多项金融成绩居世界前列 "十四五"期间，我国金融事业在复杂多变的国内外环境中实现突破性发展。会上，潘功胜首先对"十四 五"我国金融事业的重大成就进行了介绍。 潘功胜表示，截至2025年6月末，我国银行业总资产近470万亿元，位居世界第一；股票、债券市场规模 位居世界第二；外汇储备规模连续20年位居世界第一。同时，我国在绿色金融、普惠金融、数字金融等 方面走在世界前列，基本建成多渠道、广覆盖、安全高效的人民币跨境支付清算网络，移动支付处于国 际领先水平。 "十四五"期间，我国金融服务实体经济质效大幅提升。期间，人民银行坚持支持性的货币政策立场，中 国特色现代货币政策框架初步形成，实施和传导更为有效；健全科技金融政策框架，持续提升金融支持 科技创新的能力、强度和水平，满足科技型企业不同生命周期阶段的融资需求。 "'十四五'时期，科技型中小企业贷款、普惠小微、绿色贷款年均增速超过20%。"潘功胜说道。 2025年是"十四五"规划的收官之年，各行业陆续交出"成绩单"。9月22日，国务院新闻办公室举行"高质 量完成'十四五'规划"系列主题新闻发布会，中国人民银行行长潘功胜等出席会议，介绍"十四五"时期金 融业发展成就。 ...

中国人民银行9月22日消息，中共中国人民银行委员会发布关于二十届中央第三轮巡视整改进展情况的 通报。 中国人民银行党委表示，将持续推进巡视整改融入到贯彻落实党中央决策部署当中，坚持稳中求进工作 总基调，完整准确全面贯彻新发展理念，为推动经济持续回升向好营造良好的货币金融环境。进一步压 实化解金融风险责任，防范金融风险。持续加力建设自主可控安全高效的金融基础设施体系。 要 点 速 览 研究制定金融业网络安全管理相关制度 推动银行间和交易所市场互换便利工具等联通项目落地 制定出台《金融基础设施监督管理办法》 修订《中国人民银行固定资产管理办法》 配合全国人大法工委推动金融稳定法草案后续审议 推动完善金融稳定保障基金管理规则 持续推动构建中国特色现代金融体系 持续加力建设自主可控安全高效的金融基础设施体系 附全文： 中共中国人民银行委员会 关于二十届中央第三轮巡视整改进展情况的通报 根据中央统一部署，2024年4月15日至7月20日，中央第三巡视组对中国人民银行党委开展了常规巡视。 2024年10月19日，中央第三巡视组向中国人民银行党委反馈了巡视意见。按照巡视工作有关要求，现将 巡视整改进展情况予以公布。 一、党 ...

Core Viewpoint - The article emphasizes the importance of enhancing financial regulation quality and effectiveness while maintaining a focus on risk prevention, strong regulation, and promoting high-quality development in the financial sector [1] Group 1: Financial Regulation - The financial regulatory authority aims to improve the quality and effectiveness of financial supervision [1] - The focus is on risk prevention, strong regulation, and promoting high-quality development as the main line of financial work [1] - There is a commitment to deepen the reform of small and medium-sized financial institutions to mitigate risks [1] Group 2: Risk Management - The authority plans to effectively respond to various financial risk challenges [1] - A comprehensive strengthening of the "five major regulations" is proposed to enhance the foresight, precision, effectiveness, and coordination of supervision [1] - There is a strong emphasis on safeguarding the legitimate rights and interests of financial consumers and rigorously preventing and combating illegal financial activities [1] Group 3: Economic Support - The financial sector is tasked with supporting high-quality economic and social development through the implementation of five major financial initiatives [1]

人民财讯9月22日电，中共国家金融监督管理总局委员会发布关于二十届中央第三轮巡视整改进展情况 的通报，下一步，常态长效抓好持续整改。坚持目标不变、标准不降、力度不减，压紧压实责任链条， 加强重点整改任务攻关。对已完成的整改任务，适时组织开展"回头看"，坚决防止问题反弹回潮。对尚 未完成和需要长期推进的整改任务，持续抓好跟踪督办，做到问题不解决不松手、整改不到位不罢休。 健全巡视整改长效机制，切实做到以巡促改、以巡促建、以巡促治。聚力提升金融监管质效。坚持防风 险、强监管、促高质量发展的金融工作主线，深化中小金融机构改革化险。妥善应对各类金融风险挑 战。全面强化"五大监管"，提升监管前瞻性、精准性、有效性、协同性。全力维护金融消费者合法权 益，严密防范打击非法金融活动。做好金融"五篇大文章"，有力支持经济社会高质量发展。 ...

