北京商报讯（记者 廖蒙）据人民银行官网消息，12月12日，中国人民银行党委书记、行长潘功胜主持 召开党委会议，传达学习中央经济工作会议精神，落实全国金融系统工作会议要求，研究部署贯彻落实 举措。中国人民银行各党委成员出席会议。 会议强调，防范化解重点领域的金融风险，维护金融稳定。助力在宏观层面把握好经济增长、经济结构 调整和金融风险防范之间的动态平衡，推动经济高质量发展，夯实金融市场平稳运行和微观单体金融机 构稳健经营的根基。加强金融风险监测、评估、预警体系建设。坚定维护金融市场平稳运行，综合平衡 防范金融市场的道德风险，建立在特定情景下向非银金融机构提供流动性的机制性安排。坚定推进金融 支持融资平台债务风险化解工作。坚持市场化、法治化原则，积极稳妥处置中小金融机构风险。做好房 地产金融宏观审慎管理。 ...

Core Viewpoint - The meeting of the People's Bank of China (PBOC) emphasized the importance of implementing the spirit of the Central Economic Work Conference, focusing on macroeconomic management and financial stability for the upcoming year [2][3]. Group 1: Economic Performance and Policy Direction - The PBOC acknowledged the achievements made over the past year despite external pressures and internal challenges, highlighting the effectiveness of the central leadership in navigating economic complexities [3]. - The meeting underscored the need for a proactive macroeconomic policy to ensure stable economic growth and high-quality development, aligning with the goals set for the 14th Five-Year Plan [3][4]. Group 2: Monetary Policy and Financial Management - The PBOC plans to continue implementing a moderately loose monetary policy, focusing on stabilizing economic growth and ensuring reasonable price recovery [5]. - There will be an emphasis on enhancing the transmission mechanism of monetary policy and optimizing structural monetary policy tools to support key sectors such as domestic demand, technological innovation, and small and medium-sized enterprises [5][6]. Group 3: Financial Stability and Risk Management - The meeting highlighted the importance of preventing and mitigating financial risks, maintaining a balance between economic growth, structural adjustments, and financial stability [5]. - The PBOC aims to strengthen financial risk monitoring and establish mechanisms for providing liquidity to non-bank financial institutions under specific scenarios [5][6]. Group 4: Financial Openness and International Cooperation - The PBOC is committed to advancing high-level financial openness while ensuring national financial security, participating in global financial governance reforms, and promoting the internationalization of the Renminbi [6]. - The development of a comprehensive cross-border payment system for the Renminbi and the gradual rollout of digital currency are also key focuses [6].

Core Viewpoint - The People's Bank of China emphasizes the continuation of a moderately loose monetary policy and the acceleration of financial supply-side structural reforms to stabilize economic growth and ensure reasonable price recovery [2] Group 1: Monetary Policy - The meeting highlights the importance of using various monetary policy tools such as reserve requirement ratio (RRR) cuts and interest rate reductions flexibly and efficiently [2] - It stresses maintaining ample liquidity and promoting low financing costs for the economy [2] - The central bank aims to enhance financial support for the real economy, particularly in key areas like expanding domestic demand, technological innovation, and support for small and micro enterprises [2] Group 2: Financial Stability - The meeting calls for the prevention and resolution of financial risks in key areas to maintain financial stability [2] - It emphasizes the need to improve the central banking system and build a strong central bank [2] - The central bank is tasked with ensuring the basic stability of the RMB exchange rate at a reasonable and balanced level [2] Group 3: Coordination with Fiscal Policy - There is a focus on optimizing the use of structural monetary policy tools and enhancing coordination with fiscal policy [2] - The goal is to incentivize and guide financial institutions to support key sectors effectively [2]

（原标题：刚刚！央行、金融监管总局，重磅发声！） 中国人民银行党委召开会议 传达学习中央经济工作会议精神 12月12日，中国人民银行党委书记、行长潘功胜主持召开党委会议，传达学习中央经济工作会议精神， 落实全国金融系统工作会议要求，研究部署贯彻落实举措。中国人民银行各党委成员出席会议。 会议要求，要认真做好岁末年初各项工作。密切跟踪监测，维护金融市场平稳运行。认真做好支付清 算、现金供应等中央银行金融服务工作，满足人民群众金融需求。牢牢守住安全生产底线，确保金融基 础设施安全稳定运行。 会议强调，中国人民银行系统要坚定拥护"两个确立"，坚决做到"两个维护"，加强党对金融工作的全面 领导，积极谋划明年和未来五年各项工作，推动金融高质量发展，为"十五五"开好局、起好步贡献力 量。 会议强调，做好明年中国人民银行工作，要以习近平新时代中国特色社会主义思想为指导，全面贯彻党 的二十大和二十届历次全会精神，认真贯彻中央经济工作会议精神，按照全国金融系统工作会议工作部 署，坚持稳中求进工作总基调，完整准确全面贯彻新发展理念，继续实施适度宽松的货币政策，发挥存 量政策和增量政策集成效应，加大逆周期和跨周期调节力度，着力扩大 ...

