimizing policy and enhancing the effectiveness of bond funds [4]
财政部、国家发改委、工信部、央行、金融监管总局,发布通知
券商中国· 2026-01-20 06:10
据新华社消息,1月20日,财政部、国家发展改革委、工业和信息化部、中国人民银行、金融监管总局等 5部门对外发布通知, 明确实施中小微企业贷款贴息政策 。 政策支持范围为2026年1月1日起经办银行发放的、符合条件的中小微民营企业固定资产贷款和中小微企业参与 项目使用的新型政策性金融工具资金,支持领域包括重点产业链及上下游产业、生产性服务业等。 据介绍, 贴息方案为每年贴息1.5个百分点 ,最长贴息2年,单户贴息贷款规模上限5000万元,单户最多可享 受贴息150万元。政策实施期暂定1年,后续可视情延长。 具体来说,投向领域为支持新能源汽车、工业母机、医药工业、医疗装备、基础软件和工业软件、民用大飞 机、服务器、移动通信设备、新型显示、仪器仪表、工业机器人、轨道交通装备、船舶与海洋工程装备、农机 装备等相关重点产业链及上下游产业,科技服务、物流服务、信息和软件服务、节能环保服务、生产性租赁服 务、商务服务等生产性服务业领域,农、林、牧、渔、农副产品加工业领域,以人工智能等为代表的新兴领 域。 通知还表示,财政部会同金融监管总局酌情组织财政部各地监管局、金融监管总局各监管局开展联合抽查, 发现被贴息企业有严重违规 ...
新华社权威快报 | 财政“真金白银”支持!中小微企业相关贷款可享贴息
Xin Hua She· 2026-01-20 05:54
新华社国内部出品 1月20日,财政部等5部门对外发布通知,明确实施中小微企业贷款贴息政策。政策支持范围为2026年1月1日起经办银行 发放的、符合条件的中小微民营企业固定资产贷款和中小微企业参与项目使用的新型政策性金融工具资金,支持领域包 括重点产业链及上下游产业、生产性服务业等。 明确对今年起向中小微民营企业发放的 符合条件的固定资产贷款 给予财政贴息 每年贴息1.5个百分点,最长贴息2年 支持重点产业链及上下游产业 和生产性服务业等领域 新华社权威快报 财政部等5部门发布 关于实施中小微企业贷款贴息政策的通知 据介绍,贴息方案为每年贴息1.5个百分点,最长贴息2年,单户贴息贷款规模上限5000万元,单户最多可享受贴息150万 元。政策实施期暂定1年,后续可视情延长。 (文章来源:新华社) ...
五部门实施中小微企业贷款贴息政策,单户贴息贷款规模上限5000万元
Bei Jing Shang Bao· 2026-01-20 05:08
Core Viewpoint - The Chinese government has announced a loan interest subsidy policy aimed at supporting small and micro enterprises, effective from January 1, 2026, with a focus on specific industries and sectors [1][2]. Group 1: Policy Details - The policy provides a subsidy of 1.5% per annum on the principal amount of eligible fixed asset loans for small and micro private enterprises, with a maximum loan amount of 50 million yuan per enterprise [1]. - The implementation period for this policy is initially set for one year, with the possibility of extension based on circumstances [1]. - Loans that benefit from this subsidy cannot simultaneously receive other central financial interest subsidy policies [1]. Group 2: Eligible Sectors - The policy targets key industries including but not limited to new energy vehicles, industrial mother machines, pharmaceuticals, medical equipment, basic and industrial software, civil aircraft, servers, mobile communication devices, new displays, instruments, industrial robots, rail transit equipment, marine engineering equipment, agricultural machinery, and related upstream and downstream industries [2]. - It also encompasses productive service sectors such as technology services, logistics services, information and software services, energy-saving and environmental protection services, productive leasing services, and business services [2]. - Emerging fields represented by artificial intelligence are included in the eligible sectors for this policy [2].