根据中央统一部署，2024年4月15日至7月20日，中央第三巡视组对中国人民银行党委开展了常规巡视。 2024年10月19日，中央第三巡视组向中国人民银行党委反馈了巡视意见。按照巡视工作有关要求，现将 巡视整改进展情况予以公布。 一、党委履行巡视整改主体责任情况 （一）学深学透中央要求，以思想整改带动行动整改。中央巡视组反馈意见后，党委第一时间召开会议 学习。集中整改期间，先后多次召开党委会议、组织党委理论学习中心组学习、邀请外部专家作专题辅 导，深入学习习近平总书记重要讲话精神，以及中央领导同志部署和上级机关要求。通过学习讨论，党 委同志思想认识高度统一，一致表示要坚决把思想和行动统一到党中央决策部署上来，以整改实效推动 金融高质量发展。 二是进一步完善政策和制度，引导金融更好服务实体经济。推动出台《关于做好金融"五篇大文章"的指 导意见》，牵头建立科技金融、绿色金融、普惠金融、养老金融、数字金融等政策体系。对已实施的政 策措施，加强跟踪问效，强化重点领域特别是民营小微金融服务考核评估。优化科技创新和技术改造再 贷款、碳减排支持工具、普惠养老专项再贷款等政策举措，推动发行科技创新债券，优化调整保障性住 房再 ...

Core Viewpoint - The article highlights the significant achievements of China's financial sector during the "14th Five-Year Plan" period, emphasizing the deepening of financial reforms, enhancement of financial services to the real economy, and the ongoing efforts to mitigate financial risks while promoting high-quality development [6][10]. Financial System Reform - The financial system reform has been further deepened, with the establishment of the Central Financial Commission and the Central Financial Work Committee to strengthen the centralized leadership of the Party over financial work [6][7]. - The banking sector's total assets reached nearly 470 trillion yuan, ranking first in the world, while the stock and bond markets ranked second globally [6][7]. Financial Services to the Real Economy - Financial services to the real economy have significantly improved, with annual growth rates exceeding 20% for loans to technology-based SMEs, inclusive small and micro enterprises, and green loans during the "14th Five-Year Plan" [7][10]. - The banking and insurance sectors provided an additional 170 trillion yuan in funding to the real economy over the past five years [15]. Financial Industry Reform and Opening Up - The financial supply-side structural reform has been continuously promoted, with a focus on developing a multi-level financial market and optimizing the financial structure [9][10]. - The number of financial institutions has decreased from over 4,600 in 2019 to 4,295 by the end of 2024, indicating effective risk mitigation efforts [44]. Risk Prevention and Mitigation - Significant progress has been made in preventing and mitigating financial risks, with a focus on orderly handling of high-risk institutions and reducing the scale of high-risk assets [9][44]. - The overall health of the financial system has been maintained, with key regulatory indicators such as non-performing loans and capital adequacy remaining stable [15][16]. Capital Market Development - The capital market has seen substantial growth, with the total market value of A-shares surpassing 100 trillion yuan for the first time [21][22]. - The direct financing ratio has increased to 31.6%, reflecting a steady rise in the importance of direct financing in the economy [22]. Foreign Exchange Management - The foreign exchange market has operated steadily, with foreign exchange reserves remaining above 3 trillion USD, providing a strong stabilizing effect on the economy [29][30]. - The cross-border capital flow has remained balanced, with the international balance of payments showing resilience despite external pressures [29][30]. Future Outlook - The People's Bank of China aims to continue enhancing the financial system and supporting high-quality economic development in the "15th Five-Year Plan" period [10][40]. - The focus will be on building a more open, secure, and efficient foreign exchange management system to contribute to the modernization of China's economy [30][31].