Core Viewpoint - The meeting emphasized the importance of implementing the central government's economic policies and strategies for the upcoming year, focusing on macroeconomic stability and financial management to support high-quality development and economic growth [2][3]. Group 1: Economic Performance and Policy Direction - The meeting highlighted that despite external pressures and internal challenges, China's economy has made significant progress, achieving key development goals for the "14th Five-Year Plan" [3]. - The central bank is tasked with adhering to the principles of Xi Jinping's thought and the directives from the 20th National Congress, ensuring a stable and progressive approach to monetary policy [3][4]. Group 2: Monetary Policy and Financial Support - The central bank will continue to implement a moderately loose monetary policy, focusing on stabilizing economic growth and ensuring reasonable price recovery [5]. - There will be a flexible use of various monetary policy tools, such as interest rate cuts and reserve requirement ratio adjustments, to maintain ample liquidity and support the real economy [5]. Group 3: Financial Stability and Risk Management - The meeting stressed the importance of preventing and mitigating financial risks, particularly in key sectors, to maintain overall financial stability [6]. - A robust monitoring and early warning system for financial risks will be established to ensure the smooth operation of financial markets and institutions [6]. Group 4: Financial Openness and International Cooperation - The central bank aims to promote high-level financial openness while safeguarding national financial security, engaging in global financial governance, and advancing the internationalization of the Renminbi [6]. - Efforts will be made to develop a comprehensive cross-border payment system for the Renminbi and to steadily advance the digital currency initiative [6].

Core Insights - The meeting emphasized the importance of implementing the spirit of the Central Economic Work Conference and addressing the current economic situation and main objectives for financial work in 2026 [1] Group 1: Financial Risk Management - The financial system is tasked with preventing and resolving risks associated with local small financial institutions, real estate companies, and local government financing platform debts, with a focus on controlling new risks and managing existing ones [1] - There is a strong emphasis on cracking down on illegal financial activities to prevent financial "explosions" [1] Group 2: Regulatory Enhancements - The need to strengthen financial regulation and improve the regulatory system for key areas is highlighted, along with a commitment to enhance compliance and risk awareness among financial institutions [1] - The regulatory capabilities will be continuously improved, and accountability for financial risks will be strictly enforced [1] Group 3: Support for High-Quality Development - The meeting calls for a commitment to high-quality development through the implementation of a moderately loose monetary policy and increased financial support for key areas such as domestic demand expansion, technological innovation, and small and micro enterprises [1] - Financial reform and opening-up will be advanced steadily, with a focus on managing expectations [1] Group 4: Leadership and Planning - The importance of strengthening the Party's comprehensive leadership over financial work is emphasized, along with the need to thoroughly understand and implement the directives from General Secretary Xi Jinping and the decisions of the Central Committee [1] - The preparation of the "14th Five-Year" financial-related plans is crucial for ensuring a good start to financial work during this period [1]

Core Viewpoint - The meetings held by the People's Bank of China (PBOC) and the National Financial Regulatory Administration emphasized the importance of implementing the spirit of the Central Economic Work Conference, focusing on macroeconomic stability and financial management to support economic growth and high-quality development in the upcoming year and the 14th Five-Year Plan period [2][7]. Group 1: Economic Performance and Policy Direction - The PBOC acknowledged the achievements made over the past year despite external pressures and internal challenges, highlighting the effectiveness of the central leadership in navigating economic development [3]. - The meetings outlined the necessity of adhering to the guiding principles of Xi Jinping's thought and the decisions made during the 20th National Congress of the Communist Party, emphasizing a stable yet progressive approach to economic policy [4][7]. Group 2: Monetary Policy and Financial Management - The PBOC plans to continue implementing a moderately loose monetary policy, focusing on enhancing the effectiveness of both existing and new policies to stimulate domestic demand and optimize supply [4][5]. - There is a commitment to maintaining liquidity at adequate levels and ensuring low financing costs for the real economy, while also coordinating with fiscal policies to support key sectors such as technology innovation and small and medium-sized enterprises [5][6]. Group 3: Risk Prevention and Financial Stability - The meetings stressed the importance of preventing and mitigating financial risks, particularly in key areas, to maintain overall financial stability and support high-quality economic development [5][8]. - The regulatory bodies are tasked with enhancing their monitoring and assessment capabilities to preemptively address potential financial risks and ensure the stability of financial markets [8][9]. Group 4: Financial Sector Reforms and International Cooperation - The PBOC and the National Financial Regulatory Administration are focused on advancing financial reforms, enhancing regulatory frameworks, and promoting the internationalization of the Renminbi [5][9]. - There is an emphasis on strengthening financial cooperation on a global scale and improving the cross-border payment systems for the Renminbi, alongside the development of digital currency initiatives [5][9].

