美国苹果公司，正在面临"后乔布斯时代"最严峻的人事动荡。 整理 ｜迟雨 点击上方【36氪随声听】，一键收听大公司热门新闻。听完音频记得添加进入 【我的小程序】 中哟！ 接近这个年龄段。古 尔曼也透露，主管苹 果自研芯片的硬件技术高级副总裁约翰尼·斯鲁吉近期告知库克，他正认真考虑在不 久的将来离职。斯鲁吉也已经告诉同事们，如果最终决定离开，他打算跳槽去别的公司。（财联社） 5款百万抗癌针纳入首版商保目录 12月7日，2025创新药高质量发展大会在广州召开，会议将发布2025年《国家基本医疗保险、生育保险和工伤保险药品目录》 和首版《商业健康保险创新药品目录》。据了解，本次目录调整新增114种药品，其中50种为1类创新药，包括替尔泊肽、国产 ADC（抗体偶联药物）芦康沙妥珠单抗等明星药物。商保创新药目录则覆盖了5款国产抗癌药CAR-T（嵌合抗原受体T细胞免疫 疗法）细胞药物、2款进口阿尔茨海默病药物及罕见病药物。据悉，如果自费使用CAR-T疗法，单次治疗费用超过百万元。 （每日经济新闻） 12306回应高铁盲文无凸起：工作人员可向视障人士提供帮助 12月6日，有网友通过社交媒体账号发布视频称，在高铁上，一块向残疾 ...

Group 1 - The National Financial Regulatory Administration has adjusted the risk factors related to insurance company operations, allowing for appropriate relaxation for high-quality institutions and moderately increasing capital space and leverage limits [2] - Zhu Jian, Chairman of Guotai Junan, has been elected as the President of the China Securities Association [2] - China is set to introduce its first specialized administrative regulations for the supervision of listed companies [2] Group 2 - Seven associations have jointly issued a risk warning to prevent illegal activities related to virtual currencies [2] - The National Internet Information Office is soliciting opinions on the draft of the "Network Data Security Risk Assessment Measures" [2] - Fujian Province has achieved key technological breakthroughs in the field of deep-sea new energy equipment [2] Group 3 - The 2025 medical insurance drug list has been released, adding 114 new drugs, of which 50 are classified as category 1 innovative drugs [2] - The central bank has increased its gold holdings for the 13th consecutive month [2]

Core Viewpoint - The People's Bank of China (PBOC) has reiterated its stance on combating virtual currency trading and speculation, with multiple associations warning about the associated risks, particularly concerning the rise of real-world asset tokens and other related activities [1][3][4]. Group 1: Risks Associated with Virtual Currencies - A joint risk warning was issued by seven associations, including the China Internet Finance Association and the China Banking Association, highlighting the dangers of virtual currencies, stablecoins, and real-world asset tokens [1][3]. - The warning emphasizes that activities related to stablecoins and real-world asset tokens could lead to various risks, including false asset risks, operational failure risks, and speculative trading risks [4][6]. - The rise of concepts like stablecoins and real-world asset tokens has been linked to illegal fundraising and scams, with the PBOC categorizing stablecoins as a form of virtual currency [3][4]. Group 2: Regulatory Measures and Industry Response - Financial institutions are prohibited from engaging in any business related to virtual currencies and must conduct thorough due diligence to identify potential risks [6][7]. - The associations have called for heightened vigilance among the public regarding virtual currency activities, urging individuals to be cautious of high-yield promises and to avoid engaging with suspicious platforms [6][7]. - The joint risk warning aims to enhance compliance and reduce the presence of virtual currencies and related activities in the domestic market, promoting a more coordinated regulatory approach across financial sectors [7][8].

Core Viewpoint - The China Internet Finance Association and six other associations issued a risk warning regarding illegal activities related to virtual currencies, emphasizing the illegality of certain financial activities involving virtual currencies and token issuance within the country [1] Summary by Relevant Categories Regulatory Actions - Domestic institutions and individuals engaging in the exchange of legal currency for virtual currencies, issuance of tokens, and financing activities are suspected of illegal financial activities such as illegal token sales, illegal fundraising, unauthorized public securities issuance, and illegal futures operations [1] International Implications - Foreign virtual currency service providers conducting business activities in China, either directly or indirectly, are also considered to be engaging in illegal financial activities [1] Accountability Measures - Domestic staff of foreign virtual currency service providers, as well as domestic institutions and individuals who knowingly provide services related to virtual currencies, will be held legally accountable [1] Public Awareness - The public is urged to enhance their risk awareness and ability to identify potential risks, and to avoid participating in activities related to virtual currencies and token issuance, as well as illegal fundraising and securities issuance disguised as virtual currency mining [1]