9月22日，国务院新闻办公室举行"高质量完成'十四五'规划"系列主题新闻发布会，中国人民银行行长 潘功胜，金融监管总局局长李云泽，中国证监会主席吴清，中国人民银行副行长、国家外汇局局长朱鹤 新介绍"十四五"时期金融业发展成就，并答记者问。以下为要点汇总： // 中国人民银行行长潘功胜 // ①今天新闻发布会的主题是介绍"十四五"时期金融业发展成就，主要是从中长期视角回顾和总结"十四 五"，不涉及短期政策的调整。关于"十五五"及下一步金融改革内容，将在中央统一部署后与大家进一 步沟通。 ②十四五"以来，金融运行总体稳健，不良贷款、资本充足、偿付能力等主要监管指标稳中向好，均处 于健康区间。五年来，处置不良资产较"十三五"时期增加超过40%，行业抵御风险的资本和拨备总规模 超过50万亿元，应对各类挑战的基础更牢、韧性更强、底气更足。 ③十四五"时期，我们始终把防范化解金融风险作为监管部门的首位主责，把稳妥处置中小金融机构风 险作为重中之重。稳妥处置高风险机构。当前，不论是高风险机构数量还是高风险资产规模，都较峰值 大幅压降，在金融体系中占比较小，风险完全可控，相当一部分省份已经实现高风险中小机构动态清 零。 ④十 ...

潘功胜表示，往前看，中国人民银行将根据宏观经济运行的情况和形势变化，综合运用多种货币政策工具，保证流动性充裕，促进社会综合融资成本下降， 支持提振消费、扩大有效投资，巩固和增强经济回升向好态势，维护金融市场的稳定运行，保持人民币汇率在合理均衡水平上的基本稳定。 记者 辛圆 国务院新闻办公室周一举行"高质量完成'十四五'规划"系列主题新闻发布会，介绍"十四五"时期金融业发展成就。 谈及美联储降息25个基点，中国人民银行行长潘功胜表示，全球金融市场对美联储这次降息有充分预期，市场反应相对平稳。美元指数基本维持在97的区间 附近，国际资本市场总体上行，大宗商品市场振荡下行。我国的股、债、汇等主要金融市场也保持平稳运行。 对于下一步货币政策的考虑，潘功胜指出，在货币政策的确定上，中国人民银行在宏观层面的原则是非常清晰的，坚持以我为主，兼顾内外均衡。 "就当前中国的货币政策立场，我们多次与市场进行沟通，市场也是非常清楚的，当前中国的货币政策立场是支持性的，实施适度宽松的货币政策，这一政 策立场为我国经济的持续回升向好和金融市场的稳定运行创造了良好的货币金融环境。"他说。 四是全面加强金融监管，严厉打击金融腐败。潘功胜提 ...

Core Viewpoint - The People's Bank of China (PBOC) emphasizes the importance of maintaining financial stability and preventing systemic financial risks during the "14th Five-Year Plan" period, while also supporting the real economy [1][7]. Group 1: Financial Support and Risk Prevention - The PBOC aims to balance economic growth and risk prevention, recognizing that many economic issues manifest through financial channels and are interconnected with financial risks [3]. - Significant progress has been made in addressing key risk areas, including a reduction of over 60% in the number of financing platforms and a decrease of over 50% in financial debt scale compared to the beginning of 2023 [4]. Group 2: Financial Market Stability - The PBOC has maintained basic stability in the RMB exchange rate and has observed a low bond default rate, indicating a stable bond market [5]. - New monetary policy tools have been created to support capital market stability, including swap facilities and stock repurchase loans [5]. Group 3: Financial Stability Framework - The PBOC is advancing legislation related to financial stability and has established a financial stability guarantee fund to enhance risk monitoring and assessment [6]. - Key experiences include the importance of centralized leadership in financial work, a macro perspective on economic and financial risks, and the need for market-oriented risk resolution [6]. Group 4: Strengthening Financial Regulation - The PBOC is committed to enhancing financial regulation and combating financial corruption, emphasizing early identification and management of financial risks [7].

金融监管总局局长李云泽9月22日在国新办举行的"高质量完成'十四五'规划"系列主题新闻发布会上表 示，"十四五"期间，始终把防范化解金融风险作为监管部门的首位主责，把稳妥处置中小金融机构风险 作为重中之重。重点地区"一省一策"形成改革化险方案，综合采取兼并重组、在线修复、市场退出等多 种方式，有力有序推进实施。当前，不论是高风险机构数量还是高风险资产规模，都较峰值大幅压降， 在金融体系中占比都较小，风险完全可控。相当一部分省份已经实现高风险中小机构动态清零。 ...