Core Viewpoint - The People's Bank of China emphasizes the importance of preventing and mitigating financial risks in key areas to maintain financial stability and promote high-quality economic development [1] Group 1: Financial Risk Management - The meeting highlights the need to balance economic growth, structural adjustments, and financial risk prevention at the macro level [1] - There is a commitment to maintaining stable financial market operations and ensuring the sound management of micro financial institutions [1] Group 2: Support for Financial Institutions - The establishment of mechanisms to provide liquidity to non-bank financial institutions under specific scenarios is emphasized [1] - The bank is determined to advance the resolution of debt risks associated with financing platforms [1] Group 3: Market Principles and Real Estate Management - The principles of marketization and rule of law will guide the proactive and prudent handling of risks in small and medium-sized financial institutions [1] - The importance of macro-prudential management in the real estate finance sector is underscored [1]

12月12日，中国人民银行党委书记、行长潘功胜主持召开党委会议，传达学习中央经济工作会议精神， 落实全国金融系统工作会议要求，研究部署贯彻落实举措。中国人民银行各党委成员出席会议。 会议认为，习近平总书记在中央经济工作会议上的重要讲话，全面总结一年来和过去5年经济工作，深 化提出做好经济工作的规律性认识，深刻分析当前我国经济运行面临的国际国内形势，系统部署明年经 济工作的总体要求、主要目标、政策取向和重点任务，为"十五五"良好开局、做好明年经济工作提供了 战略指引。李强总理的总结讲话，对贯彻落实习近平总书记重要讲话精神提出要求。全国金融系统工作 会议对做好明年重点工作作出具体部署。中国人民银行系统要认真学习领会，切实把思想和行动统一到 党中央的分析判断和决策部署上来，扎实做好中央银行宏观调控和金融管理工作。 会议指出，一年来，面对外部压力加大、内部困难增多的复杂严峻形势，以习近平同志为核心的党中央 团结带领全党全国各族人民，统筹国内国际两个大局，实施更加积极有为的宏观政策，我国经济顶压前 行、向新向优发展，经济社会发展主要目标将顺利实现，为"十四五"收官划上圆满句号。这些成绩的取 得非常不易，充分体现了以习近 ...

Core Viewpoint - The article emphasizes the importance of the People's Bank of China (PBOC) in implementing monetary policy and financial management to support economic stability and growth in the coming year, guided by the principles outlined in the Central Economic Work Conference and the Party's leadership [1][2][6]. Group 1: Economic Context and Achievements - The PBOC acknowledges the challenges faced over the past year, including increased external pressures and internal difficulties, but highlights that the economy has managed to progress and achieve its main development goals, marking a successful conclusion to the 14th Five-Year Plan [2]. - The achievements reflect the strategic wisdom and decision-making capabilities of the Party leadership under Xi Jinping, demonstrating effective governance in navigating complex economic conditions [2]. Group 2: Policy Directions for the Coming Year - The PBOC plans to implement a moderately accommodative monetary policy, focusing on stabilizing economic growth and ensuring reasonable price recovery, while maintaining ample liquidity in the financial system [4]. - Key tasks include enhancing financial support for the real economy, particularly in areas such as expanding domestic demand, technological innovation, and support for small and micro enterprises [4]. Group 3: Financial Stability and Risk Management - The PBOC aims to prevent and mitigate financial risks, ensuring a balance between economic growth, structural adjustments, and financial stability, which is crucial for high-quality economic development [5]. - Strengthening the monitoring, assessment, and early warning systems for financial risks is a priority, alongside maintaining the stability of financial markets and addressing the debt risks of financing platforms [5]. Group 4: Financial Openness and International Cooperation - The PBOC is committed to advancing high-level financial openness and maintaining national financial security, engaging in global financial governance reforms, and promoting the internationalization of the Renminbi [5]. - Efforts will also focus on developing a comprehensive cross-border payment system for the Renminbi and steadily advancing the digital currency initiative [5].