Core Viewpoint - Regulatory authorities have taken a firm stance against virtual currency trading and speculation, signaling that such activities are illegal and must be strictly curtailed [1][2]. Group 1: Regulatory Actions - The People's Bank of China convened a meeting to coordinate efforts against virtual currency trading, collaborating with 12 departments to reaffirm the stance on virtual currencies [1]. - Seven associations jointly issued a risk warning, aiming to completely block channels related to cryptocurrency speculation and associated businesses [1]. - A "zero tolerance" approach is emphasized, with financial management departments maintaining a high-pressure stance against illegal trading platforms and activities [3]. Group 2: Market Dynamics - The virtual currency market has experienced extreme volatility, characterized as a speculative frenzy detached from the real economy, with major cryptocurrencies like Bitcoin seeing drastic price fluctuations [1]. - The lack of intrinsic value in virtual currencies means their prices are entirely driven by supply and demand speculation, posing significant risks and susceptibility to manipulation [2]. Group 3: Risks and Consequences - The unchecked speculation in virtual currencies could lead to severe financial losses for investors and potentially trigger localized financial risks, disrupting normal economic and financial order [2]. - The rise of new concepts like "stablecoins" and "real-world asset tokens" is viewed as a potential cover for illegal fundraising and financial fraud, threatening public financial security [1]. Group 4: Industry Responsibility - Industry associations are encouraged to enhance self-regulation, risk warning, and educational guidance to mitigate risks associated with virtual currencies [3]. - Internet platforms are urged to fulfill their responsibilities by improving their ability to identify and cut off the dissemination of virtual currency speculation information [3]. Group 5: Investor Awareness - Investors are advised to recognize that virtual currency speculation is akin to gambling rather than rational investment, emphasizing the importance of risk awareness and skepticism towards high-return promises [3].

转自：成都日报锦观 中国互联网金融协会等7家协会联合警示虚拟货币交易炒作风险 背后隐患。新华社发（朱慧卿 作） 风险提示 ●虚拟货币交易炒作不仅扰乱经济金融秩序，更滋生洗钱、非法集资、诈骗、传销等违法犯罪活动 ●我国金融管理部门未批准任何现实世界资产代币化活动。现实世界资产代币化存在多重风险 ●树立正确投资理念，切勿参与虚拟货币、现实世界资产代币相关活动，以及借虚拟货币"挖矿"名义开展的非法集资和非法发行证券活动 近年来，虚拟货币、现实世界资产代币等加密资产市场快速扩张。然而，高收益的诱惑背后，是深不可测的风险漩涡："一晚上账户缩水一 半""交易平台突然无法登录""稳定币不再稳定"……这些已成为不少虚拟货币投资者的切肤之痛。12月5日，中国互联网金融协会等7家协会联 合发布关于防范涉虚拟货币等非法活动的风险提示，提醒公众明辨风险、远离非法活动。 风险隐患多发 远离"炒币风" 护好"钱袋子" 危害百姓"钱袋子" 近日，比特币的投资者又开始经历"过山车"般的行情。12月1日，比特币一度跌破8.5万美元，日内最大跌幅超7%。就在10月份，比特币还创出 每枚超12万美元的价格高点。 各方协同发力 坚决遏制"炒币风" ...

Core Viewpoint - The People's Bank of China has reiterated its commitment to combat virtual currency trading and speculation, with multiple associations warning about the risks associated with virtual currencies and related activities [1][3]. Group 1: Risks Associated with Virtual Currencies - A joint risk warning was issued by seven associations, including the China Internet Finance Association and the China Banking Association, highlighting the dangers of virtual currencies, stablecoins, and real-world asset tokens [1][4]. - The warning emphasizes that activities related to stablecoins and real-world asset tokens could lead to false asset risks, operational failure risks, and speculative trading risks [3][4]. - The rise of concepts related to virtual currencies has led to illegal fundraising and fraud, with criminals exploiting these terms to conduct illicit activities [3][4]. Group 2: Regulatory Environment - The risk warning states that no real-world asset tokenization activities have been approved by Chinese financial authorities, and engaging in such activities may involve illegal fundraising and unauthorized issuance of securities [4][6]. - Financial institutions are prohibited from providing services related to virtual currencies and must conduct thorough due diligence to identify potential risks [6][7]. - Internet platforms are also warned against promoting or providing services for virtual currency activities, emphasizing the need for compliance in information dissemination [7][8]. Group 3: Public Awareness and Education - The public is urged to remain vigilant against various forms of virtual currency activities, as these are often associated with speculation and fraudulent schemes [7][8]. - There is a call for continuous public education to enhance risk awareness and promote rational investment practices, which is essential for maintaining financial security [8].

要闻速递 国常会：研究进一步做好节能降碳工作 国务院总理李强12月5日主持召开国务院常务会议，研究进一步做好节能降碳工作，听取规范 涉企行政执法专项行动情况汇报并审议通过《行政执法监督条例（草案）》，讨论《中华人民 共和国国家消防救援人员法（草案）》，部署全链条打击涉烟违法活动有关举措。 外交部发言人宣布，国务院总理李强将于12月9日上午在北京同新开发银行行长罗塞芙、世界 银行行长彭安杰、国际货币基金组织总裁格奥尔基耶娃、世界贸易组织总干事伊维拉、联合国 贸易和发展会议秘书长格林斯潘、国际劳工组织总干事洪博、经济合作与发展组织秘书长科尔 曼、国际清算银行总经理卡斯滕斯、金融稳定理事会主席诺特和亚洲基础设施投资银行行长金 立群等10家国际经济组织负责人举行"1+10"对话会。 险企投资股票风险因子再度下调，沪深300、科创板等将受益 12月5日，国家金融监管总局发布《关于调整保险公司相关业务风险因子的通知》，在下调险 企业务风险因子的同时明确相关监管要求。一是对长期持仓的沪深300等指数成分股、科创板 股票下调风险因子；二是降低出口信用与海外投资保险的保费和准备金风险因子，同时要求险 企完善内控、强化偿付能力管 ...

（原标题：吴清发表重要讲话；美联储将举行议息会议｜周末要闻速递） 要闻速递 国常会：研究进一步做好节能降碳工作 国务院总理李强12月5日主持召开国务院常务会议，研究进一步做好节能降碳工作，听取规范涉企行政 执法专项行动情况汇报并审议通过《行政执法监督条例（草案）》，讨论《中华人民共和国国家消防救 援人员法（草案）》，部署全链条打击涉烟违法活动有关举措。 李强将与全球主要国际经济组织负责人举行"1+10"对话会 外交部发言人宣布，国务院总理李强将于12月9日上午在北京同新开发银行行长罗塞芙、世界银行行长 彭安杰、国际货币基金组织总裁格奥尔基耶娃、世界贸易组织总干事伊维拉、联合国贸易和发展会议秘 书长格林斯潘、国际劳工组织总干事洪博、经济合作与发展组织秘书长科尔曼、国际清算银行总经理卡 斯滕斯、金融稳定理事会主席诺特和亚洲基础设施投资银行行长金立群等10家国际经济组织负责人举 行"1+10"对话会。 险企投资股票风险因子再度下调 沪深300、科创板等将受益 12月5日，国家金融监管总局发布《关于调整保险公司相关业务风险因子的通知》，在下调险企业务风 险因子的同时明确相关监管要求。一是对长期持仓的沪深300等指数成 ...

Core Viewpoint - The joint announcement by seven associations emphasizes the prohibition of participation in illegal virtual currency activities within China, highlighting the risks associated with virtual currencies and related tokens [1][2]. Group 1: Regulatory Actions - Seven associations, including the China Internet Finance Association and the China Banking Association, issued a risk warning against illegal activities related to virtual currencies and real-world asset tokens, mandating that member units refrain from engaging in such activities domestically [1][2]. - The People's Bank of China and 13 other departments convened to establish a coordination mechanism to combat virtual currency trading, defining stablecoins as a form of virtual currency and stressing the need for ongoing efforts to curb illegal financial activities related to virtual currencies [1][2]. Group 2: Risks Associated with Virtual Currencies - The associations reiterated that virtual currencies are not issued by monetary authorities and do not hold the same legal status as fiat currencies, thus cannot be circulated as currency within China [2]. - Stablecoins currently fail to meet customer identification and anti-money laundering requirements, posing risks of being used for money laundering, fundraising fraud, and illegal cross-border fund transfers [2]. - Tokens like π coin lack substantial technological innovation and clear commercial applications, leading to significant fraud and market manipulation issues, with many scams operating under their guise [2]. Group 3: Prohibitions on Financial Services - Member units of banks and payment institutions are prohibited from providing services related to the issuance and trading of virtual currencies and real-world asset tokens, as well as from supporting virtual currency mining projects [3]. - Securities, fund, and futures institutions are also barred from offering services for the issuance and trading of virtual currencies and related financial products [3]. - Internet platform companies must not provide marketing or technical services for the issuance and trading of virtual currencies and real-world asset tokens, ensuring compliance in information dissemination [3]. Group 4: Public Awareness and Market Volatility - The risk warning highlights the extreme price volatility of virtual currencies, which are often used for speculative trading and fraudulent activities [4]. - Recent Bitcoin price fluctuations illustrate this volatility, with significant daily price changes reported, emphasizing the need for public awareness and caution against engaging in virtual currency activities [4].